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	<title>Comments on: Having Enough for Life</title>
	<atom:link href="http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: A in NC</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-769326</link>
		<dc:creator>A in NC</dc:creator>
		<pubDate>Thu, 03 Sep 2009 20:04:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-769326</guid>
		<description>I too found this book and Amy&#039;s Tightwad Gazette life changing. I just went and wrapped up all the leftover food from a meeting at work that i&#039;m taking home and turning into dinner and lunch. Waste not want not! ...and enjoy yourself while doing it. VERY satisfying.</description>
		<content:encoded><![CDATA[<p>I too found this book and Amy&#8217;s Tightwad Gazette life changing. I just went and wrapped up all the leftover food from a meeting at work that i&#8217;m taking home and turning into dinner and lunch. Waste not want not! &#8230;and enjoy yourself while doing it. VERY satisfying.</p>
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		<title>By: DDFD at DivorcedDadFrugalDad</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-767878</link>
		<dc:creator>DDFD at DivorcedDadFrugalDad</dc:creator>
		<pubDate>Tue, 01 Sep 2009 17:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-767878</guid>
		<description>Great post!  There are many things that people could do for themselves and save a fortune in the process . . . the point about spending money on only what money can buy is priceless.</description>
		<content:encoded><![CDATA[<p>Great post!  There are many things that people could do for themselves and save a fortune in the process . . . the point about spending money on only what money can buy is priceless.</p>
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		<title>By: JJT</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-767114</link>
		<dc:creator>JJT</dc:creator>
		<pubDate>Mon, 31 Aug 2009 17:42:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-767114</guid>
		<description>I really like the information that is listed here but I do have one comment, the comment about hoarding money, I know that this is in regards to finding the balance of earning and spending.  I guess that comment seems to say to me don&#039;t over save every penny, but maybe it is the use of that word that seems to rub the wrong way.  I believe that people reading this site are attempting to better their financial life, wether spending less or saving more.  I find myself saving as much as I can so that in the future I will be able to worry less about finances and focus on things I truely love to do. I am hoarding, oh I mean saving deligently. =) If I read the book I probably would get a better understanding of what that comment actually means.  This seems to be more of an oxymorn for me.  Thanks!</description>
		<content:encoded><![CDATA[<p>I really like the information that is listed here but I do have one comment, the comment about hoarding money, I know that this is in regards to finding the balance of earning and spending.  I guess that comment seems to say to me don&#8217;t over save every penny, but maybe it is the use of that word that seems to rub the wrong way.  I believe that people reading this site are attempting to better their financial life, wether spending less or saving more.  I find myself saving as much as I can so that in the future I will be able to worry less about finances and focus on things I truely love to do. I am hoarding, oh I mean saving deligently. =) If I read the book I probably would get a better understanding of what that comment actually means.  This seems to be more of an oxymorn for me.  Thanks!</p>
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		<title>By: Lori Enos</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-766950</link>
		<dc:creator>Lori Enos</dc:creator>
		<pubDate>Mon, 31 Aug 2009 12:23:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-766950</guid>
		<description>Wonderful post and so attune with where I&#039;m at in my life.  I&#039;m trying very hard to look at what I spend and figure out what I really need versus what I just want because society tells me I should want it.</description>
		<content:encoded><![CDATA[<p>Wonderful post and so attune with where I&#8217;m at in my life.  I&#8217;m trying very hard to look at what I spend and figure out what I really need versus what I just want because society tells me I should want it.</p>
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		<title>By: Vicki</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-766404</link>
		<dc:creator>Vicki</dc:creator>
		<pubDate>Sun, 30 Aug 2009 14:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-766404</guid>
		<description>To AR - yes, in the third edition we expanded the understanding of investing for financial independence, addressing just the issue you raise. get it from the library if you don&#039;t want to buy it - or buy it from our website www.yourmoneyoryourlife.info.</description>
		<content:encoded><![CDATA[<p>To AR &#8211; yes, in the third edition we expanded the understanding of investing for financial independence, addressing just the issue you raise. get it from the library if you don&#8217;t want to buy it &#8211; or buy it from our website <a href="http://www.yourmoneyoryourlife.info" rel="nofollow">http://www.yourmoneyoryourlife.info</a>.</p>
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		<title>By: AR</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-765669</link>
		<dc:creator>AR</dc:creator>
		<pubDate>Sat, 29 Aug 2009 16:16:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-765669</guid>
		<description>Wonderful post, Robin! Since re-reading YMOYL this Spring, I have a question that has been gnawing at me: Treasury bond interest rates are at record lows and a major point in YMOYL was saving money to purchase US Treasury bonds and then using the income to reduce the need to work. At the time the book was originally written, the returns were quite high. Do you still recommend this strategy to those starting out? Are readers supposed to wait and continue saving until the bond rates (hopefully) go back up and then jump in? Does the 3rd edition deal with this issue?</description>
		<content:encoded><![CDATA[<p>Wonderful post, Robin! Since re-reading YMOYL this Spring, I have a question that has been gnawing at me: Treasury bond interest rates are at record lows and a major point in YMOYL was saving money to purchase US Treasury bonds and then using the income to reduce the need to work. At the time the book was originally written, the returns were quite high. Do you still recommend this strategy to those starting out? Are readers supposed to wait and continue saving until the bond rates (hopefully) go back up and then jump in? Does the 3rd edition deal with this issue?</p>
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		<title>By: PF</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764882</link>
		<dc:creator>PF</dc:creator>
		<pubDate>Fri, 28 Aug 2009 18:32:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764882</guid>
		<description>That was a very thought provoking article and really drove home the point about saving money equals making money.   Thank you! 

Our experiment with sharing a snowblower with our neighbor has not gone perfectly (he doesn&#039;t believe in following the directions which has led to mechanical failure), but oh well, we saved $800, so I figure we&#039;re still ahead.</description>
		<content:encoded><![CDATA[<p>That was a very thought provoking article and really drove home the point about saving money equals making money.   Thank you! </p>
<p>Our experiment with sharing a snowblower with our neighbor has not gone perfectly (he doesn&#8217;t believe in following the directions which has led to mechanical failure), but oh well, we saved $800, so I figure we&#8217;re still ahead.</p>
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		<title>By: Brown Thumb Mama</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764841</link>
		<dc:creator>Brown Thumb Mama</dc:creator>
		<pubDate>Fri, 28 Aug 2009 16:22:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764841</guid>
		<description>Trent, congrats on landing a great guest! I&#039;m jealous. 

Ms. Robin, thanks for a great read. I enjoyed your book very much and am looking forward to semi-early retirement based on its lessons!</description>
		<content:encoded><![CDATA[<p>Trent, congrats on landing a great guest! I&#8217;m jealous. </p>
<p>Ms. Robin, thanks for a great read. I enjoyed your book very much and am looking forward to semi-early retirement based on its lessons!</p>
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		<title>By: john deflumeri jr</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764676</link>
		<dc:creator>john deflumeri jr</dc:creator>
		<pubDate>Fri, 28 Aug 2009 11:33:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764676</guid>
		<description>A well written article for sure.  Your message needs to get to young adults, who as a group have no plans for the futute.  They think short term, and when things are good, believe that the good times will last forever, which we know is false!

Thank You, John DeFlumeri Jr.

please visit me too!</description>
		<content:encoded><![CDATA[<p>A well written article for sure.  Your message needs to get to young adults, who as a group have no plans for the futute.  They think short term, and when things are good, believe that the good times will last forever, which we know is false!</p>
<p>Thank You, John DeFlumeri Jr.</p>
<p>please visit me too!</p>
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		<title>By: David/Yourfinances101</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764555</link>
		<dc:creator>David/Yourfinances101</dc:creator>
		<pubDate>Fri, 28 Aug 2009 08:45:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764555</guid>
		<description>One of the keys here in my opinion, was the phrase &quot;your life&quot;.

The way I see it , until I am a millionaire, any way that I can get by on &quot;less&quot; money, the richer I am!

So, in addition to trying to increase my income in any way that I can, I also try to &quot;spend less&quot;.  I think there is a distinction between this and &quot;saving money.&quot;

A quick exmaple, we have cut waaayyy back on eating out, even though we love it.  The reason why??  Because we feel that a little frugal living now will go a long way towards getting us to the point when we can eat out whenever we want to and not worry about it.</description>
		<content:encoded><![CDATA[<p>One of the keys here in my opinion, was the phrase &#8220;your life&#8221;.</p>
<p>The way I see it , until I am a millionaire, any way that I can get by on &#8220;less&#8221; money, the richer I am!</p>
<p>So, in addition to trying to increase my income in any way that I can, I also try to &#8220;spend less&#8221;.  I think there is a distinction between this and &#8220;saving money.&#8221;</p>
<p>A quick exmaple, we have cut waaayyy back on eating out, even though we love it.  The reason why??  Because we feel that a little frugal living now will go a long way towards getting us to the point when we can eat out whenever we want to and not worry about it.</p>
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		<title>By: Jared</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764520</link>
		<dc:creator>Jared</dc:creator>
		<pubDate>Fri, 28 Aug 2009 07:22:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764520</guid>
		<description>I think those are some REALLY great points.  

In adding to that, once you realize what you REALLY need versus what you really WANT... you start to see the things that bring you REAL happiness.  

If more people understood that, I think we would lose our attachment to stuff.  
*Jared</description>
		<content:encoded><![CDATA[<p>I think those are some REALLY great points.  </p>
<p>In adding to that, once you realize what you REALLY need versus what you really WANT&#8230; you start to see the things that bring you REAL happiness.  </p>
<p>If more people understood that, I think we would lose our attachment to stuff.<br />
*Jared</p>
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		<title>By: Elizabeth</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764481</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Fri, 28 Aug 2009 04:56:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764481</guid>
		<description>Thanks so much, Ms. Robin, for making an appearance on a blog that has become an inspiring daily read for me. My favorite comment in your post was, &quot;Sometimes we consume something material when the need is emotional or spiritual.&quot; How true. In conjunction with Trent&#039;s 30 second or 30 day rule, it&#039;s something we should all ask ourselves before any purchase.

Ms. Robin&#039;s and Mr. Dominguez&#039;s book, along with Amy Dacyczyn&#039;s The Tightwad Gazette, was a powerful catalyst in changing my philosophy and behaviors regarding money. Please know that you are an inspiration and have changed my life for the better!</description>
		<content:encoded><![CDATA[<p>Thanks so much, Ms. Robin, for making an appearance on a blog that has become an inspiring daily read for me. My favorite comment in your post was, &#8220;Sometimes we consume something material when the need is emotional or spiritual.&#8221; How true. In conjunction with Trent&#8217;s 30 second or 30 day rule, it&#8217;s something we should all ask ourselves before any purchase.</p>
<p>Ms. Robin&#8217;s and Mr. Dominguez&#8217;s book, along with Amy Dacyczyn&#8217;s The Tightwad Gazette, was a powerful catalyst in changing my philosophy and behaviors regarding money. Please know that you are an inspiration and have changed my life for the better!</p>
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		<title>By: sai</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764479</link>
		<dc:creator>sai</dc:creator>
		<pubDate>Fri, 28 Aug 2009 04:55:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764479</guid>
		<description>Ms. Robin,

Its an honour to read your words and I wish to express my heartfelt thanks for &#039;Your Money or Your Life&#039; which has truly impacted my way of thinking. I am a part of the middle-class from India, the so called third world. I had seen my previous generation, less out of compulsion but more out of cultural conditioning, lead a life of sharing with friends and relatives. Our generation, although materially advanced, seem to have lost this crucial skill. We&#039;ve gone nuclear- both as a nation and as families.  

The path/program laid out by you is simple, yet profound.

Once again, thank you.</description>
		<content:encoded><![CDATA[<p>Ms. Robin,</p>
<p>Its an honour to read your words and I wish to express my heartfelt thanks for &#8216;Your Money or Your Life&#8217; which has truly impacted my way of thinking. I am a part of the middle-class from India, the so called third world. I had seen my previous generation, less out of compulsion but more out of cultural conditioning, lead a life of sharing with friends and relatives. Our generation, although materially advanced, seem to have lost this crucial skill. We&#8217;ve gone nuclear- both as a nation and as families.  </p>
<p>The path/program laid out by you is simple, yet profound.</p>
<p>Once again, thank you.</p>
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		<title>By: Retirement Savior</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764427</link>
		<dc:creator>Retirement Savior</dc:creator>
		<pubDate>Fri, 28 Aug 2009 02:44:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764427</guid>
		<description>That&#039;s a great commentary.  Most people think of retirement income as passive income from investments, but it is always a good reminder that doing hobbies you love for money on the side is a great way to gain supplemental income.  That certainly counts as diversification.</description>
		<content:encoded><![CDATA[<p>That&#8217;s a great commentary.  Most people think of retirement income as passive income from investments, but it is always a good reminder that doing hobbies you love for money on the side is a great way to gain supplemental income.  That certainly counts as diversification.</p>
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		<title>By: Chessiq</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764378</link>
		<dc:creator>Chessiq</dc:creator>
		<pubDate>Fri, 28 Aug 2009 00:29:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764378</guid>
		<description>Ms. Robin, thank you for your positive contribution to life directly, through the people you have taught personally and through your book, and indirectly, through people like Trent who have benefited from your wisdom and have gone on to teach others.
I have enjoyed your writing and your post because you include ideas and practical ways to live life effectively. What you have given us is a money AND life manifesto. It is up to the people to choose both.
I am sure I will re-read the post as I will re-read your book, Your Money or Your Life.
Thanks!</description>
		<content:encoded><![CDATA[<p>Ms. Robin, thank you for your positive contribution to life directly, through the people you have taught personally and through your book, and indirectly, through people like Trent who have benefited from your wisdom and have gone on to teach others.<br />
I have enjoyed your writing and your post because you include ideas and practical ways to live life effectively. What you have given us is a money AND life manifesto. It is up to the people to choose both.<br />
I am sure I will re-read the post as I will re-read your book, Your Money or Your Life.<br />
Thanks!</p>
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		<title>By: frugalscholar</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764355</link>
		<dc:creator>frugalscholar</dc:creator>
		<pubDate>Thu, 27 Aug 2009 23:38:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764355</guid>
		<description>Everyone should read this! I especially like the way &quot;income&#039; is defined. Thanks for the re-inspiration.</description>
		<content:encoded><![CDATA[<p>Everyone should read this! I especially like the way &#8220;income&#8217; is defined. Thanks for the re-inspiration.</p>
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		<title>By: Emily @ Under$1000PerMonth</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764290</link>
		<dc:creator>Emily @ Under$1000PerMonth</dc:creator>
		<pubDate>Thu, 27 Aug 2009 22:24:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764290</guid>
		<description>Awesome post! This is the most balanced view of financial independence I have seen, combining income, frugaity and community. Your book just went on my Christmas list.</description>
		<content:encoded><![CDATA[<p>Awesome post! This is the most balanced view of financial independence I have seen, combining income, frugaity and community. Your book just went on my Christmas list.</p>
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		<title>By: SH</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764217</link>
		<dc:creator>SH</dc:creator>
		<pubDate>Thu, 27 Aug 2009 21:05:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764217</guid>
		<description>Awesome post...</description>
		<content:encoded><![CDATA[<p>Awesome post&#8230;</p>
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		<title>By: RJ Weiss</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764192</link>
		<dc:creator>RJ Weiss</dc:creator>
		<pubDate>Thu, 27 Aug 2009 20:44:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764192</guid>
		<description>Ms. Robin - Great post. Just wanted to say thank you for the positive impact your book has had on my family&#039;s life. I first read it when I was 22 and we&#039;re well on my way to being FI by the time were 35.</description>
		<content:encoded><![CDATA[<p>Ms. Robin &#8211; Great post. Just wanted to say thank you for the positive impact your book has had on my family&#8217;s life. I first read it when I was 22 and we&#8217;re well on my way to being FI by the time were 35.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://www.thesimpledollar.com/2009/08/27/having-enough-for-life/comment-page-1/#comment-764186</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Thu, 27 Aug 2009 20:38:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4220#comment-764186</guid>
		<description>We don&#039;t normally think of saving money as &quot;income&quot; in the true sense, but it really is, and best of all, it&#039;s tax free.

But the part that interested me most was the idea of sharing resources.  I already do that on a limited basis, and it&#039;s a real God-send, but it&#039;s worth doing it more now that someone has put a label on it!

It also gets me to thinking, how much of the high cost of living people complain about is inherent in the classic suburban lifestyle?  

We live in single family, detached houses, drive on a one-person-one-car basis, increasingly live in small household units (singles, couples with no kids, or one or two only), and &quot;need&quot; to heat, air condition, fertilize, paint and otherwise maintain and support all of that elbow room that &quot;we can&#039;t do without&quot;.  

I&#039;ve known people who live as Vicki describes, and it&#039;s my sense that they&#039;re happier than most people because they&#039;re pursuing a lifestyle, not a standard of living.

The key is the ability to recognize the difference between the two.</description>
		<content:encoded><![CDATA[<p>We don&#8217;t normally think of saving money as &#8220;income&#8221; in the true sense, but it really is, and best of all, it&#8217;s tax free.</p>
<p>But the part that interested me most was the idea of sharing resources.  I already do that on a limited basis, and it&#8217;s a real God-send, but it&#8217;s worth doing it more now that someone has put a label on it!</p>
<p>It also gets me to thinking, how much of the high cost of living people complain about is inherent in the classic suburban lifestyle?  </p>
<p>We live in single family, detached houses, drive on a one-person-one-car basis, increasingly live in small household units (singles, couples with no kids, or one or two only), and &#8220;need&#8221; to heat, air condition, fertilize, paint and otherwise maintain and support all of that elbow room that &#8220;we can&#8217;t do without&#8221;.  </p>
<p>I&#8217;ve known people who live as Vicki describes, and it&#8217;s my sense that they&#8217;re happier than most people because they&#8217;re pursuing a lifestyle, not a standard of living.</p>
<p>The key is the ability to recognize the difference between the two.</p>
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