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	<title>Comments on: Spending Your Discretionary Money on Things that Rise in Value</title>
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	<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: erzebet</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-687914</link>
		<dc:creator>erzebet</dc:creator>
		<pubDate>Sat, 06 Jun 2009 13:42:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-687914</guid>
		<description>when i buy something i first think about the reuse value and only after that on the resell value.
i spend most of my discretionary money on tuning my bike: i love to ride it and i use it everywhere. each evening i go out with her and it costs me nothing. by redesigning and building some components i also gained skills that are useful as an engineer- at least for me, i prefer to buy more expensive materials that buy those things already made

about some comments here on the guy collecting gold coins, money- banknotes or coins- are beautiful in themselves, they are not collected for their value but also for their representation of different epochs.</description>
		<content:encoded><![CDATA[<p>when i buy something i first think about the reuse value and only after that on the resell value.<br />
i spend most of my discretionary money on tuning my bike: i love to ride it and i use it everywhere. each evening i go out with her and it costs me nothing. by redesigning and building some components i also gained skills that are useful as an engineer- at least for me, i prefer to buy more expensive materials that buy those things already made</p>
<p>about some comments here on the guy collecting gold coins, money- banknotes or coins- are beautiful in themselves, they are not collected for their value but also for their representation of different epochs.</p>
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		<title>By: Sharon</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-686105</link>
		<dc:creator>Sharon</dc:creator>
		<pubDate>Fri, 05 Jun 2009 03:34:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-686105</guid>
		<description>The idea that the personal trainer will reduce your medical costs in the future is not by any means a sure thing. Getting fit is good; it can help with some long term health issues, but if they are running in your family there is no guarantee.  

Being fit will not keep you from injuring yourself on your bike; it won&#039;t keep a drunk driver from hitting you. It won&#039;t keep the cancer that has been building in you for the past ten years from being diagnosed. It won&#039;t keep that autoimmune disease that runs in your family from manifesting in you. It won&#039;t keep you from getting a nasty infection. 

By all means, work on feeling better with eating and exercise. Just don&#039;t indulge in magical thinking!</description>
		<content:encoded><![CDATA[<p>The idea that the personal trainer will reduce your medical costs in the future is not by any means a sure thing. Getting fit is good; it can help with some long term health issues, but if they are running in your family there is no guarantee.  </p>
<p>Being fit will not keep you from injuring yourself on your bike; it won&#8217;t keep a drunk driver from hitting you. It won&#8217;t keep the cancer that has been building in you for the past ten years from being diagnosed. It won&#8217;t keep that autoimmune disease that runs in your family from manifesting in you. It won&#8217;t keep you from getting a nasty infection. </p>
<p>By all means, work on feeling better with eating and exercise. Just don&#8217;t indulge in magical thinking!</p>
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		<title>By: shara</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-685342</link>
		<dc:creator>shara</dc:creator>
		<pubDate>Thu, 04 Jun 2009 13:31:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-685342</guid>
		<description>My husband has a thing for the Titanic (the ship, not the movie).  He has spent quite a bit of his discretionary income on buying items related to the ship.  We just found out that a picture he bought of her for just over $1000 he can probably re-sell for $4000-$5000!! (and that&#039;s just in two years).  I&#039;m feeling pretty good about his form of investment.</description>
		<content:encoded><![CDATA[<p>My husband has a thing for the Titanic (the ship, not the movie).  He has spent quite a bit of his discretionary income on buying items related to the ship.  We just found out that a picture he bought of her for just over $1000 he can probably re-sell for $4000-$5000!! (and that&#8217;s just in two years).  I&#8217;m feeling pretty good about his form of investment.</p>
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		<title>By: liz</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-685319</link>
		<dc:creator>liz</dc:creator>
		<pubDate>Thu, 04 Jun 2009 12:53:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-685319</guid>
		<description>Your friend with the 7 acres has to pay taxes on it every year - will he still make a profit when he comes to sell ?</description>
		<content:encoded><![CDATA[<p>Your friend with the 7 acres has to pay taxes on it every year &#8211; will he still make a profit when he comes to sell ?</p>
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		<title>By: Vanessa</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-685259</link>
		<dc:creator>Vanessa</dc:creator>
		<pubDate>Thu, 04 Jun 2009 11:39:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-685259</guid>
		<description>I know of an 18 year old old who has been collecting Yu-gi-yoh cards for years. While I thought this was only a hobby for young kids, he sees this as an investment and believes that he will end up making a lot of money, and told me about cards selling for $500 on eBay!</description>
		<content:encoded><![CDATA[<p>I know of an 18 year old old who has been collecting Yu-gi-yoh cards for years. While I thought this was only a hobby for young kids, he sees this as an investment and believes that he will end up making a lot of money, and told me about cards selling for $500 on eBay!</p>
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		<title>By: Angela</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-684659</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Thu, 04 Jun 2009 01:35:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-684659</guid>
		<description>As I was decluttering this winter I quite by accident ran across a &#039;Just Between Friends&#039; sale (purchase used but good condition items for kids).  I signed up to participate not knowing what to expect and made $190.00 on my items I would have donated.  I have taken that $190.00 and am using it to purchase more kids items at a severe discount (aka: garage sales, thrifts etc.) only to resell them again for profit in the fall.  With the profits (anything over the orig. $190.00 made) I will be investing it into my kids 529 plan.  My goal is a $500.00 profit in the fall.</description>
		<content:encoded><![CDATA[<p>As I was decluttering this winter I quite by accident ran across a &#8216;Just Between Friends&#8217; sale (purchase used but good condition items for kids).  I signed up to participate not knowing what to expect and made $190.00 on my items I would have donated.  I have taken that $190.00 and am using it to purchase more kids items at a severe discount (aka: garage sales, thrifts etc.) only to resell them again for profit in the fall.  With the profits (anything over the orig. $190.00 made) I will be investing it into my kids 529 plan.  My goal is a $500.00 profit in the fall.</p>
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		<title>By: Jenna</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-684647</link>
		<dc:creator>Jenna</dc:creator>
		<pubDate>Thu, 04 Jun 2009 01:18:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-684647</guid>
		<description>What about jewelry? Women can really enjoy their diamonds, gold rings etc and also leave them for their children for future. Long term very good returns.</description>
		<content:encoded><![CDATA[<p>What about jewelry? Women can really enjoy their diamonds, gold rings etc and also leave them for their children for future. Long term very good returns.</p>
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		<title>By: Meghan</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-684467</link>
		<dc:creator>Meghan</dc:creator>
		<pubDate>Wed, 03 Jun 2009 23:48:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-684467</guid>
		<description>A couple of my hobbies return a profit, gardening and firearms.  The gardening is simple, grow and eat the food to save money on groceries, I guess this isn&#039;t a good example of Trent&#039;s post but the firearms.  Every firearm that I have purchased has appreciated in value.  One person made the comment that you have to be an expert, not true, but you must have some knowledge.  For example, AR-15s (especially certain types of the lower receiver - that&#039;s the &quot;gun&quot; part with the serial number) have been going up in value for a very long time...especially since the last election.  It&#039;s true that I don&#039;t recover the funds spent on ammo, but my costs are also low due to reloading.</description>
		<content:encoded><![CDATA[<p>A couple of my hobbies return a profit, gardening and firearms.  The gardening is simple, grow and eat the food to save money on groceries, I guess this isn&#8217;t a good example of Trent&#8217;s post but the firearms.  Every firearm that I have purchased has appreciated in value.  One person made the comment that you have to be an expert, not true, but you must have some knowledge.  For example, AR-15s (especially certain types of the lower receiver &#8211; that&#8217;s the &#8220;gun&#8221; part with the serial number) have been going up in value for a very long time&#8230;especially since the last election.  It&#8217;s true that I don&#8217;t recover the funds spent on ammo, but my costs are also low due to reloading.</p>
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		<title>By: Brendan</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-684284</link>
		<dc:creator>Brendan</dc:creator>
		<pubDate>Wed, 03 Jun 2009 20:25:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-684284</guid>
		<description>Ariana: personal trainers are not just for loosing weight. I am paying a personal trainer to help get bigger actually. I don&#039;t think it is really fair to consider this an investment though, even though it certainly makes me healthier and more marketable. Probably better to think about personal development as separate from investment.

If you have extra money that you want to earn a return on, why not go the easy and low-risk way of bonds or CDs?

All this talk of collections ignores the money value of time: you really need to be passionate and dedicate quite a bit of time to your hobby if you want to hope for any kind of return. Also, if you do it systematically, as others have already pointed out, there are tax issues.</description>
		<content:encoded><![CDATA[<p>Ariana: personal trainers are not just for loosing weight. I am paying a personal trainer to help get bigger actually. I don&#8217;t think it is really fair to consider this an investment though, even though it certainly makes me healthier and more marketable. Probably better to think about personal development as separate from investment.</p>
<p>If you have extra money that you want to earn a return on, why not go the easy and low-risk way of bonds or CDs?</p>
<p>All this talk of collections ignores the money value of time: you really need to be passionate and dedicate quite a bit of time to your hobby if you want to hope for any kind of return. Also, if you do it systematically, as others have already pointed out, there are tax issues.</p>
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		<title>By: Shawn</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-684197</link>
		<dc:creator>Shawn</dc:creator>
		<pubDate>Wed, 03 Jun 2009 18:28:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-684197</guid>
		<description>This has me thinking, as most of my discretionary spending is on books, dvds, prostitutes (gotta be truthful), electronic gizmos, etc.

Too much of the stuff everyone lists just sits around gathering dust.  Even if you&#039;re a musician and they increased in value, how many saxophones do you want lying around the house?  And sitting around looking at your money?

In terms of things that will create real value, maybe the best way to go is donating money and/or time to worthy, credible charities?</description>
		<content:encoded><![CDATA[<p>This has me thinking, as most of my discretionary spending is on books, dvds, prostitutes (gotta be truthful), electronic gizmos, etc.</p>
<p>Too much of the stuff everyone lists just sits around gathering dust.  Even if you&#8217;re a musician and they increased in value, how many saxophones do you want lying around the house?  And sitting around looking at your money?</p>
<p>In terms of things that will create real value, maybe the best way to go is donating money and/or time to worthy, credible charities?</p>
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		<title>By: Sierra</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-684029</link>
		<dc:creator>Sierra</dc:creator>
		<pubDate>Wed, 03 Jun 2009 16:11:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-684029</guid>
		<description>The main thing I spend my &quot;discretionary&quot; money on is my kids&#039; education, and continuing education for myself and my husband. That&#039;s not &quot;stuff&quot; that can rise in value, but I do learn skills that can contribute to my income and I think investing in education for my kids will show a great return on their quality of life, and probably continue to pay off for generations in higher income and more flexibility in career options, as well as less tangible stuff like getting more joy from life.</description>
		<content:encoded><![CDATA[<p>The main thing I spend my &#8220;discretionary&#8221; money on is my kids&#8217; education, and continuing education for myself and my husband. That&#8217;s not &#8220;stuff&#8221; that can rise in value, but I do learn skills that can contribute to my income and I think investing in education for my kids will show a great return on their quality of life, and probably continue to pay off for generations in higher income and more flexibility in career options, as well as less tangible stuff like getting more joy from life.</p>
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		<title>By: Pam</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-683950</link>
		<dc:creator>Pam</dc:creator>
		<pubDate>Wed, 03 Jun 2009 15:31:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-683950</guid>
		<description>Great post. 

My husband and I own a comic book shop. Over the years, a lot of people have asked us what to buy &quot;that will be worth a lot of money.&quot; We always tell them to buy what you like to read, not what you think will make you rich. 

If a comic has &quot;collectible&quot; printed on the cover, you can bet that it&#039;s not.

Once the comic is officially graded and sealed, you can&#039;t open the package. That ruins the appeal for us--there&#039;s some great art and great writing out there and you&#039;re missing out on it if it&#039;s sealed in a plastic box.
</description>
		<content:encoded><![CDATA[<p>Great post. </p>
<p>My husband and I own a comic book shop. Over the years, a lot of people have asked us what to buy &#8220;that will be worth a lot of money.&#8221; We always tell them to buy what you like to read, not what you think will make you rich. </p>
<p>If a comic has &#8220;collectible&#8221; printed on the cover, you can bet that it&#8217;s not.</p>
<p>Once the comic is officially graded and sealed, you can&#8217;t open the package. That ruins the appeal for us&#8211;there&#8217;s some great art and great writing out there and you&#8217;re missing out on it if it&#8217;s sealed in a plastic box.</p>
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		<title>By: K2ofcu</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-683871</link>
		<dc:creator>K2ofcu</dc:creator>
		<pubDate>Wed, 03 Jun 2009 14:50:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-683871</guid>
		<description>I can&#039;t help but thinking of the movie &#039;40 Year Old Virgin&#039; and all of his collections of fantasy/Star Wars like figurines dispersed in his home.  
Don&#039;t recall the upshot of those collections in the movie, but it really doesn&#039;t strike me as a way that I&#039;d like to spend my DISCRETIONARY funds (which I interpret as &#039;for fun not payback&#039;).
Am not totally against this concept, just think that balance is required.  
Pragmatically, I used to buy two boxes of Topps and Fleer (four total) of the current year&#039;s baseball cards (one box to keep pristine, one box to break up/in case I couldn&#039;t stand it and had to look at them! ha!).  They&#039;re all in my climate controlled storage unit (along with other household items) so imagine that they&#039;re still &#039;of value&#039;. 
I did this only for a few years- I do know that I did it for the year of Ken Griffey, Jr&#039;s rookie year, but suspect the market is flooded (read a story @ Upper Deck/Griffey Jr on Slate which essentially confirms this).  Regardless, they&#039;re not hurting anything, don&#039;t need the $ they&#039;d generate, so might as well hang on to them.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t help but thinking of the movie &#8217;40 Year Old Virgin&#8217; and all of his collections of fantasy/Star Wars like figurines dispersed in his home.<br />
Don&#8217;t recall the upshot of those collections in the movie, but it really doesn&#8217;t strike me as a way that I&#8217;d like to spend my DISCRETIONARY funds (which I interpret as &#8216;for fun not payback&#8217;).<br />
Am not totally against this concept, just think that balance is required.<br />
Pragmatically, I used to buy two boxes of Topps and Fleer (four total) of the current year&#8217;s baseball cards (one box to keep pristine, one box to break up/in case I couldn&#8217;t stand it and had to look at them! ha!).  They&#8217;re all in my climate controlled storage unit (along with other household items) so imagine that they&#8217;re still &#8216;of value&#8217;.<br />
I did this only for a few years- I do know that I did it for the year of Ken Griffey, Jr&#8217;s rookie year, but suspect the market is flooded (read a story @ Upper Deck/Griffey Jr on Slate which essentially confirms this).  Regardless, they&#8217;re not hurting anything, don&#8217;t need the $ they&#8217;d generate, so might as well hang on to them.</p>
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		<title>By: Mike</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-683858</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Wed, 03 Jun 2009 14:33:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-683858</guid>
		<description>Inflation IS an expanding money supply. Every new fiat dollar the central banks prints makes every existing dollar previous to that all the more worthless. The government wants to purposely do it MORE??

Don&#039;t think of inflation as &quot;higher prices&quot; because it costs more dollars. Think of it as &quot;each dollar is WORTH less&quot;, because that&#039;s what inflation is. The more of something there is, the less it&#039;s worth.

They are doing this on purpose.</description>
		<content:encoded><![CDATA[<p>Inflation IS an expanding money supply. Every new fiat dollar the central banks prints makes every existing dollar previous to that all the more worthless. The government wants to purposely do it MORE??</p>
<p>Don&#8217;t think of inflation as &#8220;higher prices&#8221; because it costs more dollars. Think of it as &#8220;each dollar is WORTH less&#8221;, because that&#8217;s what inflation is. The more of something there is, the less it&#8217;s worth.</p>
<p>They are doing this on purpose.</p>
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		<title>By: Roy West, Las Vegas</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-683764</link>
		<dc:creator>Roy West, Las Vegas</dc:creator>
		<pubDate>Wed, 03 Jun 2009 13:03:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-683764</guid>
		<description>I put my money where it gets it&#039;s greatest return

 -- at the poker table.  Then -- antique radios.</description>
		<content:encoded><![CDATA[<p>I put my money where it gets it&#8217;s greatest return</p>
<p> &#8212; at the poker table.  Then &#8212; antique radios.</p>
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		<title>By: Michael</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-683116</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Wed, 03 Jun 2009 04:16:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-683116</guid>
		<description>Interesting post, though I&#039;d agree with some of the other comment-writers regarding books.  Admittedly, MANY books do quickly depreciate.  You see those selling for a penny used on Amazon.  But, a well-thought-out collection of first and limited editions has as good a chance to appreciate in value as many other collectibles.

And, maybe I&#039;m just missing the boat here, but I can&#039;t see how the whole &quot;encapsulated, graded comic&quot; thing can really catch on with the masses.  Once it&#039;s sealed up, you can only appreciate a fragment of the whole.  It somehow seems like sealing the Mona Lisa up in an opaque, chemically-neutral environment.  Sure it&#039;s less likely to be damaged, but what good is that if you can&#039;t look at it?

Thanks for the food for thought!</description>
		<content:encoded><![CDATA[<p>Interesting post, though I&#8217;d agree with some of the other comment-writers regarding books.  Admittedly, MANY books do quickly depreciate.  You see those selling for a penny used on Amazon.  But, a well-thought-out collection of first and limited editions has as good a chance to appreciate in value as many other collectibles.</p>
<p>And, maybe I&#8217;m just missing the boat here, but I can&#8217;t see how the whole &#8220;encapsulated, graded comic&#8221; thing can really catch on with the masses.  Once it&#8217;s sealed up, you can only appreciate a fragment of the whole.  It somehow seems like sealing the Mona Lisa up in an opaque, chemically-neutral environment.  Sure it&#8217;s less likely to be damaged, but what good is that if you can&#8217;t look at it?</p>
<p>Thanks for the food for thought!</p>
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		<title>By: Ariana</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-683113</link>
		<dc:creator>Ariana</dc:creator>
		<pubDate>Wed, 03 Jun 2009 04:14:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-683113</guid>
		<description>Personal trainers are expensive. People are better off eating like broke college students and go running everyday. Now THAT is cheap weight loss!</description>
		<content:encoded><![CDATA[<p>Personal trainers are expensive. People are better off eating like broke college students and go running everyday. Now THAT is cheap weight loss!</p>
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		<title>By: JFR</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-683040</link>
		<dc:creator>JFR</dc:creator>
		<pubDate>Wed, 03 Jun 2009 02:54:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-683040</guid>
		<description>I actually spend a part of my discretionary money on getting part-time education at the university.  Education as always had a good return on investment for me and fueled my personal development as well.</description>
		<content:encoded><![CDATA[<p>I actually spend a part of my discretionary money on getting part-time education at the university.  Education as always had a good return on investment for me and fueled my personal development as well.</p>
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		<title>By: Penny</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-682977</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Wed, 03 Jun 2009 01:39:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-682977</guid>
		<description>Dietitian appointments. 

I&#039;ve been seeing a dietician for a while now, and while the appointments may seem expensive - I&#039;m actually spending less money all up because I am eating proper portions and therefore need less food. Trent, I know you are passionate about food - so am I - and I actually think I am buying *nicer* food now - maybe cause I appreciate it more? And I know how to moderate my sugar intake better so I don&#039;t feel guilty about buying and making the sweet stuff. 

It&#039;s had other personal benefits aside from finanical - for example I am so much more organised now, have a better work/life balance and my relationship with my partner has improved because I don&#039;t carry around my unhappiness about my weight anymore. 

But wait - heres the ironic thing - and it applies to personal trainers too - I now need a whole new wardrobe! I dropped 2-3 dress sizes and all my clothes are too big! Some things will be tailored - &#039;taken in&#039;- so I can use them again.  That&#039;s an expense I wasn&#039;t expecting. What are your thoughts - on getting your clothes &quot;taken in&quot; as opposed to just buying a whole new wardrobe? The obvious answer is that I could very well &quot;take them in&quot; myself - and with some of the easier stuff I have done - but I don&#039;t have the skill required for particular parts.</description>
		<content:encoded><![CDATA[<p>Dietitian appointments. </p>
<p>I&#8217;ve been seeing a dietician for a while now, and while the appointments may seem expensive &#8211; I&#8217;m actually spending less money all up because I am eating proper portions and therefore need less food. Trent, I know you are passionate about food &#8211; so am I &#8211; and I actually think I am buying *nicer* food now &#8211; maybe cause I appreciate it more? And I know how to moderate my sugar intake better so I don&#8217;t feel guilty about buying and making the sweet stuff. </p>
<p>It&#8217;s had other personal benefits aside from finanical &#8211; for example I am so much more organised now, have a better work/life balance and my relationship with my partner has improved because I don&#8217;t carry around my unhappiness about my weight anymore. </p>
<p>But wait &#8211; heres the ironic thing &#8211; and it applies to personal trainers too &#8211; I now need a whole new wardrobe! I dropped 2-3 dress sizes and all my clothes are too big! Some things will be tailored &#8211; &#8216;taken in&#8217;- so I can use them again.  That&#8217;s an expense I wasn&#8217;t expecting. What are your thoughts &#8211; on getting your clothes &#8220;taken in&#8221; as opposed to just buying a whole new wardrobe? The obvious answer is that I could very well &#8220;take them in&#8221; myself &#8211; and with some of the easier stuff I have done &#8211; but I don&#8217;t have the skill required for particular parts.</p>
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	<item>
		<title>By: Shevy</title>
		<link>http://www.thesimpledollar.com/2009/06/02/spending-your-discretionary-money-on-things-that-rise-in-value/comment-page-2/#comment-682959</link>
		<dc:creator>Shevy</dc:creator>
		<pubDate>Wed, 03 Jun 2009 01:23:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3703#comment-682959</guid>
		<description>Along the lines of a personal trainer would be hiring a personal assistant (or a virtual assistant) to help you on a part time basis.  I&#039;m not so much thinking of having someone pick up your dry cleaning as someone to work on the things you know you should be doing but tend to put off until they end up costing you money.</description>
		<content:encoded><![CDATA[<p>Along the lines of a personal trainer would be hiring a personal assistant (or a virtual assistant) to help you on a part time basis.  I&#8217;m not so much thinking of having someone pick up your dry cleaning as someone to work on the things you know you should be doing but tend to put off until they end up costing you money.</p>
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