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	<title>Comments on: The Gradual Shift</title>
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	<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Lisa</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-866484</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Tue, 23 Feb 2010 12:46:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-866484</guid>
		<description><![CDATA[For new releases at my library I can get on the list days to weeks in advance of the book release.  See if your library does the same thing.  Planning my frugality makes it a better experience for me.]]></description>
		<content:encoded><![CDATA[<p>For new releases at my library I can get on the list days to weeks in advance of the book release.  See if your library does the same thing.  Planning my frugality makes it a better experience for me.</p>
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		<title>By: Melody Bakeeff</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-865839</link>
		<dc:creator>Melody Bakeeff</dc:creator>
		<pubDate>Mon, 22 Feb 2010 16:38:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-865839</guid>
		<description><![CDATA[@Jeannette - absolutely! I have found that to be true for myself. Also, we tend to believe, or convince ourselves, that our wants will &#039;fix&#039; something. Another website I follow, Flylady, says &#039;you can&#039;t &quot;organize&quot; clutter, you can only get rid of it&#039; and that is true. So many magazine covers, etc. will say &quot;organize your clutter&quot; and such, and we go out and spend lots of money on bins, carts, baggies, etc. only to find we need more places to store those! LOL Trent has blogged before about how stress caused him to overspend because his purchases gave him comfort. It&#039;s detrimental, especially if you are stressed over money, but it is unfortunately a pattern for many of us. The term &#039;retail therapy&#039; exists for a reason! Overcoming the desire to &#039;have&#039; is much harder than deciding not to spend. And as the desire for a particular thing goes up, the willpower goes down.]]></description>
		<content:encoded><![CDATA[<p>@Jeannette &#8211; absolutely! I have found that to be true for myself. Also, we tend to believe, or convince ourselves, that our wants will &#8216;fix&#8217; something. Another website I follow, Flylady, says &#8216;you can&#8217;t &#8220;organize&#8221; clutter, you can only get rid of it&#8217; and that is true. So many magazine covers, etc. will say &#8220;organize your clutter&#8221; and such, and we go out and spend lots of money on bins, carts, baggies, etc. only to find we need more places to store those! LOL Trent has blogged before about how stress caused him to overspend because his purchases gave him comfort. It&#8217;s detrimental, especially if you are stressed over money, but it is unfortunately a pattern for many of us. The term &#8216;retail therapy&#8217; exists for a reason! Overcoming the desire to &#8216;have&#8217; is much harder than deciding not to spend. And as the desire for a particular thing goes up, the willpower goes down.</p>
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		<title>By: Denise</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-864345</link>
		<dc:creator>Denise</dc:creator>
		<pubDate>Sat, 20 Feb 2010 14:15:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-864345</guid>
		<description><![CDATA[Trent, this post is really good.  I am trying hard to learn by my spending mistakes and then plugging that leak.  My biggest leak is take-out food on the weekend. Yes, I have healthy food at home but that doesn&#039;t cut it for me when I want something really yummy.  I&#039;m working on having quick, good food on hand that I can reheat or make quickly.  I finally have mastered good pizza dough and that helps.  I make more dough than I need and freeze it.  I always have sauce and frozen pizza cheese on hand.  My next foray is Chinese food and then Indian food. As for the book store, it is still a want but the library and paperback swap have pretty much filled that need.  If I really want a certain book and can&#039;t find it used, I save up my weekly mad money.  It forces me to choose my wants carefully and that want is much sweeter when I finally get it.]]></description>
		<content:encoded><![CDATA[<p>Trent, this post is really good.  I am trying hard to learn by my spending mistakes and then plugging that leak.  My biggest leak is take-out food on the weekend. Yes, I have healthy food at home but that doesn&#8217;t cut it for me when I want something really yummy.  I&#8217;m working on having quick, good food on hand that I can reheat or make quickly.  I finally have mastered good pizza dough and that helps.  I make more dough than I need and freeze it.  I always have sauce and frozen pizza cheese on hand.  My next foray is Chinese food and then Indian food. As for the book store, it is still a want but the library and paperback swap have pretty much filled that need.  If I really want a certain book and can&#8217;t find it used, I save up my weekly mad money.  It forces me to choose my wants carefully and that want is much sweeter when I finally get it.</p>
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		<title>By: Kathy</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-864342</link>
		<dc:creator>Kathy</dc:creator>
		<pubDate>Sat, 20 Feb 2010 14:11:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-864342</guid>
		<description><![CDATA[@Bill -- each time you read the book, your cost per read goes down.  I bought Damia (which I just re-read) new for $5.99.  I&#039;ve read it a minimum of 20 times.  So, I&#039;ve spent around $.30 a read.  Yes, it would be even cheaper if I bought the book used, checked it out of the library each time or was lucky enough to have someone get it for me as a gift. Of course, the &quot;cheaper at the library&quot; also presumes that I return the book(s) on time.

*shrug* this blog isn&#039;t about being as cheap as possible, it&#039;s about making good/better choices with your money.  I suspect that Trent had the same problem I did.  I would by books that I thought I was interested in.  They piqued my interest while I was in the bookstore.  I would get them home and perhaps read a chapter.  And then it would sit because I wasn&#039;t that interested in it.  I have a lot of those books still sitting around.  Now when I see a book that falls into that same category, I get it from the library and see if I read it before going out and spending the money on it.

There are some books that I will continue to buy new (and in some cases in hardback) because the cost per read is so low.  I will read it over and over again.  I don&#039;t want to wait to get it and I don&#039;t want to have to return it somewhere.]]></description>
		<content:encoded><![CDATA[<p>@Bill &#8212; each time you read the book, your cost per read goes down.  I bought Damia (which I just re-read) new for $5.99.  I&#8217;ve read it a minimum of 20 times.  So, I&#8217;ve spent around $.30 a read.  Yes, it would be even cheaper if I bought the book used, checked it out of the library each time or was lucky enough to have someone get it for me as a gift. Of course, the &#8220;cheaper at the library&#8221; also presumes that I return the book(s) on time.</p>
<p>*shrug* this blog isn&#8217;t about being as cheap as possible, it&#8217;s about making good/better choices with your money.  I suspect that Trent had the same problem I did.  I would by books that I thought I was interested in.  They piqued my interest while I was in the bookstore.  I would get them home and perhaps read a chapter.  And then it would sit because I wasn&#8217;t that interested in it.  I have a lot of those books still sitting around.  Now when I see a book that falls into that same category, I get it from the library and see if I read it before going out and spending the money on it.</p>
<p>There are some books that I will continue to buy new (and in some cases in hardback) because the cost per read is so low.  I will read it over and over again.  I don&#8217;t want to wait to get it and I don&#8217;t want to have to return it somewhere.</p>
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		<title>By: Jeannette</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-864117</link>
		<dc:creator>Jeannette</dc:creator>
		<pubDate>Sat, 20 Feb 2010 01:17:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-864117</guid>
		<description><![CDATA[Trent writes:
&quot;I have no need to be influenced by what other people want.&quot;

Well, the thing is, what if a person wants something because they want it? Nobody tells them to want it, nobody makes them want it. They. Just. Want. It. (Think, people and cars. People and houses. People and almost anything.)

Does exposure make an individual want something? In some cases, yes. If we don&#039;t know it exists, we can&#039;t want it. (I never really thought about houses until I spent time in the homes of friends who had purchased them in their 30s and started watching HGTV!)

But there are plenty of folks who have lots of media exposure and do not overspend, lust after material stuff (in a negative fashion) or want the newest in whatever.

Deleting desire is far more complex than not exposing one&#039;s self to things. I could never set foot in a bookstore again and still want to own certain books. And no matter how much I might have other financial goals, I&#039;m still going to want books in my life. Books that will remain in my home. (And yes, I use the library all the time AND the wonderful paperback swap.)

AS NM Patricia says: &quot;Feeling the “enough” feeling is hard to come by.&quot; I don&#039;t even know if it&#039;s about enough, when it comes to books. Enough translates into available space.

Our desires are often very deep and complex. And what I and others have learned is that it is rarely, if ever, about the &quot;stuff.&quot; It&#039;s about other unmet needs.

From observation, I&#039;ve seen myself and others let go of certain &quot;wants&quot; when we are &quot;full&quot; of other things like loving partners, family and friends. But even then, people who have those also can still overspend.

Limiting media exposure makes sense for folks who are susceptible. But you&#039;d have to live in a cave with no net access to be totally immune from all that we&#039;re exposed to these days (I live in a big city so I am exposed on a daily basis to more than people who live in rural areas.).

And it&#039;s the rarest person who does not collect something that they will always continue to want and to buy.

The key is chasing after something when doing so becomes detrimental to you not only financially, but emotionally. (People who prefer to work on their cars than be with their family. People who&#039;d rather read a book than socialize, etc.)

Our spending really just masks our emotional issues.]]></description>
		<content:encoded><![CDATA[<p>Trent writes:<br />
&#8220;I have no need to be influenced by what other people want.&#8221;</p>
<p>Well, the thing is, what if a person wants something because they want it? Nobody tells them to want it, nobody makes them want it. They. Just. Want. It. (Think, people and cars. People and houses. People and almost anything.)</p>
<p>Does exposure make an individual want something? In some cases, yes. If we don&#8217;t know it exists, we can&#8217;t want it. (I never really thought about houses until I spent time in the homes of friends who had purchased them in their 30s and started watching HGTV!)</p>
<p>But there are plenty of folks who have lots of media exposure and do not overspend, lust after material stuff (in a negative fashion) or want the newest in whatever.</p>
<p>Deleting desire is far more complex than not exposing one&#8217;s self to things. I could never set foot in a bookstore again and still want to own certain books. And no matter how much I might have other financial goals, I&#8217;m still going to want books in my life. Books that will remain in my home. (And yes, I use the library all the time AND the wonderful paperback swap.)</p>
<p>AS NM Patricia says: &#8220;Feeling the “enough” feeling is hard to come by.&#8221; I don&#8217;t even know if it&#8217;s about enough, when it comes to books. Enough translates into available space.</p>
<p>Our desires are often very deep and complex. And what I and others have learned is that it is rarely, if ever, about the &#8220;stuff.&#8221; It&#8217;s about other unmet needs.</p>
<p>From observation, I&#8217;ve seen myself and others let go of certain &#8220;wants&#8221; when we are &#8220;full&#8221; of other things like loving partners, family and friends. But even then, people who have those also can still overspend.</p>
<p>Limiting media exposure makes sense for folks who are susceptible. But you&#8217;d have to live in a cave with no net access to be totally immune from all that we&#8217;re exposed to these days (I live in a big city so I am exposed on a daily basis to more than people who live in rural areas.).</p>
<p>And it&#8217;s the rarest person who does not collect something that they will always continue to want and to buy.</p>
<p>The key is chasing after something when doing so becomes detrimental to you not only financially, but emotionally. (People who prefer to work on their cars than be with their family. People who&#8217;d rather read a book than socialize, etc.)</p>
<p>Our spending really just masks our emotional issues.</p>
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		<title>By: Meagan</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-864000</link>
		<dc:creator>Meagan</dc:creator>
		<pubDate>Fri, 19 Feb 2010 20:17:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-864000</guid>
		<description><![CDATA[I usually have some sort of entertainment &#039;money leak&#039; each year.  It usually varies between books and crafts.  It is generally part of my &#039;budget&#039; for the year but I also try to keep things under control by using coupons and buying used.  If I still want something by the time the 40-50% off coupon comes around I can have it.  But not until then.]]></description>
		<content:encoded><![CDATA[<p>I usually have some sort of entertainment &#8216;money leak&#8217; each year.  It usually varies between books and crafts.  It is generally part of my &#8216;budget&#8217; for the year but I also try to keep things under control by using coupons and buying used.  If I still want something by the time the 40-50% off coupon comes around I can have it.  But not until then.</p>
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		<title>By: Little House</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863961</link>
		<dc:creator>Little House</dc:creator>
		<pubDate>Fri, 19 Feb 2010 18:31:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863961</guid>
		<description><![CDATA[I like how you focused on the initial &quot;money leaks&quot; and that you were able to figure out what those were. I use Quickbooks to track my spending and use the pie charts to revise my budget. I&#039;m such a visual learner, these help me see my progress over the year.]]></description>
		<content:encoded><![CDATA[<p>I like how you focused on the initial &#8220;money leaks&#8221; and that you were able to figure out what those were. I use Quickbooks to track my spending and use the pie charts to revise my budget. I&#8217;m such a visual learner, these help me see my progress over the year.</p>
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		<title>By: Moby Homemaker</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863947</link>
		<dc:creator>Moby Homemaker</dc:creator>
		<pubDate>Fri, 19 Feb 2010 17:51:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863947</guid>
		<description><![CDATA[A great way to plaug my Entertainment Finance&quot; leak...the f&#039;ing LIBRARY!!!!  This place rules!!! Who would&#039;ve guessed??? 

I haven&#039;t plaid for a movie, cd or book in over a year!!!!
Give it a try...your tax dollars pay for it.]]></description>
		<content:encoded><![CDATA[<p>A great way to plaug my Entertainment Finance&#8221; leak&#8230;the f&#8217;ing LIBRARY!!!!  This place rules!!! Who would&#8217;ve guessed??? </p>
<p>I haven&#8217;t plaid for a movie, cd or book in over a year!!!!<br />
Give it a try&#8230;your tax dollars pay for it.</p>
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		<title>By: Bill</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863926</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Fri, 19 Feb 2010 16:54:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863926</guid>
		<description><![CDATA[How does reading a book many times justify buying it brand new?]]></description>
		<content:encoded><![CDATA[<p>How does reading a book many times justify buying it brand new?</p>
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		<title>By: Adam</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863915</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Fri, 19 Feb 2010 16:34:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863915</guid>
		<description><![CDATA[Haha, its fun how so many of us in the pf blog-o-sphere seem to have books as our &quot;crack&quot;. I&#039;m the same way. A big book store is just irresistable, and I hate &quot;used&quot; books since I am a germophobe and imagine people reading on the john...I need a brand new book!  Unfortunately, this is a habit that is super expensive! :)  And leads to clutter like crazy.]]></description>
		<content:encoded><![CDATA[<p>Haha, its fun how so many of us in the pf blog-o-sphere seem to have books as our &#8220;crack&#8221;. I&#8217;m the same way. A big book store is just irresistable, and I hate &#8220;used&#8221; books since I am a germophobe and imagine people reading on the john&#8230;I need a brand new book!  Unfortunately, this is a habit that is super expensive! :)  And leads to clutter like crazy.</p>
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		<title>By: NMPatricia</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863875</link>
		<dc:creator>NMPatricia</dc:creator>
		<pubDate>Fri, 19 Feb 2010 15:39:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863875</guid>
		<description><![CDATA[My first reaction to the post was &quot;All well and good, but I want to know how long this wanting is going to last&quot; but then I knew that no one can answer that - not even me. It is a process. I don&#039;t go into bookstores anymore unless it is for a particular item well thought out in advance. Otherwise, it is like an alcoholic going into a bar. I still want. Not as much, but the change feels minutely incremental. I don&#039;t go into stores because I feel deprived not having the money to spend as I would like. Do I need more clothes? No, but I like buying them. Do I need more (fill in the food)? Nope - have enough body mass for me and a few others. Feeling the &quot;enough&quot; feeling is hard to come by.]]></description>
		<content:encoded><![CDATA[<p>My first reaction to the post was &#8220;All well and good, but I want to know how long this wanting is going to last&#8221; but then I knew that no one can answer that &#8211; not even me. It is a process. I don&#8217;t go into bookstores anymore unless it is for a particular item well thought out in advance. Otherwise, it is like an alcoholic going into a bar. I still want. Not as much, but the change feels minutely incremental. I don&#8217;t go into stores because I feel deprived not having the money to spend as I would like. Do I need more clothes? No, but I like buying them. Do I need more (fill in the food)? Nope &#8211; have enough body mass for me and a few others. Feeling the &#8220;enough&#8221; feeling is hard to come by.</p>
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		<title>By: Kathleen</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863860</link>
		<dc:creator>Kathleen</dc:creator>
		<pubDate>Fri, 19 Feb 2010 15:14:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863860</guid>
		<description><![CDATA[When I was a kid, my dream was to have a library like in the movies - a room with all of the walls covered in books, a big cozy chair and good lighting where I would just hang out and read all of the time.  For a while my apartment was like that - books everywhere - and I really loved being surrounded by them.  What broke me of the habit of constantly adding to my personal library was something that an author friend said - she said that it wasn&#039;t the books themselves that she loved, it was the contents.  Now I still will buy books but I also swap with friends, read on line, and only keep the physical book if the object itself has some meaning.

After reading your article, I think I can apply this to other collections that I have, especially DVDs.  Thanks for your candor about the ways that you broke habits that are unproductive for you and your family, and thanks for the good ideas.]]></description>
		<content:encoded><![CDATA[<p>When I was a kid, my dream was to have a library like in the movies &#8211; a room with all of the walls covered in books, a big cozy chair and good lighting where I would just hang out and read all of the time.  For a while my apartment was like that &#8211; books everywhere &#8211; and I really loved being surrounded by them.  What broke me of the habit of constantly adding to my personal library was something that an author friend said &#8211; she said that it wasn&#8217;t the books themselves that she loved, it was the contents.  Now I still will buy books but I also swap with friends, read on line, and only keep the physical book if the object itself has some meaning.</p>
<p>After reading your article, I think I can apply this to other collections that I have, especially DVDs.  Thanks for your candor about the ways that you broke habits that are unproductive for you and your family, and thanks for the good ideas.</p>
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		<title>By: Money Reasons</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863852</link>
		<dc:creator>Money Reasons</dc:creator>
		<pubDate>Fri, 19 Feb 2010 15:03:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863852</guid>
		<description><![CDATA[Thanks for letting us know that it didn&#039;t happen overnight!  And occasionally slips happen!

To often in our society, people assume that their is something special about our celebrities (and popular blogging sites) that make them a cut above the rest.  But really, everybody is similar!  We all make mistakes to some degree or another.  But we get up and try it again.  Slips are going to happen on rare occasions.

I like the board game idea (I remember reading that you do this in the past), plus a side benefit it you get to flex the ole mind muscle :)]]></description>
		<content:encoded><![CDATA[<p>Thanks for letting us know that it didn&#8217;t happen overnight!  And occasionally slips happen!</p>
<p>To often in our society, people assume that their is something special about our celebrities (and popular blogging sites) that make them a cut above the rest.  But really, everybody is similar!  We all make mistakes to some degree or another.  But we get up and try it again.  Slips are going to happen on rare occasions.</p>
<p>I like the board game idea (I remember reading that you do this in the past), plus a side benefit it you get to flex the ole mind muscle :)</p>
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		<title>By: Esther</title>
		<link>http://www.thesimpledollar.com/2010/02/19/the-gradual-shift/#comment-863835</link>
		<dc:creator>Esther</dc:creator>
		<pubDate>Fri, 19 Feb 2010 14:29:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5016#comment-863835</guid>
		<description><![CDATA[Great post.  It&#039;s encouraging without being overbearing.  So much financial talk implies immediacy and while I believe people can and do change, I definitely don&#039;t think that permanent change will happen over night.  Small, encouraging steps are crucial.

Another great site for book swapping / reviews is Goodreads.  I&#039;ve been a member for a few years and absolutely love it.]]></description>
		<content:encoded><![CDATA[<p>Great post.  It&#8217;s encouraging without being overbearing.  So much financial talk implies immediacy and while I believe people can and do change, I definitely don&#8217;t think that permanent change will happen over night.  Small, encouraging steps are crucial.</p>
<p>Another great site for book swapping / reviews is Goodreads.  I&#8217;ve been a member for a few years and absolutely love it.</p>
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