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	<title>Comments on: Money Bullies</title>
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	<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: tentaculistic</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-789283</link>
		<dc:creator>tentaculistic</dc:creator>
		<pubDate>Mon, 12 Oct 2009 20:21:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-789283</guid>
		<description>I think the key to the overtime question is to figure out when it&#039;s appropriate... when the overtime is required to get the job done well (eg proposal season, tight turn-around deadlines, crap hitting the fan), then you do it.  If you have a boss who tends to expect 120% effort without a real workplace crisis, because of personality/control issues (enjoying making people jump) or poor management, that&#039;s when it&#039;s time to draw a line.  

I&#039;ve happily worked late late late into the night and morning, when it was necessary.  I&#039;ve given up important personal and sports events to get work done. I&#039;ve deployed to client sites to work emergencies, or stayed at their HQs to help with situational awareness.  In short, there are emergencies and they need to be handled, and reasonable managers are within their rights to expect you to do your job.

But there are other bosses who push people around and have unreasonable expectations. I had a boss who would set himself up as the bottleneck for my work, refuse to allow a different process that would allow a workaround around him, then fail to respond to my calls/emails/office visits so that I sat there unable to make any forward movement, and expect that when he called me after work hours I would just jump up and start working (including once when I told him that my friend who had just gotten laid off was at that moment at my house for dinner!).  He started &quot;joking&quot; about my banker&#039;s hours, and without getting upset I told him that if there is a crisis, I will work 24/7 until it&#039;s resolved, and sleep at work if need be, but if it&#039;s not a crisis then I will guard my work-life balance.  Every time after that I used the shorter version &quot;if it&#039;s not an emergency, I go for work-life balance&quot; and it finally sunk in. He stopped bugging me, and he stopped calling late at night.

Now mind that wouldn&#039;t work as well if I didn&#039;t know that I could step away from this project any moment and find another project to work on within a matter of a couple hours. That&#039;s the result of networking, helping other people in the past, and working my butt off on past projects, so that I do have a lot of options.  That boss knew he didn&#039;t hold my cards, so he didn&#039;t bully me like I saw him do other people who didn&#039;t have the walk-away ability.  Boy, did he bully them!! 

Anyway, I agree with you Trent that there are workplace bullies, and that the knowledge that you can walk away can give you power that otherwise you would concede to your manager.</description>
		<content:encoded><![CDATA[<p>I think the key to the overtime question is to figure out when it&#8217;s appropriate&#8230; when the overtime is required to get the job done well (eg proposal season, tight turn-around deadlines, crap hitting the fan), then you do it.  If you have a boss who tends to expect 120% effort without a real workplace crisis, because of personality/control issues (enjoying making people jump) or poor management, that&#8217;s when it&#8217;s time to draw a line.  </p>
<p>I&#8217;ve happily worked late late late into the night and morning, when it was necessary.  I&#8217;ve given up important personal and sports events to get work done. I&#8217;ve deployed to client sites to work emergencies, or stayed at their HQs to help with situational awareness.  In short, there are emergencies and they need to be handled, and reasonable managers are within their rights to expect you to do your job.</p>
<p>But there are other bosses who push people around and have unreasonable expectations. I had a boss who would set himself up as the bottleneck for my work, refuse to allow a different process that would allow a workaround around him, then fail to respond to my calls/emails/office visits so that I sat there unable to make any forward movement, and expect that when he called me after work hours I would just jump up and start working (including once when I told him that my friend who had just gotten laid off was at that moment at my house for dinner!).  He started &#8220;joking&#8221; about my banker&#8217;s hours, and without getting upset I told him that if there is a crisis, I will work 24/7 until it&#8217;s resolved, and sleep at work if need be, but if it&#8217;s not a crisis then I will guard my work-life balance.  Every time after that I used the shorter version &#8220;if it&#8217;s not an emergency, I go for work-life balance&#8221; and it finally sunk in. He stopped bugging me, and he stopped calling late at night.</p>
<p>Now mind that wouldn&#8217;t work as well if I didn&#8217;t know that I could step away from this project any moment and find another project to work on within a matter of a couple hours. That&#8217;s the result of networking, helping other people in the past, and working my butt off on past projects, so that I do have a lot of options.  That boss knew he didn&#8217;t hold my cards, so he didn&#8217;t bully me like I saw him do other people who didn&#8217;t have the walk-away ability.  Boy, did he bully them!! </p>
<p>Anyway, I agree with you Trent that there are workplace bullies, and that the knowledge that you can walk away can give you power that otherwise you would concede to your manager.</p>
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		<title>By: Steven</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-786696</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Wed, 07 Oct 2009 17:00:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-786696</guid>
		<description>That&#039;s some dedication to his job, and seriously, what&#039;s wrong with that? (Just in case, I agree that he has no right in forcing it upon others. )

A few of my coworkers think that I&#039;m crazy that I willing come in to work on Saturdays sometimes. To me, it&#039;s no big deal. I graduated from college a a year and a half ago, and I do a lot less than I had to do in college. I easily had 7 day work weeks between classes, homework, projects, tests, research in the lab, and a part time job. I left my apartment at 6:30 in the morning, and got home at 10 at night, then still had homework/projects/studying to do. Weekends? None, I got to sleep in a little, so I got 6-7 hours instead of 3-4. If I hang out with friends or go out to clubs, that came at the expense of sleep.

Now, I&#039;ve got a 8-5 job, go to the gym and work out for an hour, then play ping pong for another 2 hours. Go to the gym Saturday morning, and go across the street to work for a couple hours after. On Sundays, I just chill out, and end up wondering what to do, after not having free time for so long.

It&#039;s all a matter of perspective. I grew up with my parents running a restaurant, so when you come from a life without much comfort, and you&#039;ve had to work your ass off your entire life, the standard for a comfortable life is different. I now work half as hard as my parents do, and get paid twice as much as they do combined. When I compare myself to them, I can&#039;t complain about the work I do and what&#039;s &quot;required&quot; of me.

Not everyone is a genius, not everyone will come up with the next million dollar idea. There are those who are thinkers, there are those who are hard workers, and then there are the slackers. The ones who attain success are those who are teeming with qualities of the first two. Most people are some combination of the first two, and do so accordingly to cover what they lack. If you aren&#039;t a great thinker, work harder and if you can&#039;t/won&#039;t work harder, then provide invaluable knowledge and experience. As long as you&#039;re not in the last category, why the negativity? Mad that someone is willing to put in the extra mile and changing the status quo?</description>
		<content:encoded><![CDATA[<p>That&#8217;s some dedication to his job, and seriously, what&#8217;s wrong with that? (Just in case, I agree that he has no right in forcing it upon others. )</p>
<p>A few of my coworkers think that I&#8217;m crazy that I willing come in to work on Saturdays sometimes. To me, it&#8217;s no big deal. I graduated from college a a year and a half ago, and I do a lot less than I had to do in college. I easily had 7 day work weeks between classes, homework, projects, tests, research in the lab, and a part time job. I left my apartment at 6:30 in the morning, and got home at 10 at night, then still had homework/projects/studying to do. Weekends? None, I got to sleep in a little, so I got 6-7 hours instead of 3-4. If I hang out with friends or go out to clubs, that came at the expense of sleep.</p>
<p>Now, I&#8217;ve got a 8-5 job, go to the gym and work out for an hour, then play ping pong for another 2 hours. Go to the gym Saturday morning, and go across the street to work for a couple hours after. On Sundays, I just chill out, and end up wondering what to do, after not having free time for so long.</p>
<p>It&#8217;s all a matter of perspective. I grew up with my parents running a restaurant, so when you come from a life without much comfort, and you&#8217;ve had to work your ass off your entire life, the standard for a comfortable life is different. I now work half as hard as my parents do, and get paid twice as much as they do combined. When I compare myself to them, I can&#8217;t complain about the work I do and what&#8217;s &#8220;required&#8221; of me.</p>
<p>Not everyone is a genius, not everyone will come up with the next million dollar idea. There are those who are thinkers, there are those who are hard workers, and then there are the slackers. The ones who attain success are those who are teeming with qualities of the first two. Most people are some combination of the first two, and do so accordingly to cover what they lack. If you aren&#8217;t a great thinker, work harder and if you can&#8217;t/won&#8217;t work harder, then provide invaluable knowledge and experience. As long as you&#8217;re not in the last category, why the negativity? Mad that someone is willing to put in the extra mile and changing the status quo?</p>
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		<title>By: getagrip</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-786626</link>
		<dc:creator>getagrip</dc:creator>
		<pubDate>Wed, 07 Oct 2009 12:51:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-786626</guid>
		<description>When Trent mentions the bullying boss, it reminds me there are some out there who do it and don&#039;t even seem to consider that they&#039;re bullying.  They&#039;re just so gung ho, type A about the &quot;job&quot;, that it consumes them and they feel it should be consuming you as well.  I bumped into someone I provided technical support for at work on a Saturday night in a bar while on vacation in another city.  I tried turning the subject to the band that was playing, but he dove right into work related topics, then said he had documents in his car we could go out and look at then and there.  I told him I&#039;d get with him first thing Monday morning, but I came to relax, not work, and he looked at me like I had three heads.  I have to say, the way his wife was rolling her eyes made me smile.  This is the same guy who I was told got subordinates to leave a co-workers wedding and go back to the office that night because he had an idea he wanted to flesh out immediately.  The killer is none of the things he typically wants to jump on required immediate attention, no deadlines were in jeopardy, no lives at stake, but he treated it all as if everything was a major crisis requiring extraordinary immediate effort, and he demanded everyone around him do the same.  The saddest part is I never saw him putting up more good ideas or plans than any of the other managers in that area, despite the appearance of all that activity.</description>
		<content:encoded><![CDATA[<p>When Trent mentions the bullying boss, it reminds me there are some out there who do it and don&#8217;t even seem to consider that they&#8217;re bullying.  They&#8217;re just so gung ho, type A about the &#8220;job&#8221;, that it consumes them and they feel it should be consuming you as well.  I bumped into someone I provided technical support for at work on a Saturday night in a bar while on vacation in another city.  I tried turning the subject to the band that was playing, but he dove right into work related topics, then said he had documents in his car we could go out and look at then and there.  I told him I&#8217;d get with him first thing Monday morning, but I came to relax, not work, and he looked at me like I had three heads.  I have to say, the way his wife was rolling her eyes made me smile.  This is the same guy who I was told got subordinates to leave a co-workers wedding and go back to the office that night because he had an idea he wanted to flesh out immediately.  The killer is none of the things he typically wants to jump on required immediate attention, no deadlines were in jeopardy, no lives at stake, but he treated it all as if everything was a major crisis requiring extraordinary immediate effort, and he demanded everyone around him do the same.  The saddest part is I never saw him putting up more good ideas or plans than any of the other managers in that area, despite the appearance of all that activity.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-786085</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Tue, 06 Oct 2009 01:56:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-786085</guid>
		<description>Trent at #28--You can add bonuses to that point to.  I and people I know have worked for companies who dangled bonuses that were never paid.  Some plans were implemented, but watered down to nothing well into the designated period, others were strongly implied.

The least expensive form of compensation/ motivation is a promise.  It can motivate employees, at least until it&#039;s proven to be empty, and it costs the employer nothing.  

Not all companies do this, but plenty of them do.</description>
		<content:encoded><![CDATA[<p>Trent at #28&#8211;You can add bonuses to that point to.  I and people I know have worked for companies who dangled bonuses that were never paid.  Some plans were implemented, but watered down to nothing well into the designated period, others were strongly implied.</p>
<p>The least expensive form of compensation/ motivation is a promise.  It can motivate employees, at least until it&#8217;s proven to be empty, and it costs the employer nothing.  </p>
<p>Not all companies do this, but plenty of them do.</p>
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		<title>By: Steven</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-786056</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Tue, 06 Oct 2009 00:31:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-786056</guid>
		<description>@#30 dsz

1. What a coincidence, I&#039;m in the the aerospace industry too. 

2. Couldn&#039;t have said it any better.</description>
		<content:encoded><![CDATA[<p>@#30 dsz</p>
<p>1. What a coincidence, I&#8217;m in the the aerospace industry too. </p>
<p>2. Couldn&#8217;t have said it any better.</p>
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		<title>By: dsz</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-786034</link>
		<dc:creator>dsz</dc:creator>
		<pubDate>Mon, 05 Oct 2009 23:14:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-786034</guid>
		<description>#29 Steven-I&#039;m with you. I&#039;ve been hourly, salary exempt and salary non-exempt, but I&#039;ve always been a professional. I was there to get a job done and if it took evenings and weekends then that&#039;s what I did. There was no bullying or pressure involved except that which I placed on myself. I promised my employers (and by extension our clients) to do my best. They promised to pay me on a regular basis and every two weeks there was a check with my name on it. They kept their part of the bargain, I kept mine. Whether I was paid for my overtime or not my conscience was clear. In return I did receive raises, bonuses, flex-time, the respect of my superiors and the gratitude of our clients. If it ever got out of hand to where I was unhappy putting in extra hours due to someone else slacking I would have spoken up but it never did. My goal was a thorough and correct analysis submitted on time to the client, no excuses. I was free to leave when the compensation did not match my expectations, but in the mean time I had people depending on me. btw, if you or anyone you love flies in a civilian or military aircraft you&#039;re likely at the mercy of the quality and timeliness of my work. Lives are so much more important than money, at least to me.
Sorry, I can&#039;t put a price on my professionalism.
As to the bullying, maybe that was the right choice for Trent at the time. We&#039;re all different, but by turning the other cheek he pretty much guaranteed other kids were going to get the same treatment. At some point, they&#039;d have gotten the message either by growing up or getting in trouble, but giving them free rein is not going to dissuade them. Bullying is never right and that kind of evil does flourish when the good do nothing. For my part, I&#039;d rather stand up for myself and lose than take crap from a bully.
I guess I can&#039;t put a price on my self-respect, either.</description>
		<content:encoded><![CDATA[<p>#29 Steven-I&#8217;m with you. I&#8217;ve been hourly, salary exempt and salary non-exempt, but I&#8217;ve always been a professional. I was there to get a job done and if it took evenings and weekends then that&#8217;s what I did. There was no bullying or pressure involved except that which I placed on myself. I promised my employers (and by extension our clients) to do my best. They promised to pay me on a regular basis and every two weeks there was a check with my name on it. They kept their part of the bargain, I kept mine. Whether I was paid for my overtime or not my conscience was clear. In return I did receive raises, bonuses, flex-time, the respect of my superiors and the gratitude of our clients. If it ever got out of hand to where I was unhappy putting in extra hours due to someone else slacking I would have spoken up but it never did. My goal was a thorough and correct analysis submitted on time to the client, no excuses. I was free to leave when the compensation did not match my expectations, but in the mean time I had people depending on me. btw, if you or anyone you love flies in a civilian or military aircraft you&#8217;re likely at the mercy of the quality and timeliness of my work. Lives are so much more important than money, at least to me.<br />
Sorry, I can&#8217;t put a price on my professionalism.<br />
As to the bullying, maybe that was the right choice for Trent at the time. We&#8217;re all different, but by turning the other cheek he pretty much guaranteed other kids were going to get the same treatment. At some point, they&#8217;d have gotten the message either by growing up or getting in trouble, but giving them free rein is not going to dissuade them. Bullying is never right and that kind of evil does flourish when the good do nothing. For my part, I&#8217;d rather stand up for myself and lose than take crap from a bully.<br />
I guess I can&#8217;t put a price on my self-respect, either.</p>
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		<title>By: Steven</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785950</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Mon, 05 Oct 2009 18:23:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785950</guid>
		<description>A raise is to reward performance beyond expectations, which means performing better and taking on more responsibilities. Yes, a raise is a hypothetical carrot you may or may not receive, but expect raises for doing only what you&#039;re already paid to do?

Never work a second over 40 hours, never be proactive about things that can be improved, just do as you are told and do it so it&#039;s barely satisfactory. As long as it is in line with the expectation of zero vertical movement in the corporate ladder and no pay raises, go ahead and complain about overtime.

All I&#039;m trying to say is, think of it from an employer&#039;s perspective. Would you want to give a raise to someone who is only doing what they&#039;re paid to do? Does someone deserve more money next year to have the same amount of responsibility as this past year? A raise is based on merit, and if you have not demonstrated it, then why should you be rewarded?</description>
		<content:encoded><![CDATA[<p>A raise is to reward performance beyond expectations, which means performing better and taking on more responsibilities. Yes, a raise is a hypothetical carrot you may or may not receive, but expect raises for doing only what you&#8217;re already paid to do?</p>
<p>Never work a second over 40 hours, never be proactive about things that can be improved, just do as you are told and do it so it&#8217;s barely satisfactory. As long as it is in line with the expectation of zero vertical movement in the corporate ladder and no pay raises, go ahead and complain about overtime.</p>
<p>All I&#8217;m trying to say is, think of it from an employer&#8217;s perspective. Would you want to give a raise to someone who is only doing what they&#8217;re paid to do? Does someone deserve more money next year to have the same amount of responsibility as this past year? A raise is based on merit, and if you have not demonstrated it, then why should you be rewarded?</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785934</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Mon, 05 Oct 2009 17:39:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785934</guid>
		<description>&quot;Also, the boss pressuring you to working a weekend, is that really a big deal if it’s not every weekend? Do you expect raises, at all? Raises are suppose to be based on performance, so if all you do is what you’re suppose to do, what justifies that raise?&quot;

You&#039;re being bullied if you&#039;re working for free in exchange for a theoretical carrot of a raise in the future that&#039;s not stipulated anywhere.  A carrot is just as big of a bullying tactic as a stick is.</description>
		<content:encoded><![CDATA[<p>&#8220;Also, the boss pressuring you to working a weekend, is that really a big deal if it’s not every weekend? Do you expect raises, at all? Raises are suppose to be based on performance, so if all you do is what you’re suppose to do, what justifies that raise?&#8221;</p>
<p>You&#8217;re being bullied if you&#8217;re working for free in exchange for a theoretical carrot of a raise in the future that&#8217;s not stipulated anywhere.  A carrot is just as big of a bullying tactic as a stick is.</p>
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		<title>By: Steven</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785925</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Mon, 05 Oct 2009 17:24:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785925</guid>
		<description>This post reminded me of the synergy post right away. I get what you&#039;re trying to say, yet it&#039;s &quot;wrong&quot;, it doesn&#039;t completely click.

To me, bullying is intention to cause harm, whether it&#039;s physical or psychological. 

The first two examples you listed are peer pressure. Do you succumb to peer pressure keep up appearances fit in? You know, like the cause of our current financial meltdown. Same thing with the workplace &quot;bullying&quot; which is just peer pressure. SOPs (Standard Operating Procedures) exist because they are the most efficient/correct procedure at the time, not for all time. I just joined a company, and I&#039;ve already redefined/rewritten many SOPs (Standard Operating Procedures). These are processes that have been in place and they were unwilling to change because they had been comfortable with them. I told them half of them were wrong and the other half could be improved and I got the evidence on my own time. Sometimes, they just don&#039;t know any better.

Also, the boss pressuring you to working a weekend, is that really a big deal if it&#039;s not every weekend? Do you expect raises, at all? Raises are suppose to be based on performance, so if all you do is what you&#039;re suppose to do, what justifies that raise? Everyone is so hellbent on instant gratification, and won&#039;t do anything unless they know what they&#039;re getting in return. I&#039;ve had part-time jobs where coworkers have asked for raises, but denied because they only worked half-assed and expected more money before actually doing that they&#039;re paid to do.

I&#039;m a very independent person, and I don&#039;t give in to peer pressure easily. It&#039;d be a complete lie to say I&#039;m not affected by it at all, but I don&#039;t let it control me. I do what I need to do to help my company, and to help me grow. Do I expect compensation? I&#039;d be lying if I said no, but I don&#039;t do the extra work demanding compensation. I do things to help my company, and hope my company returns the favor. If they don&#039;t, I&#039;ve gained new knowledge and experiences that can aid in my quest in searching for a company that can appreciate me.</description>
		<content:encoded><![CDATA[<p>This post reminded me of the synergy post right away. I get what you&#8217;re trying to say, yet it&#8217;s &#8220;wrong&#8221;, it doesn&#8217;t completely click.</p>
<p>To me, bullying is intention to cause harm, whether it&#8217;s physical or psychological. </p>
<p>The first two examples you listed are peer pressure. Do you succumb to peer pressure keep up appearances fit in? You know, like the cause of our current financial meltdown. Same thing with the workplace &#8220;bullying&#8221; which is just peer pressure. SOPs (Standard Operating Procedures) exist because they are the most efficient/correct procedure at the time, not for all time. I just joined a company, and I&#8217;ve already redefined/rewritten many SOPs (Standard Operating Procedures). These are processes that have been in place and they were unwilling to change because they had been comfortable with them. I told them half of them were wrong and the other half could be improved and I got the evidence on my own time. Sometimes, they just don&#8217;t know any better.</p>
<p>Also, the boss pressuring you to working a weekend, is that really a big deal if it&#8217;s not every weekend? Do you expect raises, at all? Raises are suppose to be based on performance, so if all you do is what you&#8217;re suppose to do, what justifies that raise? Everyone is so hellbent on instant gratification, and won&#8217;t do anything unless they know what they&#8217;re getting in return. I&#8217;ve had part-time jobs where coworkers have asked for raises, but denied because they only worked half-assed and expected more money before actually doing that they&#8217;re paid to do.</p>
<p>I&#8217;m a very independent person, and I don&#8217;t give in to peer pressure easily. It&#8217;d be a complete lie to say I&#8217;m not affected by it at all, but I don&#8217;t let it control me. I do what I need to do to help my company, and to help me grow. Do I expect compensation? I&#8217;d be lying if I said no, but I don&#8217;t do the extra work demanding compensation. I do things to help my company, and hope my company returns the favor. If they don&#8217;t, I&#8217;ve gained new knowledge and experiences that can aid in my quest in searching for a company that can appreciate me.</p>
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		<title>By: Kate</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785901</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Mon, 05 Oct 2009 16:15:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785901</guid>
		<description>&gt; You don’t need more things. 
&gt; You don’t need better things.

I couldn&#039;t agree more. I&#039;m fortunate to have what I already have. Freedom is living without things we may desire and being completely content.</description>
		<content:encoded><![CDATA[<p>&gt; You don’t need more things.<br />
&gt; You don’t need better things.</p>
<p>I couldn&#8217;t agree more. I&#8217;m fortunate to have what I already have. Freedom is living without things we may desire and being completely content.</p>
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		<title>By: Ellen / MoneyLounge</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785855</link>
		<dc:creator>Ellen / MoneyLounge</dc:creator>
		<pubDate>Mon, 05 Oct 2009 14:45:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785855</guid>
		<description>Insightful post. These are interesting new definitions to add to the word &quot;bullying.&quot; I had never thought of advertising as bulling, but I suppose it is in a way.</description>
		<content:encoded><![CDATA[<p>Insightful post. These are interesting new definitions to add to the word &#8220;bullying.&#8221; I had never thought of advertising as bulling, but I suppose it is in a way.</p>
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		<title>By: SwingCheese</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785841</link>
		<dc:creator>SwingCheese</dc:creator>
		<pubDate>Mon, 05 Oct 2009 13:53:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785841</guid>
		<description>Actually, in Iowa, Chet Culver signed a bill making it illegal for a teacher or administrator to ignore that type of bullying. Any adult witness who does so is at the risk of legal repercussions, regardless of the desire of the victim to &quot;shrug it off&quot;. 

I have to say, though, I never thought of advertisements as a form of bullying, though I suppose it is. The other day I saw an ad for a toy that I think my son would just LOVE at Christmas. Guess I&#039;m going to have to keep an eye on that tendency! :)</description>
		<content:encoded><![CDATA[<p>Actually, in Iowa, Chet Culver signed a bill making it illegal for a teacher or administrator to ignore that type of bullying. Any adult witness who does so is at the risk of legal repercussions, regardless of the desire of the victim to &#8220;shrug it off&#8221;. </p>
<p>I have to say, though, I never thought of advertisements as a form of bullying, though I suppose it is. The other day I saw an ad for a toy that I think my son would just LOVE at Christmas. Guess I&#8217;m going to have to keep an eye on that tendency! :)</p>
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		<title>By: Bea Helf</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785837</link>
		<dc:creator>Bea Helf</dc:creator>
		<pubDate>Mon, 05 Oct 2009 13:47:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785837</guid>
		<description>Bullying comes in all forms as Trent mentions. I you run a manufacturing company for instance, I was put into the position of get this directive &quot; If you want to do business with us, you can&#039;t take just part of what we offer you.&quot;  The attitude is you must take all or nothing at all. 
 
I found the only way you can ever deal with that kind of attitude is to never lose your ability to walk away from that situation. Like having more clients than just one big one. Make money on all projects (no more cash flow accounts) just to make payroll. Be willing to provide personal service to all, small clients and large. And it can&#039;t be said to often, ASK for help when YOU need help and appreciate it no matter how small.</description>
		<content:encoded><![CDATA[<p>Bullying comes in all forms as Trent mentions. I you run a manufacturing company for instance, I was put into the position of get this directive &#8221; If you want to do business with us, you can&#8217;t take just part of what we offer you.&#8221;  The attitude is you must take all or nothing at all. </p>
<p>I found the only way you can ever deal with that kind of attitude is to never lose your ability to walk away from that situation. Like having more clients than just one big one. Make money on all projects (no more cash flow accounts) just to make payroll. Be willing to provide personal service to all, small clients and large. And it can&#8217;t be said to often, ASK for help when YOU need help and appreciate it no matter how small.</p>
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		<title>By: Seth</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785829</link>
		<dc:creator>Seth</dc:creator>
		<pubDate>Mon, 05 Oct 2009 13:34:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785829</guid>
		<description>Trent,
I had the same reaction when reading this as some of the previous commenters.  First off, I would echo what Craig said about how you post ads on this site.  Don&#039;t get me wrong... I am NOT criticizing you for doing so!  I am just wondering if you consider that bullying.

Having also been a recipient of some older kid&#039;s bullying, I would have to disagree with you on the ideal reaction to their torment.  I think very few children can do what you described, with truly appearing as though it didn&#039;t bother you.  Even if you aren&#039;t as vocal about your issues with their treatment (as with the kids who reported the incident, or those starting fights), you will surely give some indication about your disappointment in your face or in the way you act around them in the future.  I also do not think that type of behavior should go unnoticed and without recourse while on school property.  Even if the children do &quot;try&quot; to act like it didn&#039;t bother them, the teachers and administration should be notified.

Even if I disagree with some of the statements you made, I did like the post... thought provoking.</description>
		<content:encoded><![CDATA[<p>Trent,<br />
I had the same reaction when reading this as some of the previous commenters.  First off, I would echo what Craig said about how you post ads on this site.  Don&#8217;t get me wrong&#8230; I am NOT criticizing you for doing so!  I am just wondering if you consider that bullying.</p>
<p>Having also been a recipient of some older kid&#8217;s bullying, I would have to disagree with you on the ideal reaction to their torment.  I think very few children can do what you described, with truly appearing as though it didn&#8217;t bother you.  Even if you aren&#8217;t as vocal about your issues with their treatment (as with the kids who reported the incident, or those starting fights), you will surely give some indication about your disappointment in your face or in the way you act around them in the future.  I also do not think that type of behavior should go unnoticed and without recourse while on school property.  Even if the children do &#8220;try&#8221; to act like it didn&#8217;t bother them, the teachers and administration should be notified.</p>
<p>Even if I disagree with some of the statements you made, I did like the post&#8230; thought provoking.</p>
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		<title>By: Lenore</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785778</link>
		<dc:creator>Lenore</dc:creator>
		<pubDate>Mon, 05 Oct 2009 10:28:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785778</guid>
		<description>I see the analogy you were trying to make about ignoring bullies throughout life, but it came across as blaming the victim.  As someone who was bullied almost daily throughout elementary and junior high school, I resent the implication that my reactions perpetuated the abuse.  Over the years I tried everything to keep from being insulted, hit, pinched and even spit on.  In no particular order, I tried fighting back, shrugging it off, telling my teachers or parents, ignoring the taunts or sobbing from humiliation and pain.  My reactions made little difference because I wasn&#039;t the one STARTING the problem.  Eventually I became hypervigilant and silent around others to make myself as invisible as possible.  I still got tripped or stuff smeared in my hair from time to time, but mostly I was too boring to bother with:  dead for the sake of survival.  Being afraid to speak up would haunt me professionally, and I will probably never feel &quot;as good&quot; as other people.  But I guess I succeeded in deflecting a few wedgies without being a &quot;narc&quot; and getting the poor bullies in any trouble.  Does taking a roll in a trash can make you a better person?  That&#039;s one thing they never did to me, so maybe I missed out.</description>
		<content:encoded><![CDATA[<p>I see the analogy you were trying to make about ignoring bullies throughout life, but it came across as blaming the victim.  As someone who was bullied almost daily throughout elementary and junior high school, I resent the implication that my reactions perpetuated the abuse.  Over the years I tried everything to keep from being insulted, hit, pinched and even spit on.  In no particular order, I tried fighting back, shrugging it off, telling my teachers or parents, ignoring the taunts or sobbing from humiliation and pain.  My reactions made little difference because I wasn&#8217;t the one STARTING the problem.  Eventually I became hypervigilant and silent around others to make myself as invisible as possible.  I still got tripped or stuff smeared in my hair from time to time, but mostly I was too boring to bother with:  dead for the sake of survival.  Being afraid to speak up would haunt me professionally, and I will probably never feel &#8220;as good&#8221; as other people.  But I guess I succeeded in deflecting a few wedgies without being a &#8220;narc&#8221; and getting the poor bullies in any trouble.  Does taking a roll in a trash can make you a better person?  That&#8217;s one thing they never did to me, so maybe I missed out.</p>
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		<title>By: Penny</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785774</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Mon, 05 Oct 2009 10:14:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785774</guid>
		<description>With regards to the bullying, maybe that was the right response for Trent at the time. He&#039;s not advocating silence on the part of victims; he was recounting a story. I think you&#039;re taking it out of context and, moreover, missing the point of the post.  

Getting to the actual point, we are bullied to a certain extent in adulthood.  At work, there is a pressure to contribute to the baby showers, bridal showers, and birthdays.  At home, in some families, it is not considered acceptable to give second-hand or homemade gifts. (Luckily, I grew up with little money, so our family doesn&#039;t have a stigma on &quot;gently used&quot;.  Now, should you cave to these things? No, but the fact remains that the social expectation is there. Anyone who says they don&#039;t feel that pressure, whether they react to it or not, is either clueless or lying to themselves.</description>
		<content:encoded><![CDATA[<p>With regards to the bullying, maybe that was the right response for Trent at the time. He&#8217;s not advocating silence on the part of victims; he was recounting a story. I think you&#8217;re taking it out of context and, moreover, missing the point of the post.  </p>
<p>Getting to the actual point, we are bullied to a certain extent in adulthood.  At work, there is a pressure to contribute to the baby showers, bridal showers, and birthdays.  At home, in some families, it is not considered acceptable to give second-hand or homemade gifts. (Luckily, I grew up with little money, so our family doesn&#8217;t have a stigma on &#8220;gently used&#8221;.  Now, should you cave to these things? No, but the fact remains that the social expectation is there. Anyone who says they don&#8217;t feel that pressure, whether they react to it or not, is either clueless or lying to themselves.</p>
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		<title>By: Shevy</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785666</link>
		<dc:creator>Shevy</dc:creator>
		<pubDate>Mon, 05 Oct 2009 03:18:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785666</guid>
		<description>Your reaction to childhood bullying disturbs me immensely.  Bullying is common in school because of the &quot;don&#039;t rat&quot; rule.  Bullies get away with it and continue bullying, often throughout life.  Finally, most schools are instituting zero tolerance for bullying but they can&#039;t enforce it unless people tell!

Remember, ignoring bullying allows people like Kelly Ellard to continue unchecked.  I&#039;m sure Reena Virk&#039;s family would prefer that every person Kelly ever tried to bully had reported her until the problem was dealt with and the girl got whatever kind of help she needed.  Instead, Reena died and the people of British Columbia have been forced to endure a series of trials, appeals and mistrials in the attempt to finally put Ellard behind bars long-term.  This is, unfortunately, not the only case where a school age victim has died but it&#039;s one of the highest profile cases.

NEVER allow a bully to get away with it.  G-d forbid, the victim could be one of your own precious children.</description>
		<content:encoded><![CDATA[<p>Your reaction to childhood bullying disturbs me immensely.  Bullying is common in school because of the &#8220;don&#8217;t rat&#8221; rule.  Bullies get away with it and continue bullying, often throughout life.  Finally, most schools are instituting zero tolerance for bullying but they can&#8217;t enforce it unless people tell!</p>
<p>Remember, ignoring bullying allows people like Kelly Ellard to continue unchecked.  I&#8217;m sure Reena Virk&#8217;s family would prefer that every person Kelly ever tried to bully had reported her until the problem was dealt with and the girl got whatever kind of help she needed.  Instead, Reena died and the people of British Columbia have been forced to endure a series of trials, appeals and mistrials in the attempt to finally put Ellard behind bars long-term.  This is, unfortunately, not the only case where a school age victim has died but it&#8217;s one of the highest profile cases.</p>
<p>NEVER allow a bully to get away with it.  G-d forbid, the victim could be one of your own precious children.</p>
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		<title>By: Susan</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785662</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Mon, 05 Oct 2009 02:26:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785662</guid>
		<description>My husband and I got married right after finishing university and had our first child right after our first wedding anniversary.  We bought an older home with lovely wooden floors, a big yard and lots of charm.  Lots of charm equals 800 square feet, one bathroom (with a rotting floor), third hand appliances and a huge unused water tank in the earth floor basement.  People in the community wondered why my husband and I, both teachers, bought a &#039;starter&#039; home.  Surely with our credentials we would want something much more upscale! I am thankful for purchasing that first house and we have fond memories of our first home.  I think it makes a lot of sense to purchase a &#039;starter&#039; home when you are just starting.  Being house poor is certainly no fun.

Incidentally, that first home which we purchased roughly 15 years ago in northern Alberta, Canada cost $34,000.  We giggled when a fellow teacher purchased a vehicle that same year for more than we paid for the house. Three years later we rented out our first home and moved up to a big swanky $66,000 house!  :)</description>
		<content:encoded><![CDATA[<p>My husband and I got married right after finishing university and had our first child right after our first wedding anniversary.  We bought an older home with lovely wooden floors, a big yard and lots of charm.  Lots of charm equals 800 square feet, one bathroom (with a rotting floor), third hand appliances and a huge unused water tank in the earth floor basement.  People in the community wondered why my husband and I, both teachers, bought a &#8217;starter&#8217; home.  Surely with our credentials we would want something much more upscale! I am thankful for purchasing that first house and we have fond memories of our first home.  I think it makes a lot of sense to purchase a &#8217;starter&#8217; home when you are just starting.  Being house poor is certainly no fun.</p>
<p>Incidentally, that first home which we purchased roughly 15 years ago in northern Alberta, Canada cost $34,000.  We giggled when a fellow teacher purchased a vehicle that same year for more than we paid for the house. Three years later we rented out our first home and moved up to a big swanky $66,000 house!  :)</p>
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		<title>By: Amy</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785659</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Mon, 05 Oct 2009 02:06:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785659</guid>
		<description>Good topic, bad message: The message I got from this article was &quot;You will most likely be bullied in life both as a child and adult, the best response is to do nothing&quot;.  

Never feel that the best response to bullying is to &quot;shrug it off&quot;!  You can and should always stand up for yourself!  Although is may seem easier, taking the path of least reistance is usually not the best if you want to live your life with self confidence and dignity.    

Worst of all is the idea that giving into bullying will somehow give you &quot;positive recognition&quot; from the bully.  Who cares about positive recognition from someone who treats you badly?  Always respect yourself, and never accept anything less from anyone else.  

I never accepted bullying as a child, and I&#039;ve also never felt any pressure as an adult to keep up with the Joneses, buy things I don&#039;t want, or work on Saturday.  There is definitely a connection between this mindset as a child and a helpless, debt filled lifestyle as an adult.</description>
		<content:encoded><![CDATA[<p>Good topic, bad message: The message I got from this article was &#8220;You will most likely be bullied in life both as a child and adult, the best response is to do nothing&#8221;.  </p>
<p>Never feel that the best response to bullying is to &#8220;shrug it off&#8221;!  You can and should always stand up for yourself!  Although is may seem easier, taking the path of least reistance is usually not the best if you want to live your life with self confidence and dignity.    </p>
<p>Worst of all is the idea that giving into bullying will somehow give you &#8220;positive recognition&#8221; from the bully.  Who cares about positive recognition from someone who treats you badly?  Always respect yourself, and never accept anything less from anyone else.  </p>
<p>I never accepted bullying as a child, and I&#8217;ve also never felt any pressure as an adult to keep up with the Joneses, buy things I don&#8217;t want, or work on Saturday.  There is definitely a connection between this mindset as a child and a helpless, debt filled lifestyle as an adult.</p>
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		<title>By: In the Money</title>
		<link>http://www.thesimpledollar.com/2009/10/04/money-bullies/comment-page-1/#comment-785653</link>
		<dc:creator>In the Money</dc:creator>
		<pubDate>Mon, 05 Oct 2009 01:47:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4377#comment-785653</guid>
		<description>I have to agree with Courtney on this one.  I agree with you about bullying in terms of money, however, your initial example of how to deal with bullies does not seem to apply to this discussion.  One should never accept bullying from anyone and the correct attitude is not to shrug off the bullying, but to fight it and let the bully know it is unacceptable.</description>
		<content:encoded><![CDATA[<p>I have to agree with Courtney on this one.  I agree with you about bullying in terms of money, however, your initial example of how to deal with bullies does not seem to apply to this discussion.  One should never accept bullying from anyone and the correct attitude is not to shrug off the bullying, but to fight it and let the bully know it is unacceptable.</p>
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