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	<title>Comments on: The &#8220;Local Store Premium&#8221; &#8211; How Much Is It Worth to You?</title>
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	<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Marle</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-927100</link>
		<dc:creator>Marle</dc:creator>
		<pubDate>Mon, 11 Oct 2010 14:33:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-927100</guid>
		<description><![CDATA[K @ #50
I agree with you that hours of operation are a big deal.  There&#039;s one local store near me that sells jam and other things and looks interesting, but it closes at 5pm and I just haven&#039;t been able to get into it after work.  I don&#039;t know why stores open early in the morning and then close early in the evening.  Before 10am, there are very few people who aren&#039;t either asleep or at work.  My husband is an insurance agent, and I would love it if he stopped working at 5.  But he would have no business then.  He starts work at 10, and he tries to be done by 7, but many nights he works til 8 or 9 and he works Saturdays.  It&#039;s hard, but most of his customers work until 5 themselves so that&#039;s what he&#039;s got to do.  Most small businesses, especially stores, should think about that.]]></description>
		<content:encoded><![CDATA[<p>K @ #50<br />
I agree with you that hours of operation are a big deal.  There&#8217;s one local store near me that sells jam and other things and looks interesting, but it closes at 5pm and I just haven&#8217;t been able to get into it after work.  I don&#8217;t know why stores open early in the morning and then close early in the evening.  Before 10am, there are very few people who aren&#8217;t either asleep or at work.  My husband is an insurance agent, and I would love it if he stopped working at 5.  But he would have no business then.  He starts work at 10, and he tries to be done by 7, but many nights he works til 8 or 9 and he works Saturdays.  It&#8217;s hard, but most of his customers work until 5 themselves so that&#8217;s what he&#8217;s got to do.  Most small businesses, especially stores, should think about that.</p>
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		<title>By: Marle</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-927097</link>
		<dc:creator>Marle</dc:creator>
		<pubDate>Mon, 11 Oct 2010 14:20:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-927097</guid>
		<description><![CDATA[There&#039;s an indi bookstore I sometimes wind up in, because it&#039;s near other places I go to and my friends like it.  But whenever I&#039;m in there all I can think is &quot;I wish I could read reviews of this book on Amazon.&quot;  I don&#039;t usually buy books too often anyways.  Usually I find a book I like using the internet (Amazon reviews or other websites) and then I go to my county library&#039;s website and request it.  We have a great county library system, and we have a system to request books from other libraries in the state, so I can get pretty much any book I&#039;ve ever heard of.  It&#039;s really convenient, and then I don&#039;t have to worry about what to do with the books after I read them (sell them, buy more bookshelves, whatever).]]></description>
		<content:encoded><![CDATA[<p>There&#8217;s an indi bookstore I sometimes wind up in, because it&#8217;s near other places I go to and my friends like it.  But whenever I&#8217;m in there all I can think is &#8220;I wish I could read reviews of this book on Amazon.&#8221;  I don&#8217;t usually buy books too often anyways.  Usually I find a book I like using the internet (Amazon reviews or other websites) and then I go to my county library&#8217;s website and request it.  We have a great county library system, and we have a system to request books from other libraries in the state, so I can get pretty much any book I&#8217;ve ever heard of.  It&#8217;s really convenient, and then I don&#8217;t have to worry about what to do with the books after I read them (sell them, buy more bookshelves, whatever).</p>
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		<title>By: Kathryn Fenner</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-927001</link>
		<dc:creator>Kathryn Fenner</dc:creator>
		<pubDate>Sat, 09 Oct 2010 18:04:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-927001</guid>
		<description><![CDATA[Well--I adore the Internet. Local record stores never stocked the arcane early music and 60s jazz I love. Local clothing stores do not carry shoes in my not-all-that-big size 11 or pants long enough for my 35&quot; inseam, or clothing in the double digit sizes I require--many local boutiques actually stop at size 6!! --oh, and the skirts are way too short! Halfway up my thigh has never been a good look for me.

I could readily find fiction at the local bookstore, but nonfiction of the particular topics I am interested in--gotta go to Amazon!

I did happily shop at the more conveniently located and recently opened Ace Hardware store, and was pleased with the service. My local clothing resale shop is a delight. The local restaurants are often excellent.

On the other hand, I have been sold a lot of stuff I didn&#039;t want in local shops because I have poor sales resistance and find it hard to say &quot;no&quot; to sales people. I actually prefer to shop for clothing and accessories unaccosted.]]></description>
		<content:encoded><![CDATA[<p>Well&#8211;I adore the Internet. Local record stores never stocked the arcane early music and 60s jazz I love. Local clothing stores do not carry shoes in my not-all-that-big size 11 or pants long enough for my 35&#8243; inseam, or clothing in the double digit sizes I require&#8211;many local boutiques actually stop at size 6!! &#8211;oh, and the skirts are way too short! Halfway up my thigh has never been a good look for me.</p>
<p>I could readily find fiction at the local bookstore, but nonfiction of the particular topics I am interested in&#8211;gotta go to Amazon!</p>
<p>I did happily shop at the more conveniently located and recently opened Ace Hardware store, and was pleased with the service. My local clothing resale shop is a delight. The local restaurants are often excellent.</p>
<p>On the other hand, I have been sold a lot of stuff I didn&#8217;t want in local shops because I have poor sales resistance and find it hard to say &#8220;no&#8221; to sales people. I actually prefer to shop for clothing and accessories unaccosted.</p>
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		<title>By: Leszek Cyfer</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-805255</link>
		<dc:creator>Leszek Cyfer</dc:creator>
		<pubDate>Sun, 08 Nov 2009 11:03:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-805255</guid>
		<description><![CDATA[Reading your article I remembered the movie &quot;You&#039;ve got mail&quot; with Meg Ryan]]></description>
		<content:encoded><![CDATA[<p>Reading your article I remembered the movie &#8220;You&#8217;ve got mail&#8221; with Meg Ryan</p>
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		<title>By: Jenny</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-804068</link>
		<dc:creator>Jenny</dc:creator>
		<pubDate>Thu, 05 Nov 2009 21:41:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-804068</guid>
		<description><![CDATA[One thing that always stuck with me was a quote from an interview with the drummer from the Roots, ?uestlove. He said that he would sometimes go into record stores and buy albums he already had, because he felt it was important to &quot;vote with his money&quot;.

When you give your business to a local shop, restaurant, or business, you&#039;re voting with your money. You&#039;re saying that you prefer family-run, one-of-a-kind, and locally-owned. That means something, even if you think it doesn&#039;t.]]></description>
		<content:encoded><![CDATA[<p>One thing that always stuck with me was a quote from an interview with the drummer from the Roots, ?uestlove. He said that he would sometimes go into record stores and buy albums he already had, because he felt it was important to &#8220;vote with his money&#8221;.</p>
<p>When you give your business to a local shop, restaurant, or business, you&#8217;re voting with your money. You&#8217;re saying that you prefer family-run, one-of-a-kind, and locally-owned. That means something, even if you think it doesn&#8217;t.</p>
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		<title>By: Mr. Poet</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-790916</link>
		<dc:creator>Mr. Poet</dc:creator>
		<pubDate>Thu, 15 Oct 2009 19:12:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-790916</guid>
		<description><![CDATA[I can&#039;t think of many local businesses where I live, except for restaurants, which I prefer to patronize over chains. And in most cases, it doesn&#039;t matter if I patronize local businesses, except to the owner. The store buys the same stuff wholesale for its shelves that the big box chains buy. It pays its workers the same low wages with few to no benefits.

Some local businesses, too, don&#039;t run their shops well, either. One local bookstore I wanted to go into because it may have carried books of poems I might not see at the chain bookstores? It opened one day a week for several hours. Its storefront was in a residential neighborhood, facing the trench of a lowered freeway. In other words, bad location. The last time I went, and decided not to go back, the shabbily dressed employee had locked herself out.]]></description>
		<content:encoded><![CDATA[<p>I can&#8217;t think of many local businesses where I live, except for restaurants, which I prefer to patronize over chains. And in most cases, it doesn&#8217;t matter if I patronize local businesses, except to the owner. The store buys the same stuff wholesale for its shelves that the big box chains buy. It pays its workers the same low wages with few to no benefits.</p>
<p>Some local businesses, too, don&#8217;t run their shops well, either. One local bookstore I wanted to go into because it may have carried books of poems I might not see at the chain bookstores? It opened one day a week for several hours. Its storefront was in a residential neighborhood, facing the trench of a lowered freeway. In other words, bad location. The last time I went, and decided not to go back, the shabbily dressed employee had locked herself out.</p>
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		<title>By: james</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-790793</link>
		<dc:creator>james</dc:creator>
		<pubDate>Thu, 15 Oct 2009 14:48:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-790793</guid>
		<description><![CDATA[The common demoninator is community.  The local stores provide(d) community.  I would argue that there are lots of things dismantling local communities, especially where niche interest markets are concerned.  And right this very moment, you are looking at one of the main ones, the Internet.  We might be discussing this at a coffee shop or on a park bench, but here we are blogging.  Just sayin....]]></description>
		<content:encoded><![CDATA[<p>The common demoninator is community.  The local stores provide(d) community.  I would argue that there are lots of things dismantling local communities, especially where niche interest markets are concerned.  And right this very moment, you are looking at one of the main ones, the Internet.  We might be discussing this at a coffee shop or on a park bench, but here we are blogging.  Just sayin&#8230;.</p>
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		<title>By: Kate</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-790761</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Thu, 15 Oct 2009 14:00:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-790761</guid>
		<description><![CDATA[To me, supporting the mom and pop stores over the big bog chains is less about value, customer service or atmosphere, and more about self sufficiency. In keeping with the theme of personal finance, I believe that in order to be truly financially free, it is vital to have a stream of income that is not dependant on the whims and fancies of a corporate entity. This self sufficiency is beneficial for the community as well - if, in a worst case scenario, something were to happen to the supply chain, who would win out? Certainly the communities with locally based production (farmers markets, etc.) over the national chains, importing goods. 
Of course, I&#039;d be a hypocrite if I didn&#039;t mention that I do occasionally head to Target for the convenience, and I think the conversation about corporations sharing profits hits the nail right on the head. 
At the end of the day, it all comes down to personal preferance...what kind of community do you want to live in?]]></description>
		<content:encoded><![CDATA[<p>To me, supporting the mom and pop stores over the big bog chains is less about value, customer service or atmosphere, and more about self sufficiency. In keeping with the theme of personal finance, I believe that in order to be truly financially free, it is vital to have a stream of income that is not dependant on the whims and fancies of a corporate entity. This self sufficiency is beneficial for the community as well &#8211; if, in a worst case scenario, something were to happen to the supply chain, who would win out? Certainly the communities with locally based production (farmers markets, etc.) over the national chains, importing goods.<br />
Of course, I&#8217;d be a hypocrite if I didn&#8217;t mention that I do occasionally head to Target for the convenience, and I think the conversation about corporations sharing profits hits the nail right on the head.<br />
At the end of the day, it all comes down to personal preferance&#8230;what kind of community do you want to live in?</p>
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		<title>By: JuliB</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-790504</link>
		<dc:creator>JuliB</dc:creator>
		<pubDate>Wed, 14 Oct 2009 23:39:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-790504</guid>
		<description><![CDATA[I shop at Walmart&#039;s less than once a year.  I&#039;m a sensitive person, and the crowds and hassles are not worth it to me to save a few bucks.  I&#039;ve also purchased a winter veggies share at an in-state farm that uses organic methods.  It&#039;s only for 2 pick-ups, but it&#039;s expensive and this looked like a good way to  try it out and decide for next year.

I scrimp in certain areas so I can spend with ease in others.

That said, if all goes well, the in-state farmer will become &quot;my farmer&quot; next year.  

Books - I use paperbackswap.com for most of my book purchases, and then support inde book publishers where possible (primarily Catholic ones).  And they can be several dollars more expensive per book.

I tried shopping at Aldi&#039;s, but the environment and poor quality of their produce turned me off to them.  Of course, if I was very short on funds, I would probably shop there.  Otherwise, I stick with 2 chains.

I look at it as a balancing act.

Wrt/sales tax... that amount is charged by the state --in theory-- to generate money to maintain the public areas where the stores are causing traffic and use.  I don&#039;t see any virtue in spending to support my incredibly overtaxed and corrupt state.

FWIW, I do fill out the use tax form with an approx amount.  Last year my accountant didn&#039;t round properly and I rec&#039;d a bill this year for 22 cents.  Wonderful.  I do it only because I prefer to be law abiding even when I don&#039;t really agree with the law.]]></description>
		<content:encoded><![CDATA[<p>I shop at Walmart&#8217;s less than once a year.  I&#8217;m a sensitive person, and the crowds and hassles are not worth it to me to save a few bucks.  I&#8217;ve also purchased a winter veggies share at an in-state farm that uses organic methods.  It&#8217;s only for 2 pick-ups, but it&#8217;s expensive and this looked like a good way to  try it out and decide for next year.</p>
<p>I scrimp in certain areas so I can spend with ease in others.</p>
<p>That said, if all goes well, the in-state farmer will become &#8220;my farmer&#8221; next year.  </p>
<p>Books &#8211; I use paperbackswap.com for most of my book purchases, and then support inde book publishers where possible (primarily Catholic ones).  And they can be several dollars more expensive per book.</p>
<p>I tried shopping at Aldi&#8217;s, but the environment and poor quality of their produce turned me off to them.  Of course, if I was very short on funds, I would probably shop there.  Otherwise, I stick with 2 chains.</p>
<p>I look at it as a balancing act.</p>
<p>Wrt/sales tax&#8230; that amount is charged by the state &#8211;in theory&#8211; to generate money to maintain the public areas where the stores are causing traffic and use.  I don&#8217;t see any virtue in spending to support my incredibly overtaxed and corrupt state.</p>
<p>FWIW, I do fill out the use tax form with an approx amount.  Last year my accountant didn&#8217;t round properly and I rec&#8217;d a bill this year for 22 cents.  Wonderful.  I do it only because I prefer to be law abiding even when I don&#8217;t really agree with the law.</p>
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		<title>By: John S</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-789815</link>
		<dc:creator>John S</dc:creator>
		<pubDate>Tue, 13 Oct 2009 21:11:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-789815</guid>
		<description><![CDATA[#42 Ann-Jo&#039;s post is one of the finest I&#039;ve read, she is right on the money.  If you missed it, go back and read it.

I think some among us readers are confusing the quality of the *goods* with the quality of the *store* itself - and thereby missing Trent&#039;s point as well.  

&quot;Mom-and-pop retailers&quot; are still retailers.  Middle men.  Like Wal-Mart, in most cases they add no value to the process of getting goods from the manufacturer to the consumer, other than to provide a convenient location for a store front.  And they exact a surcharge for that convenience.  

Furthermore, Wal-Mart employees have much better benefits and pay than their mom-and-pop counterpart employees typically did.  I would rather work for Wal-Mart than for Mom and Pop any day.

Last but not least, let me bust the myth about the benefits of local ownership on the economy: When you buy from a mom-and-pop store, some local owner is getting rich, but when you buy from Wal-Mart, some corporate executive is getting rich.  Right?  Wrong.  The owners get rich.  

So who owns Wal-Mart?  Anyone!  If you, dear reader, want to buy shares in Wal-Mart, you can.  Try buying shares in a local mom-and-pop store.  You can&#039;t!  Mom and Pop don&#039;t want to give you a cut of their profits.  So while only Mom and Pop benefit if their store does well, every Wal-Mart stockholder has a piece of the windfall if Wal-Mart does well.  And that&#039;s not an exclusive club; anybody can buy Wal-Mart stock, and employees are encouraged to do so.

Acknowledging all these points, can ask yourself this: Why is a locally-owned retail middle man somehow better than a large, corporate retail middle man?  How does the small, local guy provide better value?

If you can answer that question, shop at the mom and pop.  If you can&#039;t, then in my estimation, your conscience is clean.  Don&#039;t fall for the stigma bandwagon.  Mom and pop aren&#039;t always all they&#039;re cracked up to be.  

However, sometimes they are.  Trent&#039;s whole point in writing this was to get us to review that dynamic with fresh eyes.  Thereby we can appreciate those locally owned gems that DO provide the extra measure of value and enrich our lives and our communities simply by existing.  I agree that this is a personal value judgement that not a lot of us take the time to really think about.  Thanks for writing this.]]></description>
		<content:encoded><![CDATA[<p>#42 Ann-Jo&#8217;s post is one of the finest I&#8217;ve read, she is right on the money.  If you missed it, go back and read it.</p>
<p>I think some among us readers are confusing the quality of the *goods* with the quality of the *store* itself &#8211; and thereby missing Trent&#8217;s point as well.  </p>
<p>&#8220;Mom-and-pop retailers&#8221; are still retailers.  Middle men.  Like Wal-Mart, in most cases they add no value to the process of getting goods from the manufacturer to the consumer, other than to provide a convenient location for a store front.  And they exact a surcharge for that convenience.  </p>
<p>Furthermore, Wal-Mart employees have much better benefits and pay than their mom-and-pop counterpart employees typically did.  I would rather work for Wal-Mart than for Mom and Pop any day.</p>
<p>Last but not least, let me bust the myth about the benefits of local ownership on the economy: When you buy from a mom-and-pop store, some local owner is getting rich, but when you buy from Wal-Mart, some corporate executive is getting rich.  Right?  Wrong.  The owners get rich.  </p>
<p>So who owns Wal-Mart?  Anyone!  If you, dear reader, want to buy shares in Wal-Mart, you can.  Try buying shares in a local mom-and-pop store.  You can&#8217;t!  Mom and Pop don&#8217;t want to give you a cut of their profits.  So while only Mom and Pop benefit if their store does well, every Wal-Mart stockholder has a piece of the windfall if Wal-Mart does well.  And that&#8217;s not an exclusive club; anybody can buy Wal-Mart stock, and employees are encouraged to do so.</p>
<p>Acknowledging all these points, can ask yourself this: Why is a locally-owned retail middle man somehow better than a large, corporate retail middle man?  How does the small, local guy provide better value?</p>
<p>If you can answer that question, shop at the mom and pop.  If you can&#8217;t, then in my estimation, your conscience is clean.  Don&#8217;t fall for the stigma bandwagon.  Mom and pop aren&#8217;t always all they&#8217;re cracked up to be.  </p>
<p>However, sometimes they are.  Trent&#8217;s whole point in writing this was to get us to review that dynamic with fresh eyes.  Thereby we can appreciate those locally owned gems that DO provide the extra measure of value and enrich our lives and our communities simply by existing.  I agree that this is a personal value judgement that not a lot of us take the time to really think about.  Thanks for writing this.</p>
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		<title>By: Sue J</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-789724</link>
		<dc:creator>Sue J</dc:creator>
		<pubDate>Tue, 13 Oct 2009 17:26:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-789724</guid>
		<description><![CDATA[Excellent article-I&#039;ve always been a supporter of the smaller book stores/mom and pops, who, oftentimes, carry merchandise you might not find in the larger chain stores. Also, they&#039;ve formed relationships with their customers/suppliers which will never go out of style. This is key to survival.]]></description>
		<content:encoded><![CDATA[<p>Excellent article-I&#8217;ve always been a supporter of the smaller book stores/mom and pops, who, oftentimes, carry merchandise you might not find in the larger chain stores. Also, they&#8217;ve formed relationships with their customers/suppliers which will never go out of style. This is key to survival.</p>
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		<title>By: Sharon</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-789311</link>
		<dc:creator>Sharon</dc:creator>
		<pubDate>Mon, 12 Oct 2009 21:15:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-789311</guid>
		<description><![CDATA[#23Steve and &#039;almost there&#039; as well as have pointed out that there is a cost to &#039;cheap&#039;. I think it&#039;s important to support small businesses, many provide value some do not. We produce very little here in the US and are only consumers. The folks overseas who do the work often are exploited or paid very little in order that we can live well (relatively speaking). This raises several question: what&#039;s the true cost of those cheap products? must our life styles be such that others must suffer to provide us the cheap goods we need, often at peril to their wellbeing; Can we continue being consumers and not producers? Perhaps we need a slightly, or radically, altered economic model which starts to create value, equity and sustainability across the globe, not just the richer exploiting the poorer to provide cheap stuff.

Tried not to ramble but there&#039;s so much we need to think about, this post to me, leads to an need to explore these other ideas.]]></description>
		<content:encoded><![CDATA[<p>#23Steve and &#8216;almost there&#8217; as well as have pointed out that there is a cost to &#8216;cheap&#8217;. I think it&#8217;s important to support small businesses, many provide value some do not. We produce very little here in the US and are only consumers. The folks overseas who do the work often are exploited or paid very little in order that we can live well (relatively speaking). This raises several question: what&#8217;s the true cost of those cheap products? must our life styles be such that others must suffer to provide us the cheap goods we need, often at peril to their wellbeing; Can we continue being consumers and not producers? Perhaps we need a slightly, or radically, altered economic model which starts to create value, equity and sustainability across the globe, not just the richer exploiting the poorer to provide cheap stuff.</p>
<p>Tried not to ramble but there&#8217;s so much we need to think about, this post to me, leads to an need to explore these other ideas.</p>
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		<title>By: Eventine</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-789056</link>
		<dc:creator>Eventine</dc:creator>
		<pubDate>Mon, 12 Oct 2009 16:11:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-789056</guid>
		<description><![CDATA[I own and run a comic book store in California. We, too, are barely making it. Many of my long-time customers are buying D&amp;D books on Amazon or taking their kids to Barnes &amp; Noble to get anime. It&#039;s &quot;cheaper&quot; and/or &quot;more convenient.&quot;

We&#039;ve had artist signings this year and will have a couple of local bands play on Halloween. All of these events are free. 

Give us little guys a chance! I&#039;ll remember you next time you come in and can &quot;talk shop&quot; with you like the people at the big stores can&#039;t.]]></description>
		<content:encoded><![CDATA[<p>I own and run a comic book store in California. We, too, are barely making it. Many of my long-time customers are buying D&amp;D books on Amazon or taking their kids to Barnes &amp; Noble to get anime. It&#8217;s &#8220;cheaper&#8221; and/or &#8220;more convenient.&#8221;</p>
<p>We&#8217;ve had artist signings this year and will have a couple of local bands play on Halloween. All of these events are free. </p>
<p>Give us little guys a chance! I&#8217;ll remember you next time you come in and can &#8220;talk shop&#8221; with you like the people at the big stores can&#8217;t.</p>
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		<title>By: Melody Bakeeff</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-789019</link>
		<dc:creator>Melody Bakeeff</dc:creator>
		<pubDate>Mon, 12 Oct 2009 14:30:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-789019</guid>
		<description><![CDATA[@Heidi, I don&#039;t mean this negatively, but more power to you for actually coughing-up the sales tax money! I know it&#039;s a huge problem for states because most folks aren&#039;t even aware of the use tax, or what it&#039;s supposed to be for. My mother worked the last 14 years or so for a mail-order catalog company that was local to her area, but obviously sold all over the U.S. (Tampa, FL) New York State has gotten picky and will actually get delivery records from UPS somehow to find out who isn&#039;t paying taxes on what they get delivered from out-of-state, but most states are at a loss as to how to collect their revenues. 
Since I own a small business, I have a line-item right on my monthly form for use tax if I buy something tax-free and then use it in the office - but most folks aren&#039;t confronted with it, and have an income tax, so it&#039;s some horrible thing they are happy to be rid-of by shopping online.

I think one thing that can be inferred from the overall discussion, is that this is not a cut/dry issue. I&#039;ve been in horrible chain stores, and wonderful ones. Ditto for small/independent stores. I own a service company w/ my husband and we see it in our competition. Undercutting, pricing issues - just look at those jerks that come out of the woodwork when there&#039;s a natural disaster. The truth is, even big corporations are run by *people*. We Humans are a funny bunch. :-) This is truly a global economy and there is no way to stop that - why would we want to when we know what&#039;s out there? Even really, *really* back in the day, like pre-North American settlement, we had to sail on ships to get things like silk and spices! It&#039;s always *been* a global economy. So instead of being concerned about what we keep in business, I think the overall endgame we need to be concerned about is *who* we keep in business. Big businesses can be run well with good intentions just as easily as they can be run badly  with ill intentions (at least for the majority of us). Just my 2cents.]]></description>
		<content:encoded><![CDATA[<p>@Heidi, I don&#8217;t mean this negatively, but more power to you for actually coughing-up the sales tax money! I know it&#8217;s a huge problem for states because most folks aren&#8217;t even aware of the use tax, or what it&#8217;s supposed to be for. My mother worked the last 14 years or so for a mail-order catalog company that was local to her area, but obviously sold all over the U.S. (Tampa, FL) New York State has gotten picky and will actually get delivery records from UPS somehow to find out who isn&#8217;t paying taxes on what they get delivered from out-of-state, but most states are at a loss as to how to collect their revenues.<br />
Since I own a small business, I have a line-item right on my monthly form for use tax if I buy something tax-free and then use it in the office &#8211; but most folks aren&#8217;t confronted with it, and have an income tax, so it&#8217;s some horrible thing they are happy to be rid-of by shopping online.</p>
<p>I think one thing that can be inferred from the overall discussion, is that this is not a cut/dry issue. I&#8217;ve been in horrible chain stores, and wonderful ones. Ditto for small/independent stores. I own a service company w/ my husband and we see it in our competition. Undercutting, pricing issues &#8211; just look at those jerks that come out of the woodwork when there&#8217;s a natural disaster. The truth is, even big corporations are run by *people*. We Humans are a funny bunch. :-) This is truly a global economy and there is no way to stop that &#8211; why would we want to when we know what&#8217;s out there? Even really, *really* back in the day, like pre-North American settlement, we had to sail on ships to get things like silk and spices! It&#8217;s always *been* a global economy. So instead of being concerned about what we keep in business, I think the overall endgame we need to be concerned about is *who* we keep in business. Big businesses can be run well with good intentions just as easily as they can be run badly  with ill intentions (at least for the majority of us). Just my 2cents.</p>
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		<title>By: Victoria Vargas</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-789010</link>
		<dc:creator>Victoria Vargas</dc:creator>
		<pubDate>Mon, 12 Oct 2009 14:21:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-789010</guid>
		<description><![CDATA[Trent, this post is fantastic and I hope to see more along these lines here - where the bottom line is the sum of more than just the sticker price. As a huge book lover myself I spent a lot of time in our indepedent bookstore in town. In an effort to &quot;reinvigorate&quot; our downtown, the City put together an appealing incentive package for chain stores and before long historic buildings were being torn down to accomodate the larger square footage and programming demands of these stores. Finally, Borders came in and drove out our independent bookstore that had been on the street for more than 20 years. Thankfully, the canny owner simply moved her business several miles away into a strip mall and still survives today. However, once the recession hit, all the chains started pulling out and now the heart of our downtown, Mill Avenue, is beginning to resemble a ghost town. Although the indie bookstore survived, it&#039;s now about a 15 min drive from campus - whereas before, it was a five minute bike ride. The heart and soul of downtown was lost, along with much of its historic character. The chains left behind a homogenous, empty landscape and none of the small indie businesses can afford the escalated rents. It&#039;s heart breaking. I&#039;m hoping the City Council will see the result of their &quot;incentives&quot; and will try to reverse the death to downtown they&#039;ve caused. Till then, I&#039;m having to drive to shop at the indie book store - but will do so happily to see them survive. They cost a little more and dont have as good a selection, but their staff is tops and they are willing to order whatever I want and I dont have to pay shipping. Their special events, book signings, writer workshops, and other community-services make it a much higher value than trotting to Target or shopping at Amazon. I buy almost all my gifts from them to do my part in saying thank you for all they bring to our community. It&#039;s well worth the extra couple of bucks per book in my opinion. I walk away feeling as a valued customer and part of the community, instead of as a line item on the corporate sales rolls.]]></description>
		<content:encoded><![CDATA[<p>Trent, this post is fantastic and I hope to see more along these lines here &#8211; where the bottom line is the sum of more than just the sticker price. As a huge book lover myself I spent a lot of time in our indepedent bookstore in town. In an effort to &#8220;reinvigorate&#8221; our downtown, the City put together an appealing incentive package for chain stores and before long historic buildings were being torn down to accomodate the larger square footage and programming demands of these stores. Finally, Borders came in and drove out our independent bookstore that had been on the street for more than 20 years. Thankfully, the canny owner simply moved her business several miles away into a strip mall and still survives today. However, once the recession hit, all the chains started pulling out and now the heart of our downtown, Mill Avenue, is beginning to resemble a ghost town. Although the indie bookstore survived, it&#8217;s now about a 15 min drive from campus &#8211; whereas before, it was a five minute bike ride. The heart and soul of downtown was lost, along with much of its historic character. The chains left behind a homogenous, empty landscape and none of the small indie businesses can afford the escalated rents. It&#8217;s heart breaking. I&#8217;m hoping the City Council will see the result of their &#8220;incentives&#8221; and will try to reverse the death to downtown they&#8217;ve caused. Till then, I&#8217;m having to drive to shop at the indie book store &#8211; but will do so happily to see them survive. They cost a little more and dont have as good a selection, but their staff is tops and they are willing to order whatever I want and I dont have to pay shipping. Their special events, book signings, writer workshops, and other community-services make it a much higher value than trotting to Target or shopping at Amazon. I buy almost all my gifts from them to do my part in saying thank you for all they bring to our community. It&#8217;s well worth the extra couple of bucks per book in my opinion. I walk away feeling as a valued customer and part of the community, instead of as a line item on the corporate sales rolls.</p>
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		<title>By: K</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-789004</link>
		<dc:creator>K</dc:creator>
		<pubDate>Mon, 12 Oct 2009 14:05:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-789004</guid>
		<description><![CDATA[We haven&#039;t addressed one service aspect of small, independent stores that can unfortunately be a deal breaker, especially in small towns - hours of operation.  We live in a &quot;need it now, buy it now&quot; world, and small businesses often have hours that are influenced by desire to have a family life.  They close at 6, 7, or 8 pm, while WM and Target are open much later.  Generally I&#039;m willing to adjust my life to support this, as living an intentional, well-planned life should keep me from those late night trips to the store anyway (most of the time!).

However, I recently decided I won&#039;t shop for shoes locally anymore because the store I wanted to patronize had disappointed me several times with their lack of inventory (shoes that were on display that they didn&#039;t have fully stocked), and the final straw had to do with hours of operation.  We went there at 4 pm on Sunday to buy shoes for my son (whose feet had grown so much that the tennis shoes we bought 3 weeks prior no longer fit, I kid you not).  As we walked up to the door, the employee was locking it.  I looked at her and she shrugged and walked away. We ended up going to Target and buying sub-par, Target brand shoes because we needed them, and now we&#039;ll get his real tennis shoes online.  Not our ideal situation - we&#039;ll end up paying more for the two pairs than we would have for the one (even at the local store premium).  What she didn&#039;t know was that the 15 minutes it would have taken for us to find him a pair of shoes would have meant continued business from all 5 of us for life.  

I understand this from the other side - I do.  My husband works for a small family-owned business, and as a result, he works more than the usual guy.  They&#039;re open from 7:30 - 5:30, but if a customer shows up at 5:30, he&#039;ll call and come home late rather than lose a customer.  Do I ever get crabby if he&#039;s late for dinner?  I plead the 5th... but I understand the reason and I know it&#039;s the right thing to do for the long term health of the business.]]></description>
		<content:encoded><![CDATA[<p>We haven&#8217;t addressed one service aspect of small, independent stores that can unfortunately be a deal breaker, especially in small towns &#8211; hours of operation.  We live in a &#8220;need it now, buy it now&#8221; world, and small businesses often have hours that are influenced by desire to have a family life.  They close at 6, 7, or 8 pm, while WM and Target are open much later.  Generally I&#8217;m willing to adjust my life to support this, as living an intentional, well-planned life should keep me from those late night trips to the store anyway (most of the time!).</p>
<p>However, I recently decided I won&#8217;t shop for shoes locally anymore because the store I wanted to patronize had disappointed me several times with their lack of inventory (shoes that were on display that they didn&#8217;t have fully stocked), and the final straw had to do with hours of operation.  We went there at 4 pm on Sunday to buy shoes for my son (whose feet had grown so much that the tennis shoes we bought 3 weeks prior no longer fit, I kid you not).  As we walked up to the door, the employee was locking it.  I looked at her and she shrugged and walked away. We ended up going to Target and buying sub-par, Target brand shoes because we needed them, and now we&#8217;ll get his real tennis shoes online.  Not our ideal situation &#8211; we&#8217;ll end up paying more for the two pairs than we would have for the one (even at the local store premium).  What she didn&#8217;t know was that the 15 minutes it would have taken for us to find him a pair of shoes would have meant continued business from all 5 of us for life.  </p>
<p>I understand this from the other side &#8211; I do.  My husband works for a small family-owned business, and as a result, he works more than the usual guy.  They&#8217;re open from 7:30 &#8211; 5:30, but if a customer shows up at 5:30, he&#8217;ll call and come home late rather than lose a customer.  Do I ever get crabby if he&#8217;s late for dinner?  I plead the 5th&#8230; but I understand the reason and I know it&#8217;s the right thing to do for the long term health of the business.</p>
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		<title>By: Mark - Productivity501</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-788785</link>
		<dc:creator>Mark - Productivity501</dc:creator>
		<pubDate>Mon, 12 Oct 2009 04:29:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-788785</guid>
		<description><![CDATA[I live in a town where the only place to buy appliances is a local store.  When I bought my refrigerator I paid quite a bit more to get it locally.  Something like $500 to $1000 more than I could have gotten it elsewhere.

When we needed a freezer I looked at the local store.  It was going to cost $775 for what would cost me $400 from a large store in a nearby city. Before placing my order for the cheaper freezer I called the local store and told them that I&#039;m willing to pay a premium to shop local, but not that much of a premium.  I told them I&#039;d be happy to pay 25% more (for a total of $500) in order to buy from them. They weren&#039;t interested.

The sad thing is that when it comes to service, I think I get just as good if not better service from the Home Depot in a nearby town than from the local appliance or hardware store.]]></description>
		<content:encoded><![CDATA[<p>I live in a town where the only place to buy appliances is a local store.  When I bought my refrigerator I paid quite a bit more to get it locally.  Something like $500 to $1000 more than I could have gotten it elsewhere.</p>
<p>When we needed a freezer I looked at the local store.  It was going to cost $775 for what would cost me $400 from a large store in a nearby city. Before placing my order for the cheaper freezer I called the local store and told them that I&#8217;m willing to pay a premium to shop local, but not that much of a premium.  I told them I&#8217;d be happy to pay 25% more (for a total of $500) in order to buy from them. They weren&#8217;t interested.</p>
<p>The sad thing is that when it comes to service, I think I get just as good if not better service from the Home Depot in a nearby town than from the local appliance or hardware store.</p>
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		<title>By: Heidi</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-788674</link>
		<dc:creator>Heidi</dc:creator>
		<pubDate>Sun, 11 Oct 2009 21:26:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-788674</guid>
		<description><![CDATA[@ #36 todo es bien: Each state that has a state sales tax also has a use tax. Here in TN, that means that if I buy something some groceries back in my home state of Michigan, where there&#039;s no tax on unprepared food, but I haul them down here for my pantry, I have to hand over the 7.75% sales tax on the goods over to TN come tax time.
If I bought clothes in Michigan, taxed at 6%, then I owe Tennessee 3.25% because the sales tax on clothes here is 9.25%.  The same applies to online purchases. 

So much for crossing state borders to take advantage of lower sales tax on one thing or another - it&#039;s a form of tax evasion. This is particularly clear in Tennessee, where there&#039;s no income tax on salaries. The sales tax means a lot here.

There&#039;s a back-to-school tax holiday each fall on computers, clothes, etc. - and the tax holiday also means that these items bought online are also not subject to sales tax.]]></description>
		<content:encoded><![CDATA[<p>@ #36 todo es bien: Each state that has a state sales tax also has a use tax. Here in TN, that means that if I buy something some groceries back in my home state of Michigan, where there&#8217;s no tax on unprepared food, but I haul them down here for my pantry, I have to hand over the 7.75% sales tax on the goods over to TN come tax time.<br />
If I bought clothes in Michigan, taxed at 6%, then I owe Tennessee 3.25% because the sales tax on clothes here is 9.25%.  The same applies to online purchases. </p>
<p>So much for crossing state borders to take advantage of lower sales tax on one thing or another &#8211; it&#8217;s a form of tax evasion. This is particularly clear in Tennessee, where there&#8217;s no income tax on salaries. The sales tax means a lot here.</p>
<p>There&#8217;s a back-to-school tax holiday each fall on computers, clothes, etc. &#8211; and the tax holiday also means that these items bought online are also not subject to sales tax.</p>
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		<title>By: Treva</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-788669</link>
		<dc:creator>Treva</dc:creator>
		<pubDate>Sun, 11 Oct 2009 21:19:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-788669</guid>
		<description><![CDATA[I&#039;ve found that I have threshold for when I stop worrying about the store the product is coming from and more about the bottom line price.  For example, if I can buy it locally and the price is under, say, $50, then I buy it locally and there&#039;s no shopping around.  When the price starts going over that though, then I feel more compelled to shop around.  It&#039;s not just goods, but services, too.

I&#039;ve also checked out all the shops in my town -- there are not many.  But I know what I can purchase there, so that if a need arises, going local can be my first thought.

Food is probably the exception.  Our budget is tight so I use a price book.  I&#039;ve found that on basics (flour, sugar, chicken breasts, bananas, etc.) big box stores are generally not the cheapest; but they are cheapest in the more processed foods (boxed mac-n-cheese, cereals, etc.).  However, since we just moved here, we are discovering how cheaply we can buy local  produce and meat and we are making it a point to incorporate those local vendors more and more.]]></description>
		<content:encoded><![CDATA[<p>I&#8217;ve found that I have threshold for when I stop worrying about the store the product is coming from and more about the bottom line price.  For example, if I can buy it locally and the price is under, say, $50, then I buy it locally and there&#8217;s no shopping around.  When the price starts going over that though, then I feel more compelled to shop around.  It&#8217;s not just goods, but services, too.</p>
<p>I&#8217;ve also checked out all the shops in my town &#8212; there are not many.  But I know what I can purchase there, so that if a need arises, going local can be my first thought.</p>
<p>Food is probably the exception.  Our budget is tight so I use a price book.  I&#8217;ve found that on basics (flour, sugar, chicken breasts, bananas, etc.) big box stores are generally not the cheapest; but they are cheapest in the more processed foods (boxed mac-n-cheese, cereals, etc.).  However, since we just moved here, we are discovering how cheaply we can buy local  produce and meat and we are making it a point to incorporate those local vendors more and more.</p>
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		<title>By: Georgia</title>
		<link>http://www.thesimpledollar.com/2009/10/09/the-local-store-premium-how-much-is-it-worth-to-you/#comment-788583</link>
		<dc:creator>Georgia</dc:creator>
		<pubDate>Sun, 11 Oct 2009 17:42:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4441#comment-788583</guid>
		<description><![CDATA[One point an article I read pointed out - we blame the big box stores for driving small businesses out, but a very large portion of them were really driven out by family - mom &amp; pop stores that had been in business for 15-40 years and Jr. &amp; Ms. Jr. not wanting to continue the business because they had moved on to something else.  This is especially true in small towns and in ethnic neighborhoods in big cities.

I do buy locally a lot, but if I am near a Walmart or Lowe&#039;s, I will shop there.  My husband was better at this.  He bought his medicines at a local pharmacy, instead of taking advantage of the mail pharmacy benefits of my insurance.  I got 3 months supply of my meds for 2 monthly payments.

Apparently my brother from Chicago area was right.  I live in NE MO and we still have a work ethic.  I shop in a minimum of 6 Walmarts and I have not met a disgruntled, unkind employee.  They will walk me across the store to find what I need and so kind.  I have never been in a dirty Walmart in this area.  Friends have worked there for 25+ years and love it.  They wouldn&#039;t work anywhere else.  So - I consider them local stores and shop accordingly.  If I&#039;m there, I buy groceries.  If not, I buy a lot from our local grocer.  I am retired and it is the bottom dollar for me.  What little I have has to last as long as I do, and I expect that to be a long time.]]></description>
		<content:encoded><![CDATA[<p>One point an article I read pointed out &#8211; we blame the big box stores for driving small businesses out, but a very large portion of them were really driven out by family &#8211; mom &amp; pop stores that had been in business for 15-40 years and Jr. &amp; Ms. Jr. not wanting to continue the business because they had moved on to something else.  This is especially true in small towns and in ethnic neighborhoods in big cities.</p>
<p>I do buy locally a lot, but if I am near a Walmart or Lowe&#8217;s, I will shop there.  My husband was better at this.  He bought his medicines at a local pharmacy, instead of taking advantage of the mail pharmacy benefits of my insurance.  I got 3 months supply of my meds for 2 monthly payments.</p>
<p>Apparently my brother from Chicago area was right.  I live in NE MO and we still have a work ethic.  I shop in a minimum of 6 Walmarts and I have not met a disgruntled, unkind employee.  They will walk me across the store to find what I need and so kind.  I have never been in a dirty Walmart in this area.  Friends have worked there for 25+ years and love it.  They wouldn&#8217;t work anywhere else.  So &#8211; I consider them local stores and shop accordingly.  If I&#8217;m there, I buy groceries.  If not, I buy a lot from our local grocer.  I am retired and it is the bottom dollar for me.  What little I have has to last as long as I do, and I expect that to be a long time.</p>
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