As much as we’d like to believe it, our lives aren’t a smooth journey from point A to point B. Unexpected things happen all the time – we do our best to overcome them and move on, but sometimes “our best” results in some pretty challenging consequences. We revert to old, bad habits. We put

Quite often, you’ll see personal finance writers talk about the big things – the single moves that will save you quite a lot per month. Downgrade your living quarters! Sell that car! Buy a used car! Change your insurance! Those things are flashy because they can save you a lot of money with one action.

I am a big fan of three sports: basketball, baseball, and golf. The next week and a half is perhaps the most exciting period of the year for someone who is a fan of those three sports. The Masters. The men’s and women’s Final Four. The opening of the baseball season. Why do I like