The 40/30/30 Rule

Recently, I was reading a great article at The 99 Percent entitled The 40-30-30 Rule: Why Risk Is Worth It. I originally intended to include

Personal Finance 101: How Averages Lie

Whenever a personal finance writer – or a writer of any kind – wants to make a bold, shocking point, they’ll often pull out an


Should I Save for Something or Not Buy It At All?

Andre writes in: I’m interested in replacing a piece of home audio equipment that is experiencing occasional malfunctions, but works OK most of the time.

The Simple Dollar Weekly Roundup: Home Movies Edition

For the longest time, I didn’t really see the point of taking home movies. I would take some because I’d be encouraged to do so,


My Garage Sale and Thrifting Toolkit

I really enjoy visiting garage sales, yard sales, and thrift stores. I almost always find an item or two that I’m either looking for myself


Starting a Lifetime Savings Journey

Recently, my son Joe had his fourth birthday. Sarah and I had made the decision that we were going to introduce the idea of an


What Are You Buying When You Buy a Car?

Over the last few months, I’ve been slowly shopping for a minivan to replace my truck. Since the truck will not seat three young children

Reader Mailbag #89

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance

Review: Unclutter Your Life in One Week

Every other Sunday, The Simple Dollar reviews a personal productivity, personal development, or career book. If you’ve been reading my weekly roundups for long, you

Is Saving for Old People?

A post on a “savings generation gap” at Get Rich Slowly the other day caught my eye. In it, J.D. argued that there’s a “generation

The Simple Dollar Time Machine: November 14, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is


Some Thoughts on Black Friday

In a little less than two weeks, Thanksgiving will be upon us, immediately followed by “Black Friday,” the busiest shopping day of the year. Black


The Second Life of Food

This morning, I was doing a bit of advance planning for our dinner this evening. It’s Friday, which is traditionally homemade pizza night at our


Give Experiences This Holiday Season

The holiday gift-giving season is upon us once again. For many of us, that means stress. What gift can we give to the people we

The Power of Analyzing Your Life

Over the last month, I’ve mentioned a technique I call “the five whys” two or three times. The technique itself is simple: when you see


Is the Dollar Store Really a Bargain?

Before he passed away a few years ago, my uncle Ken (who I still miss greatly) was a fanatic shopper at dollar stores. He did

The Hawthorne Effect and You

We all do it. When we know we’re being watched, we’re on our best behavior. We often tend to perform better and we usually tend

The Simple Dollar Weekly Roundup: Post-Book Lull Edition

After turning in my book a week ago, some of my friends who had already published books wrote to me with an interesting point. “After