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	<title>Comments on: Escaping the Mundane</title>
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	<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Leszek Cyfer</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-922714</link>
		<dc:creator>Leszek Cyfer</dc:creator>
		<pubDate>Sun, 29 Aug 2010 13:46:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-922714</guid>
		<description><![CDATA[&quot;First of all, frugality is not about giving up the things that bring you joy in life.  It’s about figuring out what actually does bring you joy in life and accentuating that, then cutting back sharply on the things that don’t matter as much to you.&quot;

Gosh, and I thought it&#039;s called minimalism :)
I suppose that many people define being frugal much differently...

No matter how it&#039;s called though, this strategy is spot on - to concentrate on things important to you, cut on all the other, unimportant stuff - in other words - unclutter your life.]]></description>
		<content:encoded><![CDATA[<p>&#8220;First of all, frugality is not about giving up the things that bring you joy in life.  It’s about figuring out what actually does bring you joy in life and accentuating that, then cutting back sharply on the things that don’t matter as much to you.&#8221;</p>
<p>Gosh, and I thought it&#8217;s called minimalism :)<br />
I suppose that many people define being frugal much differently&#8230;</p>
<p>No matter how it&#8217;s called though, this strategy is spot on &#8211; to concentrate on things important to you, cut on all the other, unimportant stuff &#8211; in other words &#8211; unclutter your life.</p>
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		<title>By: Santos</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-922452</link>
		<dc:creator>Santos</dc:creator>
		<pubDate>Thu, 26 Aug 2010 16:14:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-922452</guid>
		<description><![CDATA[This was an extremely valuable post and your comments were excellent as well.  They have given me much food for thought.  I make (and have now for close to a decade) a 6 figure income but I have always thought and try to practice frugality but, as some of you have mentioned, one of the difficulties is to zero in on what is important and what brings you joy.  This seems to be more elusive than it sounds and sometimes it seems to shift through time.  Any ideas on how to address that issue??]]></description>
		<content:encoded><![CDATA[<p>This was an extremely valuable post and your comments were excellent as well.  They have given me much food for thought.  I make (and have now for close to a decade) a 6 figure income but I have always thought and try to practice frugality but, as some of you have mentioned, one of the difficulties is to zero in on what is important and what brings you joy.  This seems to be more elusive than it sounds and sometimes it seems to shift through time.  Any ideas on how to address that issue??</p>
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		<title>By: Alex</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-921017</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Fri, 13 Aug 2010 03:48:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-921017</guid>
		<description><![CDATA[Frugality does not equal cheap or Mundane etc. There&#039;s nothing negative about being frugal. I think the moat frugal people are the ones that buy quality over quantity and have a clear picture of what&#039;s worth purchasing and what isn&#039;t. If something is not adding value to your lfe then it&#039;s not needed. My family used to call me cheap, and thought I was crazy when I announced I would be retiring from the work force by age 31. Well, they most certainly don&#039;t call me
cheap anymore, they call me &quot;informed&quot; and when talking to their friends call me &quot;highly selective&quot; instead of frugal :)) it does put a smile on my face. I agree on buying quality foods. Your body is your best asset and must be properly nourished. Frugal is a lifestyle choice and about knowing what something is really worth. I could live in a mac mansion but I like my 3 bdrm house just fine and it&#039;s from circa 1850 :) I paid 5k cash n restored it. Now it&#039;s worth so much more and friends who bought sprawling mansions are stuck with mortgages worth more than their houses and work extra jobs ad have so much stress because they can&#039;t lose their status. I dress like a woman, yes, dresses and skirts and the occassional jeans and if you saw me walking down the street you wouldn&#039;t think twice that I&#039;m retired :) I have the peace of mind tht come from nit having any debt, being able to do what I want with my time and spend all day with my family (my daughter n her pooch) :) I&#039;d say, frugal people are the smartest people out there.]]></description>
		<content:encoded><![CDATA[<p>Frugality does not equal cheap or Mundane etc. There&#8217;s nothing negative about being frugal. I think the moat frugal people are the ones that buy quality over quantity and have a clear picture of what&#8217;s worth purchasing and what isn&#8217;t. If something is not adding value to your lfe then it&#8217;s not needed. My family used to call me cheap, and thought I was crazy when I announced I would be retiring from the work force by age 31. Well, they most certainly don&#8217;t call me<br />
cheap anymore, they call me &#8220;informed&#8221; and when talking to their friends call me &#8220;highly selective&#8221; instead of frugal :)) it does put a smile on my face. I agree on buying quality foods. Your body is your best asset and must be properly nourished. Frugal is a lifestyle choice and about knowing what something is really worth. I could live in a mac mansion but I like my 3 bdrm house just fine and it&#8217;s from circa 1850 :) I paid 5k cash n restored it. Now it&#8217;s worth so much more and friends who bought sprawling mansions are stuck with mortgages worth more than their houses and work extra jobs ad have so much stress because they can&#8217;t lose their status. I dress like a woman, yes, dresses and skirts and the occassional jeans and if you saw me walking down the street you wouldn&#8217;t think twice that I&#8217;m retired :) I have the peace of mind tht come from nit having any debt, being able to do what I want with my time and spend all day with my family (my daughter n her pooch) :) I&#8217;d say, frugal people are the smartest people out there.</p>
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		<title>By: kat</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919920</link>
		<dc:creator>kat</dc:creator>
		<pubDate>Tue, 03 Aug 2010 16:44:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919920</guid>
		<description><![CDATA[Maybe Charlie needs to have a doctor check him for depression-the excerpt from his letter gives that vibe.  The regular work day world is mundane,but your time away from the job is only as mundane as you make it.  My &quot;reality&quot; is at the Ren Fair, the library, playing games with friends, going on thrift store crawls each season for new costuming and regular clothes.]]></description>
		<content:encoded><![CDATA[<p>Maybe Charlie needs to have a doctor check him for depression-the excerpt from his letter gives that vibe.  The regular work day world is mundane,but your time away from the job is only as mundane as you make it.  My &#8220;reality&#8221; is at the Ren Fair, the library, playing games with friends, going on thrift store crawls each season for new costuming and regular clothes.</p>
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		<title>By: friendlyfire</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919838</link>
		<dc:creator>friendlyfire</dc:creator>
		<pubDate>Mon, 02 Aug 2010 21:16:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919838</guid>
		<description><![CDATA[The post I made above it NOT directed at Trent, who offers a balanced approach to living frugal. Even when I do not agree w. certain suggestions, I admire his tolerance and way of presenting his point.

Nor is it directed to anyone who made simple and worthwhile suggestions. I *may* find those suggestions mundane (for me, Borders and coffee are, well, boring, I am an active outdoors person) but they represent a constructive approach that works for someone.

my points are:

you can live frugally and it may not matter in the end due to large scale events beyond your control...

living frugally s/be a choice and not a contest.

wishing ill on someone because their choices differ from yours is not kind and tells more about the character of the one making such a comment.]]></description>
		<content:encoded><![CDATA[<p>The post I made above it NOT directed at Trent, who offers a balanced approach to living frugal. Even when I do not agree w. certain suggestions, I admire his tolerance and way of presenting his point.</p>
<p>Nor is it directed to anyone who made simple and worthwhile suggestions. I *may* find those suggestions mundane (for me, Borders and coffee are, well, boring, I am an active outdoors person) but they represent a constructive approach that works for someone.</p>
<p>my points are:</p>
<p>you can live frugally and it may not matter in the end due to large scale events beyond your control&#8230;</p>
<p>living frugally s/be a choice and not a contest.</p>
<p>wishing ill on someone because their choices differ from yours is not kind and tells more about the character of the one making such a comment.</p>
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		<title>By: friendlyfire</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919812</link>
		<dc:creator>friendlyfire</dc:creator>
		<pubDate>Mon, 02 Aug 2010 17:59:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919812</guid>
		<description><![CDATA[Millions of Americans in two generations  have lived frugally- without crowing about it and lacing their posts w. smugness and ridicule. 

They made difficult choices on savings and expenditures. Worked hard &amp; saved. Then Wall Street wiped it away for most of them and many are of an older age where it will be difficult for their investments to recover. Add job loss to that,and workplace bias against people over 40, and it becomes even more difficult.

In the face of those realities, those skilled in living frugally could have a cushion and adapt better to a more modest lifestyle, so it&#039;s a worthwhile philosophy.

Meanwhile, sometimes we live for the now and sometimes for the later. Balance is the key.
Trying to one-up someone with &quot;how smart and frugal I am&quot; is not.]]></description>
		<content:encoded><![CDATA[<p>Millions of Americans in two generations  have lived frugally- without crowing about it and lacing their posts w. smugness and ridicule. </p>
<p>They made difficult choices on savings and expenditures. Worked hard &amp; saved. Then Wall Street wiped it away for most of them and many are of an older age where it will be difficult for their investments to recover. Add job loss to that,and workplace bias against people over 40, and it becomes even more difficult.</p>
<p>In the face of those realities, those skilled in living frugally could have a cushion and adapt better to a more modest lifestyle, so it&#8217;s a worthwhile philosophy.</p>
<p>Meanwhile, sometimes we live for the now and sometimes for the later. Balance is the key.<br />
Trying to one-up someone with &#8220;how smart and frugal I am&#8221; is not.</p>
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		<title>By: Carol@inthetrenches</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919795</link>
		<dc:creator>Carol@inthetrenches</dc:creator>
		<pubDate>Mon, 02 Aug 2010 15:22:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919795</guid>
		<description><![CDATA[I agree that the frugal lifestyle only seems mundane during the pay down debt and build reserve stages.  Once a person is able to get into the cash as you go basis the options open up considerably.  My most frugal uncle traveled the world and collected gem stones like diamonds, rubies, and emeralds (quite a hobby).  Another frugal uncle built a church for the people in his community.  Yes, he paid for the whole thing.  Me - I raised my horses.]]></description>
		<content:encoded><![CDATA[<p>I agree that the frugal lifestyle only seems mundane during the pay down debt and build reserve stages.  Once a person is able to get into the cash as you go basis the options open up considerably.  My most frugal uncle traveled the world and collected gem stones like diamonds, rubies, and emeralds (quite a hobby).  Another frugal uncle built a church for the people in his community.  Yes, he paid for the whole thing.  Me &#8211; I raised my horses.</p>
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		<title>By: Sandy L</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919792</link>
		<dc:creator>Sandy L</dc:creator>
		<pubDate>Mon, 02 Aug 2010 14:53:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919792</guid>
		<description><![CDATA[Oh..and free entertainment..be an usher!

One of my theatre buff friends used to user at the various summer theatres as a volunteer. Not only would he get to see the plays for free, but he also got passes for his friends and family.

Lots of free options that are not boring.]]></description>
		<content:encoded><![CDATA[<p>Oh..and free entertainment..be an usher!</p>
<p>One of my theatre buff friends used to user at the various summer theatres as a volunteer. Not only would he get to see the plays for free, but he also got passes for his friends and family.</p>
<p>Lots of free options that are not boring.</p>
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		<title>By: getagrip</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919771</link>
		<dc:creator>getagrip</dc:creator>
		<pubDate>Mon, 02 Aug 2010 04:57:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919771</guid>
		<description><![CDATA[News flash, Charlie is right, frugality is mudane.  Why?  Because it is much more exciting to have to juggle credit cards to see which one you can use that isn&#039;t maxed out.  Or how about the thrill of having to come up with creative means of lighting the house when the electricity is shut off.  Better yet, diving behind the coffee table and pretending you&#039;re not home when you spot a friend or family member you owe money to walking up to your front door.  Oh boy, that&#039;ll get the ol&#039; adreneline pumping!

Yup, living within my means and budgeting money so I can spend it guilt free on things that are important to me and mine and knowing that&#039;s what it&#039;s there for is deadly boring.  Though it does let me go for one long and a couple short vacations a year with the family.  Then we also go out once or twice a month for a nice dinner, sometimes see a movie or the occasional play or ball game. Of course playing golf or tennis now and then often happens spontaneously, but it&#039;s really all boring and horribly mundane.  I never have any fun doing any of these things because I&#039;m not shopping for something I know deep down I&#039;m not likely to wear or use or don&#039;t really need.  

So remember, frugality is horribly mundane and boring.  Please keep excitement in your life by buying a new car every two years, buying all those new clothes you never wear or wear only once, getting new furniture sets, golf clubs, blenders, coffee makers, electronic gadgets of all kinds, etc.  Because you know that we, the frugal and mundane minority, need all those things to keep being purchased new so we can pick them up on craigslist or at thrift shops or garage sales.]]></description>
		<content:encoded><![CDATA[<p>News flash, Charlie is right, frugality is mudane.  Why?  Because it is much more exciting to have to juggle credit cards to see which one you can use that isn&#8217;t maxed out.  Or how about the thrill of having to come up with creative means of lighting the house when the electricity is shut off.  Better yet, diving behind the coffee table and pretending you&#8217;re not home when you spot a friend or family member you owe money to walking up to your front door.  Oh boy, that&#8217;ll get the ol&#8217; adreneline pumping!</p>
<p>Yup, living within my means and budgeting money so I can spend it guilt free on things that are important to me and mine and knowing that&#8217;s what it&#8217;s there for is deadly boring.  Though it does let me go for one long and a couple short vacations a year with the family.  Then we also go out once or twice a month for a nice dinner, sometimes see a movie or the occasional play or ball game. Of course playing golf or tennis now and then often happens spontaneously, but it&#8217;s really all boring and horribly mundane.  I never have any fun doing any of these things because I&#8217;m not shopping for something I know deep down I&#8217;m not likely to wear or use or don&#8217;t really need.  </p>
<p>So remember, frugality is horribly mundane and boring.  Please keep excitement in your life by buying a new car every two years, buying all those new clothes you never wear or wear only once, getting new furniture sets, golf clubs, blenders, coffee makers, electronic gadgets of all kinds, etc.  Because you know that we, the frugal and mundane minority, need all those things to keep being purchased new so we can pick them up on craigslist or at thrift shops or garage sales.</p>
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		<title>By: David/moneycrashers</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919762</link>
		<dc:creator>David/moneycrashers</dc:creator>
		<pubDate>Mon, 02 Aug 2010 01:03:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919762</guid>
		<description><![CDATA[You hit the nail on the head.

I bust my butt at my job and I make as much money as I can in my spare time so I can spend it on the things that bring me joy.

The challenge is to determine what those things really are...

Its not as easy as it sounds.

&quot;Empty&quot; purchases usually do more damage than bring joy]]></description>
		<content:encoded><![CDATA[<p>You hit the nail on the head.</p>
<p>I bust my butt at my job and I make as much money as I can in my spare time so I can spend it on the things that bring me joy.</p>
<p>The challenge is to determine what those things really are&#8230;</p>
<p>Its not as easy as it sounds.</p>
<p>&#8220;Empty&#8221; purchases usually do more damage than bring joy</p>
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		<title>By: Claudia</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919758</link>
		<dc:creator>Claudia</dc:creator>
		<pubDate>Sun, 01 Aug 2010 21:43:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919758</guid>
		<description><![CDATA[Whether you are being frugal to pay off debt or just to not spend so much and save more; it doesn&#039;t have to make life boring. 
If you enjoy going out to eat, then do so, occasionally, so you don&#039;t feel so deprived.  Because you no longer do it so often, it will be more of a treat and mean much more than going out did if you went out to eat multiple times a week.

When I was a child, each Christmas my aunt and uncle from Tacoma sent us a box of Almond Roca candy.  At that time, you could not buy it where we lived.  We all savored that box and thoroughly relished each peice.  Now, that I can buy it whenever I want, it wasn&#039;t so special anymore and I did not enjoy it as much.  I&#039;ve stopped buying it as often, not just because it was a little more expensive than average candy; but so I could re-invent it as a &quot;special&quot; treat. I buy only a package or two a year and suddenly, it&#039;s a yummy treat again.  
This can work with a lot of the things one enjoys, should it be clothes shopping or buying new books or music.  Why do you think the very rich buy so much?  Because, they are trying to recreate that excitement a new purchase once gave them?]]></description>
		<content:encoded><![CDATA[<p>Whether you are being frugal to pay off debt or just to not spend so much and save more; it doesn&#8217;t have to make life boring.<br />
If you enjoy going out to eat, then do so, occasionally, so you don&#8217;t feel so deprived.  Because you no longer do it so often, it will be more of a treat and mean much more than going out did if you went out to eat multiple times a week.</p>
<p>When I was a child, each Christmas my aunt and uncle from Tacoma sent us a box of Almond Roca candy.  At that time, you could not buy it where we lived.  We all savored that box and thoroughly relished each peice.  Now, that I can buy it whenever I want, it wasn&#8217;t so special anymore and I did not enjoy it as much.  I&#8217;ve stopped buying it as often, not just because it was a little more expensive than average candy; but so I could re-invent it as a &#8220;special&#8221; treat. I buy only a package or two a year and suddenly, it&#8217;s a yummy treat again.<br />
This can work with a lot of the things one enjoys, should it be clothes shopping or buying new books or music.  Why do you think the very rich buy so much?  Because, they are trying to recreate that excitement a new purchase once gave them?</p>
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		<title>By: Barb</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919748</link>
		<dc:creator>Barb</dc:creator>
		<pubDate>Sun, 01 Aug 2010 18:41:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919748</guid>
		<description><![CDATA[As a woman who went from a three figure income to a small pension at widowhood, I suspect that I live pretty tightly but my life is not Mundane. So many of the things that Tara for example misses I still do for free, or similar things. Obviously if one has chosen the snowball gazelle way to down debt (not one I necessarily agree with) you are doing a temporary thing for a long term solution. But while it obviously depends on where you live and what you have access to, there are so many things you can do. I live on $1000 after I pay my mortage each month. I read voraciously. I still go to Barnes and nibke ince a month to check out the new books, have magazine, and get a fifty percent off cofee. Other than that I read from the library and get movies from the library. I travel, albeit at a different level than when I was married. I belong to a dinner group, a womans social group and a quilting group. I go out with friends, I cook gourmet food. None of these things require large expense. Excitement and activity does not depend on income.]]></description>
		<content:encoded><![CDATA[<p>As a woman who went from a three figure income to a small pension at widowhood, I suspect that I live pretty tightly but my life is not Mundane. So many of the things that Tara for example misses I still do for free, or similar things. Obviously if one has chosen the snowball gazelle way to down debt (not one I necessarily agree with) you are doing a temporary thing for a long term solution. But while it obviously depends on where you live and what you have access to, there are so many things you can do. I live on $1000 after I pay my mortage each month. I read voraciously. I still go to Barnes and nibke ince a month to check out the new books, have magazine, and get a fifty percent off cofee. Other than that I read from the library and get movies from the library. I travel, albeit at a different level than when I was married. I belong to a dinner group, a womans social group and a quilting group. I go out with friends, I cook gourmet food. None of these things require large expense. Excitement and activity does not depend on income.</p>
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		<title>By: mckalk</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919747</link>
		<dc:creator>mckalk</dc:creator>
		<pubDate>Sun, 01 Aug 2010 18:41:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919747</guid>
		<description><![CDATA[I am frugal to some degree (drive used cars, clip coupons).  I think having enough money buys peace of mind.  I am not sure if that is the same thing as happiness.]]></description>
		<content:encoded><![CDATA[<p>I am frugal to some degree (drive used cars, clip coupons).  I think having enough money buys peace of mind.  I am not sure if that is the same thing as happiness.</p>
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		<title>By: Sandy</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919745</link>
		<dc:creator>Sandy</dc:creator>
		<pubDate>Sun, 01 Aug 2010 17:56:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919745</guid>
		<description><![CDATA[Perhaps it would help if Charlie would watch the video clip from www.storyofstuff.com This really speaks to how Americans became addicted to stuff, and how it wasn&#039;t an accident. Excellent info.]]></description>
		<content:encoded><![CDATA[<p>Perhaps it would help if Charlie would watch the video clip from <a href="http://www.storyofstuff.com" rel="nofollow">http://www.storyofstuff.com</a> This really speaks to how Americans became addicted to stuff, and how it wasn&#8217;t an accident. Excellent info.</p>
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		<title>By: Amanda</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919744</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Sun, 01 Aug 2010 17:55:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919744</guid>
		<description><![CDATA[@10 there was a typo in your post. Lol]]></description>
		<content:encoded><![CDATA[<p>@10 there was a typo in your post. Lol</p>
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		<title>By: Sara</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919742</link>
		<dc:creator>Sara</dc:creator>
		<pubDate>Sun, 01 Aug 2010 15:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919742</guid>
		<description><![CDATA[deRuiter (posting #10)I love that quote by Dave Ramsey. It makes me think differently about the initial challenges of paying down debt and saving for the future. 

However, I have to poke a little fun at your posting. If you are going to make a big deal about Trent having a typo then you should make sure your posting doesn&#039;t have any...I think you meant to type &quot;else&quot; in your quote by Dave Ramsey, not &quot;lese.&quot;  :-)]]></description>
		<content:encoded><![CDATA[<p>deRuiter (posting #10)I love that quote by Dave Ramsey. It makes me think differently about the initial challenges of paying down debt and saving for the future. </p>
<p>However, I have to poke a little fun at your posting. If you are going to make a big deal about Trent having a typo then you should make sure your posting doesn&#8217;t have any&#8230;I think you meant to type &#8220;else&#8221; in your quote by Dave Ramsey, not &#8220;lese.&#8221;  :-)</p>
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	<item>
		<title>By: Larabelle</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919740</link>
		<dc:creator>Larabelle</dc:creator>
		<pubDate>Sun, 01 Aug 2010 14:48:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919740</guid>
		<description><![CDATA[I think each person is different.  It is almost like trying to lose #400 pounds, some people the best route is to gradually give up the sweets and for some people they have to throw out all the sweets right from the beginning.
For myself (in debt $78,000) I had to go cold turkey!!  I had to give up all the luxuries.  I was spending way to much money on junk.  I had to focus on the long term goal which is getting out of debt.  I am down to the last $1,000 but it has been a long journey.  I have slowly added just a couple luxuaries.]]></description>
		<content:encoded><![CDATA[<p>I think each person is different.  It is almost like trying to lose #400 pounds, some people the best route is to gradually give up the sweets and for some people they have to throw out all the sweets right from the beginning.<br />
For myself (in debt $78,000) I had to go cold turkey!!  I had to give up all the luxuries.  I was spending way to much money on junk.  I had to focus on the long term goal which is getting out of debt.  I am down to the last $1,000 but it has been a long journey.  I have slowly added just a couple luxuaries.</p>
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	<item>
		<title>By: Sandy L</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919736</link>
		<dc:creator>Sandy L</dc:creator>
		<pubDate>Sun, 01 Aug 2010 12:25:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919736</guid>
		<description><![CDATA[Being selectively frugal ROCKS!

If you like shopping, you can do it without spending as much money. There are lots of ways to get things that are free or close to free. My 5 year old could care less if a toy came from a tag sale or the store.]]></description>
		<content:encoded><![CDATA[<p>Being selectively frugal ROCKS!</p>
<p>If you like shopping, you can do it without spending as much money. There are lots of ways to get things that are free or close to free. My 5 year old could care less if a toy came from a tag sale or the store.</p>
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	</item>
	<item>
		<title>By: deRuiter</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919734</link>
		<dc:creator>deRuiter</dc:creator>
		<pubDate>Sun, 01 Aug 2010 12:01:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919734</guid>
		<description><![CDATA[A frugal life makes many interesting things possible Charlie.  You may need to spend less, earn more, or a combination of both, to retire debt, and then to be able to live comfortably and to do many of the things which appeal to you, unhapmered by massive debt.  Dave Ramsey says something like, &quot;Live like no one lese so later you can live like no one else.&quot;  
Trent, if you spell checked your work, you will not have &quot;shre&quot; instead of &quot;share&quot; in your article. Sloppy work.   
Come on folks, still waiting for the &quot;cheese&quot; comments after yesterday&#039;s tuna melt recipe!  Don&#039;t disappoint us!]]></description>
		<content:encoded><![CDATA[<p>A frugal life makes many interesting things possible Charlie.  You may need to spend less, earn more, or a combination of both, to retire debt, and then to be able to live comfortably and to do many of the things which appeal to you, unhapmered by massive debt.  Dave Ramsey says something like, &#8220;Live like no one lese so later you can live like no one else.&#8221;<br />
Trent, if you spell checked your work, you will not have &#8220;shre&#8221; instead of &#8220;share&#8221; in your article. Sloppy work.<br />
Come on folks, still waiting for the &#8220;cheese&#8221; comments after yesterday&#8217;s tuna melt recipe!  Don&#8217;t disappoint us!</p>
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		<title>By: Jules</title>
		<link>http://www.thesimpledollar.com/2010/07/31/escaping-the-mundane/#comment-919730</link>
		<dc:creator>Jules</dc:creator>
		<pubDate>Sun, 01 Aug 2010 10:31:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=5757#comment-919730</guid>
		<description><![CDATA[The way I see it, frugality *is* about having it all--just not all at once.  But that&#039;s because my income is relatively low and a good portion of it goes towards covering student loan repayments.]]></description>
		<content:encoded><![CDATA[<p>The way I see it, frugality *is* about having it all&#8211;just not all at once.  But that&#8217;s because my income is relatively low and a good portion of it goes towards covering student loan repayments.</p>
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