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	<title>Comments on: Review: Bargain Junkie</title>
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	<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Lisa</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-872933</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 04 Mar 2010 03:04:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-872933</guid>
		<description><![CDATA[My insurance agent kindly pointed out that in our home insurance (major national company), in what I thought was small print, that work done without a permit (that requires a permit) is grounds for the insurance company to refuse covering a claim caused by the illegal work be it fire or personal injury.  Check your home insurance policy.]]></description>
		<content:encoded><![CDATA[<p>My insurance agent kindly pointed out that in our home insurance (major national company), in what I thought was small print, that work done without a permit (that requires a permit) is grounds for the insurance company to refuse covering a claim caused by the illegal work be it fire or personal injury.  Check your home insurance policy.</p>
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		<title>By: SLCCOM</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870758</link>
		<dc:creator>SLCCOM</dc:creator>
		<pubDate>Tue, 02 Mar 2010 00:15:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870758</guid>
		<description><![CDATA[Replacing a fence is not a repair. Future buyers will quite possibly not bother to even look inside the house when the guy goes to sell the house with the badly done fence. And the dude who ruined his house did it with all kinds of &quot;minor&quot; repairs and projects done badly.]]></description>
		<content:encoded><![CDATA[<p>Replacing a fence is not a repair. Future buyers will quite possibly not bother to even look inside the house when the guy goes to sell the house with the badly done fence. And the dude who ruined his house did it with all kinds of &#8220;minor&#8221; repairs and projects done badly.</p>
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		<title>By: George</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870731</link>
		<dc:creator>George</dc:creator>
		<pubDate>Mon, 01 Mar 2010 23:33:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870731</guid>
		<description><![CDATA[@SLCCOM - note that Trent&#039;s example were repairs, not projects like remodeling.  Most repairs actually do NOT require permits unless you have to undo something, like a commode seal, or repair a structural problem, like replacing studs in the wall.

@KittyBoarder - you probably would go nuts then wearing a laundered hospital gown...]]></description>
		<content:encoded><![CDATA[<p>@SLCCOM &#8211; note that Trent&#8217;s example were repairs, not projects like remodeling.  Most repairs actually do NOT require permits unless you have to undo something, like a commode seal, or repair a structural problem, like replacing studs in the wall.</p>
<p>@KittyBoarder &#8211; you probably would go nuts then wearing a laundered hospital gown&#8230;</p>
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		<title>By: KittyBoarder</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870686</link>
		<dc:creator>KittyBoarder</dc:creator>
		<pubDate>Mon, 01 Mar 2010 22:16:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870686</guid>
		<description><![CDATA[I still can&#039;t get over the fear of wearing something &quot;someone else has worn&quot;. I don&#039;t know where this piece of cloth is coming from, what the house environment is like. Pet? Smoking? Drug abuse? I know majority of the donors are not like that, but I just don&#039;t feel comfortable buying from second hand stores...I buy mostly from Ross and TJ Maxx where they sell deep discounted new outfits. It just makes me feel safer that way...]]></description>
		<content:encoded><![CDATA[<p>I still can&#8217;t get over the fear of wearing something &#8220;someone else has worn&#8221;. I don&#8217;t know where this piece of cloth is coming from, what the house environment is like. Pet? Smoking? Drug abuse? I know majority of the donors are not like that, but I just don&#8217;t feel comfortable buying from second hand stores&#8230;I buy mostly from Ross and TJ Maxx where they sell deep discounted new outfits. It just makes me feel safer that way&#8230;</p>
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		<title>By: SLCCOM</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870591</link>
		<dc:creator>SLCCOM</dc:creator>
		<pubDate>Mon, 01 Mar 2010 20:07:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870591</guid>
		<description><![CDATA[Folks, Trent&#039;s &quot;vested interest&quot; is surely that he needs to review a finance book for this blog! 

And we all judge a book by its cover. There are too many books for us to read even if we do nothing but read all day, every day, and that is why publishers spend a great deal of money getting the right cover art. 

About trying it yourself: my husband and I once looked at a house in which the former homeowner had done his own &quot;projects.&quot; Every one was a bad job, and we were NOT interested in having to redo his bad work. 

When you do bad work in your own house, you are creating a nightmare when you go to sell, and will probably have to lower your asking price considerably. You need to factor in the cost of having things redone at higher prices down the road or losing money on the eventual house sale when you do the number crunching. 

Also, you may well find out that you needed a building permit for some of the projects, and when you go to sell the house you&#039;ll really be hit hard because of a lack of permits. In many cases, you&#039;ll have to pull out what you did, remove drywall so inspectors can look at the plumbing and electrical work, and so on. And if they reject the plumbing and electrical work, you&#039;ll have to hire professionals to do the job right (and in a hurry so you can get the place on the market), plus pay a huge fine for doing the work without permits. This is actually a best-case scenario. In the worst case, you will burn your house down, risking killing people and pets, or get a mold problem because of your amateur work. 
 
BTW: if you go to pull a permit and get told you don&#039;t need one, MAKE THEM SIGN A LETTER SAYING YOU DON&#039;T NEED A PERMIT FOR THAT SPECIFIC PROJECT! Otherwise crooked city officials can come back later and claim you need a permit.]]></description>
		<content:encoded><![CDATA[<p>Folks, Trent&#8217;s &#8220;vested interest&#8221; is surely that he needs to review a finance book for this blog! </p>
<p>And we all judge a book by its cover. There are too many books for us to read even if we do nothing but read all day, every day, and that is why publishers spend a great deal of money getting the right cover art. </p>
<p>About trying it yourself: my husband and I once looked at a house in which the former homeowner had done his own &#8220;projects.&#8221; Every one was a bad job, and we were NOT interested in having to redo his bad work. </p>
<p>When you do bad work in your own house, you are creating a nightmare when you go to sell, and will probably have to lower your asking price considerably. You need to factor in the cost of having things redone at higher prices down the road or losing money on the eventual house sale when you do the number crunching. </p>
<p>Also, you may well find out that you needed a building permit for some of the projects, and when you go to sell the house you&#8217;ll really be hit hard because of a lack of permits. In many cases, you&#8217;ll have to pull out what you did, remove drywall so inspectors can look at the plumbing and electrical work, and so on. And if they reject the plumbing and electrical work, you&#8217;ll have to hire professionals to do the job right (and in a hurry so you can get the place on the market), plus pay a huge fine for doing the work without permits. This is actually a best-case scenario. In the worst case, you will burn your house down, risking killing people and pets, or get a mold problem because of your amateur work. </p>
<p>BTW: if you go to pull a permit and get told you don&#8217;t need one, MAKE THEM SIGN A LETTER SAYING YOU DON&#8217;T NEED A PERMIT FOR THAT SPECIFIC PROJECT! Otherwise crooked city officials can come back later and claim you need a permit.</p>
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		<title>By: Customers Revenge</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870448</link>
		<dc:creator>Customers Revenge</dc:creator>
		<pubDate>Mon, 01 Mar 2010 15:45:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870448</guid>
		<description><![CDATA[About trying it yourself:

I do that a lot but there are a couple of problems:

1)  You need to invest in tools.  Few tools = bad job, so my earlier work before I accumulated a base number of tools was garbage.

2)  Even if you are fast learner you learn on the first job.  If that first job is your own house then it&#039;s going to garbage.  Of course, when I help my friends then their projects are better than mine.

One time my friend and I worked on each other&#039;s fences.  Thank goodness we worked on his first.  Took twice as long as mine and looks worse :)]]></description>
		<content:encoded><![CDATA[<p>About trying it yourself:</p>
<p>I do that a lot but there are a couple of problems:</p>
<p>1)  You need to invest in tools.  Few tools = bad job, so my earlier work before I accumulated a base number of tools was garbage.</p>
<p>2)  Even if you are fast learner you learn on the first job.  If that first job is your own house then it&#8217;s going to garbage.  Of course, when I help my friends then their projects are better than mine.</p>
<p>One time my friend and I worked on each other&#8217;s fences.  Thank goodness we worked on his first.  Took twice as long as mine and looks worse :)</p>
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		<title>By: Bay</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870387</link>
		<dc:creator>Bay</dc:creator>
		<pubDate>Mon, 01 Mar 2010 13:44:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870387</guid>
		<description><![CDATA[I understand that in no way would a free book alter your review in any way, but the vested interest line jumped out at me also.  Did you receive this book from the author/publisher or did you pick it up yourself? Just wondering your disclosure policy on book reviews.]]></description>
		<content:encoded><![CDATA[<p>I understand that in no way would a free book alter your review in any way, but the vested interest line jumped out at me also.  Did you receive this book from the author/publisher or did you pick it up yourself? Just wondering your disclosure policy on book reviews.</p>
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		<title>By: Liz</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870336</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Mon, 01 Mar 2010 11:59:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870336</guid>
		<description><![CDATA[I agree with Anna/Raven. Everything in my closet is used save for one item. I got a blouse on super-clearance for less than $3.00 that was marked $26.00. I am waiting about another 10 days to wear it, since it is rayon and I am cold-natured.]]></description>
		<content:encoded><![CDATA[<p>I agree with Anna/Raven. Everything in my closet is used save for one item. I got a blouse on super-clearance for less than $3.00 that was marked $26.00. I am waiting about another 10 days to wear it, since it is rayon and I am cold-natured.</p>
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		<title>By: deRuiter</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870297</link>
		<dc:creator>deRuiter</dc:creator>
		<pubDate>Mon, 01 Mar 2010 11:14:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870297</guid>
		<description><![CDATA[I&#039;d rather wear great quality preowned clothing for pennies on the dollar than new clothing of inferior price or to pay retail for good stuff.  A fine  quality, natural fiber pre owned suit or dress which has been tailored  for the ultimate perfect fit is the best look of all, and  cheaper than buying new off the rack new.  Buying pre owned clothing is cheaper in price for better quality clothes.  Buying used,  you don&#039;t send your money to China and ruin our balance of trade, you hand the money for the item directly to an American, and if you pay a tailor, that money is spent IN America. Also you&#039;re conserving natural resources by buying used.]]></description>
		<content:encoded><![CDATA[<p>I&#8217;d rather wear great quality preowned clothing for pennies on the dollar than new clothing of inferior price or to pay retail for good stuff.  A fine  quality, natural fiber pre owned suit or dress which has been tailored  for the ultimate perfect fit is the best look of all, and  cheaper than buying new off the rack new.  Buying pre owned clothing is cheaper in price for better quality clothes.  Buying used,  you don&#8217;t send your money to China and ruin our balance of trade, you hand the money for the item directly to an American, and if you pay a tailor, that money is spent IN America. Also you&#8217;re conserving natural resources by buying used.</p>
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		<title>By: Leah</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870152</link>
		<dc:creator>Leah</dc:creator>
		<pubDate>Mon, 01 Mar 2010 06:33:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870152</guid>
		<description><![CDATA[I agree -- no one knows if your clothes are second hand.  I pretty much just wear gap and american eagle jeans . . . for $5 each from a thrift store (sometimes up to $10!  costs are going up).  Many of my favorite outfits came from thrift stores.  I actually have sticker shock when I shop in a non-thrift store.

Carrying yourself with self-confidence and having clean, well-fitting clothes are key to looking good.]]></description>
		<content:encoded><![CDATA[<p>I agree &#8212; no one knows if your clothes are second hand.  I pretty much just wear gap and american eagle jeans . . . for $5 each from a thrift store (sometimes up to $10!  costs are going up).  Many of my favorite outfits came from thrift stores.  I actually have sticker shock when I shop in a non-thrift store.</p>
<p>Carrying yourself with self-confidence and having clean, well-fitting clothes are key to looking good.</p>
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		<title>By: Brittany</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-870107</link>
		<dc:creator>Brittany</dc:creator>
		<pubDate>Mon, 01 Mar 2010 05:02:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-870107</guid>
		<description><![CDATA[Didn&#039;t your mother teach you not to judge a book by its cover, Trent?]]></description>
		<content:encoded><![CDATA[<p>Didn&#8217;t your mother teach you not to judge a book by its cover, Trent?</p>
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		<title>By: Moby Homemaker</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-869995</link>
		<dc:creator>Moby Homemaker</dc:creator>
		<pubDate>Mon, 01 Mar 2010 01:52:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-869995</guid>
		<description><![CDATA[I like the topic about clothing....I have a theory about clothes.  If you wear a collared shirt--you are always &quot;ready for business&quot;.  Sounds stupid--but it may lend to that &quot;self confidence&quot; that is discussed in the book.
Sounds like a decent read....]]></description>
		<content:encoded><![CDATA[<p>I like the topic about clothing&#8230;.I have a theory about clothes.  If you wear a collared shirt&#8211;you are always &#8220;ready for business&#8221;.  Sounds stupid&#8211;but it may lend to that &#8220;self confidence&#8221; that is discussed in the book.<br />
Sounds like a decent read&#8230;.</p>
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		<title>By: Little House</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-869958</link>
		<dc:creator>Little House</dc:creator>
		<pubDate>Mon, 01 Mar 2010 00:34:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-869958</guid>
		<description><![CDATA[I like the topic of using television as a guide on how not to live. What a great idea! More people need to read this and hear this. And I agree with Trent, the cover of the book would have kept me from picking it up too. Maybe her next version will have an updated, better designed cover.]]></description>
		<content:encoded><![CDATA[<p>I like the topic of using television as a guide on how not to live. What a great idea! More people need to read this and hear this. And I agree with Trent, the cover of the book would have kept me from picking it up too. Maybe her next version will have an updated, better designed cover.</p>
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		<title>By: Anna is now Raven</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-869917</link>
		<dc:creator>Anna is now Raven</dc:creator>
		<pubDate>Sun, 28 Feb 2010 22:24:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-869917</guid>
		<description><![CDATA[All my clothes are used. That&#039;s because I&#039;ve worn every single garment more than once (many times, in fact). Some of them were worn by previous owners, but I challenge anyone to look in my closet and pick them out from those I originally bought new.

What&#039;s difference between used and secondhand, once a garment has been worn? Who&#039;s to know your clothes came from a thrift store unless you tell them? (Or unless you run into the original owner, which can happen...but that&#039;s a fairly remote possibility.)

And, as has often been pointed out in these very posts and comments, good thrift stores often have brand-new garments with the tags still on, at a rock-bottom price.]]></description>
		<content:encoded><![CDATA[<p>All my clothes are used. That&#8217;s because I&#8217;ve worn every single garment more than once (many times, in fact). Some of them were worn by previous owners, but I challenge anyone to look in my closet and pick them out from those I originally bought new.</p>
<p>What&#8217;s difference between used and secondhand, once a garment has been worn? Who&#8217;s to know your clothes came from a thrift store unless you tell them? (Or unless you run into the original owner, which can happen&#8230;but that&#8217;s a fairly remote possibility.)</p>
<p>And, as has often been pointed out in these very posts and comments, good thrift stores often have brand-new garments with the tags still on, at a rock-bottom price.</p>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-869913</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Sun, 28 Feb 2010 21:55:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-869913</guid>
		<description><![CDATA[What vested interest do you have in this book?!]]></description>
		<content:encoded><![CDATA[<p>What vested interest do you have in this book?!</p>
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		<title>By: over the cubicle wall</title>
		<link>http://www.thesimpledollar.com/2010/02/28/review-bargain-junkie/#comment-869909</link>
		<dc:creator>over the cubicle wall</dc:creator>
		<pubDate>Sun, 28 Feb 2010 21:32:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5057#comment-869909</guid>
		<description><![CDATA[Ethnic grocery stores are even better than ethnic restaurants.]]></description>
		<content:encoded><![CDATA[<p>Ethnic grocery stores are even better than ethnic restaurants.</p>
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