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	<title>Comments on: 15 Ways to Get Started on Snowflaking</title>
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	<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Angie</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-695194</link>
		<dc:creator>Angie</dc:creator>
		<pubDate>Fri, 12 Jun 2009 22:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-695194</guid>
		<description>Can you give more info on the whole survey thing?  Links or suggestions?  Thanks!</description>
		<content:encoded><![CDATA[<p>Can you give more info on the whole survey thing?  Links or suggestions?  Thanks!</p>
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		<title>By: Angie</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-695115</link>
		<dc:creator>Angie</dc:creator>
		<pubDate>Fri, 12 Jun 2009 21:04:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-695115</guid>
		<description>Since you mentioned surveys I&#039;ll put one in for Pinecone Research. Payments next day, every survey is $3 and only takes 10-15 minutes. I get a few a month and have made around $50 in 2 months. Not a lot, but its easy! 

Well its invite only and since I got lucky finding an invite immediately on a blog (I&#039;ve heard some people wait months!) I&#039;ll post mine here to return the favor. I got it a few weeks ago so I don&#039;t know if it will work. 

http://www.pineconeresearch.com/signup/ds548Referral1.asp</description>
		<content:encoded><![CDATA[<p>Since you mentioned surveys I&#8217;ll put one in for Pinecone Research. Payments next day, every survey is $3 and only takes 10-15 minutes. I get a few a month and have made around $50 in 2 months. Not a lot, but its easy! </p>
<p>Well its invite only and since I got lucky finding an invite immediately on a blog (I&#8217;ve heard some people wait months!) I&#8217;ll post mine here to return the favor. I got it a few weeks ago so I don&#8217;t know if it will work. </p>
<p><a href="http://www.pineconeresearch.com/signup/ds548Referral1.asp" rel="nofollow">http://www.pineconeresearch.com/signup/ds548Referral1.asp</a></p>
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		<title>By: Lisa Owens</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-694820</link>
		<dc:creator>Lisa Owens</dc:creator>
		<pubDate>Fri, 12 Jun 2009 16:40:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-694820</guid>
		<description>Charles, you said &quot;Snowflaking your tax deductions from charitable donations is a limp way to save money. Much more effective would be to skip the donation and snowflake the whole amount that you might otherwise give.&quot;
Huh? 
I think you&#039;re confused. I think &quot;donation&quot; in this case doesn&#039;t mean cash, it means goods.  You don&#039;t get any cash from donating goods so wouldn&#039;t have any cash to give. I certainly don&#039;t.
So I choose to donate goods rather than have yard sales - it&#039;s my only way to give right now.  The only cash value of my donations is what I can take off my taxes (which dollar amount, by the way, I wouldn&#039;t have any idea how to calculate so I could snowflake it-if I could.  Any suggestions, Trent?).
Just a little clarification.</description>
		<content:encoded><![CDATA[<p>Charles, you said &#8220;Snowflaking your tax deductions from charitable donations is a limp way to save money. Much more effective would be to skip the donation and snowflake the whole amount that you might otherwise give.&#8221;<br />
Huh?<br />
I think you&#8217;re confused. I think &#8220;donation&#8221; in this case doesn&#8217;t mean cash, it means goods.  You don&#8217;t get any cash from donating goods so wouldn&#8217;t have any cash to give. I certainly don&#8217;t.<br />
So I choose to donate goods rather than have yard sales &#8211; it&#8217;s my only way to give right now.  The only cash value of my donations is what I can take off my taxes (which dollar amount, by the way, I wouldn&#8217;t have any idea how to calculate so I could snowflake it-if I could.  Any suggestions, Trent?).<br />
Just a little clarification.</p>
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		<title>By: Lisa Owens</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-694812</link>
		<dc:creator>Lisa Owens</dc:creator>
		<pubDate>Fri, 12 Jun 2009 16:32:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-694812</guid>
		<description>Ouch, people!  I thought this was a great post.  I spend a lot of time online because I&#039;m disabled.  It&#039;s amusing, informative and if I can make some money while doing something I like (research, for example), that&#039;s lagniappe. And financially helpful as well.
I read emails for cash (MyPoints, InboxDollars), take surveys (Gongos &amp; Harris Poll Online) and now I&#039;ll be writing and researching, too.  Sure, they don&#039;t pay much but right now we need every penny I can bring in.
Love these specific ways to do things, Trent.  Keep &#039;em coming.
Lisa</description>
		<content:encoded><![CDATA[<p>Ouch, people!  I thought this was a great post.  I spend a lot of time online because I&#8217;m disabled.  It&#8217;s amusing, informative and if I can make some money while doing something I like (research, for example), that&#8217;s lagniappe. And financially helpful as well.<br />
I read emails for cash (MyPoints, InboxDollars), take surveys (Gongos &amp; Harris Poll Online) and now I&#8217;ll be writing and researching, too.  Sure, they don&#8217;t pay much but right now we need every penny I can bring in.<br />
Love these specific ways to do things, Trent.  Keep &#8216;em coming.<br />
Lisa</p>
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		<title>By: Charles Cohn</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-694694</link>
		<dc:creator>Charles Cohn</dc:creator>
		<pubDate>Fri, 12 Jun 2009 14:54:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-694694</guid>
		<description>Snowflaking your tax deductions from charitable donations is a limp way to save money.  Much more effective would be to skip the donation and snowflake the whole amount that you might otherwise give.  Especially if you have debts, you can&#039;t afford to give to charity anyway.  Just remember that, if you refuse to pay your taxes you will go to jail, but if you refuse to give to charity, nothing will happen to you.</description>
		<content:encoded><![CDATA[<p>Snowflaking your tax deductions from charitable donations is a limp way to save money.  Much more effective would be to skip the donation and snowflake the whole amount that you might otherwise give.  Especially if you have debts, you can&#8217;t afford to give to charity anyway.  Just remember that, if you refuse to pay your taxes you will go to jail, but if you refuse to give to charity, nothing will happen to you.</p>
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		<title>By: Elderly librarian</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-694686</link>
		<dc:creator>Elderly librarian</dc:creator>
		<pubDate>Fri, 12 Jun 2009 14:48:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-694686</guid>
		<description>Damester is exactly right.  But you can&#039;t change people&#039;s perceptions.  Every time someone walks into a library, they may think that every staff member is a &quot;librarian&quot;.  not so.</description>
		<content:encoded><![CDATA[<p>Damester is exactly right.  But you can&#8217;t change people&#8217;s perceptions.  Every time someone walks into a library, they may think that every staff member is a &#8220;librarian&#8221;.  not so.</p>
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		<title>By: Ollie Hicks</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693798</link>
		<dc:creator>Ollie Hicks</dc:creator>
		<pubDate>Thu, 11 Jun 2009 23:26:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693798</guid>
		<description>Haven&#039;t you previously vociferously disapproved of Associated Content, Helium and the like, Trent?  Even when disputed point by point?

Not that I think they&#039;re the Devil&#039;s work, anyway.  Just wondered when you changed your mind.</description>
		<content:encoded><![CDATA[<p>Haven&#8217;t you previously vociferously disapproved of Associated Content, Helium and the like, Trent?  Even when disputed point by point?</p>
<p>Not that I think they&#8217;re the Devil&#8217;s work, anyway.  Just wondered when you changed your mind.</p>
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		<title>By: Damester</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693667</link>
		<dc:creator>Damester</dc:creator>
		<pubDate>Thu, 11 Jun 2009 20:36:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693667</guid>
		<description>Trent writes:
Instead, just write articles and submit them to services like Associated Content or make “lenses” at Squidoo. It’s a great way to burn an hour or two on a lazy evening and earn a few bucks in the process.

As a professional writer, I&#039;ve  never written anything that only took &quot;an hour or two on a lazy evening&quot; to write. Research alone for both business and consumer articles I&#039;ve written consumes far more time. But then this is original material with relevant information for a specific audience, not just the personal opinions and ideas that pass for &quot;articles&quot; online today. 

There&#039;s research, drafting, writing, fact checking, time spent interviewing people, checking resources, working with editors, graphic designers, etc.

If authentic writers could crank out articles in an hour or two, and somebody paid real money (not a penny a word or even less), we professionals would be billionaires. 

NOT the way it works. Especially when anyone who can type thinks they are a writer. 

I loathe when people admonish others to just &quot;write&quot; as if anyone could do it.

It&#039;s especially painful to see you say that Trent, because you actually can write, which distinguishes your blog from so many others out there. (And you do write articles that require research and fact checking.)

Just because someone has photoshop doesn&#039;t mean they&#039;re a graphic designer, artist or illustrator.

Argghhhh.</description>
		<content:encoded><![CDATA[<p>Trent writes:<br />
Instead, just write articles and submit them to services like Associated Content or make “lenses” at Squidoo. It’s a great way to burn an hour or two on a lazy evening and earn a few bucks in the process.</p>
<p>As a professional writer, I&#8217;ve  never written anything that only took &#8220;an hour or two on a lazy evening&#8221; to write. Research alone for both business and consumer articles I&#8217;ve written consumes far more time. But then this is original material with relevant information for a specific audience, not just the personal opinions and ideas that pass for &#8220;articles&#8221; online today. </p>
<p>There&#8217;s research, drafting, writing, fact checking, time spent interviewing people, checking resources, working with editors, graphic designers, etc.</p>
<p>If authentic writers could crank out articles in an hour or two, and somebody paid real money (not a penny a word or even less), we professionals would be billionaires. </p>
<p>NOT the way it works. Especially when anyone who can type thinks they are a writer. </p>
<p>I loathe when people admonish others to just &#8220;write&#8221; as if anyone could do it.</p>
<p>It&#8217;s especially painful to see you say that Trent, because you actually can write, which distinguishes your blog from so many others out there. (And you do write articles that require research and fact checking.)</p>
<p>Just because someone has photoshop doesn&#8217;t mean they&#8217;re a graphic designer, artist or illustrator.</p>
<p>Argghhhh.</p>
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		<title>By: friend</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693636</link>
		<dc:creator>friend</dc:creator>
		<pubDate>Thu, 11 Jun 2009 19:53:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693636</guid>
		<description>... Now you’ve peaked my interest.

AaronO @ 11:43 am June 11th, 2009 (comment #7)

piqued.</description>
		<content:encoded><![CDATA[<p>&#8230; Now you’ve peaked my interest.</p>
<p>AaronO @ 11:43 am June 11th, 2009 (comment #7)</p>
<p>piqued.</p>
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		<title>By: Kristen@TheFrugalGirl</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693619</link>
		<dc:creator>Kristen@TheFrugalGirl</dc:creator>
		<pubDate>Thu, 11 Jun 2009 19:29:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693619</guid>
		<description>Aaron, a lot of the survey companies just put your  name in a drawing.  I hate that, because of course, you never get anything for your time.

Pinecone Research does pay, but they&#039;re down to $3 from $5, so I&#039;m less inspired than I used to be.  Plus, you can only sign up with them at certain times.

If I had no other way to earn extra money, I&#039;d probably be more motivated, but I can play the piano, which gives me jobs at weddings, funerals and the like, and I can also do photography.  Both of those earn me a far better hourly rate.</description>
		<content:encoded><![CDATA[<p>Aaron, a lot of the survey companies just put your  name in a drawing.  I hate that, because of course, you never get anything for your time.</p>
<p>Pinecone Research does pay, but they&#8217;re down to $3 from $5, so I&#8217;m less inspired than I used to be.  Plus, you can only sign up with them at certain times.</p>
<p>If I had no other way to earn extra money, I&#8217;d probably be more motivated, but I can play the piano, which gives me jobs at weddings, funerals and the like, and I can also do photography.  Both of those earn me a far better hourly rate.</p>
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		<title>By: AaronO</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693547</link>
		<dc:creator>AaronO</dc:creator>
		<pubDate>Thu, 11 Jun 2009 17:43:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693547</guid>
		<description>I&#039;ve never heard of getting paid to take surveys. To me, that would seem like an online scam. Now you&#039;ve peaked my interest.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve never heard of getting paid to take surveys. To me, that would seem like an online scam. Now you&#8217;ve peaked my interest.</p>
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		<title>By: John</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693528</link>
		<dc:creator>John</dc:creator>
		<pubDate>Thu, 11 Jun 2009 17:22:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693528</guid>
		<description>I just read this article and checked out Amazon&#039;s Mechanical Turk - what a joke.  Most of the stuff on there was in the vein of &quot;go to this webpage, click on the image in the middle.  Fill out the entire form and when finished, copy and past the first paragraph of the final confirmation page.  Well, it turns out that each link posted was a referral link to either eHarmony.com or Match.com, which in turn you&#039;d have to sign up to be a new user of those services.  The person posting the link obviously recieves some sort of kickback or bonus from them.  I can&#039;t imagine someone earning enough money each month from that service to pay a $30 - $40 cable bill.</description>
		<content:encoded><![CDATA[<p>I just read this article and checked out Amazon&#8217;s Mechanical Turk &#8211; what a joke.  Most of the stuff on there was in the vein of &#8220;go to this webpage, click on the image in the middle.  Fill out the entire form and when finished, copy and past the first paragraph of the final confirmation page.  Well, it turns out that each link posted was a referral link to either eHarmony.com or Match.com, which in turn you&#8217;d have to sign up to be a new user of those services.  The person posting the link obviously recieves some sort of kickback or bonus from them.  I can&#8217;t imagine someone earning enough money each month from that service to pay a $30 &#8211; $40 cable bill.</p>
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		<title>By: Arkadiy</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693511</link>
		<dc:creator>Arkadiy</dc:creator>
		<pubDate>Thu, 11 Jun 2009 17:01:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693511</guid>
		<description>ChaCha is not hiring, plus having a real job that pays 75k a year its hard for me to justify working for 3$ an hour, even at my own leisure.</description>
		<content:encoded><![CDATA[<p>ChaCha is not hiring, plus having a real job that pays 75k a year its hard for me to justify working for 3$ an hour, even at my own leisure.</p>
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		<title>By: Sophie</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693503</link>
		<dc:creator>Sophie</dc:creator>
		<pubDate>Thu, 11 Jun 2009 16:52:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693503</guid>
		<description>ChaCha is no longer hiring.</description>
		<content:encoded><![CDATA[<p>ChaCha is no longer hiring.</p>
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		<title>By: almost there</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693495</link>
		<dc:creator>almost there</dc:creator>
		<pubDate>Thu, 11 Jun 2009 16:37:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693495</guid>
		<description>Leslie, do a search for dog walkers in your area and charge what they do or a little under.</description>
		<content:encoded><![CDATA[<p>Leslie, do a search for dog walkers in your area and charge what they do or a little under.</p>
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		<title>By: leslie</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693470</link>
		<dc:creator>leslie</dc:creator>
		<pubDate>Thu, 11 Jun 2009 16:01:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693470</guid>
		<description>I would like to take up dog walking but am not sure how much to charge. Any ideas?</description>
		<content:encoded><![CDATA[<p>I would like to take up dog walking but am not sure how much to charge. Any ideas?</p>
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		<title>By: draper</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693431</link>
		<dc:creator>draper</dc:creator>
		<pubDate>Thu, 11 Jun 2009 14:59:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693431</guid>
		<description>Anyone happen to know of any good websites for surveys that are reliable?</description>
		<content:encoded><![CDATA[<p>Anyone happen to know of any good websites for surveys that are reliable?</p>
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		<title>By: lurker carl</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693427</link>
		<dc:creator>lurker carl</dc:creator>
		<pubDate>Thu, 11 Jun 2009 14:53:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693427</guid>
		<description>If you&#039;re truly set on paying down debt, get a second or third job.  It&#039;s harder to spend money when you don&#039;t have the extra time, you know exactly how much money is coming into your pocket on a regular basis and you don&#039;t have to calculate how many pennies per hour any particular task can generate.</description>
		<content:encoded><![CDATA[<p>If you&#8217;re truly set on paying down debt, get a second or third job.  It&#8217;s harder to spend money when you don&#8217;t have the extra time, you know exactly how much money is coming into your pocket on a regular basis and you don&#8217;t have to calculate how many pennies per hour any particular task can generate.</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693414</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Thu, 11 Jun 2009 14:28:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693414</guid>
		<description>Remember that charitable donations don&#039;t get you anything &quot;back&quot; on your taxes unless you itemize your deductions (which is only a good idea if the total of all your deductions exceeds the standard deduction).

Also, it would be interesting to see a &quot;time value of money&quot; analysis applied to the question of whether to make snowflake payments immediately or to wait until the end of the week (or month) and make them all at once.  If, for example, you have a $50 snowflake payment to make on a credit card with 20% interest, waiting a week to make it will save you about 20 cents in interest.  Now, 20 cents is 20 cents - and why waste 20 cents if you don&#039;t have to? - plus there is the psychological benefit, perhaps, of paying down your debt as quickly as possible.  But if making the payment earlier rather than later would cause you any kind of inconvenience at all, it might not be worth it.</description>
		<content:encoded><![CDATA[<p>Remember that charitable donations don&#8217;t get you anything &#8220;back&#8221; on your taxes unless you itemize your deductions (which is only a good idea if the total of all your deductions exceeds the standard deduction).</p>
<p>Also, it would be interesting to see a &#8220;time value of money&#8221; analysis applied to the question of whether to make snowflake payments immediately or to wait until the end of the week (or month) and make them all at once.  If, for example, you have a $50 snowflake payment to make on a credit card with 20% interest, waiting a week to make it will save you about 20 cents in interest.  Now, 20 cents is 20 cents &#8211; and why waste 20 cents if you don&#8217;t have to? &#8211; plus there is the psychological benefit, perhaps, of paying down your debt as quickly as possible.  But if making the payment earlier rather than later would cause you any kind of inconvenience at all, it might not be worth it.</p>
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		<title>By: Matt</title>
		<link>http://www.thesimpledollar.com/2009/06/11/15-ways-to-get-started-on-snowflaking/comment-page-1/#comment-693413</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Thu, 11 Jun 2009 14:27:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3773#comment-693413</guid>
		<description>I&#039;m not sure how you can mention Mechanical Turk, where you can make, at most, $.05 every 30 seconds, but then say $9+/hr for selling DVD&#039;s on eBay is a bad deal compared to ditching them at a Blockbuster....

IF you can tolerate looking up addresses of professors or celebrities, and it really only takes you 30 seconds to do, that&#039;s only $6/hr, and you (should) get taxed on that amount.  If you only do it during commercials, you can&#039;t possibly pay for your cable bill each month this way.

Survey are a much better way to go, if you insist on making a pittance online.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not sure how you can mention Mechanical Turk, where you can make, at most, $.05 every 30 seconds, but then say $9+/hr for selling DVD&#8217;s on eBay is a bad deal compared to ditching them at a Blockbuster&#8230;.</p>
<p>IF you can tolerate looking up addresses of professors or celebrities, and it really only takes you 30 seconds to do, that&#8217;s only $6/hr, and you (should) get taxed on that amount.  If you only do it during commercials, you can&#8217;t possibly pay for your cable bill each month this way.</p>
<p>Survey are a much better way to go, if you insist on making a pittance online.</p>
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