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	<title>Comments on: Simple Changes Aren&#8217;t Always Simple</title>
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	<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Georgia</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915596</link>
		<dc:creator>Georgia</dc:creator>
		<pubDate>Wed, 23 Jun 2010 15:49:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915596</guid>
		<description><![CDATA[The perfect diet for me was an old Lilly Foundation Diabetic Diet.  It listed all the foods and amounts needed per serving.  It had about 6-8 lists from 1500-3000 calories and what you could eat on those amounts, for each of 3 meals and 3 snacks.  I was able to follow this diet easily and feed my family the same way.  It was a very healthy diet.

I combined that with an equation I found that really worked.  If you are a norml, fairly active person, multiply your weight by 17 and that is what you need to eat to MAINTAIN right where you are.  Subtract 500 calories or 1000 calories from that figure daily to lose 1-2 pounds per week.  If you are very inactive, muliply by 13 and very, very active, multiply by 21.

Actually, don&#039;t go much below 1400 calories per day, as you&#039;ll be in starve mode and your body will store fat more carefully.]]></description>
		<content:encoded><![CDATA[<p>The perfect diet for me was an old Lilly Foundation Diabetic Diet.  It listed all the foods and amounts needed per serving.  It had about 6-8 lists from 1500-3000 calories and what you could eat on those amounts, for each of 3 meals and 3 snacks.  I was able to follow this diet easily and feed my family the same way.  It was a very healthy diet.</p>
<p>I combined that with an equation I found that really worked.  If you are a norml, fairly active person, multiply your weight by 17 and that is what you need to eat to MAINTAIN right where you are.  Subtract 500 calories or 1000 calories from that figure daily to lose 1-2 pounds per week.  If you are very inactive, muliply by 13 and very, very active, multiply by 21.</p>
<p>Actually, don&#8217;t go much below 1400 calories per day, as you&#8217;ll be in starve mode and your body will store fat more carefully.</p>
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		<title>By: K.C.</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915500</link>
		<dc:creator>K.C.</dc:creator>
		<pubDate>Tue, 22 Jun 2010 18:26:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915500</guid>
		<description><![CDATA[I agree with Amit that it is far easier to stay motivated if a goal is stated in positive terms so that I am acquiring something, rather than giving up something. I&#039;m not giving up sweets, I&#039;m becoming healthier.

Being a perfectionist, myself, I must employ the salvage approach to any endeavor. I will never do anything perfectly, so I must accept as sufficient that which I can accomplish at any particular time. So maybe I&#039;ve blown my goal to reduce entertainment spending by $100 this month. Instead of giving up, I ask: What can I salvage? Hey, an $80 dollar reduction is still progress, right?]]></description>
		<content:encoded><![CDATA[<p>I agree with Amit that it is far easier to stay motivated if a goal is stated in positive terms so that I am acquiring something, rather than giving up something. I&#8217;m not giving up sweets, I&#8217;m becoming healthier.</p>
<p>Being a perfectionist, myself, I must employ the salvage approach to any endeavor. I will never do anything perfectly, so I must accept as sufficient that which I can accomplish at any particular time. So maybe I&#8217;ve blown my goal to reduce entertainment spending by $100 this month. Instead of giving up, I ask: What can I salvage? Hey, an $80 dollar reduction is still progress, right?</p>
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		<title>By: alilz</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915270</link>
		<dc:creator>alilz</dc:creator>
		<pubDate>Mon, 21 Jun 2010 04:14:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915270</guid>
		<description><![CDATA[I&#039;m doing this with my goal of trying to use less petroleum products and plastic.

I&#039;m trying to do it slowly and make small changes, I slip up or make bad choices, but I go back to trying to do the small things and make those a habit.]]></description>
		<content:encoded><![CDATA[<p>I&#8217;m doing this with my goal of trying to use less petroleum products and plastic.</p>
<p>I&#8217;m trying to do it slowly and make small changes, I slip up or make bad choices, but I go back to trying to do the small things and make those a habit.</p>
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		<title>By: David/MoneyCrashers</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915263</link>
		<dc:creator>David/MoneyCrashers</dc:creator>
		<pubDate>Mon, 21 Jun 2010 02:23:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915263</guid>
		<description><![CDATA[Yes, it is quite easy to come up with a list of five or six things to improve your diet.

Much harder to implement depending on what your current diet consists of.

The key is to come up with challenging but reachable goals with an end in mind.

Start where you can, celebrate your progresses,and soon you&#039;ll get to where you want to be.]]></description>
		<content:encoded><![CDATA[<p>Yes, it is quite easy to come up with a list of five or six things to improve your diet.</p>
<p>Much harder to implement depending on what your current diet consists of.</p>
<p>The key is to come up with challenging but reachable goals with an end in mind.</p>
<p>Start where you can, celebrate your progresses,and soon you&#8217;ll get to where you want to be.</p>
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		<title>By: Claudia</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915256</link>
		<dc:creator>Claudia</dc:creator>
		<pubDate>Sun, 20 Jun 2010 21:51:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915256</guid>
		<description><![CDATA[Sometimes we try to give up too much. Some people I know won&#039;t eat some foods they have always enjoyed ever again because they are high in calories.  They won&#039;t spend on new clothes, cable, music, going out to eat etc. some of the things they have always enjoyed.  Then they wonder why they feel depressed?  Enjoy life!  If you love french fries and bacon cheeseburgers, live a little, eat them a couple times a year.  If  you really enjoy buying new clothes, do so once in awhile.  Will a $30 shirt really make that big a difference?  You can be frugal and you can eat healthy with a splurge now and then.  I enjoy being frugal because I don&#039;t have to worry about finances, but a splurge now and then keeps me even happier.  I enjoy eating healthy because I feel better, but I love having soda and chips, so I do sometimes.  If you found out you had cancer and had only a few months to live, would you be saying, &quot;Thank goodness, I never ate cheeseburgers?&quot;]]></description>
		<content:encoded><![CDATA[<p>Sometimes we try to give up too much. Some people I know won&#8217;t eat some foods they have always enjoyed ever again because they are high in calories.  They won&#8217;t spend on new clothes, cable, music, going out to eat etc. some of the things they have always enjoyed.  Then they wonder why they feel depressed?  Enjoy life!  If you love french fries and bacon cheeseburgers, live a little, eat them a couple times a year.  If  you really enjoy buying new clothes, do so once in awhile.  Will a $30 shirt really make that big a difference?  You can be frugal and you can eat healthy with a splurge now and then.  I enjoy being frugal because I don&#8217;t have to worry about finances, but a splurge now and then keeps me even happier.  I enjoy eating healthy because I feel better, but I love having soda and chips, so I do sometimes.  If you found out you had cancer and had only a few months to live, would you be saying, &#8220;Thank goodness, I never ate cheeseburgers?&#8221;</p>
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		<title>By: Joseph Librero</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915225</link>
		<dc:creator>Joseph Librero</dc:creator>
		<pubDate>Sun, 20 Jun 2010 17:22:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915225</guid>
		<description><![CDATA[True it&#039;s not that simple to change so focus is necessary. I tried mono-dieting and just live with fruits and vegetables for three days and I have to change my lifestyle. I cannot just go to the cafeteria because I know when I see their fried chicken I will get hungry for chicken.:) So small change is not as simple as it sounds but it&#039;s all worth it if it&#039;s for the better.]]></description>
		<content:encoded><![CDATA[<p>True it&#8217;s not that simple to change so focus is necessary. I tried mono-dieting and just live with fruits and vegetables for three days and I have to change my lifestyle. I cannot just go to the cafeteria because I know when I see their fried chicken I will get hungry for chicken.:) So small change is not as simple as it sounds but it&#8217;s all worth it if it&#8217;s for the better.</p>
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		<title>By: Amit</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915223</link>
		<dc:creator>Amit</dc:creator>
		<pubDate>Sun, 20 Jun 2010 17:04:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915223</guid>
		<description><![CDATA[Hi,

I think any goal that is&quot; moving away from goal&quot;- like losing weight or cutting down spending...to work smoothly has to have a &quot;moving towards&quot; counterpart.....or spending only 100 dollar a month or 1200 annually on entertainment..can be better achieved by...having more time indoors with frnds..board games, volunteer work, free entertainment that trent writes about...


or even better..i think having a goal like..&quot; restrict 100 dollars on entertainment&quot; one should see ones values...wrt to over all budget.if one values girly times more than some other things in life..those should be eliminated 1st..we cannot see a goal..as stand alone..everything should fit naturally in overall fabric of life ..cheers]]></description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>I think any goal that is&#8221; moving away from goal&#8221;- like losing weight or cutting down spending&#8230;to work smoothly has to have a &#8220;moving towards&#8221; counterpart&#8230;..or spending only 100 dollar a month or 1200 annually on entertainment..can be better achieved by&#8230;having more time indoors with frnds..board games, volunteer work, free entertainment that trent writes about&#8230;</p>
<p>or even better..i think having a goal like..&#8221; restrict 100 dollars on entertainment&#8221; one should see ones values&#8230;wrt to over all budget.if one values girly times more than some other things in life..those should be eliminated 1st..we cannot see a goal..as stand alone..everything should fit naturally in overall fabric of life ..cheers</p>
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		<title>By: Andrea</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915220</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Sun, 20 Jun 2010 17:01:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915220</guid>
		<description><![CDATA[I agree with John that making incremental changes means it take a longer time to start to see results. Some people need to see instant results or they lose interest. But if they see results, then they get inspired to do more. So it depends on your personality type, and also how quickly you need to see results. Like, if you are on the verge of foreclosure, it makes sense to go radical immediately. Not $100 per month for entertainment, but $0 for entertainment. 
   
Sandy, you are also right about Biggest Loser. First, the more you weigh, the easier it is to lose weight, but as you get closer to your goal, 1/2 pound a week is a victory. BL diets, I believe, have you multiply your body weight by 7 and eat those calories per day. So if you weigh 200 pounds, you eat 1400 calories. This is unnecessarily radical, but the basic idea is pretty interesting. The more you weigh, the more you need to maintain, so as you lose, you should be stepping down your calories to continue to lose at about the same rate. So multiplying your body weight by 9 or 10 enables you to gradually ease into a diet of lower calories. (If 9 seems too slow, try 8). Using this method a heavy person can eat a great deal and still lose. As they approach their goal, they have to become more precise about the foods they choose to get a balanced diet and also the volume to feel full. So there is adequate time to learn calorie values and refine strategies over a period of months.]]></description>
		<content:encoded><![CDATA[<p>I agree with John that making incremental changes means it take a longer time to start to see results. Some people need to see instant results or they lose interest. But if they see results, then they get inspired to do more. So it depends on your personality type, and also how quickly you need to see results. Like, if you are on the verge of foreclosure, it makes sense to go radical immediately. Not $100 per month for entertainment, but $0 for entertainment. </p>
<p>Sandy, you are also right about Biggest Loser. First, the more you weigh, the easier it is to lose weight, but as you get closer to your goal, 1/2 pound a week is a victory. BL diets, I believe, have you multiply your body weight by 7 and eat those calories per day. So if you weigh 200 pounds, you eat 1400 calories. This is unnecessarily radical, but the basic idea is pretty interesting. The more you weigh, the more you need to maintain, so as you lose, you should be stepping down your calories to continue to lose at about the same rate. So multiplying your body weight by 9 or 10 enables you to gradually ease into a diet of lower calories. (If 9 seems too slow, try 8). Using this method a heavy person can eat a great deal and still lose. As they approach their goal, they have to become more precise about the foods they choose to get a balanced diet and also the volume to feel full. So there is adequate time to learn calorie values and refine strategies over a period of months.</p>
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		<title>By: Mike Martel</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915209</link>
		<dc:creator>Mike Martel</dc:creator>
		<pubDate>Sun, 20 Jun 2010 14:59:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915209</guid>
		<description><![CDATA[Instead of taking the approach of how someone is going to limit themselves or cutting back on some activity (which they like to do) look for ways to make it happen.  Make more money, find a reciprocal arrangement where if you do something for someone else and they do something for you.

At least find replacement activities. In this way you are replacing something you find pleasant with other activities that are also pleasant.

Limiting or cutting back is scarcity thinking and you will find yourself feeling deprived and moving back into these activities without any way to sustain them.]]></description>
		<content:encoded><![CDATA[<p>Instead of taking the approach of how someone is going to limit themselves or cutting back on some activity (which they like to do) look for ways to make it happen.  Make more money, find a reciprocal arrangement where if you do something for someone else and they do something for you.</p>
<p>At least find replacement activities. In this way you are replacing something you find pleasant with other activities that are also pleasant.</p>
<p>Limiting or cutting back is scarcity thinking and you will find yourself feeling deprived and moving back into these activities without any way to sustain them.</p>
]]></content:encoded>
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		<title>By: Brittany</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915204</link>
		<dc:creator>Brittany</dc:creator>
		<pubDate>Sun, 20 Jun 2010 14:34:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915204</guid>
		<description><![CDATA[Cindy--what shows do you watch? With the exception of a very small handful (Like Showtime), nearly all networks post at least the last if not the last several episode online the next day. So while you might not be able to watch your normal show on Tuesday night, you can watch it on Wednesday instead. Also, why not continue going to girls night out, but spend less money? Have only one drink, join the girls after they finish dinner, or take Trent&#039;s suggestion of finding lower cost things to do.]]></description>
		<content:encoded><![CDATA[<p>Cindy&#8211;what shows do you watch? With the exception of a very small handful (Like Showtime), nearly all networks post at least the last if not the last several episode online the next day. So while you might not be able to watch your normal show on Tuesday night, you can watch it on Wednesday instead. Also, why not continue going to girls night out, but spend less money? Have only one drink, join the girls after they finish dinner, or take Trent&#8217;s suggestion of finding lower cost things to do.</p>
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		<title>By: Diane</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915203</link>
		<dc:creator>Diane</dc:creator>
		<pubDate>Sun, 20 Jun 2010 14:34:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915203</guid>
		<description><![CDATA[I totally agree with this approach! Like @Sandy Cooper, I first started improving my diet by giving up soda. I later settled on having 1 soda per week when we eat out. Then I focused on adding more fruit &amp; fresh veggies to my diet - which actually involves not only eating them, but shopping for them to keep fresh items in stock.
I&#039;ve gradually added healthy nuts to my diet, and now I&#039;ve cut back on meat consumption by going meatless 1 day per week &amp; then cutting back to 1 meal with meat per day. So far it&#039;s working. 

This concept definitely works with reducing spending as well. I spent 1 month tracking no-spend days, trying to have as many days as possible where I spent nothing. 

@John, I understand the frustration of changes taking longer than you&#039;d like, but really that&#039;s the only way to make them stick. Trying to change too many things at once is likely to fail.]]></description>
		<content:encoded><![CDATA[<p>I totally agree with this approach! Like @Sandy Cooper, I first started improving my diet by giving up soda. I later settled on having 1 soda per week when we eat out. Then I focused on adding more fruit &amp; fresh veggies to my diet &#8211; which actually involves not only eating them, but shopping for them to keep fresh items in stock.<br />
I&#8217;ve gradually added healthy nuts to my diet, and now I&#8217;ve cut back on meat consumption by going meatless 1 day per week &amp; then cutting back to 1 meal with meat per day. So far it&#8217;s working. </p>
<p>This concept definitely works with reducing spending as well. I spent 1 month tracking no-spend days, trying to have as many days as possible where I spent nothing. </p>
<p>@John, I understand the frustration of changes taking longer than you&#8217;d like, but really that&#8217;s the only way to make them stick. Trying to change too many things at once is likely to fail.</p>
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		<title>By: Kris</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915196</link>
		<dc:creator>Kris</dc:creator>
		<pubDate>Sun, 20 Jun 2010 13:57:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915196</guid>
		<description><![CDATA[It is so true, when you look at those 6 tenets for weight loss, they seem so simple.  But then you think about that caffeine headache you are going to get from not having your pop at lunch or whatever, and all the sudden, things aren&#039;t so easy anymore.

Having small victories, one at a time is probably a much easier,sustainable way of making change.  I think I read it take 3 weeks to make a habit stick.  So maybe it take 18 weeks instead of 3 to completely alter your eating habits.  That&#039;s a lot better than starting, failing, and starting all over again.

Interesting post.]]></description>
		<content:encoded><![CDATA[<p>It is so true, when you look at those 6 tenets for weight loss, they seem so simple.  But then you think about that caffeine headache you are going to get from not having your pop at lunch or whatever, and all the sudden, things aren&#8217;t so easy anymore.</p>
<p>Having small victories, one at a time is probably a much easier,sustainable way of making change.  I think I read it take 3 weeks to make a habit stick.  So maybe it take 18 weeks instead of 3 to completely alter your eating habits.  That&#8217;s a lot better than starting, failing, and starting all over again.</p>
<p>Interesting post.</p>
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		<title>By: Bryan M.</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915191</link>
		<dc:creator>Bryan M.</dc:creator>
		<pubDate>Sun, 20 Jun 2010 13:20:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915191</guid>
		<description><![CDATA[Long time reader, first time commenter. 

I wrote a while back on my weblog about living without cable OR a TV. I watch everything that I can get online.

Here&#039;s the blog post for those who might be interested.

There&#039;s a lot of content you can find online via free services, and Netflix Watch Instantly is a really great value at $9/mo.

Also, related to exercise/fitness, I recently joined our student rec. center, which is $75/semester. They have a set of 10 workout machines that promise a workout in 30 minutes. You do 10 reps on each one, and ride for 5 minutes on a stationary bike. I started out doing one repetition every other day. On off days, I&#039;m walking around the neighborhood. That tends to cut down on the &quot;all-or-nothing&quot; approach. Now, I do 3 reps on the 30-minute workout, and walk a couple of laps around the gym in between.

It might be worthwhile to check into a local gym to see if they have that kind of &quot;beginner&quot; workout section.]]></description>
		<content:encoded><![CDATA[<p>Long time reader, first time commenter. </p>
<p>I wrote a while back on my weblog about living without cable OR a TV. I watch everything that I can get online.</p>
<p>Here&#8217;s the blog post for those who might be interested.</p>
<p>There&#8217;s a lot of content you can find online via free services, and Netflix Watch Instantly is a really great value at $9/mo.</p>
<p>Also, related to exercise/fitness, I recently joined our student rec. center, which is $75/semester. They have a set of 10 workout machines that promise a workout in 30 minutes. You do 10 reps on each one, and ride for 5 minutes on a stationary bike. I started out doing one repetition every other day. On off days, I&#8217;m walking around the neighborhood. That tends to cut down on the &#8220;all-or-nothing&#8221; approach. Now, I do 3 reps on the 30-minute workout, and walk a couple of laps around the gym in between.</p>
<p>It might be worthwhile to check into a local gym to see if they have that kind of &#8220;beginner&#8221; workout section.</p>
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		<title>By: Janie Riddle</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915188</link>
		<dc:creator>Janie Riddle</dc:creator>
		<pubDate>Sun, 20 Jun 2010 12:40:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915188</guid>
		<description><![CDATA[Having a friend who is working on the same thing is helpful.  I have a friend who is working on her budget and watching her encourages me.]]></description>
		<content:encoded><![CDATA[<p>Having a friend who is working on the same thing is helpful.  I have a friend who is working on her budget and watching her encourages me.</p>
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		<title>By: Sandy</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915185</link>
		<dc:creator>Sandy</dc:creator>
		<pubDate>Sun, 20 Jun 2010 12:23:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915185</guid>
		<description><![CDATA[Thanks Trent, I really needed this today.  I need to lost some weight and every time I try I tend to go overboard with an &quot;all or nothing&quot; attitude and inevitably I end up getting very frustrated and throw it all out the window.  I think at least a part of this problem is watching shows like Biggest Loser where you see people lose 50 lbs in a month that make it seem like losing 1/2 lb a week is failure.  I know I&#039;ve been told to take it slowly before, baby steps, but we want it all and we want it now, and I&#039;m no different!  So it&#039;s hard to take it slow sometimes as well. 
I am going to try and implement this strategy and start with two things - eat 5 servings of fruit and vegetables a day and walk 3-5 times a week.  Hopefully this will work better for me.]]></description>
		<content:encoded><![CDATA[<p>Thanks Trent, I really needed this today.  I need to lost some weight and every time I try I tend to go overboard with an &#8220;all or nothing&#8221; attitude and inevitably I end up getting very frustrated and throw it all out the window.  I think at least a part of this problem is watching shows like Biggest Loser where you see people lose 50 lbs in a month that make it seem like losing 1/2 lb a week is failure.  I know I&#8217;ve been told to take it slowly before, baby steps, but we want it all and we want it now, and I&#8217;m no different!  So it&#8217;s hard to take it slow sometimes as well.<br />
I am going to try and implement this strategy and start with two things &#8211; eat 5 servings of fruit and vegetables a day and walk 3-5 times a week.  Hopefully this will work better for me.</p>
]]></content:encoded>
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		<title>By: Brian</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915184</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Sun, 20 Jun 2010 11:18:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915184</guid>
		<description><![CDATA[Saw the article again on CSM. A good article to get into more people&#039;s feeds/inboxes. How many times have simple changes gotten the best of each of us?]]></description>
		<content:encoded><![CDATA[<p>Saw the article again on CSM. A good article to get into more people&#8217;s feeds/inboxes. How many times have simple changes gotten the best of each of us?</p>
]]></content:encoded>
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	<item>
		<title>By: J.C. Day</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915183</link>
		<dc:creator>J.C. Day</dc:creator>
		<pubDate>Sun, 20 Jun 2010 11:14:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915183</guid>
		<description><![CDATA[This is post-apocalyptic opinionated reporting that reeks. You are just the same as those &quot;NEW&quot; reporters that dramatize emphatically every single little subject on the news channels. You all make me want to thank you for not being around when I was young. It sounds a lot like the 1930&#039;s. Go ahead... DELETE IT... I&#039;ll make sure to talk about it at tomorrows get together.]]></description>
		<content:encoded><![CDATA[<p>This is post-apocalyptic opinionated reporting that reeks. You are just the same as those &#8220;NEW&#8221; reporters that dramatize emphatically every single little subject on the news channels. You all make me want to thank you for not being around when I was young. It sounds a lot like the 1930&#8242;s. Go ahead&#8230; DELETE IT&#8230; I&#8217;ll make sure to talk about it at tomorrows get together.</p>
]]></content:encoded>
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	<item>
		<title>By: RLS</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915170</link>
		<dc:creator>RLS</dc:creator>
		<pubDate>Sun, 20 Jun 2010 04:46:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915170</guid>
		<description><![CDATA[Taking forever to get somewhere is much more productive than never getting there at all.]]></description>
		<content:encoded><![CDATA[<p>Taking forever to get somewhere is much more productive than never getting there at all.</p>
]]></content:encoded>
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	<item>
		<title>By: John</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915167</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sun, 20 Jun 2010 03:54:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915167</guid>
		<description><![CDATA[I guess my frustration with this idea is that it would take forever to get anywhere. But I guess you have to start somewhere.]]></description>
		<content:encoded><![CDATA[<p>I guess my frustration with this idea is that it would take forever to get anywhere. But I guess you have to start somewhere.</p>
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	<item>
		<title>By: Sandy Cooper</title>
		<link>http://www.thesimpledollar.com/2010/06/19/simple-changes-arent-always-simple/#comment-915163</link>
		<dc:creator>Sandy Cooper</dc:creator>
		<pubDate>Sun, 20 Jun 2010 02:40:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5541#comment-915163</guid>
		<description><![CDATA[I totally agree.  I am a fitness and nutrition advocate and live a very healthy lifestyle.  But I did it slowly over the years, first cutting out soda.  Then adding more fresh veggies to my diet.  Then implementing more variety to my work outs, and so on.  Some things I&#039;ve tried and realized they aren&#039;t really for me...like becoming a vegetarian and completing the full 12 weeks of P90X.  

Certain personalities (mine included) see things as very black and white and have a difficult time adjusting a goal once we&#039;ve set it for ourselves.  We feel like a failure if we don&#039;t reach it.

Maybe Cindy will realize $100 is not a reasonable limit or perhaps she shouldn&#039;t include cable, girls night AND shopping in the same spending category. She needs to know it&#039;s OK to keep adjusting the budget until she finds something that works well for her lifestyle and her income level.

Blessings,
Sandy]]></description>
		<content:encoded><![CDATA[<p>I totally agree.  I am a fitness and nutrition advocate and live a very healthy lifestyle.  But I did it slowly over the years, first cutting out soda.  Then adding more fresh veggies to my diet.  Then implementing more variety to my work outs, and so on.  Some things I&#8217;ve tried and realized they aren&#8217;t really for me&#8230;like becoming a vegetarian and completing the full 12 weeks of P90X.  </p>
<p>Certain personalities (mine included) see things as very black and white and have a difficult time adjusting a goal once we&#8217;ve set it for ourselves.  We feel like a failure if we don&#8217;t reach it.</p>
<p>Maybe Cindy will realize $100 is not a reasonable limit or perhaps she shouldn&#8217;t include cable, girls night AND shopping in the same spending category. She needs to know it&#8217;s OK to keep adjusting the budget until she finds something that works well for her lifestyle and her income level.</p>
<p>Blessings,<br />
Sandy</p>
]]></content:encoded>
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