<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: How Much Is Your Time Worth?  Thoughts on Speeding</title>
	<atom:link href="http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
	<lastBuildDate>Fri, 10 Feb 2012 08:34:37 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
	<item>
		<title>By: Greg</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-3/#comment-923475</link>
		<dc:creator>Greg</dc:creator>
		<pubDate>Mon, 06 Sep 2010 02:14:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-923475</guid>
		<description>wow, everything in this article is useless.  In no way does supplying arbitrary percentages a means of creating a beneficial article that can actually give information to people.  The idea that a linear graph is sufficient to determine the odds of getting pulled over, let alone assigning an arbitrary number to the price of a ticket you get while in actuality it depends a great deal on the speed you are going and where you live is absolutely ridiculous.  Cops are not going to pull you over if it reads 69 in a 65 zone.  Now i agree there is a chance for error and a chance to get pulled over even if you aren&#039;t 5 mph above the speed limit.  But, the difference between the chance to get pulled over going 65 compared to 66 is drastically different then the difference between going 69 and 70.  Assuming it is appropriate to use a linear graph for this situation (which it by no means is) then you still  clearly predict more people getting pulled over then ever plausible.  A ton of people speed, and not nearly as many people get pulled over as your percentages would suggest.  Now i know you stated in the article that even if you radically change the assumptions the conclusions hold true.  However, while technically it might be more costly to speed, under actual conditions, the differences are such that it really comes down to a personal decision, not an economical one.  This article is posted on a website called the simple dollar, it does not belong on any website, let alone one about money.  To even try and pretend like this is a useful article is laughable. Even if we can assume for a second that the assumptions are accurate. The calculations are so basic, I could envision 6th grade classes doing such an experiment.  The article is utterly useless. Sorry for the rant but it just pisses me off when people create articles that misrepresent information.  There might have been people that read this article and slightly changed their views on driving (or anything for that matter) partially because of what they read in this article.  People might have taken some of these conclusions based on horribly wrong assumptions and let it affect them.  It scares me that people post this kind of stuff.  Because that means at least one person believes it, and things generally don&#039;t come in 1s.</description>
		<content:encoded><![CDATA[<p>wow, everything in this article is useless.  In no way does supplying arbitrary percentages a means of creating a beneficial article that can actually give information to people.  The idea that a linear graph is sufficient to determine the odds of getting pulled over, let alone assigning an arbitrary number to the price of a ticket you get while in actuality it depends a great deal on the speed you are going and where you live is absolutely ridiculous.  Cops are not going to pull you over if it reads 69 in a 65 zone.  Now i agree there is a chance for error and a chance to get pulled over even if you aren&#8217;t 5 mph above the speed limit.  But, the difference between the chance to get pulled over going 65 compared to 66 is drastically different then the difference between going 69 and 70.  Assuming it is appropriate to use a linear graph for this situation (which it by no means is) then you still  clearly predict more people getting pulled over then ever plausible.  A ton of people speed, and not nearly as many people get pulled over as your percentages would suggest.  Now i know you stated in the article that even if you radically change the assumptions the conclusions hold true.  However, while technically it might be more costly to speed, under actual conditions, the differences are such that it really comes down to a personal decision, not an economical one.  This article is posted on a website called the simple dollar, it does not belong on any website, let alone one about money.  To even try and pretend like this is a useful article is laughable. Even if we can assume for a second that the assumptions are accurate. The calculations are so basic, I could envision 6th grade classes doing such an experiment.  The article is utterly useless. Sorry for the rant but it just pisses me off when people create articles that misrepresent information.  There might have been people that read this article and slightly changed their views on driving (or anything for that matter) partially because of what they read in this article.  People might have taken some of these conclusions based on horribly wrong assumptions and let it affect them.  It scares me that people post this kind of stuff.  Because that means at least one person believes it, and things generally don&#8217;t come in 1s.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Garrick Rorapaugh</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-3/#comment-918299</link>
		<dc:creator>Garrick Rorapaugh</dc:creator>
		<pubDate>Sat, 17 Jul 2010 17:36:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-918299</guid>
		<description>A couple points:

1.  With respect to safety:  Higher speeds causes increased stopping distances and higher impact forces wich will result in higher accident rates and higher fatality rates.  So in general, driving slower is safer than driving faster.

2.  But #1 isn&#039;t absolute!  There&#039;s an increased risk of accident between cars traveling very different speeds on the highway.  If you drive 35 mph on the thruway where prevailing traffic is moving at 75 mph, you are much more likely to be involved in an accident.  So you should try to drive roughly the same speed as the surrounding traffic, but keep to the lower end of the range of speeds of the surrounding cars because slower is safer (see #1).

3.  Before estimating the cost of a ticket, it&#039;s worth taking a look at the fine schedule for your state.  In Massachusetts (I believe most other states are similar), there is a base $50 fine for the first 10 mph over the speed limit plush an additional $10 for every additional mile per hour over the speed limit.  Even if you are not cynical about police officers&#039; motives to maximize there take per vehicle stop, it&#039;s pretty clear that the law cares much more about going more than 10 mph over the speed limit than going less than 10 mph over the speed limit.

I always keep these three points in mind during highway driving and in my area (Boston, MA) this leads me to drive between 0-10 mph over the speed limit.  Driving faster than that increases the risk of traffic tickets and accidents dramatically.  If I&#039;m impatient, or in a hurry or have a long drive ahead of me, I drive near the high end of that range.  Otherwise, I keep it near the low end.</description>
		<content:encoded><![CDATA[<p>A couple points:</p>
<p>1.  With respect to safety:  Higher speeds causes increased stopping distances and higher impact forces wich will result in higher accident rates and higher fatality rates.  So in general, driving slower is safer than driving faster.</p>
<p>2.  But #1 isn&#8217;t absolute!  There&#8217;s an increased risk of accident between cars traveling very different speeds on the highway.  If you drive 35 mph on the thruway where prevailing traffic is moving at 75 mph, you are much more likely to be involved in an accident.  So you should try to drive roughly the same speed as the surrounding traffic, but keep to the lower end of the range of speeds of the surrounding cars because slower is safer (see #1).</p>
<p>3.  Before estimating the cost of a ticket, it&#8217;s worth taking a look at the fine schedule for your state.  In Massachusetts (I believe most other states are similar), there is a base $50 fine for the first 10 mph over the speed limit plush an additional $10 for every additional mile per hour over the speed limit.  Even if you are not cynical about police officers&#8217; motives to maximize there take per vehicle stop, it&#8217;s pretty clear that the law cares much more about going more than 10 mph over the speed limit than going less than 10 mph over the speed limit.</p>
<p>I always keep these three points in mind during highway driving and in my area (Boston, MA) this leads me to drive between 0-10 mph over the speed limit.  Driving faster than that increases the risk of traffic tickets and accidents dramatically.  If I&#8217;m impatient, or in a hurry or have a long drive ahead of me, I drive near the high end of that range.  Otherwise, I keep it near the low end.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Matt</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-3/#comment-898675</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Thu, 08 Apr 2010 12:57:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-898675</guid>
		<description>It always amazes me how no one reads previous posts, but instead rant on about something that&#039;s been posted a dozen times earlier already.  It&#039;s exactly this lack of foresight that has people thinking that speeding is the answer.  So few people analyze the road beyond the car in front of them.  So many opinions in this post, but only 2 posted facts (and one was a repeat of the first, lol).  Instead, everyone tries to argue Trent&#039;s assumptions (which he already said were just there for simplification purposes), overlooking the point that it IS stupid to drive well beyond the speed limit.  Not EVERYONE drives 85-95mph on a 55mph road, anyone who tries to claim that as a fact is beyond stupid.  Ugh, you people...</description>
		<content:encoded><![CDATA[<p>It always amazes me how no one reads previous posts, but instead rant on about something that&#8217;s been posted a dozen times earlier already.  It&#8217;s exactly this lack of foresight that has people thinking that speeding is the answer.  So few people analyze the road beyond the car in front of them.  So many opinions in this post, but only 2 posted facts (and one was a repeat of the first, lol).  Instead, everyone tries to argue Trent&#8217;s assumptions (which he already said were just there for simplification purposes), overlooking the point that it IS stupid to drive well beyond the speed limit.  Not EVERYONE drives 85-95mph on a 55mph road, anyone who tries to claim that as a fact is beyond stupid.  Ugh, you people&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-3/#comment-774067</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Sat, 12 Sep 2009 19:04:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-774067</guid>
		<description>@ sharon

yes if someone is tailgating you the most effective thing thing to do is to very subtly slow down by coming slightly off the gas, almost so subtly that you wouldn&#039;t notice, and they will go around you very soon. As long as you don&#039;t let on that you are slowing down on purpose, they will try to go around you due to impatience. In other words, don&#039;t brake, but just ease down the speed by coming off the gas.


it&#039;s funny how you can actually control what the tailgaters do in most situations.</description>
		<content:encoded><![CDATA[<p>@ sharon</p>
<p>yes if someone is tailgating you the most effective thing thing to do is to very subtly slow down by coming slightly off the gas, almost so subtly that you wouldn&#8217;t notice, and they will go around you very soon. As long as you don&#8217;t let on that you are slowing down on purpose, they will try to go around you due to impatience. In other words, don&#8217;t brake, but just ease down the speed by coming off the gas.</p>
<p>it&#8217;s funny how you can actually control what the tailgaters do in most situations.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-3/#comment-758426</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Thu, 20 Aug 2009 18:07:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-758426</guid>
		<description>@ ryan

&quot;As you pointed out, many are limited to 80mph. Few if any US highways (in my state at least) allow speeds that high…but yet, I’ve driven 80mph before and never had any problems controlling my vehicle. If there’s a sharp curve, you slow down. It’s not hard.&quot;

You would probably shocked at the sharpness of a curve that can be taken at 80mph by a driver who is skilled at cornering. The average car has a stunning amount of cornering ability in the hands of a driver who understands and can control its front to back and side to side wheel balance, which affects tire patch size and .  If you ever have the chance to be the passenger of a skilled driver on a track you will see. Even on the road, where you would normally only want to use 70-80% of that cornering ability, it is a lot a lot a lot.  Of course, there&#039;s lots to know before you can successfully corner at high speed and most drivers don&#039;t have the knowledge and background to do it, but really you would be shocked. Actually most drivers don&#039;t really have many skills or much knowledge at all to tell the truth. You have to go out and get them as they are not required under our current licensing system.</description>
		<content:encoded><![CDATA[<p>@ ryan</p>
<p>&#8220;As you pointed out, many are limited to 80mph. Few if any US highways (in my state at least) allow speeds that high…but yet, I’ve driven 80mph before and never had any problems controlling my vehicle. If there’s a sharp curve, you slow down. It’s not hard.&#8221;</p>
<p>You would probably shocked at the sharpness of a curve that can be taken at 80mph by a driver who is skilled at cornering. The average car has a stunning amount of cornering ability in the hands of a driver who understands and can control its front to back and side to side wheel balance, which affects tire patch size and .  If you ever have the chance to be the passenger of a skilled driver on a track you will see. Even on the road, where you would normally only want to use 70-80% of that cornering ability, it is a lot a lot a lot.  Of course, there&#8217;s lots to know before you can successfully corner at high speed and most drivers don&#8217;t have the knowledge and background to do it, but really you would be shocked. Actually most drivers don&#8217;t really have many skills or much knowledge at all to tell the truth. You have to go out and get them as they are not required under our current licensing system.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: David Mays</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-3/#comment-733566</link>
		<dc:creator>David Mays</dc:creator>
		<pubDate>Wed, 22 Jul 2009 00:43:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-733566</guid>
		<description>The only comment I have is about your suggestion to set the cruise control at the speed limit.

Many times, it is in fact less fuel-efficient to use cruise control, especially in rolling terrain or variable traffic. 

Cruise control will be sure to maintain your full speed up a hill, whereas with careful driving you can slow down slightly while going uphill, relying on your car&#039;s momentum more than fuel, and this saves a very noticeable amount of fuel.

In variable traffic, you need to watch what&#039;s happening ahead and adjust speed accordingly to keep from having to slow way down and subsequently resume full speed.</description>
		<content:encoded><![CDATA[<p>The only comment I have is about your suggestion to set the cruise control at the speed limit.</p>
<p>Many times, it is in fact less fuel-efficient to use cruise control, especially in rolling terrain or variable traffic. </p>
<p>Cruise control will be sure to maintain your full speed up a hill, whereas with careful driving you can slow down slightly while going uphill, relying on your car&#8217;s momentum more than fuel, and this saves a very noticeable amount of fuel.</p>
<p>In variable traffic, you need to watch what&#8217;s happening ahead and adjust speed accordingly to keep from having to slow way down and subsequently resume full speed.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: reulte</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-729467</link>
		<dc:creator>reulte</dc:creator>
		<pubDate>Fri, 17 Jul 2009 09:50:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-729467</guid>
		<description>Stefanie (#67)  You are right.  This is hardly a perfect world and I will hang my head in shame (I&#039;ve actually done 119 mph so it isn&#039;t like I&#039;m blameless!)  If someone is occasionally late there&#039;s usually a good reason and they&#039;ll give a heartfelt apology and usually mention why.  If someone is consistaly late -- well, then they aren&#039;t preparing correctly and/or they aren&#039;t being considerate of the person waiting.  Someone asked a famous race car driver if he had ever received a ticket and he said, &quot;No, I always make sure to leave home early&quot;. 

Sharon - You should never be LESS than 2 seconds behind someone.  But you&#039;re right that 4 is better.  Sometimes, however, once you have a 4-second leeway, someone cuts in!  Very aggravating!

Trent - I think your numbers for &quot;chance of getting a ticket&quot; are skewed because they don&#039;t and can&#039;t take into consideration various factors such as place or time or prevailing conditions.  For instances, school areas during the flashing light time - your chance of getting a speeding ticket go up astronomically.  Ditto if you&#039;re in an area that is considered a speed trap.  On the other hand, I&#039;ve gone 119 mph in deserted areas such as I10 between Tucson and Phoenix, AZ.  And, it used to be that in Nevada speeding was less of a problem than drunk driving so the police seeing you go 100 might let you pass as long as you didn&#039;t weave back and forth.

Usually, I drive what the road and my car will allow but it also depends on where I am.  I start off below the posted limit due to unfamiliarity and work my way up from there.  In Germany, I stayed below the limit -- radar cameras are posted everywhere.  Where I am now, I stay below the limit -- the pedestrians are dangerously suicidal.  A few months ago, a pedestrian walked into my car as I was waiting for a light to turn green!</description>
		<content:encoded><![CDATA[<p>Stefanie (#67)  You are right.  This is hardly a perfect world and I will hang my head in shame (I&#8217;ve actually done 119 mph so it isn&#8217;t like I&#8217;m blameless!)  If someone is occasionally late there&#8217;s usually a good reason and they&#8217;ll give a heartfelt apology and usually mention why.  If someone is consistaly late &#8212; well, then they aren&#8217;t preparing correctly and/or they aren&#8217;t being considerate of the person waiting.  Someone asked a famous race car driver if he had ever received a ticket and he said, &#8220;No, I always make sure to leave home early&#8221;. </p>
<p>Sharon &#8211; You should never be LESS than 2 seconds behind someone.  But you&#8217;re right that 4 is better.  Sometimes, however, once you have a 4-second leeway, someone cuts in!  Very aggravating!</p>
<p>Trent &#8211; I think your numbers for &#8220;chance of getting a ticket&#8221; are skewed because they don&#8217;t and can&#8217;t take into consideration various factors such as place or time or prevailing conditions.  For instances, school areas during the flashing light time &#8211; your chance of getting a speeding ticket go up astronomically.  Ditto if you&#8217;re in an area that is considered a speed trap.  On the other hand, I&#8217;ve gone 119 mph in deserted areas such as I10 between Tucson and Phoenix, AZ.  And, it used to be that in Nevada speeding was less of a problem than drunk driving so the police seeing you go 100 might let you pass as long as you didn&#8217;t weave back and forth.</p>
<p>Usually, I drive what the road and my car will allow but it also depends on where I am.  I start off below the posted limit due to unfamiliarity and work my way up from there.  In Germany, I stayed below the limit &#8212; radar cameras are posted everywhere.  Where I am now, I stay below the limit &#8212; the pedestrians are dangerously suicidal.  A few months ago, a pedestrian walked into my car as I was waiting for a light to turn green!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Chris</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-729355</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Fri, 17 Jul 2009 01:35:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-729355</guid>
		<description>I read the first 30ish comments and I don&#039;t think anyone mentioned this particular glitch in Trent&#039;s equation that actually strengthens the case not to speed:

If you get pulled over going 85 somewhere along your trip, I&#039;m pretty certain you&#039;re not going to pull back on to the freeway going 85 with the highway patrol officer pulling on behind you.  Thus, your time lost is not just the 10 minutes from actually receiving the ticket; it&#039;s also the time lost from not being able to continue at 85 mph.  The earlier a ticket happens on your trip, the worse your time loss.  Yes, you can chance speeding up to 85 again; but, who does that after already getting a costly ticket?</description>
		<content:encoded><![CDATA[<p>I read the first 30ish comments and I don&#8217;t think anyone mentioned this particular glitch in Trent&#8217;s equation that actually strengthens the case not to speed:</p>
<p>If you get pulled over going 85 somewhere along your trip, I&#8217;m pretty certain you&#8217;re not going to pull back on to the freeway going 85 with the highway patrol officer pulling on behind you.  Thus, your time lost is not just the 10 minutes from actually receiving the ticket; it&#8217;s also the time lost from not being able to continue at 85 mph.  The earlier a ticket happens on your trip, the worse your time loss.  Yes, you can chance speeding up to 85 again; but, who does that after already getting a costly ticket?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: linlu</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-728913</link>
		<dc:creator>linlu</dc:creator>
		<pubDate>Thu, 16 Jul 2009 03:59:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-728913</guid>
		<description>All speeding does it get your there 2-3 minutes faster. We have confirmed this via our GPS unit which is extremely accurate on local trips.  For long trips in the 200+ mile range, the difference was 10 minutes.

I read only the first few responses, so someone may have already said this.  One thing I notice is that when someone speeds in town it shortens the gap between cars that drivers have when attempting to cross or turn into the street have.  What happens is that after waiting longer than usual due to the speeders that close the gaps too soon, these people often take chances and make highly risky turns or crossings.

I also make it a point to stay in the right lane on the freeways.  In town I get over to the lane I will be turning from to avoid doing an idiot lane change at the last minute.

I have little tolerance for speeders in town, but I don&#039;t block them or do anything to get them back, other than say to myself &quot;Bubba can&#039;t read a speed limit sign&quot;.

On the highway I keep up with traffic unless it is going faster than I deem safe and stay to the right.   Usually traffic is doing about 5 miles over.</description>
		<content:encoded><![CDATA[<p>All speeding does it get your there 2-3 minutes faster. We have confirmed this via our GPS unit which is extremely accurate on local trips.  For long trips in the 200+ mile range, the difference was 10 minutes.</p>
<p>I read only the first few responses, so someone may have already said this.  One thing I notice is that when someone speeds in town it shortens the gap between cars that drivers have when attempting to cross or turn into the street have.  What happens is that after waiting longer than usual due to the speeders that close the gaps too soon, these people often take chances and make highly risky turns or crossings.</p>
<p>I also make it a point to stay in the right lane on the freeways.  In town I get over to the lane I will be turning from to avoid doing an idiot lane change at the last minute.</p>
<p>I have little tolerance for speeders in town, but I don&#8217;t block them or do anything to get them back, other than say to myself &#8220;Bubba can&#8217;t read a speed limit sign&#8221;.</p>
<p>On the highway I keep up with traffic unless it is going faster than I deem safe and stay to the right.   Usually traffic is doing about 5 miles over.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mike</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-728525</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Wed, 15 Jul 2009 17:04:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-728525</guid>
		<description>I took my driver safety course from a State Trooper who was an accident reconstruction specialist. As I remember it, he stated that accidents are not caused by speed per se. They are caused by differences in speed. In other words, if traffic is averaging 65, drive 65 to be safest. If traffic is averaging 75, drive 75 to be safest. So in my mind, I also need to figure in the possibility of not arriving at all, and adjust my speed accordingly.</description>
		<content:encoded><![CDATA[<p>I took my driver safety course from a State Trooper who was an accident reconstruction specialist. As I remember it, he stated that accidents are not caused by speed per se. They are caused by differences in speed. In other words, if traffic is averaging 65, drive 65 to be safest. If traffic is averaging 75, drive 75 to be safest. So in my mind, I also need to figure in the possibility of not arriving at all, and adjust my speed accordingly.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: J</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-728415</link>
		<dc:creator>J</dc:creator>
		<pubDate>Wed, 15 Jul 2009 12:56:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-728415</guid>
		<description>@Sharon -  If you are not in the right most lane and are pulling the stunts you mention, you are being the horse&#039;s ass.

Not to mention, of course, that such behavior (hazard lights, braking, slowing down, pointing out the window, etc) is aggressive driving in and of itself.  I used to pull such stunts, myself, now I just yield to the faster traffic and get on with my life.  I&#039;ll let people who want to go faster go on, let the police deal with them.

After driving in England I saw how people maintaining lane discipline actually reduces road rage and increases traffic flow.  There were no tailgaters because the people who were blocking those who want to drive faster (gasp) GOT OUT OF THE WAY.  Even better, in Germany, you can be ticketed for failure to yield!  Not so in the US, where there is some perverse &quot;I own this left lane&quot; attitude.</description>
		<content:encoded><![CDATA[<p>@Sharon &#8211;  If you are not in the right most lane and are pulling the stunts you mention, you are being the horse&#8217;s ass.</p>
<p>Not to mention, of course, that such behavior (hazard lights, braking, slowing down, pointing out the window, etc) is aggressive driving in and of itself.  I used to pull such stunts, myself, now I just yield to the faster traffic and get on with my life.  I&#8217;ll let people who want to go faster go on, let the police deal with them.</p>
<p>After driving in England I saw how people maintaining lane discipline actually reduces road rage and increases traffic flow.  There were no tailgaters because the people who were blocking those who want to drive faster (gasp) GOT OUT OF THE WAY.  Even better, in Germany, you can be ticketed for failure to yield!  Not so in the US, where there is some perverse &#8220;I own this left lane&#8221; attitude.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Bill in NC</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-728410</link>
		<dc:creator>Bill in NC</dc:creator>
		<pubDate>Wed, 15 Jul 2009 12:48:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-728410</guid>
		<description>I hope those posters driving more than 10 miles over the limit also remember to buy an umbrella liability policy.

After any accident, authorities will download the data from their vehicle&#039;s black box, which will then be used against them in both criminal and civil actions.

Like it or not, the ones speeding the most will be assigned the blame for the accident.</description>
		<content:encoded><![CDATA[<p>I hope those posters driving more than 10 miles over the limit also remember to buy an umbrella liability policy.</p>
<p>After any accident, authorities will download the data from their vehicle&#8217;s black box, which will then be used against them in both criminal and civil actions.</p>
<p>Like it or not, the ones speeding the most will be assigned the blame for the accident.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kate</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-728356</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Wed, 15 Jul 2009 10:44:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-728356</guid>
		<description>for J, comment #91 &lt;i&gt;You create an obstacle that’s probably 10-20 MPH slower than the remainder of the traffic flow. &lt;/i&gt; 

Sorry; I left out a critical detail! MOST of my driving is between our small rural settlement and town, via a rural stretch of interstate highway. Traffic is seldom heavy enough for one slow driver to make that much difference. And, what with horse trailers, and pickup trucks towing vehicles or trailers, and RVs driven by snowbirds, my speed&#039;s not even all that unusual! :)

When I go into an urban area, or when I&#039;m on a two-lane road, I &lt;b&gt;do&lt;/b&gt; go with the flow.</description>
		<content:encoded><![CDATA[<p>for J, comment #91 <i>You create an obstacle that’s probably 10-20 MPH slower than the remainder of the traffic flow. </i> </p>
<p>Sorry; I left out a critical detail! MOST of my driving is between our small rural settlement and town, via a rural stretch of interstate highway. Traffic is seldom heavy enough for one slow driver to make that much difference. And, what with horse trailers, and pickup trucks towing vehicles or trailers, and RVs driven by snowbirds, my speed&#8217;s not even all that unusual! :)</p>
<p>When I go into an urban area, or when I&#8217;m on a two-lane road, I <b>do</b> go with the flow.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Adrian</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-728355</link>
		<dc:creator>Adrian</dc:creator>
		<pubDate>Wed, 15 Jul 2009 10:39:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-728355</guid>
		<description>@Sharon - Right on. I wish everyone drove like you. I suspect a fair few of the tailgaters you mention are posting on this blog btw :-)</description>
		<content:encoded><![CDATA[<p>@Sharon &#8211; Right on. I wish everyone drove like you. I suspect a fair few of the tailgaters you mention are posting on this blog btw :-)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dan</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-727622</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Tue, 14 Jul 2009 14:41:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-727622</guid>
		<description>You are forgetting about the &quot;sweet spot&quot; in engine performance.

Every engine has an optimal speed they run at, meaning, as you increase speed/power, you actually use LESS fuel.

For most cars this &quot;sweet spot&quot; is somewhere between 40 and 60 miles per hour. (Usually the point where you&#039;ve topped off the acceleration- if you&#039;ve ever noticed when you get to &quot;top speed&quot; and slightly let off the gas, the RPMs drop a bit, but you maintain the speed)

So, for basic cars, it&#039;s best to go slightly UNDER the speed limit!

However, you can adjust your car&#039;s computer (well, you probably need a technician to do this) so that it gets a &quot;sweet spot&quot; at higher speeds.

Mix that combination with better tires, oil, level loading, and all that stuff and one can actually get better gas mileage at higher speeds!!!!

Your assessment is pretty fair on the probability of a ticket, though, most folks know which roads have a better probability of ticketing (or at least where the police sit) and they can also invest in a high quality radar detector or jammer.</description>
		<content:encoded><![CDATA[<p>You are forgetting about the &#8220;sweet spot&#8221; in engine performance.</p>
<p>Every engine has an optimal speed they run at, meaning, as you increase speed/power, you actually use LESS fuel.</p>
<p>For most cars this &#8220;sweet spot&#8221; is somewhere between 40 and 60 miles per hour. (Usually the point where you&#8217;ve topped off the acceleration- if you&#8217;ve ever noticed when you get to &#8220;top speed&#8221; and slightly let off the gas, the RPMs drop a bit, but you maintain the speed)</p>
<p>So, for basic cars, it&#8217;s best to go slightly UNDER the speed limit!</p>
<p>However, you can adjust your car&#8217;s computer (well, you probably need a technician to do this) so that it gets a &#8220;sweet spot&#8221; at higher speeds.</p>
<p>Mix that combination with better tires, oil, level loading, and all that stuff and one can actually get better gas mileage at higher speeds!!!!</p>
<p>Your assessment is pretty fair on the probability of a ticket, though, most folks know which roads have a better probability of ticketing (or at least where the police sit) and they can also invest in a high quality radar detector or jammer.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: J</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-727513</link>
		<dc:creator>J</dc:creator>
		<pubDate>Tue, 14 Jul 2009 12:31:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-727513</guid>
		<description>@Kate -- speed differential is what causes a lot of safety problems.  You create an obstacle that&#039;s probably 10-20 MPH slower than the remainder of the traffic flow.  While you may be saving gas, it&#039;s possible that the people who have to slow down and accelerate around you are wasting more.  

Just keep up with traffic and everyone wins.</description>
		<content:encoded><![CDATA[<p>@Kate &#8212; speed differential is what causes a lot of safety problems.  You create an obstacle that&#8217;s probably 10-20 MPH slower than the remainder of the traffic flow.  While you may be saving gas, it&#8217;s possible that the people who have to slow down and accelerate around you are wasting more.  </p>
<p>Just keep up with traffic and everyone wins.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Billy</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-727404</link>
		<dc:creator>Billy</dc:creator>
		<pubDate>Tue, 14 Jul 2009 10:10:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-727404</guid>
		<description>You did not take changes in insurance into account. My father got a ticket for going 70 in a 55. His ticket was $150, but his insurance increased $500 every six months for three years. Based on this experience, going more than five or so over is extraordinarily expensive.</description>
		<content:encoded><![CDATA[<p>You did not take changes in insurance into account. My father got a ticket for going 70 in a 55. His ticket was $150, but his insurance increased $500 every six months for three years. Based on this experience, going more than five or so over is extraordinarily expensive.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kate</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-727362</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Tue, 14 Jul 2009 08:57:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-727362</guid>
		<description>I try to keep my speed between sixty-five and seventy, but I&#039;m doing that for reasons of fuel economy. (And when I have the time, I set the cruise control at 65.) But speed limits in my state are 75, so I am consistently passed.

It bugs me, as I enjoy driving faster. (And I am a safe driver, so I don&#039;t worry too badly about the speed factor there.) But I&#039;m worried enough about our over-dependence on petroleum that I&#039;ll put up with the slower speed.

If we ever get a hybrid, though, my speeds may go back up!</description>
		<content:encoded><![CDATA[<p>I try to keep my speed between sixty-five and seventy, but I&#8217;m doing that for reasons of fuel economy. (And when I have the time, I set the cruise control at 65.) But speed limits in my state are 75, so I am consistently passed.</p>
<p>It bugs me, as I enjoy driving faster. (And I am a safe driver, so I don&#8217;t worry too badly about the speed factor there.) But I&#8217;m worried enough about our over-dependence on petroleum that I&#8217;ll put up with the slower speed.</p>
<p>If we ever get a hybrid, though, my speeds may go back up!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: DK</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-727239</link>
		<dc:creator>DK</dc:creator>
		<pubDate>Tue, 14 Jul 2009 04:16:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-727239</guid>
		<description>I normally agree with you but your assumptions are off. 

It&#039;s not a linear function at all, and as long as you&#039;re traveling with prevailing traffic and not in the far left lane, you literally won&#039;t get a ticket for less than +10 in most cities...the cops have real crime to enforce.

Driving 85? Yes, stupid.  But if everyone drove the speed limit this world would grind to a halt, economically and otherwise.</description>
		<content:encoded><![CDATA[<p>I normally agree with you but your assumptions are off. </p>
<p>It&#8217;s not a linear function at all, and as long as you&#8217;re traveling with prevailing traffic and not in the far left lane, you literally won&#8217;t get a ticket for less than +10 in most cities&#8230;the cops have real crime to enforce.</p>
<p>Driving 85? Yes, stupid.  But if everyone drove the speed limit this world would grind to a halt, economically and otherwise.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Adam</title>
		<link>http://www.thesimpledollar.com/2009/07/12/how-much-is-your-time-worth-thoughts-on-speeding/comment-page-2/#comment-727238</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Tue, 14 Jul 2009 04:10:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3962#comment-727238</guid>
		<description>Based on my experience, Trent&#039;s chance of getting caught appears to be way too high.  I typically drive about 8 miles over the speed limit.  I&#039;d estimate that I&#039;ve driven 90,000 highway miles over the past 10 years, or about 1,230 hours at an average speed of 73 mph.  Based on Trent&#039;s formula, I should have received 25 tickets over the last 10 years (0.25% speeding ticket / miles over per hour x 8 miles over the speed limit x 1,230 hours).  I&#039;ve received 0 tickets and 1 warning.  If my one warning had been a ticket, Trent&#039;s rate is still off by an order of magnitude.  Maybe I&#039;m just lucky.</description>
		<content:encoded><![CDATA[<p>Based on my experience, Trent&#8217;s chance of getting caught appears to be way too high.  I typically drive about 8 miles over the speed limit.  I&#8217;d estimate that I&#8217;ve driven 90,000 highway miles over the past 10 years, or about 1,230 hours at an average speed of 73 mph.  Based on Trent&#8217;s formula, I should have received 25 tickets over the last 10 years (0.25% speeding ticket / miles over per hour x 8 miles over the speed limit x 1,230 hours).  I&#8217;ve received 0 tickets and 1 warning.  If my one warning had been a ticket, Trent&#8217;s rate is still off by an order of magnitude.  Maybe I&#8217;m just lucky.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

