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	<title>Comments on: Review: Hot (Broke) Messes</title>
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	<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Steve in W MA</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-933126</link>
		<dc:creator>Steve in W MA</dc:creator>
		<pubDate>Fri, 17 Dec 2010 23:02:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-933126</guid>
		<description><![CDATA[&quot;Champu&quot; was the original word for shampoo and was actually a combination of a scalp massage and extensive hair brushing to redistribute oils from the scalp onto the hair and make it shiny/glossy.

This idea of a generalized hair treatment procedure then was commoditized by turning it into a product which can be purchase--our current idea of &quot;shampoo&quot; as a hair-specific cleanser in a bottle, used daily or every couple of days.


In truth, if you stick with massaging your scalp and brushing your hair (the &quot;champu&quot;, perhaps wetting it to help it behave, you can skip the liquid &quot;shampoo&quot; for as much as two weeks. Or at least to once a week.

This will save you a ton on hair care expenses.]]></description>
		<content:encoded><![CDATA[<p>&#8220;Champu&#8221; was the original word for shampoo and was actually a combination of a scalp massage and extensive hair brushing to redistribute oils from the scalp onto the hair and make it shiny/glossy.</p>
<p>This idea of a generalized hair treatment procedure then was commoditized by turning it into a product which can be purchase&#8211;our current idea of &#8220;shampoo&#8221; as a hair-specific cleanser in a bottle, used daily or every couple of days.</p>
<p>In truth, if you stick with massaging your scalp and brushing your hair (the &#8220;champu&#8221;, perhaps wetting it to help it behave, you can skip the liquid &#8220;shampoo&#8221; for as much as two weeks. Or at least to once a week.</p>
<p>This will save you a ton on hair care expenses.</p>
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		<title>By: Michelle</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932792</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Tue, 14 Dec 2010 16:02:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932792</guid>
		<description><![CDATA[For anyone questioning the existance of an $800 tank top - peruse the Neiman Marcus website.  It&#039;s highly entertaining...]]></description>
		<content:encoded><![CDATA[<p>For anyone questioning the existance of an $800 tank top &#8211; peruse the Neiman Marcus website.  It&#8217;s highly entertaining&#8230;</p>
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		<title>By: Katie</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932790</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Tue, 14 Dec 2010 15:31:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932790</guid>
		<description><![CDATA[Yeah, I was thinking about it this morning and I imagine that people who buy a new car every five years as soon as the old one is paid off (and, of course, finance it so they&#039;re paying interest) really skew the numbers.  If you buy a $20k car every five years, that&#039;s $4k a year on your car even before interest.  Even $100 a month on insurance, $100 on gas, and $100 on parking gets you pretty close to $8k before interest, repairs, etc.  People on this blog - who are inclined to buy used cars with cash and drive them longer - will naturally have lower numbers.  

Still, even if you take the $120 I used to pay in insurance, I can rent a car one weekend a month and come out even.  For me, owning a car that I will only use for our of town trips makes little sense.]]></description>
		<content:encoded><![CDATA[<p>Yeah, I was thinking about it this morning and I imagine that people who buy a new car every five years as soon as the old one is paid off (and, of course, finance it so they&#8217;re paying interest) really skew the numbers.  If you buy a $20k car every five years, that&#8217;s $4k a year on your car even before interest.  Even $100 a month on insurance, $100 on gas, and $100 on parking gets you pretty close to $8k before interest, repairs, etc.  People on this blog &#8211; who are inclined to buy used cars with cash and drive them longer &#8211; will naturally have lower numbers.  </p>
<p>Still, even if you take the $120 I used to pay in insurance, I can rent a car one weekend a month and come out even.  For me, owning a car that I will only use for our of town trips makes little sense.</p>
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		<title>By: SwingCheese</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932783</link>
		<dc:creator>SwingCheese</dc:creator>
		<pubDate>Tue, 14 Dec 2010 14:46:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932783</guid>
		<description><![CDATA[About the $8000 per year cost of a car: we also don&#039;t spend that on either of our cars. When the purchase price is spread out over the life of the car thus far, we get closer to that amount, though the longer we keep our cars, the lower that price goes. If you have someone who buys a new car every five years or so, that price would never really drop. I can also see why the parking cost might be skewed higher for those who live in large cities. A friend of mine had a car in Chicago for awhile, and he was paying several hundred dollars a month in parking alone. Then, while he was parked on the street, his car suffered a hit and run, causing him substantial repair costs.]]></description>
		<content:encoded><![CDATA[<p>About the $8000 per year cost of a car: we also don&#8217;t spend that on either of our cars. When the purchase price is spread out over the life of the car thus far, we get closer to that amount, though the longer we keep our cars, the lower that price goes. If you have someone who buys a new car every five years or so, that price would never really drop. I can also see why the parking cost might be skewed higher for those who live in large cities. A friend of mine had a car in Chicago for awhile, and he was paying several hundred dollars a month in parking alone. Then, while he was parked on the street, his car suffered a hit and run, causing him substantial repair costs.</p>
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		<title>By: Katie</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932773</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Tue, 14 Dec 2010 11:59:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932773</guid>
		<description><![CDATA[&lt;i&gt;That’s amazing. I’ve never spent anywhere close to that much for the vehicle I had for 19 years. And that’s including initial cost, all insurance and all repairs AND gas. Is $8,000 per year really an average, or just some statistic someone made up?&lt;/i&gt;

My understanding is that it&#039;s including the purchase price spread out over the life of the car, then plus insurance, repairs, gas, and parking.  I can&#039;t guarantee it&#039;s accuracy though; I got it from a reliable source (a book on urban planning), but I don&#039;t have the time to track it down right now and anyway, statistics from a reliable source are not fool proof anyway.]]></description>
		<content:encoded><![CDATA[<p><i>That’s amazing. I’ve never spent anywhere close to that much for the vehicle I had for 19 years. And that’s including initial cost, all insurance and all repairs AND gas. Is $8,000 per year really an average, or just some statistic someone made up?</i></p>
<p>My understanding is that it&#8217;s including the purchase price spread out over the life of the car, then plus insurance, repairs, gas, and parking.  I can&#8217;t guarantee it&#8217;s accuracy though; I got it from a reliable source (a book on urban planning), but I don&#8217;t have the time to track it down right now and anyway, statistics from a reliable source are not fool proof anyway.</p>
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		<title>By: BD</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932758</link>
		<dc:creator>BD</dc:creator>
		<pubDate>Tue, 14 Dec 2010 04:36:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932758</guid>
		<description><![CDATA[Katie - You stated twice in your comments that &quot;The average person spends $8,000 on their car each year&quot;.

That&#039;s amazing. I&#039;ve never spent anywhere close to that much for the vehicle I had for 19 years. And that&#039;s including initial cost, all insurance and all repairs AND gas. Is $8,000 per year really an average, or just some statistic someone made up? 0_o

As for the book, eesh, there are so many people out there that spend like crazy over luxuries and &quot;keeping up with the Joneses&quot; and get themselves into hot water over it. That amazes me too.

Are there any books out there about someone who had a lot of things going against them, but was still frugal and responsible, and still ended up succeeding? I don&#039;t mean people who made it rich by getting *lucky* in the stock market or by being a computer genius who invented the next hottest software or website, but stories about regular average-intelligence people who overcame dead-end careers and minimum-wage jobs and succeeded at reaching middle or upper-middle class status...and how they did it?]]></description>
		<content:encoded><![CDATA[<p>Katie &#8211; You stated twice in your comments that &#8220;The average person spends $8,000 on their car each year&#8221;.</p>
<p>That&#8217;s amazing. I&#8217;ve never spent anywhere close to that much for the vehicle I had for 19 years. And that&#8217;s including initial cost, all insurance and all repairs AND gas. Is $8,000 per year really an average, or just some statistic someone made up? 0_o</p>
<p>As for the book, eesh, there are so many people out there that spend like crazy over luxuries and &#8220;keeping up with the Joneses&#8221; and get themselves into hot water over it. That amazes me too.</p>
<p>Are there any books out there about someone who had a lot of things going against them, but was still frugal and responsible, and still ended up succeeding? I don&#8217;t mean people who made it rich by getting *lucky* in the stock market or by being a computer genius who invented the next hottest software or website, but stories about regular average-intelligence people who overcame dead-end careers and minimum-wage jobs and succeeded at reaching middle or upper-middle class status&#8230;and how they did it?</p>
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		<title>By: Systemizer</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932750</link>
		<dc:creator>Systemizer</dc:creator>
		<pubDate>Tue, 14 Dec 2010 02:48:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932750</guid>
		<description><![CDATA[&quot;To put it frankly, I would not own a vehicle if I lived in a place with mass transit.&quot;

Come now, urban Trent belongs on a Vespa scooter.]]></description>
		<content:encoded><![CDATA[<p>&#8220;To put it frankly, I would not own a vehicle if I lived in a place with mass transit.&#8221;</p>
<p>Come now, urban Trent belongs on a Vespa scooter.</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932715</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 13 Dec 2010 20:46:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932715</guid>
		<description><![CDATA[More on the shampoo: Cheap shampoo works well for me, but since I have long hair and live in a place where it gets humid in the summer, I need to use decent conditioning products (yes, products, plural), or my hair turns into a giant frizzball for six months of the year.

Somehow I doubt that Trent would think I look just as &quot;vibrant&quot; with frizzball hair as without, but even if he does, so what?  It&#039;s my hair - I get to decide.  Believe it or not, not everything I do with my appearance is to put on a show for men.]]></description>
		<content:encoded><![CDATA[<p>More on the shampoo: Cheap shampoo works well for me, but since I have long hair and live in a place where it gets humid in the summer, I need to use decent conditioning products (yes, products, plural), or my hair turns into a giant frizzball for six months of the year.</p>
<p>Somehow I doubt that Trent would think I look just as &#8220;vibrant&#8221; with frizzball hair as without, but even if he does, so what?  It&#8217;s my hair &#8211; I get to decide.  Believe it or not, not everything I do with my appearance is to put on a show for men.</p>
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		<title>By: Interested Reader</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932711</link>
		<dc:creator>Interested Reader</dc:creator>
		<pubDate>Mon, 13 Dec 2010 20:40:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932711</guid>
		<description><![CDATA[Not to mention cheaper products like shampoo, body wash, and detergants are mostly water. I use as shampoo that&#039;s in the $8 range for 1 (well tube) but it&#039;s thicker, not like the bargin brand that is super runny and obviously mostly water.]]></description>
		<content:encoded><![CDATA[<p>Not to mention cheaper products like shampoo, body wash, and detergants are mostly water. I use as shampoo that&#8217;s in the $8 range for 1 (well tube) but it&#8217;s thicker, not like the bargin brand that is super runny and obviously mostly water.</p>
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		<title>By: marta</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932704</link>
		<dc:creator>marta</dc:creator>
		<pubDate>Mon, 13 Dec 2010 20:15:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932704</guid>
		<description><![CDATA[Yeah, Gretchen, I have a hard time believing him on that, too.

As for the $5 jumbo bottle of shampoo... sometimes it&#039;s more complicated than merely cleaning your hair. For example, I know people with skin allergies and they really need to use the expensive kind. It&#039;s not always about vanity.

$800 tank top? Okaaaaay.]]></description>
		<content:encoded><![CDATA[<p>Yeah, Gretchen, I have a hard time believing him on that, too.</p>
<p>As for the $5 jumbo bottle of shampoo&#8230; sometimes it&#8217;s more complicated than merely cleaning your hair. For example, I know people with skin allergies and they really need to use the expensive kind. It&#8217;s not always about vanity.</p>
<p>$800 tank top? Okaaaaay.</p>
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		<title>By: Interested Reader</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932678</link>
		<dc:creator>Interested Reader</dc:creator>
		<pubDate>Mon, 13 Dec 2010 16:38:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932678</guid>
		<description><![CDATA[First it&#039;s the elusive $2 women&#039;s bathing suit and now on the other end we have Trent talking about $800 tank top (I assume this is from Trent and not the book).

Honestly, Trent, when you aren&#039;t familiar with a topic you need to just either stay away or do some legit research to sound more knowledgable.]]></description>
		<content:encoded><![CDATA[<p>First it&#8217;s the elusive $2 women&#8217;s bathing suit and now on the other end we have Trent talking about $800 tank top (I assume this is from Trent and not the book).</p>
<p>Honestly, Trent, when you aren&#8217;t familiar with a topic you need to just either stay away or do some legit research to sound more knowledgable.</p>
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		<title>By: Gretchen</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932669</link>
		<dc:creator>Gretchen</dc:creator>
		<pubDate>Mon, 13 Dec 2010 15:39:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932669</guid>
		<description><![CDATA[More to the point about the car, Trent *frequently* takes long range car trips to see his family (apperently using more than one car), so I find point 11 confusing. 


Point 9 is annoying as usual, but thanks for not using bathing suits as an example of how girls waste money.]]></description>
		<content:encoded><![CDATA[<p>More to the point about the car, Trent *frequently* takes long range car trips to see his family (apperently using more than one car), so I find point 11 confusing. </p>
<p>Point 9 is annoying as usual, but thanks for not using bathing suits as an example of how girls waste money.</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932662</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 13 Dec 2010 14:49:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932662</guid>
		<description><![CDATA[@TC: Because boys don&#039;t like books with pink covers?  Because only girls are too stupid to realize on their own that $800 tank tops are bad for their financial health?  Who knows?]]></description>
		<content:encoded><![CDATA[<p>@TC: Because boys don&#8217;t like books with pink covers?  Because only girls are too stupid to realize on their own that $800 tank tops are bad for their financial health?  Who knows?</p>
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		<title>By: GayleRN</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932659</link>
		<dc:creator>GayleRN</dc:creator>
		<pubDate>Mon, 13 Dec 2010 14:45:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932659</guid>
		<description><![CDATA[$800 tank top?  I&#039;ve never even seen such a thing.  When you pare down the wardrobe so you are replacing standard items on a need basis you will be okay with just buying those replacements at your favorite quality store and they won&#039;t cost more than a few hundred dollars a year anyway.  I also don&#039;t mind buying the expensive shampoo and conditioner as it is supporting my hairdresser who is independent.  The products are of noticeably better quality and a small bottle lasts me forever as I only have to use a small amount.  An interesting experiment sometimes is to date an item to see how long it takes you to actually use it up. It gives you a better handle on how much bulk buying to do.  I try to think of stores as warehouses so I don&#039;t have to keep a lot of stuff at my house.]]></description>
		<content:encoded><![CDATA[<p>$800 tank top?  I&#8217;ve never even seen such a thing.  When you pare down the wardrobe so you are replacing standard items on a need basis you will be okay with just buying those replacements at your favorite quality store and they won&#8217;t cost more than a few hundred dollars a year anyway.  I also don&#8217;t mind buying the expensive shampoo and conditioner as it is supporting my hairdresser who is independent.  The products are of noticeably better quality and a small bottle lasts me forever as I only have to use a small amount.  An interesting experiment sometimes is to date an item to see how long it takes you to actually use it up. It gives you a better handle on how much bulk buying to do.  I try to think of stores as warehouses so I don&#8217;t have to keep a lot of stuff at my house.</p>
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		<title>By: TC</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932656</link>
		<dc:creator>TC</dc:creator>
		<pubDate>Mon, 13 Dec 2010 13:29:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932656</guid>
		<description><![CDATA[Why is this book good for 20/30something professional women, and not all 20/30something professionals?  Gender seems like an odd way to divide people in terms of personal finance advice.]]></description>
		<content:encoded><![CDATA[<p>Why is this book good for 20/30something professional women, and not all 20/30something professionals?  Gender seems like an odd way to divide people in terms of personal finance advice.</p>
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		<title>By: Katie</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932655</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Mon, 13 Dec 2010 12:35:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932655</guid>
		<description><![CDATA[Wow, Kai.  Cities are just about shopping?  Yeah, it&#039;s not like there&#039;s theaters, concerts, parks, museums, restaurants serving cuisine from all over the world, and, you know, amenable companionship with whom you can organize all kinds of entertainments.

I grant you, a car probably makes sense &lt;i&gt;for you&lt;/i&gt; if you do regularly do extensive multi-day wilderness activities within driving distance from where you live even if you can cover all other activities through public transit.  (Though since the average person spends something like $8k a year on their car - that&#039;s a lot of weekend car rentals before you come close.)  But it does occur to you that people live fulfilling lives without that being their personal hobby, right?  I mean, my personal passion is international travel, something which I can afford in part because I don&#039;t own a car; maybe I should proceed to judge everyone else for failing to structure their lives so this is their highest priority.  Stunning.]]></description>
		<content:encoded><![CDATA[<p>Wow, Kai.  Cities are just about shopping?  Yeah, it&#8217;s not like there&#8217;s theaters, concerts, parks, museums, restaurants serving cuisine from all over the world, and, you know, amenable companionship with whom you can organize all kinds of entertainments.</p>
<p>I grant you, a car probably makes sense <i>for you</i> if you do regularly do extensive multi-day wilderness activities within driving distance from where you live even if you can cover all other activities through public transit.  (Though since the average person spends something like $8k a year on their car &#8211; that&#8217;s a lot of weekend car rentals before you come close.)  But it does occur to you that people live fulfilling lives without that being their personal hobby, right?  I mean, my personal passion is international travel, something which I can afford in part because I don&#8217;t own a car; maybe I should proceed to judge everyone else for failing to structure their lives so this is their highest priority.  Stunning.</p>
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		<title>By: Kai</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932648</link>
		<dc:creator>Kai</dc:creator>
		<pubDate>Mon, 13 Dec 2010 05:06:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932648</guid>
		<description><![CDATA[To Katie (#3)
I find your view/life to be limited - and the number of people living it doesn&#039;t change that.  I don&#039;t understand what on earth keeps people enthralled in a city - shopping?  
I don&#039;t know zipcar, but speaking to those available where I live, shared-cars are more for picking up big items, doing some errands here and there, and other such short trips.  It&#039;s not really designed for extended full-day trips - let alone multi-day backpacks.  And I don&#039;t see 4x4s in any of those programs.  :)
The odd Saturday jaunt out to look at some mountains might be covered by a shared service.  A serious regular habit of leaving the civilised places would not.
But I&#039;m not trying to convince you to change your ways or anything - the lack of other people is a big part of my enjoyment.  All city-dwellers are welcome to keep at whatever it is that they do, and I&#039;ll keep enjoying leaving you every chance I get.  :D]]></description>
		<content:encoded><![CDATA[<p>To Katie (#3)<br />
I find your view/life to be limited &#8211; and the number of people living it doesn&#8217;t change that.  I don&#8217;t understand what on earth keeps people enthralled in a city &#8211; shopping?<br />
I don&#8217;t know zipcar, but speaking to those available where I live, shared-cars are more for picking up big items, doing some errands here and there, and other such short trips.  It&#8217;s not really designed for extended full-day trips &#8211; let alone multi-day backpacks.  And I don&#8217;t see 4x4s in any of those programs.  :)<br />
The odd Saturday jaunt out to look at some mountains might be covered by a shared service.  A serious regular habit of leaving the civilised places would not.<br />
But I&#8217;m not trying to convince you to change your ways or anything &#8211; the lack of other people is a big part of my enjoyment.  All city-dwellers are welcome to keep at whatever it is that they do, and I&#8217;ll keep enjoying leaving you every chance I get.  :D</p>
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	<item>
		<title>By: Jules</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932647</link>
		<dc:creator>Jules</dc:creator>
		<pubDate>Mon, 13 Dec 2010 04:43:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932647</guid>
		<description><![CDATA[Re:  makeup.  While I agree that the basics will do, there is a difference in quality between name brands and those that are not name brands.  While no-makeup is best for your skin, if you must wear it, finding what works for you is more important than saving a few bucks.  I personally don&#039;t wear much makeup--a light dusting of foundation and maybe something around the eyes--but it has to be Bare Essentials, because otherwise my skin just gets really really irritated.]]></description>
		<content:encoded><![CDATA[<p>Re:  makeup.  While I agree that the basics will do, there is a difference in quality between name brands and those that are not name brands.  While no-makeup is best for your skin, if you must wear it, finding what works for you is more important than saving a few bucks.  I personally don&#8217;t wear much makeup&#8211;a light dusting of foundation and maybe something around the eyes&#8211;but it has to be Bare Essentials, because otherwise my skin just gets really really irritated.</p>
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	<item>
		<title>By: Adam P</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932644</link>
		<dc:creator>Adam P</dc:creator>
		<pubDate>Mon, 13 Dec 2010 03:17:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932644</guid>
		<description><![CDATA[I liked this book for the stories and personal anecdotes as the author got herself in trouble. I think it was very relateable and her writing style is quite fun.  But it&#039;s for sure a very targetted book for that niche of reader! I could see a lot of people turned off by the author&#039;s use of $50 shampoo and high salary but still getting into major debt trouble and borrowing/taking money from her parents.]]></description>
		<content:encoded><![CDATA[<p>I liked this book for the stories and personal anecdotes as the author got herself in trouble. I think it was very relateable and her writing style is quite fun.  But it&#8217;s for sure a very targetted book for that niche of reader! I could see a lot of people turned off by the author&#8217;s use of $50 shampoo and high salary but still getting into major debt trouble and borrowing/taking money from her parents.</p>
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	<item>
		<title>By: Katie</title>
		<link>http://www.thesimpledollar.com/2010/12/12/review-hot-broke-messes/#comment-932641</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Mon, 13 Dec 2010 02:25:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6368#comment-932641</guid>
		<description><![CDATA[&lt;i&gt;I can’t imagine a life in which you have no desire to ever leave your city. (Or to do it so rarly that a car-share service works).&lt;/i&gt;

Really?  That&#039;s a fairly limited view.  I&#039;ve been happily living that life for years, as have most of my friends.  Well, a car share service combined with rental cars, planes, trains, and going places with the odd friend who does own a car.  I love going to the wilderness too, but I live in the city I do because I love it and it certainly has more than enough to keep me out, about, and occupied a large percentage of the time. (And consider the average person spends $8,000 a year on their car; that&#039;s a LOT of Saturdays with Zip Car.)]]></description>
		<content:encoded><![CDATA[<p><i>I can’t imagine a life in which you have no desire to ever leave your city. (Or to do it so rarly that a car-share service works).</i></p>
<p>Really?  That&#8217;s a fairly limited view.  I&#8217;ve been happily living that life for years, as have most of my friends.  Well, a car share service combined with rental cars, planes, trains, and going places with the odd friend who does own a car.  I love going to the wilderness too, but I live in the city I do because I love it and it certainly has more than enough to keep me out, about, and occupied a large percentage of the time. (And consider the average person spends $8,000 a year on their car; that&#8217;s a LOT of Saturdays with Zip Car.)</p>
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