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	<title>Comments on: Reader Mailbag #71</title>
	<atom:link href="http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: AC</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-745525</link>
		<dc:creator>AC</dc:creator>
		<pubDate>Wed, 05 Aug 2009 01:34:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-745525</guid>
		<description>I&#039;m a couple weeks late, but the graduate student looking for a good PDF reader may want to check out the recent Lifehacker post comparing various free and paid readers.  Personally, though, I found that having text in print was more helpful - hours on end of looking at the screen didn&#039;t work for me.  When necessary, I could have Word open and type notes there.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a couple weeks late, but the graduate student looking for a good PDF reader may want to check out the recent Lifehacker post comparing various free and paid readers.  Personally, though, I found that having text in print was more helpful &#8211; hours on end of looking at the screen didn&#8217;t work for me.  When necessary, I could have Word open and type notes there.</p>
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		<title>By: Jennifer</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-732128</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Mon, 20 Jul 2009 14:26:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-732128</guid>
		<description>I work in a hospital and the majority of our patients are obese...not just fat, morbidly obese.  And no matter how sick they supposedly are, sick enough to be in a hospital, the first thing they usually ask for when they arrive to their rooms is where&#039;s their meal.  And sometimes the one meal tray isn&#039;t enough for them and they ask for a second one.  Being fat is a choice, 99% of the time and they have no one to blame but themselves.  Just because restaurants serve a huge amount of food for a meal doesn&#039;t mean it all has to be eaten at once.  Take half of it home for another meal.  Fat folks need to quit blaming everyone for their lack of self-discipline and just take responsibility for their actions.  AND 99.9% OF THE TIME, BEING FAT SHOULD NOT BE CONSIDERED A DISABILITY!!!</description>
		<content:encoded><![CDATA[<p>I work in a hospital and the majority of our patients are obese&#8230;not just fat, morbidly obese.  And no matter how sick they supposedly are, sick enough to be in a hospital, the first thing they usually ask for when they arrive to their rooms is where&#8217;s their meal.  And sometimes the one meal tray isn&#8217;t enough for them and they ask for a second one.  Being fat is a choice, 99% of the time and they have no one to blame but themselves.  Just because restaurants serve a huge amount of food for a meal doesn&#8217;t mean it all has to be eaten at once.  Take half of it home for another meal.  Fat folks need to quit blaming everyone for their lack of self-discipline and just take responsibility for their actions.  AND 99.9% OF THE TIME, BEING FAT SHOULD NOT BE CONSIDERED A DISABILITY!!!</p>
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		<title>By: Andrea</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-729910</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Fri, 17 Jul 2009 22:14:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-729910</guid>
		<description>Wow, Trent. Thanks for taking a stand against discrimination and hatred of fat people, even though it&#039;s obviously not popular with some of your more judgmental commenters. You are a good person.</description>
		<content:encoded><![CDATA[<p>Wow, Trent. Thanks for taking a stand against discrimination and hatred of fat people, even though it&#8217;s obviously not popular with some of your more judgmental commenters. You are a good person.</p>
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		<title>By: Liz</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-729128</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Thu, 16 Jul 2009 18:04:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-729128</guid>
		<description>About Large Shoe Sizes:

You should try BA Mason shoes
 http://www.bamason.com/home.jsp?  

We get the catalog at home and all the men in my family wear their work boots.  They say they feel &quot;broken in&quot; already and guys at my dads work actually orders boots through him because they like them so much.  The company also has special guarantees about the quality and replace worn out shoes sometimes.</description>
		<content:encoded><![CDATA[<p>About Large Shoe Sizes:</p>
<p>You should try BA Mason shoes<br />
 <a href="http://www.bamason.com/home.jsp?" rel="nofollow">http://www.bamason.com/home.jsp?</a>  </p>
<p>We get the catalog at home and all the men in my family wear their work boots.  They say they feel &#8220;broken in&#8221; already and guys at my dads work actually orders boots through him because they like them so much.  The company also has special guarantees about the quality and replace worn out shoes sometimes.</p>
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		<title>By: slccom</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-728812</link>
		<dc:creator>slccom</dc:creator>
		<pubDate>Thu, 16 Jul 2009 01:01:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-728812</guid>
		<description>Re: swapping lawnmower and snow blower. Great idea, but consider liability issues before you do that. Talk to your insurance company. If your neighbor loses a hand and sues you, that isn&#039;t good. If you run over your kid or dog (all of which should be safe inside the house when these are operated) and sue your neighbor, also not good. consulting a lawyer to draw up a document you both sign promising to assume liability when you use the other&#039;s equipment would be a REALLY good idea!

Also, the snow blower is used a lot less (in most places) than the lawn mower. Maybe you should offer to pay for gas for half the summer for the neighbor? Or offer to pay for end-of-season maintenance, or something to address the imbalance.</description>
		<content:encoded><![CDATA[<p>Re: swapping lawnmower and snow blower. Great idea, but consider liability issues before you do that. Talk to your insurance company. If your neighbor loses a hand and sues you, that isn&#8217;t good. If you run over your kid or dog (all of which should be safe inside the house when these are operated) and sue your neighbor, also not good. consulting a lawyer to draw up a document you both sign promising to assume liability when you use the other&#8217;s equipment would be a REALLY good idea!</p>
<p>Also, the snow blower is used a lot less (in most places) than the lawn mower. Maybe you should offer to pay for gas for half the summer for the neighbor? Or offer to pay for end-of-season maintenance, or something to address the imbalance.</p>
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		<title>By: slccom</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-728802</link>
		<dc:creator>slccom</dc:creator>
		<pubDate>Thu, 16 Jul 2009 00:56:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-728802</guid>
		<description>Katie, I would rent the house out in a New York minute! That will be the easiest money you every make.

Re: renting homes. Aside from the work involved, keep in mind that one meth lab on your property will eliminate your entire net worth. 

Re: rolling over 104 K: If you are unemployed for a long time, make it a Roth. Then it will build without you having to pay taxes on what it makes over time.

Re: obesity. I am sick of judgmental people who can see the symptom of overweight without seeing what lies under it. The usual excuse for the hatred is that somehow, somewhere, the overweight person is &quot;costing me money&quot; on health care. 

Well, I have news for you. You speeders are costing me money when you cause crashes. You mountain climbers and hikers are costing me money when you get in trouble and someone poor schmuck has to risk his/her life to go out and rescue you. You hang gliders are costing me money when you crash and have to go to the hospital. You bicyclists are costing me money when you get hit by a car. ALL OF THOSE ACTIVITIES ARE TOTALLY VOLUNTARY!!!! Eating, on the other hand, is NOT.

Grow up, judgmental so-and-sos. When you have taken the log out of your own eye, then go after the speck in others&#039; eyes!</description>
		<content:encoded><![CDATA[<p>Katie, I would rent the house out in a New York minute! That will be the easiest money you every make.</p>
<p>Re: renting homes. Aside from the work involved, keep in mind that one meth lab on your property will eliminate your entire net worth. </p>
<p>Re: rolling over 104 K: If you are unemployed for a long time, make it a Roth. Then it will build without you having to pay taxes on what it makes over time.</p>
<p>Re: obesity. I am sick of judgmental people who can see the symptom of overweight without seeing what lies under it. The usual excuse for the hatred is that somehow, somewhere, the overweight person is &#8220;costing me money&#8221; on health care. </p>
<p>Well, I have news for you. You speeders are costing me money when you cause crashes. You mountain climbers and hikers are costing me money when you get in trouble and someone poor schmuck has to risk his/her life to go out and rescue you. You hang gliders are costing me money when you crash and have to go to the hospital. You bicyclists are costing me money when you get hit by a car. ALL OF THOSE ACTIVITIES ARE TOTALLY VOLUNTARY!!!! Eating, on the other hand, is NOT.</p>
<p>Grow up, judgmental so-and-sos. When you have taken the log out of your own eye, then go after the speck in others&#8217; eyes!</p>
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		<title>By: sbt</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-728441</link>
		<dc:creator>sbt</dc:creator>
		<pubDate>Wed, 15 Jul 2009 13:40:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-728441</guid>
		<description>For the PhD student:

I teach at the college level, and IMHO your best option is Microsoft OneNote. With it you can print PDF&#039;s into the program, annotate to your heart&#039;s content, tag, take lecture notes, including audio, and search your notes. It will keep everything in one place. 

Even if your PDF&#039;s are scanned as images, OneNote can OCR them and search the text in the image. You can do all kinds of thing with this program, which I think is the greatest, best kept secret out there for academic use. 

Students can get Office 2007 Home and Student, which includes OneNote for $60 with a valid .edu email. 

Also check out BlueBeam Revu and PDF annotator, both of which have nice features for little dough.</description>
		<content:encoded><![CDATA[<p>For the PhD student:</p>
<p>I teach at the college level, and IMHO your best option is Microsoft OneNote. With it you can print PDF&#8217;s into the program, annotate to your heart&#8217;s content, tag, take lecture notes, including audio, and search your notes. It will keep everything in one place. </p>
<p>Even if your PDF&#8217;s are scanned as images, OneNote can OCR them and search the text in the image. You can do all kinds of thing with this program, which I think is the greatest, best kept secret out there for academic use. </p>
<p>Students can get Office 2007 Home and Student, which includes OneNote for $60 with a valid .edu email. </p>
<p>Also check out BlueBeam Revu and PDF annotator, both of which have nice features for little dough.</p>
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		<title>By: Katie</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-728404</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Wed, 15 Jul 2009 12:41:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-728404</guid>
		<description>I have a question for the mailbag.  In 2010, Lexington, KY (where I live) will be hosting the World Equestrian Games.  The whole city is getting revamped in anticipation of the many people coming here from all over the world.  Our newspaper recently ran an article about people renting out their houses during that time.  Based on the article, my fiance and I (we will be married by the time the games come around) determined that we could probably get about $1000/day to rent out the house.  The article had a smaller home with no yard that was going for that much.  The games last for 15 days.  During that time, we could go on vacation or stay with my fiance&#039;s parents without any trouble.  We&#039;d have to clear out our clothes and some valuables, but for $15,000, it seems well worth it.  There might be some issues with damage, but a damage waiver would at least help, and we might need to update our insurance policy for the home.  The article even listed 3 companies that offer different levels of help with the process (i.e. hands off and no commission or hands on with commission).  Do you think this is a good idea to pursue?  Do you have any thoughts on this that might be helpful?  Thank you!</description>
		<content:encoded><![CDATA[<p>I have a question for the mailbag.  In 2010, Lexington, KY (where I live) will be hosting the World Equestrian Games.  The whole city is getting revamped in anticipation of the many people coming here from all over the world.  Our newspaper recently ran an article about people renting out their houses during that time.  Based on the article, my fiance and I (we will be married by the time the games come around) determined that we could probably get about $1000/day to rent out the house.  The article had a smaller home with no yard that was going for that much.  The games last for 15 days.  During that time, we could go on vacation or stay with my fiance&#8217;s parents without any trouble.  We&#8217;d have to clear out our clothes and some valuables, but for $15,000, it seems well worth it.  There might be some issues with damage, but a damage waiver would at least help, and we might need to update our insurance policy for the home.  The article even listed 3 companies that offer different levels of help with the process (i.e. hands off and no commission or hands on with commission).  Do you think this is a good idea to pursue?  Do you have any thoughts on this that might be helpful?  Thank you!</p>
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		<title>By: reulte</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-728372</link>
		<dc:creator>reulte</dc:creator>
		<pubDate>Wed, 15 Jul 2009 11:31:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-728372</guid>
		<description>If being fat is voluntary, why do fewer than 5% of people who lose weight (which puts them in an exalted minority in the first place) maintain that loss over three years?

Having said that, being fat is also the RESULT of many other diseases and conditions.  It&#039;s also the RESULT of many medications prescribed.  It&#039;s also the RESULT of not being able to exercise because you have no energy, can&#039;t catch your breath, or don&#039;t have the strength to stand due to a medical condition or the treatment for such a condition.

The point is to treat fat people with the same kindness and courtesy you treat any other stranger.

Alternately - the best way to get egg on your face is to critisize a fat person&#039;s dining in a restaurant!</description>
		<content:encoded><![CDATA[<p>If being fat is voluntary, why do fewer than 5% of people who lose weight (which puts them in an exalted minority in the first place) maintain that loss over three years?</p>
<p>Having said that, being fat is also the RESULT of many other diseases and conditions.  It&#8217;s also the RESULT of many medications prescribed.  It&#8217;s also the RESULT of not being able to exercise because you have no energy, can&#8217;t catch your breath, or don&#8217;t have the strength to stand due to a medical condition or the treatment for such a condition.</p>
<p>The point is to treat fat people with the same kindness and courtesy you treat any other stranger.</p>
<p>Alternately &#8211; the best way to get egg on your face is to critisize a fat person&#8217;s dining in a restaurant!</p>
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		<title>By: Michelle</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-728118</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Wed, 15 Jul 2009 00:51:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-728118</guid>
		<description>Trent - I feel ridiculous thanking anyone for treating fat people like people, because it should be par for the course.  But I&#039;d like to say thank you anyway.</description>
		<content:encoded><![CDATA[<p>Trent &#8211; I feel ridiculous thanking anyone for treating fat people like people, because it should be par for the course.  But I&#8217;d like to say thank you anyway.</p>
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		<title>By: Meg</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-727866</link>
		<dc:creator>Meg</dc:creator>
		<pubDate>Tue, 14 Jul 2009 20:22:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727866</guid>
		<description>The primary issue that strikes me isn&#039;t whether being obese is voluntary - it&#039;s whether obesity should be considered a disability for legal purposes and whether obese people should be protected under anti-discrimination laws.  

Making obesity a disability would require businesses to make things all kinds of products and services - including public buildings and offices - accessible to people with that disability.  

This is simply a ludicrous option in my view for one simple reason: obesity is 98-99% CURABLE (not to mention preventable).  Besides, are we really as a society willing to hand out &lt;em&gt;government disability checks&lt;/em&gt; along with handicapped parking tags to over half of all Americans simply because they are obese???

Plus, where do you draw the line?  Does every chair and toilet and doorway need to be enlarged and every elevator converted to industrial grade so the man who weighs over 700 pounds (he exists and lives in Harlem, bed ridden) can ride?</description>
		<content:encoded><![CDATA[<p>The primary issue that strikes me isn&#8217;t whether being obese is voluntary &#8211; it&#8217;s whether obesity should be considered a disability for legal purposes and whether obese people should be protected under anti-discrimination laws.  </p>
<p>Making obesity a disability would require businesses to make things all kinds of products and services &#8211; including public buildings and offices &#8211; accessible to people with that disability.  </p>
<p>This is simply a ludicrous option in my view for one simple reason: obesity is 98-99% CURABLE (not to mention preventable).  Besides, are we really as a society willing to hand out <em>government disability checks</em> along with handicapped parking tags to over half of all Americans simply because they are obese???</p>
<p>Plus, where do you draw the line?  Does every chair and toilet and doorway need to be enlarged and every elevator converted to industrial grade so the man who weighs over 700 pounds (he exists and lives in Harlem, bed ridden) can ride?</p>
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		<title>By: Michelle</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-727842</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Tue, 14 Jul 2009 19:37:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727842</guid>
		<description>Hi, Trent--
Thank you for your wonderful blog. I learn so much from it, and am grateful for what you write.
I have a question for you that I have been pondering for months without getting any great ideas.
I want very much to budget our money well so that we can pay off debt, create an emergency reserve, and prosper. What is making it difficult for me (besides my right-brained tendencies :) is that our income is in part from seasonal work. We have one job paid by a salary year round, and another job paid by hourly wages only during the school year. So during the summer, our income drops to about 1/3 of what it is the rest of the year. 
I had worked out a system of saving during the more prosperous months to make it through the dry summer, but was doing all the record-keeping on paper. Do you have any suggestions for how to make this situation work using a program such as Quicken?
Thank you for your help!</description>
		<content:encoded><![CDATA[<p>Hi, Trent&#8211;<br />
Thank you for your wonderful blog. I learn so much from it, and am grateful for what you write.<br />
I have a question for you that I have been pondering for months without getting any great ideas.<br />
I want very much to budget our money well so that we can pay off debt, create an emergency reserve, and prosper. What is making it difficult for me (besides my right-brained tendencies :) is that our income is in part from seasonal work. We have one job paid by a salary year round, and another job paid by hourly wages only during the school year. So during the summer, our income drops to about 1/3 of what it is the rest of the year.<br />
I had worked out a system of saving during the more prosperous months to make it through the dry summer, but was doing all the record-keeping on paper. Do you have any suggestions for how to make this situation work using a program such as Quicken?<br />
Thank you for your help!</p>
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		<title>By: Emily</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-3/#comment-727836</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Tue, 14 Jul 2009 19:24:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727836</guid>
		<description>Great advice here today.  My husband has pretty standard sized feet but he&#039;s on them all day and has issues as well.  Another thing to buy in addition to shoes that fit and breathe properly is appropriate socks - preferably thick ones that absorb and wick moisture and protect against chafing.  As for rental properties, they really *are* more trouble than they&#039;re worth to most people unless you spend an awful lot of time researching and making sure they&#039;re higher-end.  Finally, good job on the podcasts.  Since I bought my Honda Fit (which I adore!!!) I&#039;ve been listening to a lot of books on CD, but NPR is always a trusty backup between books.  Thanks for your blog!</description>
		<content:encoded><![CDATA[<p>Great advice here today.  My husband has pretty standard sized feet but he&#8217;s on them all day and has issues as well.  Another thing to buy in addition to shoes that fit and breathe properly is appropriate socks &#8211; preferably thick ones that absorb and wick moisture and protect against chafing.  As for rental properties, they really *are* more trouble than they&#8217;re worth to most people unless you spend an awful lot of time researching and making sure they&#8217;re higher-end.  Finally, good job on the podcasts.  Since I bought my Honda Fit (which I adore!!!) I&#8217;ve been listening to a lot of books on CD, but NPR is always a trusty backup between books.  Thanks for your blog!</p>
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		<title>By: Betsy</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-2/#comment-727797</link>
		<dc:creator>Betsy</dc:creator>
		<pubDate>Tue, 14 Jul 2009 18:07:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727797</guid>
		<description>I realize that I may be a little late to this discussion, but I really needed to “weigh” in on this. One of the problems that our society has regarding people’s size is an unrealistic vision of what a healthy weight is.  At 48 years of age, I am well within what doctors consider to be a healthy weight and have a BMI within the normal range. I cannot, however seem to get my body into anything below a size 8. These days a size 8 is considered to be “beefy”.

 Since I am only 5 feet tall, in order to keep my beefy size 8, I can consume no more than 1200 calories a day and I must exercise for 30 minutes to an hour every single day. Many people would consider this extreme. I have friends and acquaintances who can eat whatever they want, whenever they want to, and do not require the same level of exercise to maintain a healthy weight. The point is, that we are all different. What works for one, may be ineffective, or more difficult for someone else. The same goes for our finances.

Just like “calories in = calories spent”, we all know that the formula for staying healthy financially requires spending less than we earn, but all of us come at it from a different place.  A young adult, living alone, trying to get rid of credit card debt while paying rent in New York City, has a whole different set of challenges than a middle aged couple who has two kids in college, takes care of an elderly parent, and does not have a decent public transportation system. Knowing what to do, and being able to do it successfully are very different things. The purpose of connecting through this blog, is for support, so we can face our respective challenges and hopefully, succeed. We need to remember that things are not always as they appear on the surface, and we all carry our own unique  set of issues.</description>
		<content:encoded><![CDATA[<p>I realize that I may be a little late to this discussion, but I really needed to “weigh” in on this. One of the problems that our society has regarding people’s size is an unrealistic vision of what a healthy weight is.  At 48 years of age, I am well within what doctors consider to be a healthy weight and have a BMI within the normal range. I cannot, however seem to get my body into anything below a size 8. These days a size 8 is considered to be “beefy”.</p>
<p> Since I am only 5 feet tall, in order to keep my beefy size 8, I can consume no more than 1200 calories a day and I must exercise for 30 minutes to an hour every single day. Many people would consider this extreme. I have friends and acquaintances who can eat whatever they want, whenever they want to, and do not require the same level of exercise to maintain a healthy weight. The point is, that we are all different. What works for one, may be ineffective, or more difficult for someone else. The same goes for our finances.</p>
<p>Just like “calories in = calories spent”, we all know that the formula for staying healthy financially requires spending less than we earn, but all of us come at it from a different place.  A young adult, living alone, trying to get rid of credit card debt while paying rent in New York City, has a whole different set of challenges than a middle aged couple who has two kids in college, takes care of an elderly parent, and does not have a decent public transportation system. Knowing what to do, and being able to do it successfully are very different things. The purpose of connecting through this blog, is for support, so we can face our respective challenges and hopefully, succeed. We need to remember that things are not always as they appear on the surface, and we all carry our own unique  set of issues.</p>
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		<title>By: Elizabeth</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-2/#comment-727745</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Tue, 14 Jul 2009 16:41:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727745</guid>
		<description>I find it entertaining that there is such a wide range of percentages of people who can be overweight due to medical conditions (I&#039;ve seen anywhere from 1% to 10%). Clearly no one is looking this up and finding out how many are affected by the diseases that have been listed. Since no one knows what the numbers are, and you can&#039;t tell by looking at someone whether they have this disease or not, why not just have compassion for someone who is probably not happy with themselves? 

How do you know they&#039;re not already trying? What do you think will be accomplished by telling someone who is trying hard to eat right and exercise and has lost 20 pounds but still has 50 to go, that they obviously have no control over their eating and need to get their fat ass to the gym? I doubt you would be so cruel to someone who is struggling (but trying) to get his or her finances in order.</description>
		<content:encoded><![CDATA[<p>I find it entertaining that there is such a wide range of percentages of people who can be overweight due to medical conditions (I&#8217;ve seen anywhere from 1% to 10%). Clearly no one is looking this up and finding out how many are affected by the diseases that have been listed. Since no one knows what the numbers are, and you can&#8217;t tell by looking at someone whether they have this disease or not, why not just have compassion for someone who is probably not happy with themselves? </p>
<p>How do you know they&#8217;re not already trying? What do you think will be accomplished by telling someone who is trying hard to eat right and exercise and has lost 20 pounds but still has 50 to go, that they obviously have no control over their eating and need to get their fat ass to the gym? I doubt you would be so cruel to someone who is struggling (but trying) to get his or her finances in order.</p>
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		<title>By: Kim</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-2/#comment-727740</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Tue, 14 Jul 2009 16:36:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727740</guid>
		<description>RE:  DeRuiter (Comment #79)  Yes, the concentration camp diet works!  Hooray!  Forced eating of bug-infested, germ-laden, moldy, rotten food in minuscule quantities by people who wish you ill makes you thin as a rail.  And worthy of being a fashion model in most New York fashion mags, &#039;cause nothin&#039; sells the latest glad rags than looking like you were just let out of a concentration camp.  However, what you see in the pictures is the people who lived.  What you don&#039;t see is their condition before being whisked from their homes and families and forced to live in conditions that would sicken most animals.

Having been sick enough to lose weight in this manner, I will tell you that the excess weight I had ahead of time probably saved my life.  The ability to starve oneself is an illness, either physical, mental or emotional.

That people see something instructive in photos of concentration camp victims and survivors that they contribute to weight-loss conversations is nothing new.  It is sad and disingenuous. Truthfully, if someone were to eat as if they were in a concentration camp, having any other options, it would have far worse health effects than some extra pounds.  If you were faced with a co-worker, friend or relative eating in this manner, you would be forced to either rush right out and purchased groceries for them or get them psychiatric help.

Obesity is increasing for many reasons, some of which is related to changes in our food supply, some of which is related to increases in illnesses that once would likely have been untreated, and some, certainly because of increasing emotional and psychological problems.  And yes, for many people, eating less and exercising more is the answer.  But not for all.

I find it interesting that this subject has brought up so much ire.  In the current era, we are likely to see government taking over our healthcare system and doling out our money for all kinds of illness, and rationing care.  Let me ask you, do you wish to see your government, or any other group deciding which care should be allowed you and which should not?

I will tell you that as an overweight person, I often check out other people&#039;s grocery carts.  I am amazed at the amount of junk food in healthy-looking skinny people&#039;s carts.  But then, I have several friends who are adversely affected by extremely high metabolism or the inability to process food.  They eat enormous quantities of high calorie food striving to get to a so-called &quot;normal&quot; weight.  Eating is an obsession with them because they have this struggle.  One friend looks like she is a concentration camp survivor, but the fact is she eats loads of high calorie foods.  She would be the first one to die in a concentration camp because she has not one spare ounce on her emaciated frame.  I have to believe that if there are these people, who where they to increase their activity levels or drop their caloric intake would likely die, then there are those likely in equal amounts who will have a very difficult time losing weight on anything but a concentration camp diet.

By the way, my &quot;concentration camp diet&quot; as I called it was limited to the ingestion of about 200 calories a day, simply because I was too ill to eat.  I suppose many people would suggest that since that worked, that I should willingly continue to live on 200 calories per day.

I can think up any number of Twilight Zone worthy episodes about this matter.</description>
		<content:encoded><![CDATA[<p>RE:  DeRuiter (Comment #79)  Yes, the concentration camp diet works!  Hooray!  Forced eating of bug-infested, germ-laden, moldy, rotten food in minuscule quantities by people who wish you ill makes you thin as a rail.  And worthy of being a fashion model in most New York fashion mags, &#8217;cause nothin&#8217; sells the latest glad rags than looking like you were just let out of a concentration camp.  However, what you see in the pictures is the people who lived.  What you don&#8217;t see is their condition before being whisked from their homes and families and forced to live in conditions that would sicken most animals.</p>
<p>Having been sick enough to lose weight in this manner, I will tell you that the excess weight I had ahead of time probably saved my life.  The ability to starve oneself is an illness, either physical, mental or emotional.</p>
<p>That people see something instructive in photos of concentration camp victims and survivors that they contribute to weight-loss conversations is nothing new.  It is sad and disingenuous. Truthfully, if someone were to eat as if they were in a concentration camp, having any other options, it would have far worse health effects than some extra pounds.  If you were faced with a co-worker, friend or relative eating in this manner, you would be forced to either rush right out and purchased groceries for them or get them psychiatric help.</p>
<p>Obesity is increasing for many reasons, some of which is related to changes in our food supply, some of which is related to increases in illnesses that once would likely have been untreated, and some, certainly because of increasing emotional and psychological problems.  And yes, for many people, eating less and exercising more is the answer.  But not for all.</p>
<p>I find it interesting that this subject has brought up so much ire.  In the current era, we are likely to see government taking over our healthcare system and doling out our money for all kinds of illness, and rationing care.  Let me ask you, do you wish to see your government, or any other group deciding which care should be allowed you and which should not?</p>
<p>I will tell you that as an overweight person, I often check out other people&#8217;s grocery carts.  I am amazed at the amount of junk food in healthy-looking skinny people&#8217;s carts.  But then, I have several friends who are adversely affected by extremely high metabolism or the inability to process food.  They eat enormous quantities of high calorie food striving to get to a so-called &#8220;normal&#8221; weight.  Eating is an obsession with them because they have this struggle.  One friend looks like she is a concentration camp survivor, but the fact is she eats loads of high calorie foods.  She would be the first one to die in a concentration camp because she has not one spare ounce on her emaciated frame.  I have to believe that if there are these people, who where they to increase their activity levels or drop their caloric intake would likely die, then there are those likely in equal amounts who will have a very difficult time losing weight on anything but a concentration camp diet.</p>
<p>By the way, my &#8220;concentration camp diet&#8221; as I called it was limited to the ingestion of about 200 calories a day, simply because I was too ill to eat.  I suppose many people would suggest that since that worked, that I should willingly continue to live on 200 calories per day.</p>
<p>I can think up any number of Twilight Zone worthy episodes about this matter.</p>
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		<title>By: Lenore</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-2/#comment-727721</link>
		<dc:creator>Lenore</dc:creator>
		<pubDate>Tue, 14 Jul 2009 16:03:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727721</guid>
		<description>For those who are not fat but feel compelled to criticize, I weigh over 300 pounds and have borderline high blood pressure, but my cholesterol and blood sugar levels are fine.  I wish I could do physical tasks with greater ease and look better in my clothes, but I also realize much of the reason I feel bad about how I look is because of unrealistic expectations foisted on us by the fashion industry.  Fat is no more inherently ugly than wrinkles, but only thinness and youth are celebrated in American culture.  The diseases of aging cost as much as those associated with being overweight, but I never hear anyone complain about old people wasting our tax dollars by &quot;choosing&quot; to stay alive.  Funny how generous we can be when it involves someone we give a damn about.

Why am I fat?  Lots of reasons, many of which I&#039;ll admit are personal choice.  I love the taste of chocolate and seem to crave and enjoy the feeling of being full more than most people.  Food has always been my security blanket when the world is not particularly kind.  I was picked last and ridiculed during sports as a child, so I never learned to enjoy exercise.  Nowadays I&#039;m nervous about even going for a walk in public because I&#039;ve been called names by passersby before.  Unhealthy food is definitely cheaper and more appealing than lean meats, fruits and vegetables.

My bipolar disorder is bad enough that I can no longer work, and I have always coped with it by emotional eating.  When I feel down, I gorge on sweets.  When I get manic, I bring myself down with starches and salt.  I developed these habits before I knew what was wrong with me, and it is very difficult to reshape them, especially when I continue to suffer from mood swings.  I take lots of medication and try to use tips I&#039;ve learned in counseling, but sometimes the depths of despair or heights of grandiosity and denial make it impossible to employ dietary discipline.

If anyone cares to cast any more stones, please take a look at your own messed up lives.  Fat people are keenly aware that most people judge us and our lifestyles could kill us.  The only thing simple about the obesity problem is the minds of those who think it can be solved with a little tough love or unsolicited advice.

Oh, and if I need a second seat on an airplane, maybe it&#039;s because all the seats are too small to be comfortable for anyone.  Does anyone begrudge tall people a little leg room?</description>
		<content:encoded><![CDATA[<p>For those who are not fat but feel compelled to criticize, I weigh over 300 pounds and have borderline high blood pressure, but my cholesterol and blood sugar levels are fine.  I wish I could do physical tasks with greater ease and look better in my clothes, but I also realize much of the reason I feel bad about how I look is because of unrealistic expectations foisted on us by the fashion industry.  Fat is no more inherently ugly than wrinkles, but only thinness and youth are celebrated in American culture.  The diseases of aging cost as much as those associated with being overweight, but I never hear anyone complain about old people wasting our tax dollars by &#8220;choosing&#8221; to stay alive.  Funny how generous we can be when it involves someone we give a damn about.</p>
<p>Why am I fat?  Lots of reasons, many of which I&#8217;ll admit are personal choice.  I love the taste of chocolate and seem to crave and enjoy the feeling of being full more than most people.  Food has always been my security blanket when the world is not particularly kind.  I was picked last and ridiculed during sports as a child, so I never learned to enjoy exercise.  Nowadays I&#8217;m nervous about even going for a walk in public because I&#8217;ve been called names by passersby before.  Unhealthy food is definitely cheaper and more appealing than lean meats, fruits and vegetables.</p>
<p>My bipolar disorder is bad enough that I can no longer work, and I have always coped with it by emotional eating.  When I feel down, I gorge on sweets.  When I get manic, I bring myself down with starches and salt.  I developed these habits before I knew what was wrong with me, and it is very difficult to reshape them, especially when I continue to suffer from mood swings.  I take lots of medication and try to use tips I&#8217;ve learned in counseling, but sometimes the depths of despair or heights of grandiosity and denial make it impossible to employ dietary discipline.</p>
<p>If anyone cares to cast any more stones, please take a look at your own messed up lives.  Fat people are keenly aware that most people judge us and our lifestyles could kill us.  The only thing simple about the obesity problem is the minds of those who think it can be solved with a little tough love or unsolicited advice.</p>
<p>Oh, and if I need a second seat on an airplane, maybe it&#8217;s because all the seats are too small to be comfortable for anyone.  Does anyone begrudge tall people a little leg room?</p>
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		<title>By: M</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-2/#comment-727719</link>
		<dc:creator>M</dc:creator>
		<pubDate>Tue, 14 Jul 2009 15:59:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727719</guid>
		<description>The being-fat-is-a-choice-&amp;-shouldn&#039;t-be-covered-by-the-ADA commentary:  OK.  Then the ADA should not cover people with disabilities caused by smoking (cancer), drinking (kidney failure), listening to loud music (hearing loss), having unprotected sex (HIV/AIDS &amp; debilitating STDs), etc.  OR, continue to evaluate these people on an individual basis under the ADA and consider allowing fat people to have potential protection under the ADA if they meet the test.</description>
		<content:encoded><![CDATA[<p>The being-fat-is-a-choice-&amp;-shouldn&#8217;t-be-covered-by-the-ADA commentary:  OK.  Then the ADA should not cover people with disabilities caused by smoking (cancer), drinking (kidney failure), listening to loud music (hearing loss), having unprotected sex (HIV/AIDS &amp; debilitating STDs), etc.  OR, continue to evaluate these people on an individual basis under the ADA and consider allowing fat people to have potential protection under the ADA if they meet the test.</p>
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		<title>By: Joel</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-2/#comment-727710</link>
		<dc:creator>Joel</dc:creator>
		<pubDate>Tue, 14 Jul 2009 15:49:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727710</guid>
		<description>&quot;Being fat is sometimes voluntary, but in many cases it is not.&quot;

Based on the research literature, &quot;sometimes&quot; and &quot;in many cases&quot; should switch from the clause they&#039;re in to the other. Ergo, being fat is in many cases voluntary, but sometimes it is not.

While obesity is multi-causal to be sure, *in many cases* the causes reduce to personal lifestyle choices (e.g., lack of physical activity, sedentary behaviors, poor eating habits). *Sometimes* obesity is due to uncontrollable factors. But these are the exceptions that prove the rule.

From an evidence-based perspective, there was nothing egregious about Lindsay&#039;s comment. Was it too universal in scope? Yes. Was it egregious? No.</description>
		<content:encoded><![CDATA[<p>&#8220;Being fat is sometimes voluntary, but in many cases it is not.&#8221;</p>
<p>Based on the research literature, &#8220;sometimes&#8221; and &#8220;in many cases&#8221; should switch from the clause they&#8217;re in to the other. Ergo, being fat is in many cases voluntary, but sometimes it is not.</p>
<p>While obesity is multi-causal to be sure, *in many cases* the causes reduce to personal lifestyle choices (e.g., lack of physical activity, sedentary behaviors, poor eating habits). *Sometimes* obesity is due to uncontrollable factors. But these are the exceptions that prove the rule.</p>
<p>From an evidence-based perspective, there was nothing egregious about Lindsay&#8217;s comment. Was it too universal in scope? Yes. Was it egregious? No.</p>
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		<title>By: Debbie M</title>
		<link>http://www.thesimpledollar.com/2009/07/13/reader-mailbag-71/comment-page-2/#comment-727706</link>
		<dc:creator>Debbie M</dc:creator>
		<pubDate>Tue, 14 Jul 2009 15:42:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3872#comment-727706</guid>
		<description>Josh--I agree with ML (comment #73).  Roll over your 401k into an IRA.  You’ll have way more choices, probably at much lower cost, and you don’t have to worry about whether your old company stays in business.  Plus you’ll get to keep this retirement money working for you.

Grammar whiners--please get over it.  The reason for good grammar is so that people understand what you’re saying, which is especially important in writing where you can’t adjust what you’re saying based on how you see your audience responding.  It sounds like you know what he’s saying.  And now you know it’s proper grammar in some parts of the country.  Please just consider yourself a little more cosmopolitan now.</description>
		<content:encoded><![CDATA[<p>Josh&#8211;I agree with ML (comment #73).  Roll over your 401k into an IRA.  You’ll have way more choices, probably at much lower cost, and you don’t have to worry about whether your old company stays in business.  Plus you’ll get to keep this retirement money working for you.</p>
<p>Grammar whiners&#8211;please get over it.  The reason for good grammar is so that people understand what you’re saying, which is especially important in writing where you can’t adjust what you’re saying based on how you see your audience responding.  It sounds like you know what he’s saying.  And now you know it’s proper grammar in some parts of the country.  Please just consider yourself a little more cosmopolitan now.</p>
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