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	<title>Comments on: Trimming?  What About Earning More?</title>
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	<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Lisa</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-850218</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Mon, 25 Jan 2010 12:57:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-850218</guid>
		<description><![CDATA[Hi! I don&#039;t know where people are getting second jobs. I can&#039;t even find a first one now. Jobs are scarce , here in Ohio. McDonald&#039;s isn&#039;t even hiring. I called all the hotels to see about housecleaning work &amp; they told me to try back in 4 months, maybe the economy will pick up.I applied for a dietary aide at a retirement home &amp; have worked in nursing homes before with good references. I got a letter this week that they are hiring someone more suited to the job.There are so many people here that one job for custodian had 800 people apply.My husband just laughed when I told him to ask the company for a raise. Companies re barely making it &amp; this is a company in business over 70 years with no debt. He got a raise about 3-4 years ago. I think it was a nickel or dime.What state has jobs? We could try relocating. Lisa]]></description>
		<content:encoded><![CDATA[<p>Hi! I don&#8217;t know where people are getting second jobs. I can&#8217;t even find a first one now. Jobs are scarce , here in Ohio. McDonald&#8217;s isn&#8217;t even hiring. I called all the hotels to see about housecleaning work &amp; they told me to try back in 4 months, maybe the economy will pick up.I applied for a dietary aide at a retirement home &amp; have worked in nursing homes before with good references. I got a letter this week that they are hiring someone more suited to the job.There are so many people here that one job for custodian had 800 people apply.My husband just laughed when I told him to ask the company for a raise. Companies re barely making it &amp; this is a company in business over 70 years with no debt. He got a raise about 3-4 years ago. I think it was a nickel or dime.What state has jobs? We could try relocating. Lisa</p>
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		<title>By: Claudia</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848869</link>
		<dc:creator>Claudia</dc:creator>
		<pubDate>Fri, 22 Jan 2010 17:48:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848869</guid>
		<description><![CDATA[Don&#039;t depend solely on the spell check on email or other written communication.  If the word is spelled correctly, spell check can not understand that you meant to say they&#039;re instead of there or their or too, two or to.  
Also learn the correct conjugation of verbs.  &quot;I seen him yesterday&quot; makes you sound stupid.  Learn the difference between words such as accept and except.  There are books out there that can help with grammar.]]></description>
		<content:encoded><![CDATA[<p>Don&#8217;t depend solely on the spell check on email or other written communication.  If the word is spelled correctly, spell check can not understand that you meant to say they&#8217;re instead of there or their or too, two or to.<br />
Also learn the correct conjugation of verbs.  &#8220;I seen him yesterday&#8221; makes you sound stupid.  Learn the difference between words such as accept and except.  There are books out there that can help with grammar.</p>
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		<title>By: Andrea</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848799</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Fri, 22 Jan 2010 15:02:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848799</guid>
		<description><![CDATA[Related to taking criticism at work.  A few years ago my work group did the Myers-Briggs/DiSC personality profiles to see how our group could communicate better internally and also externally to other groups.  Turns out most of us were in the Cautious camp and one of the common characteristics for that trait (myself included) is that when someone questions their work, it is seen as a personal attack on who we are as a person.  

Light bulbs went off for me to learn that.  While I was surrounded in this workplace by lots of people who felt this way, it was NOT the common theme for every other person on the planet, particularly the external groups that we always felt were ‘attacking us’.  

The end lesson for me was to know thyself.  Also, if you know who is asking the questions, you don’t have to take it so personally.  You can even confirm with the person raising the questions that they are just asking about the data or whatever you have produced.  While outbursts were not common in the group, internalizing was, but knowing this information was the #1 factor in improving the quality and quantity of our group.  Most of whom went on to be promoted (again myself included).]]></description>
		<content:encoded><![CDATA[<p>Related to taking criticism at work.  A few years ago my work group did the Myers-Briggs/DiSC personality profiles to see how our group could communicate better internally and also externally to other groups.  Turns out most of us were in the Cautious camp and one of the common characteristics for that trait (myself included) is that when someone questions their work, it is seen as a personal attack on who we are as a person.  </p>
<p>Light bulbs went off for me to learn that.  While I was surrounded in this workplace by lots of people who felt this way, it was NOT the common theme for every other person on the planet, particularly the external groups that we always felt were ‘attacking us’.  </p>
<p>The end lesson for me was to know thyself.  Also, if you know who is asking the questions, you don’t have to take it so personally.  You can even confirm with the person raising the questions that they are just asking about the data or whatever you have produced.  While outbursts were not common in the group, internalizing was, but knowing this information was the #1 factor in improving the quality and quantity of our group.  Most of whom went on to be promoted (again myself included).</p>
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		<title>By: deRuiter</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848719</link>
		<dc:creator>deRuiter</dc:creator>
		<pubDate>Fri, 22 Jan 2010 10:55:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848719</guid>
		<description><![CDATA[&quot;if the gang you usually hang out with uses a lot of crude language and a thick accent, work hard to battle against that with your own speaking&quot;.  Maybe in this case the person who wants to improve themselves needs a new social circle?  From the &quot;crude language&quot; part, NOT the &quot;Thick accent&quot; part, it appears the &quot;gang&quot; is losers. If you associate with the kind of people you want to emulate, you can better yourself.  If you socialize with thosae who constantly use &quot;crude language&quot; you are limiting your opportunities to improve.  &quot;If you lie down with dogs you get up  with fleas.&quot; Mark # 4 THIS IS BRILLIANT!  It&#039;s why if a person choses to prepay on a mortgage, they save so much money.  If your monthly payment is $1400. and your principal is $300 of that, the $1100. you don&#039;t have to spend actually represents over $1500. you do not have to earn to pay the $1100. interest.  Good job putting it succinctly Mark!]]></description>
		<content:encoded><![CDATA[<p>&#8220;if the gang you usually hang out with uses a lot of crude language and a thick accent, work hard to battle against that with your own speaking&#8221;.  Maybe in this case the person who wants to improve themselves needs a new social circle?  From the &#8220;crude language&#8221; part, NOT the &#8220;Thick accent&#8221; part, it appears the &#8220;gang&#8221; is losers. If you associate with the kind of people you want to emulate, you can better yourself.  If you socialize with thosae who constantly use &#8220;crude language&#8221; you are limiting your opportunities to improve.  &#8220;If you lie down with dogs you get up  with fleas.&#8221; Mark # 4 THIS IS BRILLIANT!  It&#8217;s why if a person choses to prepay on a mortgage, they save so much money.  If your monthly payment is $1400. and your principal is $300 of that, the $1100. you don&#8217;t have to spend actually represents over $1500. you do not have to earn to pay the $1100. interest.  Good job putting it succinctly Mark!</p>
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		<title>By: Lisa</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848505</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 21 Jan 2010 22:05:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848505</guid>
		<description><![CDATA[It’s not too terribly hard to work multiple jobs without burning out…you just have to know how to relax and take advantage of the free time you do have.  For the past several years, I have worked 2-3 jobs at the same time totally around 60 hours a week.  I have found that working like this is actually very beneficial for me…I am much more thankful and aware of the time I do have to myself, and I have learned how to take full advantage of it.  Granted, this does not work for everyone; just thought I’d share my experiences.  :)]]></description>
		<content:encoded><![CDATA[<p>It’s not too terribly hard to work multiple jobs without burning out…you just have to know how to relax and take advantage of the free time you do have.  For the past several years, I have worked 2-3 jobs at the same time totally around 60 hours a week.  I have found that working like this is actually very beneficial for me…I am much more thankful and aware of the time I do have to myself, and I have learned how to take full advantage of it.  Granted, this does not work for everyone; just thought I’d share my experiences.  :)</p>
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		<title>By: Vicky</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848466</link>
		<dc:creator>Vicky</dc:creator>
		<pubDate>Thu, 21 Jan 2010 20:39:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848466</guid>
		<description><![CDATA[Worked two jobs for two years. My main job, then as a video store clerk part time. For free movies.

That I didn&#039;t get to watch, because I was at work.]]></description>
		<content:encoded><![CDATA[<p>Worked two jobs for two years. My main job, then as a video store clerk part time. For free movies.</p>
<p>That I didn&#8217;t get to watch, because I was at work.</p>
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		<title>By: jgonzales</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848424</link>
		<dc:creator>jgonzales</dc:creator>
		<pubDate>Thu, 21 Jan 2010 18:32:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848424</guid>
		<description><![CDATA[For those looking for a second job, Trent you had a great article on Amazon&#039;s Mechanical Turk. It doesn&#039;t make great money but it means you can be where ever you have an Internet connection and do it on your own time instead of trying to fit your life around your second job. Just know that like freelancing, how much you put into it is how much you make.]]></description>
		<content:encoded><![CDATA[<p>For those looking for a second job, Trent you had a great article on Amazon&#8217;s Mechanical Turk. It doesn&#8217;t make great money but it means you can be where ever you have an Internet connection and do it on your own time instead of trying to fit your life around your second job. Just know that like freelancing, how much you put into it is how much you make.</p>
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		<title>By: Mark - Productivity501</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848422</link>
		<dc:creator>Mark - Productivity501</dc:creator>
		<pubDate>Thu, 21 Jan 2010 18:22:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848422</guid>
		<description><![CDATA[The upside of increasing your earnings is that there is no limit on how much you can make, but there is a limit on how much you can save. 

An interesting aspect is that saving $100 is actually worth more than earning another $100 when you consider taxes. If you earn $100 more, the government will probably keep about a third of it leaving you with $66.  If you save $100 that you&#039;ve already paid taxes on, you are left with $100.]]></description>
		<content:encoded><![CDATA[<p>The upside of increasing your earnings is that there is no limit on how much you can make, but there is a limit on how much you can save. </p>
<p>An interesting aspect is that saving $100 is actually worth more than earning another $100 when you consider taxes. If you earn $100 more, the government will probably keep about a third of it leaving you with $66.  If you save $100 that you&#8217;ve already paid taxes on, you are left with $100.</p>
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		<title>By: chacha1</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848414</link>
		<dc:creator>chacha1</dc:creator>
		<pubDate>Thu, 21 Jan 2010 17:34:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848414</guid>
		<description><![CDATA[This post and these comments are very timely.  With so many people are out of work and others living in fear of a layoff, furlough, or shutdown, everyone has to be ultra-conscious of exactly what constitutes a good employee.  Job-specific skills are actually a very small part of it.

I&#039;m extremely cautious about email because so much of my business life requires it.  Privately, I have regretted immediately the few times I&#039;ve sent a blog comment too fast.  I don&#039;t flame people or try to start fights - I don&#039;t find it entertaining for one thing, and for another NOTHING is anonymous anymore - but there have been times I&#039;ve been hasty, and didn&#039;t take time to really articulate what I intended to say.

To use a dance geek example, last season Adam Shankman cautioned a So You Think You Can Dance contestant about thoughtless comments in backstage clip packages.  Everything is recorded nowadays.  We have to conduct ourselves accordingly.]]></description>
		<content:encoded><![CDATA[<p>This post and these comments are very timely.  With so many people are out of work and others living in fear of a layoff, furlough, or shutdown, everyone has to be ultra-conscious of exactly what constitutes a good employee.  Job-specific skills are actually a very small part of it.</p>
<p>I&#8217;m extremely cautious about email because so much of my business life requires it.  Privately, I have regretted immediately the few times I&#8217;ve sent a blog comment too fast.  I don&#8217;t flame people or try to start fights &#8211; I don&#8217;t find it entertaining for one thing, and for another NOTHING is anonymous anymore &#8211; but there have been times I&#8217;ve been hasty, and didn&#8217;t take time to really articulate what I intended to say.</p>
<p>To use a dance geek example, last season Adam Shankman cautioned a So You Think You Can Dance contestant about thoughtless comments in backstage clip packages.  Everything is recorded nowadays.  We have to conduct ourselves accordingly.</p>
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		<title>By: J</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848398</link>
		<dc:creator>J</dc:creator>
		<pubDate>Thu, 21 Jan 2010 16:20:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848398</guid>
		<description><![CDATA[A few additions to politeness and presentability that I see constantly at my workplace.  Trent&#039;s suggestions are spot-on for a job that requires physical interaction, but a great deal of today&#039;s interaction is electronic.

- Spell and grammar check ANY electronic communication that you make.  Pour speling and grammer make u seem lkie an idiot and wil hurt your carer.  If you know you have difficulty with this type of communication, ask a co-worker to help proofread as a first line of defense.  There are also many options (online, community college, library, etc) to help improve written communications skills -- take advantage of them.

- PUT AWAY THE PERSONAL PHONE AT WORK.  I constantly am in meetings where people are blazing away on their phone writing text messages, browsing the Web and playing games during meetings.  I&#039;ve also been in one-on-one conversations with co-workers who will get out their iPhone or Blackberry during the conversation.  It&#039;s rude behavior, and it DOES absolutely get noticed by the higher-ups.  It also makes it look like you have the concentration span of a two year old.  Two year olds don&#039;t get picked to head up big projects and progress in their careers.

- Be smart about what you put in ANY electronic communication -- email, Facebook, Twitter, IM and so on.  More than one acquaintance has been &quot;talked to&quot; about a comment they posted about work on Facebook.  People have lost jobs for making blog posts about their workplace.  The stories about people getting busted for putting things in email they shouldn&#039;t have are legion -- just open the paper and read about the politicians, climate change scientists and so on who have lost serious amounts of credibility because of stupid email messages.

This isn&#039;t to say you can&#039;t put something critical in an email.  Far from it.  Valid criticisms of projects and tough questions can certainly be stated in email.  But keep the tone appropriate and professional.  Keep personal attacks, &quot;blowing off steam&quot; and the like to private conversations, since they can very easily be taken out of context and/or forwarded to your management -- who will not appreciate dealing with this kind of problem.]]></description>
		<content:encoded><![CDATA[<p>A few additions to politeness and presentability that I see constantly at my workplace.  Trent&#8217;s suggestions are spot-on for a job that requires physical interaction, but a great deal of today&#8217;s interaction is electronic.</p>
<p>- Spell and grammar check ANY electronic communication that you make.  Pour speling and grammer make u seem lkie an idiot and wil hurt your carer.  If you know you have difficulty with this type of communication, ask a co-worker to help proofread as a first line of defense.  There are also many options (online, community college, library, etc) to help improve written communications skills &#8212; take advantage of them.</p>
<p>- PUT AWAY THE PERSONAL PHONE AT WORK.  I constantly am in meetings where people are blazing away on their phone writing text messages, browsing the Web and playing games during meetings.  I&#8217;ve also been in one-on-one conversations with co-workers who will get out their iPhone or Blackberry during the conversation.  It&#8217;s rude behavior, and it DOES absolutely get noticed by the higher-ups.  It also makes it look like you have the concentration span of a two year old.  Two year olds don&#8217;t get picked to head up big projects and progress in their careers.</p>
<p>- Be smart about what you put in ANY electronic communication &#8212; email, Facebook, Twitter, IM and so on.  More than one acquaintance has been &#8220;talked to&#8221; about a comment they posted about work on Facebook.  People have lost jobs for making blog posts about their workplace.  The stories about people getting busted for putting things in email they shouldn&#8217;t have are legion &#8212; just open the paper and read about the politicians, climate change scientists and so on who have lost serious amounts of credibility because of stupid email messages.</p>
<p>This isn&#8217;t to say you can&#8217;t put something critical in an email.  Far from it.  Valid criticisms of projects and tough questions can certainly be stated in email.  But keep the tone appropriate and professional.  Keep personal attacks, &#8220;blowing off steam&#8221; and the like to private conversations, since they can very easily be taken out of context and/or forwarded to your management &#8212; who will not appreciate dealing with this kind of problem.</p>
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		<title>By: Joanna</title>
		<link>http://www.thesimpledollar.com/2010/01/21/trimming-what-about-earning-more/#comment-848373</link>
		<dc:creator>Joanna</dc:creator>
		<pubDate>Thu, 21 Jan 2010 15:06:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=4886#comment-848373</guid>
		<description><![CDATA[&quot;Bite your tongue.&quot;  GREAT advice, Trent.  This is something I consistently notice about leaders in my company.  People who are in senior positions exercise a significant amount of self-control regarding what they choose to say and not say.  It&#039;s an area that I&#039;m working on growing myself, and is something that demonstrates real maturity IMHO.]]></description>
		<content:encoded><![CDATA[<p>&#8220;Bite your tongue.&#8221;  GREAT advice, Trent.  This is something I consistently notice about leaders in my company.  People who are in senior positions exercise a significant amount of self-control regarding what they choose to say and not say.  It&#8217;s an area that I&#8217;m working on growing myself, and is something that demonstrates real maturity IMHO.</p>
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