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	<title>Comments on: I Don&#8217;t Have the Time to Be Frugal!</title>
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	<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Nate</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-939061</link>
		<dc:creator>Nate</dc:creator>
		<pubDate>Thu, 17 Feb 2011 02:30:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-939061</guid>
		<description><![CDATA[This whole &quot;I don&#039;t have time to be frugal&quot; makes no sense to me. It is easy to cut out all the excess crap we buy-cappuccinos, clothes, electronics, and baubles. That being said there are people out there who truly don&#039;t have &quot;time&quot;. I think back to my college days when I was out of the house 9-9 every weekday and 9-5 on Saturdays and Sundays were filled with laundromats, grocery stores, homework, etc...I didn&#039;t have time do anything except survive. Even now 4 days a week I work 12 hours, my husband works 10-12 hours everyday, and while we don&#039;t go on spending sprees it is hard for us to come home and then start dinner or go about cleaning the house. How do I find time to do frugal stuff like cooking up a bunch of meals beforehand? I don&#039;t want to wait around for it to thaw and then spend another hour or two in the oven as I&#039;ve seen on Once A Month Cooking websites. I wish Trent would do a post super quick meals because I don&#039;t have time to cook.]]></description>
		<content:encoded><![CDATA[<p>This whole &#8220;I don&#8217;t have time to be frugal&#8221; makes no sense to me. It is easy to cut out all the excess crap we buy-cappuccinos, clothes, electronics, and baubles. That being said there are people out there who truly don&#8217;t have &#8220;time&#8221;. I think back to my college days when I was out of the house 9-9 every weekday and 9-5 on Saturdays and Sundays were filled with laundromats, grocery stores, homework, etc&#8230;I didn&#8217;t have time do anything except survive. Even now 4 days a week I work 12 hours, my husband works 10-12 hours everyday, and while we don&#8217;t go on spending sprees it is hard for us to come home and then start dinner or go about cleaning the house. How do I find time to do frugal stuff like cooking up a bunch of meals beforehand? I don&#8217;t want to wait around for it to thaw and then spend another hour or two in the oven as I&#8217;ve seen on Once A Month Cooking websites. I wish Trent would do a post super quick meals because I don&#8217;t have time to cook.</p>
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		<title>By: Nan411</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-939027</link>
		<dc:creator>Nan411</dc:creator>
		<pubDate>Wed, 16 Feb 2011 19:38:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-939027</guid>
		<description><![CDATA[@ MattJ... how much free time a sahp has also depends on the age of her/his children. A young infant needs to be fed and changed every 3 hrs. Toddlers require constant supervision as they might get into something dangerous or choke on something. Young children require much more time and attention than school age children.]]></description>
		<content:encoded><![CDATA[<p>@ MattJ&#8230; how much free time a sahp has also depends on the age of her/his children. A young infant needs to be fed and changed every 3 hrs. Toddlers require constant supervision as they might get into something dangerous or choke on something. Young children require much more time and attention than school age children.</p>
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		<title>By: Jonathan</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938988</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Wed, 16 Feb 2011 13:19:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938988</guid>
		<description><![CDATA[Kevin, where are you buying these $8 CFL bulbs? With almost no effort I can find CFL bulbs for less than $2 each.]]></description>
		<content:encoded><![CDATA[<p>Kevin, where are you buying these $8 CFL bulbs? With almost no effort I can find CFL bulbs for less than $2 each.</p>
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		<title>By: asrai</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938946</link>
		<dc:creator>asrai</dc:creator>
		<pubDate>Tue, 15 Feb 2011 23:59:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938946</guid>
		<description><![CDATA[@Kevin you are focusing on exercise taking place at the gym. I can go for a walk with my children and it takes me 5 minutes to get in the house and 5 to get back in. I can throw in a DVD if it&#039;s too cold to go out and exercise in my living room. So, nope, that it takes too much time to exercise is only true if you can only exercise at the gym.]]></description>
		<content:encoded><![CDATA[<p>@Kevin you are focusing on exercise taking place at the gym. I can go for a walk with my children and it takes me 5 minutes to get in the house and 5 to get back in. I can throw in a DVD if it&#8217;s too cold to go out and exercise in my living room. So, nope, that it takes too much time to exercise is only true if you can only exercise at the gym.</p>
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		<title>By: MattJ</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938888</link>
		<dc:creator>MattJ</dc:creator>
		<pubDate>Tue, 15 Feb 2011 19:02:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938888</guid>
		<description><![CDATA[I should also mention that as I got older, the same held true for the SAHM&#039;s of my friends vs. the parents who worked.  At age 10-11, all my buddies knew whose mom would be around on a summer day to give us a ride somewhere.  Or to refuse our request, if she preferred to (or had to) do something else.  The flip side of that is that everyone knew that my mom, or my friend K&#039;s mom, would be at work and unable to take us to the pool.]]></description>
		<content:encoded><![CDATA[<p>I should also mention that as I got older, the same held true for the SAHM&#8217;s of my friends vs. the parents who worked.  At age 10-11, all my buddies knew whose mom would be around on a summer day to give us a ride somewhere.  Or to refuse our request, if she preferred to (or had to) do something else.  The flip side of that is that everyone knew that my mom, or my friend K&#8217;s mom, would be at work and unable to take us to the pool.</p>
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		<title>By: MattJ</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938883</link>
		<dc:creator>MattJ</dc:creator>
		<pubDate>Tue, 15 Feb 2011 18:31:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938883</guid>
		<description><![CDATA[#26 Rebecca:

I can&#039;t speak for anyone else, but I get the idea from my experiences with SAHP&#039;s, particularly my stepmother and my several babysitters while I was growing up.  My recollection of being &#039;babysat&#039; was that I would play with the babysitter&#039;s children in their bedrooms or the back yard while the babysitter was inside watching game shows and soap operas.  When I was 4-5, my weekdays with my mother typically went like this:  She drove me to the babysitter in the early AM and dropped me off so she could go to nursing school, then picked me up at around 3pm to take me to my grandparent&#039;s house (where we lived), and she would go work a shift at K-mart and maybe wake me up to kiss me goodnight when she got home at 10:30.

My stepmom, who was a stay at home mom, had way more free/unstructured time than that.  As did my aunt, who was also a SAHM, as did my mother&#039;s cousin, also a SAHM, both of whom were my babysitters at different times until I turned 8 and my mother remarried.

Can you choose between taking your kid(s) to the park on a sunny Tuesday afternoon, taking them over to a friend&#039;s house for a playdate, or hauling them to the thrift store to shop for their clothes?  That&#039;s unstructured time.  It may not be free, but you can often choose what to do with it, and those choices can be frugal ones.]]></description>
		<content:encoded><![CDATA[<p>#26 Rebecca:</p>
<p>I can&#8217;t speak for anyone else, but I get the idea from my experiences with SAHP&#8217;s, particularly my stepmother and my several babysitters while I was growing up.  My recollection of being &#8216;babysat&#8217; was that I would play with the babysitter&#8217;s children in their bedrooms or the back yard while the babysitter was inside watching game shows and soap operas.  When I was 4-5, my weekdays with my mother typically went like this:  She drove me to the babysitter in the early AM and dropped me off so she could go to nursing school, then picked me up at around 3pm to take me to my grandparent&#8217;s house (where we lived), and she would go work a shift at K-mart and maybe wake me up to kiss me goodnight when she got home at 10:30.</p>
<p>My stepmom, who was a stay at home mom, had way more free/unstructured time than that.  As did my aunt, who was also a SAHM, as did my mother&#8217;s cousin, also a SAHM, both of whom were my babysitters at different times until I turned 8 and my mother remarried.</p>
<p>Can you choose between taking your kid(s) to the park on a sunny Tuesday afternoon, taking them over to a friend&#8217;s house for a playdate, or hauling them to the thrift store to shop for their clothes?  That&#8217;s unstructured time.  It may not be free, but you can often choose what to do with it, and those choices can be frugal ones.</p>
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		<title>By: Telephus44</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938860</link>
		<dc:creator>Telephus44</dc:creator>
		<pubDate>Tue, 15 Feb 2011 16:05:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938860</guid>
		<description><![CDATA[Rebecca - that&#039;s why I said &quot;unstructed&quot; time and not &quot;free&quot; time.  I have been a SAHP and a working one.  I understand that it&#039;s not &quot;free&quot; time.  However, I am willing to bet in your 13 working hours, you are doing some frugal activities.  Maybe you spend 30 minutes of your 13 working hours clipping coupons, or a hour cooking from scratch - all of those are frugal activities that you are fitting into your day.  I&#039;m NOT saying that you don&#039;t &quot;work,&quot; but rather than you have more control over the structure of your day.]]></description>
		<content:encoded><![CDATA[<p>Rebecca &#8211; that&#8217;s why I said &#8220;unstructed&#8221; time and not &#8220;free&#8221; time.  I have been a SAHP and a working one.  I understand that it&#8217;s not &#8220;free&#8221; time.  However, I am willing to bet in your 13 working hours, you are doing some frugal activities.  Maybe you spend 30 minutes of your 13 working hours clipping coupons, or a hour cooking from scratch &#8211; all of those are frugal activities that you are fitting into your day.  I&#8217;m NOT saying that you don&#8217;t &#8220;work,&#8221; but rather than you have more control over the structure of your day.</p>
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		<title>By: Rebecca</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938855</link>
		<dc:creator>Rebecca</dc:creator>
		<pubDate>Tue, 15 Feb 2011 14:59:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938855</guid>
		<description><![CDATA[SAHP&#039;s don&#039;t necessarily have more time, unstructured or otherwise.  Between caring for my kids, husband and home I work over 13 hrs a day without taking more than 20 min for myself.  I don&#039;t even have an hour of the day not filled with other things.

I don&#039;t know where the idea comes from that SAH parents have all this &quot;free&quot; time? We are some of the hardest working people I know, and we don&#039;t even get &quot;paid&quot;.]]></description>
		<content:encoded><![CDATA[<p>SAHP&#8217;s don&#8217;t necessarily have more time, unstructured or otherwise.  Between caring for my kids, husband and home I work over 13 hrs a day without taking more than 20 min for myself.  I don&#8217;t even have an hour of the day not filled with other things.</p>
<p>I don&#8217;t know where the idea comes from that SAH parents have all this &#8220;free&#8221; time? We are some of the hardest working people I know, and we don&#8217;t even get &#8220;paid&#8221;.</p>
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		<title>By: Matt</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938854</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Tue, 15 Feb 2011 14:58:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938854</guid>
		<description><![CDATA[I have to say that I really liked the time management advice in this article and I think that advice could have stood well on it&#039;s own.  When this article tried to bridge to frugality, I think the bridge seemed a little disjointed and redundant. I think you have a lot of great ideas, and I really enjoy your blog, but please feel free to stray from frugality posts from time to time.]]></description>
		<content:encoded><![CDATA[<p>I have to say that I really liked the time management advice in this article and I think that advice could have stood well on it&#8217;s own.  When this article tried to bridge to frugality, I think the bridge seemed a little disjointed and redundant. I think you have a lot of great ideas, and I really enjoy your blog, but please feel free to stray from frugality posts from time to time.</p>
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		<title>By: Telephus44</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938849</link>
		<dc:creator>Telephus44</dc:creator>
		<pubDate>Tue, 15 Feb 2011 14:15:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938849</guid>
		<description><![CDATA[I think that there are three main issues that can be addressed.

First, not all &quot;acts of frugality&quot; take the same amount of time.  It may only take 30 seconds to turn the thermostat down at night, but it make take several hours to do OAMC.  It&#039;s not that all frugality activities are time intensive, because many of them aren&#039;t, but there are some that are.  To ignore that is foolish.

Secondly, there are different perceptions of time.  For someone that has more unstructured time, they have a different perception of time costs.  If you are a SAHP, taking an hour out of your day may not seem like much time to you - whereas if you work 80 hours a week, then taking an hour out of your day may seem like a lot of time.   

Lastly, there&#039;s a definite bias towards frugality (on both sides) that leads to exagerating or minimizing time costs.  To glean from the comments, someone says &quot;exercising is only 30 minutes a day&quot; and someone else says &quot;no, I have to change clothes, drive to the gym, shower, stretch - all that adds a lot more time to that 30 minutes.&quot;  A similiar argument can be made about most frugal activities.  Someone can say coupon clipping only take a few minutes while you&#039;re watching TV in the evening, and someone else can say it takes an hour to clip them, sort them, file them, and match them up to 6 different sale flyers.  It&#039;s easy to see that each comment has it&#039;s own bias in it - if you&#039;ve already decided that it&#039;s worthwhile, you are going to emphasize how little time you spend on it.  If you&#039;ve already decided it&#039;s a hassle, you will emphasize how much time it takes.]]></description>
		<content:encoded><![CDATA[<p>I think that there are three main issues that can be addressed.</p>
<p>First, not all &#8220;acts of frugality&#8221; take the same amount of time.  It may only take 30 seconds to turn the thermostat down at night, but it make take several hours to do OAMC.  It&#8217;s not that all frugality activities are time intensive, because many of them aren&#8217;t, but there are some that are.  To ignore that is foolish.</p>
<p>Secondly, there are different perceptions of time.  For someone that has more unstructured time, they have a different perception of time costs.  If you are a SAHP, taking an hour out of your day may not seem like much time to you &#8211; whereas if you work 80 hours a week, then taking an hour out of your day may seem like a lot of time.   </p>
<p>Lastly, there&#8217;s a definite bias towards frugality (on both sides) that leads to exagerating or minimizing time costs.  To glean from the comments, someone says &#8220;exercising is only 30 minutes a day&#8221; and someone else says &#8220;no, I have to change clothes, drive to the gym, shower, stretch &#8211; all that adds a lot more time to that 30 minutes.&#8221;  A similiar argument can be made about most frugal activities.  Someone can say coupon clipping only take a few minutes while you&#8217;re watching TV in the evening, and someone else can say it takes an hour to clip them, sort them, file them, and match them up to 6 different sale flyers.  It&#8217;s easy to see that each comment has it&#8217;s own bias in it &#8211; if you&#8217;ve already decided that it&#8217;s worthwhile, you are going to emphasize how little time you spend on it.  If you&#8217;ve already decided it&#8217;s a hassle, you will emphasize how much time it takes.</p>
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		<title>By: Hannah</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938847</link>
		<dc:creator>Hannah</dc:creator>
		<pubDate>Tue, 15 Feb 2011 13:49:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938847</guid>
		<description><![CDATA[I think when people say they don’t have time for frugality, it is probably not that they can’t physically squeeze more tasks into their day. Most people mean “As much as I would like to have more money to do X, I’m stuck in a rut doing Y, and I don’t have the energy to change it.”

Even if someone is spending hours a week watching TV or unwinding other ways, they don’t feel like they have time for new things because that unwinding time feels essential. Rather than telling someone where they can find more time, they really need to find their energy and motivation. That’s a much more difficult process.]]></description>
		<content:encoded><![CDATA[<p>I think when people say they don’t have time for frugality, it is probably not that they can’t physically squeeze more tasks into their day. Most people mean “As much as I would like to have more money to do X, I’m stuck in a rut doing Y, and I don’t have the energy to change it.”</p>
<p>Even if someone is spending hours a week watching TV or unwinding other ways, they don’t feel like they have time for new things because that unwinding time feels essential. Rather than telling someone where they can find more time, they really need to find their energy and motivation. That’s a much more difficult process.</p>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938846</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Tue, 15 Feb 2011 13:35:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938846</guid>
		<description><![CDATA[@Sonja: &quot;Everyone can find 30 minutes a day to work on staying healthy. The fact is, they don’t WANT to exercise.&quot;

Sonja, I don&#039;t mean to single you out, but that type of comment has always annoyed me.  The truth is, it takes more than 30 minutes a day to exercise.  If I pack my gym bag, walk to the gym after work (5 minutes from my desk to my locker), get changed, stretch, shower, get dressed again, and walk back to my desk, that would take 30 minutes.

Note that I omitted any actual &quot;exercise&quot; there.

Just the ancillary tasks alone would take 30 minutes.  The exercise itself would add at least another 20 minutes, for just a bare-bones, &quot;get-your-heart-rate-up-then-stop&quot; workout.  A real, worthwhile routine would take an hour (plus the 30 minutes of supporting actions).

Don&#039;t get me wrong - I exercise every day.  But I&#039;ve learned that when you add it all up, it definitely takes more than 30 minutes.]]></description>
		<content:encoded><![CDATA[<p>@Sonja: &#8220;Everyone can find 30 minutes a day to work on staying healthy. The fact is, they don’t WANT to exercise.&#8221;</p>
<p>Sonja, I don&#8217;t mean to single you out, but that type of comment has always annoyed me.  The truth is, it takes more than 30 minutes a day to exercise.  If I pack my gym bag, walk to the gym after work (5 minutes from my desk to my locker), get changed, stretch, shower, get dressed again, and walk back to my desk, that would take 30 minutes.</p>
<p>Note that I omitted any actual &#8220;exercise&#8221; there.</p>
<p>Just the ancillary tasks alone would take 30 minutes.  The exercise itself would add at least another 20 minutes, for just a bare-bones, &#8220;get-your-heart-rate-up-then-stop&#8221; workout.  A real, worthwhile routine would take an hour (plus the 30 minutes of supporting actions).</p>
<p>Don&#8217;t get me wrong &#8211; I exercise every day.  But I&#8217;ve learned that when you add it all up, it definitely takes more than 30 minutes.</p>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938845</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Tue, 15 Feb 2011 13:27:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938845</guid>
		<description><![CDATA[The &quot;make a list&quot; thing works amazingly for me.  I use an app on my iPod touch (&quot;Remember the Milk&quot;) to manage my task list, and it&#039;s helped me dramatically improve how efficiently I use my time.

Also, regarding the CFL light-bulbs.  We use them in high-use rooms, but it doesn&#039;t make economic sense to just blanketly replace them throughout your whole house.  We have rooms we don&#039;t use very often (spare bedrooms, basement storage, etc.), and it just don&#039;t make sense to replace a $0.25 light bulb with a $8.00 one.  Chances are, the light will be on for less than 500 hours in total, ever, so the $0.25 light bulb will not burn out in our lifetimes.  Just something to think about.]]></description>
		<content:encoded><![CDATA[<p>The &#8220;make a list&#8221; thing works amazingly for me.  I use an app on my iPod touch (&#8220;Remember the Milk&#8221;) to manage my task list, and it&#8217;s helped me dramatically improve how efficiently I use my time.</p>
<p>Also, regarding the CFL light-bulbs.  We use them in high-use rooms, but it doesn&#8217;t make economic sense to just blanketly replace them throughout your whole house.  We have rooms we don&#8217;t use very often (spare bedrooms, basement storage, etc.), and it just don&#8217;t make sense to replace a $0.25 light bulb with a $8.00 one.  Chances are, the light will be on for less than 500 hours in total, ever, so the $0.25 light bulb will not burn out in our lifetimes.  Just something to think about.</p>
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		<title>By: Amanda</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938840</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Tue, 15 Feb 2011 06:48:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938840</guid>
		<description><![CDATA[People like my mom, who says she doesn&#039;t have time to be frugal, also has no time to go through clutter (i.e. hoarder).  Hoarder&#039;s think their items have value and can be sold on ebay, etc as Trent mentions, but they never do it because something in their head messes up the supposed monetary value with emotional value.

People in this situation just need to throw out their junk.  (It is usually valueless junk) This saves money because there is less clutter and they can find items they need (i.e. scotch tape) instead of going to costco (to save that value-on 50 rolls of tape) and spending money they don&#039;t have on it.]]></description>
		<content:encoded><![CDATA[<p>People like my mom, who says she doesn&#8217;t have time to be frugal, also has no time to go through clutter (i.e. hoarder).  Hoarder&#8217;s think their items have value and can be sold on ebay, etc as Trent mentions, but they never do it because something in their head messes up the supposed monetary value with emotional value.</p>
<p>People in this situation just need to throw out their junk.  (It is usually valueless junk) This saves money because there is less clutter and they can find items they need (i.e. scotch tape) instead of going to costco (to save that value-on 50 rolls of tape) and spending money they don&#8217;t have on it.</p>
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		<title>By: kristine</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938833</link>
		<dc:creator>kristine</dc:creator>
		<pubDate>Tue, 15 Feb 2011 03:18:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938833</guid>
		<description><![CDATA[It&#039;s all balance. I typically make my lunches for the week (I like a hot and healthy meal) on Sunday- it takes 2 hours, and comes out to 1.20 a serving. Now I am covering for 2 other teachers in addition to my part time load, tutoring, wrapping up the yearbook, and helping my daughter with scholarship apps. Much as I like making my own food, and enjoy it best, for the next 8 weeks I&#039;ll have to buy diet meals and bring them if I want hot food for lunch. It will cost me an extra 12 bucks a week- about 6/hr for my food making time. I have to give it a rest for the time being- this Sunday it was stressful drudger on top of the huge must-do list. Once I realized that I was only saving 6/hr, I figured I can do this for the short term sprint. But I&#039;ll switch back- I like to cook if not stressed, and I prefer homemade. My frugality enables me most of the time, but when it becomes a hardship, I do reconsider specifics.]]></description>
		<content:encoded><![CDATA[<p>It&#8217;s all balance. I typically make my lunches for the week (I like a hot and healthy meal) on Sunday- it takes 2 hours, and comes out to 1.20 a serving. Now I am covering for 2 other teachers in addition to my part time load, tutoring, wrapping up the yearbook, and helping my daughter with scholarship apps. Much as I like making my own food, and enjoy it best, for the next 8 weeks I&#8217;ll have to buy diet meals and bring them if I want hot food for lunch. It will cost me an extra 12 bucks a week- about 6/hr for my food making time. I have to give it a rest for the time being- this Sunday it was stressful drudger on top of the huge must-do list. Once I realized that I was only saving 6/hr, I figured I can do this for the short term sprint. But I&#8217;ll switch back- I like to cook if not stressed, and I prefer homemade. My frugality enables me most of the time, but when it becomes a hardship, I do reconsider specifics.</p>
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		<title>By: Courtney20</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938826</link>
		<dc:creator>Courtney20</dc:creator>
		<pubDate>Tue, 15 Feb 2011 02:10:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938826</guid>
		<description><![CDATA[Eh, I agree more with the first three comments. I&#039;d rather go to a yoga class instead of making my own soap. Basically what it comes down to is we all have limited resources, and we make decisions about how best to use them. After a quick skim through the comments: I bought an e-reader too. Except now I can check out e-books from my library during a commercial or on my lunch break. No time spent driving to/from the library, no late fees because they automatically expire. I don&#039;t waste time at the grocery store because I order my groceries online and have them delivered ($7-$10 delivery fee 2-3x a month). I don&#039;t waste time shopping for clothes because I can order online from a few inexpensive places (Old Navy, Kohls, JC Penney) where I am familiar with the fits, and get free delivery.

We have good jobs, minimal debt (no credit card debt), retirement and regular savings. And we went to Disney last year too. So if I&#039;d rather pay $10 to gain an extra hour a week, especially if that hour is after I&#039;ve worked and gone to the gym and driven home, who cares?

When we have enough additional disposable income, I plan to have someone come clean my bathrooms too :-P]]></description>
		<content:encoded><![CDATA[<p>Eh, I agree more with the first three comments. I&#8217;d rather go to a yoga class instead of making my own soap. Basically what it comes down to is we all have limited resources, and we make decisions about how best to use them. After a quick skim through the comments: I bought an e-reader too. Except now I can check out e-books from my library during a commercial or on my lunch break. No time spent driving to/from the library, no late fees because they automatically expire. I don&#8217;t waste time at the grocery store because I order my groceries online and have them delivered ($7-$10 delivery fee 2-3x a month). I don&#8217;t waste time shopping for clothes because I can order online from a few inexpensive places (Old Navy, Kohls, JC Penney) where I am familiar with the fits, and get free delivery.</p>
<p>We have good jobs, minimal debt (no credit card debt), retirement and regular savings. And we went to Disney last year too. So if I&#8217;d rather pay $10 to gain an extra hour a week, especially if that hour is after I&#8217;ve worked and gone to the gym and driven home, who cares?</p>
<p>When we have enough additional disposable income, I plan to have someone come clean my bathrooms too :-P</p>
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		<title>By: Leah</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938824</link>
		<dc:creator>Leah</dc:creator>
		<pubDate>Tue, 15 Feb 2011 01:33:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938824</guid>
		<description><![CDATA[@Elizabeth, I think Trent mentioned other things because, every time he mentions TV, people write lots of comments about how their TV watching isn&#039;t so bad (which it isn&#039;t, as long as it&#039;s your choice).

For me, instead of cooking quadruple meals, I like to cook meal parts and freeze them.  Every time I cook ground beef or chicken breasts, I cook a few extra.  Then, they go in the freezer (chicken goes in cubed or shredded).  It&#039;s then much easier to put together some yummy dinner without spending time cooking the meat.  I also chop up lots of veggies if I&#039;m doing it for dinner one night -- if I have to chop half an onion, why not chop two whole onions and have onion ready for the rest of the week?]]></description>
		<content:encoded><![CDATA[<p>@Elizabeth, I think Trent mentioned other things because, every time he mentions TV, people write lots of comments about how their TV watching isn&#8217;t so bad (which it isn&#8217;t, as long as it&#8217;s your choice).</p>
<p>For me, instead of cooking quadruple meals, I like to cook meal parts and freeze them.  Every time I cook ground beef or chicken breasts, I cook a few extra.  Then, they go in the freezer (chicken goes in cubed or shredded).  It&#8217;s then much easier to put together some yummy dinner without spending time cooking the meat.  I also chop up lots of veggies if I&#8217;m doing it for dinner one night &#8212; if I have to chop half an onion, why not chop two whole onions and have onion ready for the rest of the week?</p>
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		<title>By: Michelle</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938823</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Tue, 15 Feb 2011 01:28:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938823</guid>
		<description><![CDATA[Agree with Johanna - &quot;I don&#039;t have time&quot; = This is not a priority for me, I chose not to spend my time doing this.]]></description>
		<content:encoded><![CDATA[<p>Agree with Johanna &#8211; &#8220;I don&#8217;t have time&#8221; = This is not a priority for me, I chose not to spend my time doing this.</p>
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		<title>By: valleycat1</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938822</link>
		<dc:creator>valleycat1</dc:creator>
		<pubDate>Tue, 15 Feb 2011 01:14:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938822</guid>
		<description><![CDATA[I don&#039;t see being frugal as something additional to my other activities - more as a mind-set that I approach the things I do (whether they&#039;re &#039;have to&#039;s&#039; or &#039;wants&#039;), with the thought of getting  the most value for my money or the most satisfaction out of the activity.]]></description>
		<content:encoded><![CDATA[<p>I don&#8217;t see being frugal as something additional to my other activities &#8211; more as a mind-set that I approach the things I do (whether they&#8217;re &#8216;have to&#8217;s&#8217; or &#8216;wants&#8217;), with the thought of getting  the most value for my money or the most satisfaction out of the activity.</p>
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		<title>By: Elizabeth</title>
		<link>http://www.thesimpledollar.com/2011/02/14/i-dont-have-the-time-to-be-frugal/#comment-938810</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Mon, 14 Feb 2011 23:38:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6667#comment-938810</guid>
		<description><![CDATA[@Sonja -- I think people don&#039;t understand how easy frugality or fitness are :)  I think it&#039;s a lack of energy too. It&#039;s easy to sit down in front of the TV or computer (as I&#039;m doing right now... eep!) than it is to do more &quot;work&quot; like frugal strategies or exercise.]]></description>
		<content:encoded><![CDATA[<p>@Sonja &#8212; I think people don&#8217;t understand how easy frugality or fitness are :)  I think it&#8217;s a lack of energy too. It&#8217;s easy to sit down in front of the TV or computer (as I&#8217;m doing right now&#8230; eep!) than it is to do more &#8220;work&#8221; like frugal strategies or exercise.</p>
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