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	<title>Comments on: Reader Mailbag: Wisconsin Emails</title>
	<atom:link href="http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: AnnJo</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941580</link>
		<dc:creator>AnnJo</dc:creator>
		<pubDate>Sun, 13 Mar 2011 07:38:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941580</guid>
		<description><![CDATA[Aaron, if it were up to me, an excellent teacher would get paid, at mid-career, about $80,000 a year in average cost of living communities (if they truly worked the same hours as other professionals (50-70/week, 48 wks/year) about 25% more). A mediocre one would earn about $45,000 and a poor one zero.  

Unfortunately, teachers&#039; unions don&#039;t allow that option.  They demand that teachers get paid based on seniority, are nearly impossible to fire after a very brief probationary period, and are vetted by completion of educational programs that most self-respecting lovers of learning would have to hold their noses to go through.

Am I willing to pay 5 poor teachers more money in order to pay 5 mediocre ones and 1 excellent one the same pay?  No.  

I deal regularly with the products of the public education system.  After 12-14 years of taxpayer investment of about $10,000 per student per year (in my area), many are barely literate, and less than 10% are what I would consider competently educated.  

I will grant you that good teachers are underpaid, but the premium on paying them adequately is just too high.

All six school-age members of my immediate family are either attending private schools or being home schooled (by family members with post-graduate degrees who are sacrificing considerable earnings to do that).  That&#039;s an expense we&#039;d all be happy to forego to pay public school teachers better, if we thought it would do any good.  We don&#039;t.]]></description>
		<content:encoded><![CDATA[<p>Aaron, if it were up to me, an excellent teacher would get paid, at mid-career, about $80,000 a year in average cost of living communities (if they truly worked the same hours as other professionals (50-70/week, 48 wks/year) about 25% more). A mediocre one would earn about $45,000 and a poor one zero.  </p>
<p>Unfortunately, teachers&#8217; unions don&#8217;t allow that option.  They demand that teachers get paid based on seniority, are nearly impossible to fire after a very brief probationary period, and are vetted by completion of educational programs that most self-respecting lovers of learning would have to hold their noses to go through.</p>
<p>Am I willing to pay 5 poor teachers more money in order to pay 5 mediocre ones and 1 excellent one the same pay?  No.  </p>
<p>I deal regularly with the products of the public education system.  After 12-14 years of taxpayer investment of about $10,000 per student per year (in my area), many are barely literate, and less than 10% are what I would consider competently educated.  </p>
<p>I will grant you that good teachers are underpaid, but the premium on paying them adequately is just too high.</p>
<p>All six school-age members of my immediate family are either attending private schools or being home schooled (by family members with post-graduate degrees who are sacrificing considerable earnings to do that).  That&#8217;s an expense we&#8217;d all be happy to forego to pay public school teachers better, if we thought it would do any good.  We don&#8217;t.</p>
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		<title>By: Aaron</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941554</link>
		<dc:creator>Aaron</dc:creator>
		<pubDate>Sat, 12 Mar 2011 20:08:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941554</guid>
		<description><![CDATA[&quot;You do realize that federal employees don’t have wage/benefit collective bargaining rights, nor do public employees in quite a number of other states. Yet nobody’s trashing the Capitol in DC or the legislative buildings in those other states, demanding them. Curious.&quot;

It&#039;s illegal here in Virginia for teachers to collectively bargain.  I once was a teacher here, and I&#039;d like to think I was a good one, spent a lot of hours above and beyond the time I was mandated to be at school.

Now, I&#039;m not.  Why?  Pay.  I couldn&#039;t pay the bills once my wife got sick.  When we knew there would be a time she wouldn&#039;t be able to work permanently coming in the future, I had no choice.  I went into IT.  If you think this is an isolated incident, understand that the most common number of years for a career in teaching is 3-4 years.  A lot of good teachers leave teaching because of the lack of pay.  For states that still have collective bargaining for teachers, do you honestly think getting rid of them will fix the problem?

Just because no one &quot;trashes&quot; the capitol building doesn&#039;t mean there aren&#039;t serious consequences to enacting anything that further reduces compensation for teachers or other public servants.

I&#039;d rather have some protests than a continued silent exodus of good teachers or other public servants.  Everyone seems to agree we can&#039;t just accept any warm bodies to be teachers, but somehow, when it comes to paying to retain good teachers, there is a significant portion of the population that seems to not care to do that.  You can&#039;t keep talented people by reducing their pay.]]></description>
		<content:encoded><![CDATA[<p>&#8220;You do realize that federal employees don’t have wage/benefit collective bargaining rights, nor do public employees in quite a number of other states. Yet nobody’s trashing the Capitol in DC or the legislative buildings in those other states, demanding them. Curious.&#8221;</p>
<p>It&#8217;s illegal here in Virginia for teachers to collectively bargain.  I once was a teacher here, and I&#8217;d like to think I was a good one, spent a lot of hours above and beyond the time I was mandated to be at school.</p>
<p>Now, I&#8217;m not.  Why?  Pay.  I couldn&#8217;t pay the bills once my wife got sick.  When we knew there would be a time she wouldn&#8217;t be able to work permanently coming in the future, I had no choice.  I went into IT.  If you think this is an isolated incident, understand that the most common number of years for a career in teaching is 3-4 years.  A lot of good teachers leave teaching because of the lack of pay.  For states that still have collective bargaining for teachers, do you honestly think getting rid of them will fix the problem?</p>
<p>Just because no one &#8220;trashes&#8221; the capitol building doesn&#8217;t mean there aren&#8217;t serious consequences to enacting anything that further reduces compensation for teachers or other public servants.</p>
<p>I&#8217;d rather have some protests than a continued silent exodus of good teachers or other public servants.  Everyone seems to agree we can&#8217;t just accept any warm bodies to be teachers, but somehow, when it comes to paying to retain good teachers, there is a significant portion of the population that seems to not care to do that.  You can&#8217;t keep talented people by reducing their pay.</p>
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		<title>By: kristine</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941497</link>
		<dc:creator>kristine</dc:creator>
		<pubDate>Sat, 12 Mar 2011 04:17:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941497</guid>
		<description><![CDATA[There is a great video on you tube. Can&#039;t post links here, but just go to you tube and search Ronald Reagan In Support of Unions and Collective Bargaining.]]></description>
		<content:encoded><![CDATA[<p>There is a great video on you tube. Can&#8217;t post links here, but just go to you tube and search Ronald Reagan In Support of Unions and Collective Bargaining.</p>
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		<title>By: AnnJo</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941490</link>
		<dc:creator>AnnJo</dc:creator>
		<pubDate>Sat, 12 Mar 2011 02:05:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941490</guid>
		<description><![CDATA[Jim &amp; Marta,
There are plenty of possible compromises.  The subject-matter of collective bargaining is one.  Can you bargain only over pay rates (which will continue in WI under the bill that passed) or also over benefits, working conditions, retention and promotion policies, lay-off and firing policies, program goals, program terminations, etc.?  

Another compromise that seems obvious to me for public employees is whether in exchange for collective bargaining rights they should lose some or all civil service law protections.  Why should they have both?   

On behalf of the taxpayers, another item I&#039;d want on the table would be consequences on existing collective bargaining agreements and union certifications of any illegal strikes or other illegal conduct.  My first offer might be the heads of the union leadership on a platter, but I&#039;d be open to some lesser sanction, in the spirit of compromise. 

You do realize that federal employees don&#039;t have wage/benefit collective bargaining rights, nor do public employees in quite a number of other states.  Yet nobody&#039;s trashing the Capitol in DC or the legislative buildings in those other states, demanding them. Curious.]]></description>
		<content:encoded><![CDATA[<p>Jim &amp; Marta,<br />
There are plenty of possible compromises.  The subject-matter of collective bargaining is one.  Can you bargain only over pay rates (which will continue in WI under the bill that passed) or also over benefits, working conditions, retention and promotion policies, lay-off and firing policies, program goals, program terminations, etc.?  </p>
<p>Another compromise that seems obvious to me for public employees is whether in exchange for collective bargaining rights they should lose some or all civil service law protections.  Why should they have both?   </p>
<p>On behalf of the taxpayers, another item I&#8217;d want on the table would be consequences on existing collective bargaining agreements and union certifications of any illegal strikes or other illegal conduct.  My first offer might be the heads of the union leadership on a platter, but I&#8217;d be open to some lesser sanction, in the spirit of compromise. </p>
<p>You do realize that federal employees don&#8217;t have wage/benefit collective bargaining rights, nor do public employees in quite a number of other states.  Yet nobody&#8217;s trashing the Capitol in DC or the legislative buildings in those other states, demanding them. Curious.</p>
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		<title>By: SLCCOM</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941485</link>
		<dc:creator>SLCCOM</dc:creator>
		<pubDate>Sat, 12 Mar 2011 00:41:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941485</guid>
		<description><![CDATA[The concern Trent mentioned was not ending up with &quot;marked&quot; cards. He didn&#039;t say anything about collectible value; if that is your concern, you should not be playing the game at all!]]></description>
		<content:encoded><![CDATA[<p>The concern Trent mentioned was not ending up with &#8220;marked&#8221; cards. He didn&#8217;t say anything about collectible value; if that is your concern, you should not be playing the game at all!</p>
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		<title>By: valleycat1</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941479</link>
		<dc:creator>valleycat1</dc:creator>
		<pubDate>Fri, 11 Mar 2011 23:21:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941479</guid>
		<description><![CDATA[#69 SLCCOM - I&#039;m not a collector, but my guess is that the sleeves rather than contact paper are to preserve the cards in good condition without actually altering them (as gluing contact paper on them would) because of possible future collectibe value.

Q6 - revitalization zones - here in CA these are going to be disappearing/rescinded soon.  Our town has already lost enterprise zones.]]></description>
		<content:encoded><![CDATA[<p>#69 SLCCOM &#8211; I&#8217;m not a collector, but my guess is that the sleeves rather than contact paper are to preserve the cards in good condition without actually altering them (as gluing contact paper on them would) because of possible future collectibe value.</p>
<p>Q6 &#8211; revitalization zones &#8211; here in CA these are going to be disappearing/rescinded soon.  Our town has already lost enterprise zones.</p>
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		<title>By: marta</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941477</link>
		<dc:creator>marta</dc:creator>
		<pubDate>Fri, 11 Mar 2011 23:01:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941477</guid>
		<description><![CDATA[No kidding, jim. Trent doesn&#039;t know what he&#039;s talking about here.]]></description>
		<content:encoded><![CDATA[<p>No kidding, jim. Trent doesn&#8217;t know what he&#8217;s talking about here.</p>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941470</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Fri, 11 Mar 2011 21:54:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941470</guid>
		<description><![CDATA[What is the compromise between having collective bargaining rights and not having collective bargaining rights?   Having collective bargaining rights only on odd numbered years?]]></description>
		<content:encoded><![CDATA[<p>What is the compromise between having collective bargaining rights and not having collective bargaining rights?   Having collective bargaining rights only on odd numbered years?</p>
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		<title>By: SLCCOM</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941456</link>
		<dc:creator>SLCCOM</dc:creator>
		<pubDate>Fri, 11 Mar 2011 20:31:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941456</guid>
		<description><![CDATA[Re: Card sleeves: Why not get a roll of clear Contact Paper and cover the cards for pennies per? Do it when the game is new enough, but after you know you&#039;ll keep it. 

Re: new business advice. Larger cities have the SCORE advisers. These are retired business people who can give you advice, free.]]></description>
		<content:encoded><![CDATA[<p>Re: Card sleeves: Why not get a roll of clear Contact Paper and cover the cards for pennies per? Do it when the game is new enough, but after you know you&#8217;ll keep it. </p>
<p>Re: new business advice. Larger cities have the SCORE advisers. These are retired business people who can give you advice, free.</p>
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		<title>By: deRuiter</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941441</link>
		<dc:creator>deRuiter</dc:creator>
		<pubDate>Fri, 11 Mar 2011 16:43:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941441</guid>
		<description><![CDATA[&quot;The more I read the comments the more I wonder why Trent doesn’t disable them completely. So much negativity here.&quot;  BECAUSE THE COMMENTS ARE WHY MOST PEOPLE COME TO THIS POST.  It&#039;s fun to read all the different opinions and to agree or disagree as one sees fit. Also it is necessary to have comments since Trent&#039;s advice is so often flat out wrong.  
As to the $55,000. house in a dying town in  a high tax state, in a &quot;so called&quot; revitalizing neighborhood, honey, run SCREAMING  away from this unsafe money pit in a dangerous neighborhood.  You will lose your shirt here, get raped some night when returning home after dark, if not worse.  Baltimore?]]></description>
		<content:encoded><![CDATA[<p>&#8220;The more I read the comments the more I wonder why Trent doesn’t disable them completely. So much negativity here.&#8221;  BECAUSE THE COMMENTS ARE WHY MOST PEOPLE COME TO THIS POST.  It&#8217;s fun to read all the different opinions and to agree or disagree as one sees fit. Also it is necessary to have comments since Trent&#8217;s advice is so often flat out wrong.<br />
As to the $55,000. house in a dying town in  a high tax state, in a &#8220;so called&#8221; revitalizing neighborhood, honey, run SCREAMING  away from this unsafe money pit in a dangerous neighborhood.  You will lose your shirt here, get raped some night when returning home after dark, if not worse.  Baltimore?</p>
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		<title>By: Telephus44</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941413</link>
		<dc:creator>Telephus44</dc:creator>
		<pubDate>Fri, 11 Mar 2011 13:38:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941413</guid>
		<description><![CDATA[#59 Aaron - right on.  So much of what passes for &quot;debate&quot; isn&#039;t really productive.

Of course, I also dislike the attitude of &quot;well, if there&#039;s nothing productive happening, I&#039;m just going to stay out of it.&quot;  If you don&#039;t like the political process, get involved!]]></description>
		<content:encoded><![CDATA[<p>#59 Aaron &#8211; right on.  So much of what passes for &#8220;debate&#8221; isn&#8217;t really productive.</p>
<p>Of course, I also dislike the attitude of &#8220;well, if there&#8217;s nothing productive happening, I&#8217;m just going to stay out of it.&#8221;  If you don&#8217;t like the political process, get involved!</p>
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		<title>By: Annie</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941409</link>
		<dc:creator>Annie</dc:creator>
		<pubDate>Fri, 11 Mar 2011 12:29:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941409</guid>
		<description><![CDATA[For Charlotte
I think you should talk to your parents about staying at home for a year or two and pay down your student loans and at the same time put away money for a downpayment.  I think the salary is good, you make 55K and you are very young. If you can live at home with your parents, i would take advantage of the savings opportunity and paying down your student loans so that one day, (maybe 3 years later) or so you can buy a really NICE home in a nice neighborhood with a reasonable downpayment.  I wouldn&#039;t worry about buying a home right now since 55K mortgage has got to be run down and not worth your education. 
good luck]]></description>
		<content:encoded><![CDATA[<p>For Charlotte<br />
I think you should talk to your parents about staying at home for a year or two and pay down your student loans and at the same time put away money for a downpayment.  I think the salary is good, you make 55K and you are very young. If you can live at home with your parents, i would take advantage of the savings opportunity and paying down your student loans so that one day, (maybe 3 years later) or so you can buy a really NICE home in a nice neighborhood with a reasonable downpayment.  I wouldn&#8217;t worry about buying a home right now since 55K mortgage has got to be run down and not worth your education.<br />
good luck</p>
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		<title>By: Jeroen</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941399</link>
		<dc:creator>Jeroen</dc:creator>
		<pubDate>Fri, 11 Mar 2011 09:23:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941399</guid>
		<description><![CDATA[&quot;I figure that if both people on the left and people on the right disagree with me, I must be saying something sensible.&quot;

... or something so stupid both sides immediatly see as such. (note that I&#039;m not saying you did that in this case, just pointing out the logical flaw in that scentence)]]></description>
		<content:encoded><![CDATA[<p>&#8220;I figure that if both people on the left and people on the right disagree with me, I must be saying something sensible.&#8221;</p>
<p>&#8230; or something so stupid both sides immediatly see as such. (note that I&#8217;m not saying you did that in this case, just pointing out the logical flaw in that scentence)</p>
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		<title>By: jackie.n</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941379</link>
		<dc:creator>jackie.n</dc:creator>
		<pubDate>Fri, 11 Mar 2011 00:28:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941379</guid>
		<description><![CDATA[@ courtney--thanks--got it--appreciate the heads up!]]></description>
		<content:encoded><![CDATA[<p>@ courtney&#8211;thanks&#8211;got it&#8211;appreciate the heads up!</p>
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		<title>By: Rebecca C</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941371</link>
		<dc:creator>Rebecca C</dc:creator>
		<pubDate>Thu, 10 Mar 2011 23:39:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941371</guid>
		<description><![CDATA[Regarding Q3, two words: Google Voice. :P
It doesn&#039;t have free texting, but it has free minutes, a hugely better voicemail system, and a phone number that will follow you for as long as you like (from carrier to carrier). 

I don&#039;t know if iPhone has it (I want to say they just recently got it, but I&#039;m not 100% on that), but Android definitely does. It is one of the more valuable apps, imo. 

I do like Skype, as well, but a few of my friends are having trouble with the last update, so we haven&#039;t used it as much lately. There are also apps like HeyTell that act like push-to-talk features, though I don&#039;t know whether they count against your minutes, as I&#039;ve never personally used them. Hope this helps someone. :)]]></description>
		<content:encoded><![CDATA[<p>Regarding Q3, two words: Google Voice. :P<br />
It doesn&#8217;t have free texting, but it has free minutes, a hugely better voicemail system, and a phone number that will follow you for as long as you like (from carrier to carrier). </p>
<p>I don&#8217;t know if iPhone has it (I want to say they just recently got it, but I&#8217;m not 100% on that), but Android definitely does. It is one of the more valuable apps, imo. </p>
<p>I do like Skype, as well, but a few of my friends are having trouble with the last update, so we haven&#8217;t used it as much lately. There are also apps like HeyTell that act like push-to-talk features, though I don&#8217;t know whether they count against your minutes, as I&#8217;ve never personally used them. Hope this helps someone. :)</p>
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		<title>By: done that</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941370</link>
		<dc:creator>done that</dc:creator>
		<pubDate>Thu, 10 Mar 2011 23:34:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941370</guid>
		<description><![CDATA[Thanks, Des.  The off brand leaves the glasses cloudy too.  So - still searching.

You&#039;re right about the bathing suit post.  Way off base.  A cheap bathing suit doesn&#039;t even cover the required parts much less stay on long enough to swim.  I&#039;d be happy in a pair of shorts and a t-shirt but most places won&#039;t let you swim unless you have a &quot;real&quot; bathing suit.

Just for amusement, I&#039;ll add that on one trip when I forgot to pack a suit, I purchased a couple yards of inexpensive fabric and used a wrap I learned in Hawaii.]]></description>
		<content:encoded><![CDATA[<p>Thanks, Des.  The off brand leaves the glasses cloudy too.  So &#8211; still searching.</p>
<p>You&#8217;re right about the bathing suit post.  Way off base.  A cheap bathing suit doesn&#8217;t even cover the required parts much less stay on long enough to swim.  I&#8217;d be happy in a pair of shorts and a t-shirt but most places won&#8217;t let you swim unless you have a &#8220;real&#8221; bathing suit.</p>
<p>Just for amusement, I&#8217;ll add that on one trip when I forgot to pack a suit, I purchased a couple yards of inexpensive fabric and used a wrap I learned in Hawaii.</p>
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		<title>By: Des</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941362</link>
		<dc:creator>Des</dc:creator>
		<pubDate>Thu, 10 Mar 2011 23:03:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941362</guid>
		<description><![CDATA[@ done that

I&#039;ve used a homemade dishwasher soap - 1 tbs washing soda plus 1 tbs borax, vinegar in the jet dry space. It worked perfect for a few washes, then my glasses started getting cloudy. I actually found that off brand dishwasher soap was cheaper than the homemade, but I still use it in a pinch, since I always have those items on hand. YMMV, depending on how hard or soft your water is.

PS. Have fun reading the bathing suit post...it is hilarious!]]></description>
		<content:encoded><![CDATA[<p>@ done that</p>
<p>I&#8217;ve used a homemade dishwasher soap &#8211; 1 tbs washing soda plus 1 tbs borax, vinegar in the jet dry space. It worked perfect for a few washes, then my glasses started getting cloudy. I actually found that off brand dishwasher soap was cheaper than the homemade, but I still use it in a pinch, since I always have those items on hand. YMMV, depending on how hard or soft your water is.</p>
<p>PS. Have fun reading the bathing suit post&#8230;it is hilarious!</p>
]]></content:encoded>
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	<item>
		<title>By: done that</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941358</link>
		<dc:creator>done that</dc:creator>
		<pubDate>Thu, 10 Mar 2011 22:35:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941358</guid>
		<description><![CDATA[Oh what fun today!
@David #14 - I am a &quot;public servant&quot; and have always gauged my work by pissing people off equally on both sides of a debate
@Nick #44 - I met someone a few weeks ago who is moving back to Kansas where she just purchased a 3 bedroom house for $38K.  I am re-evaluating my &quot;I love it here and don&#039;t want to move&quot; stance.  Just think - a house I could pay cash for based on equity when I sell my nowhere near paid off house here.
Off to check out &quot;bathing suit&quot;.

Oh, and Trent, have you ever done a home-made dishwasher soap?]]></description>
		<content:encoded><![CDATA[<p>Oh what fun today!<br />
@David #14 &#8211; I am a &#8220;public servant&#8221; and have always gauged my work by pissing people off equally on both sides of a debate<br />
@Nick #44 &#8211; I met someone a few weeks ago who is moving back to Kansas where she just purchased a 3 bedroom house for $38K.  I am re-evaluating my &#8220;I love it here and don&#8217;t want to move&#8221; stance.  Just think &#8211; a house I could pay cash for based on equity when I sell my nowhere near paid off house here.<br />
Off to check out &#8220;bathing suit&#8221;.</p>
<p>Oh, and Trent, have you ever done a home-made dishwasher soap?</p>
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		<title>By: Aaron</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941353</link>
		<dc:creator>Aaron</dc:creator>
		<pubDate>Thu, 10 Mar 2011 21:47:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941353</guid>
		<description><![CDATA[I think what Trent was more indicating is the endless loop of bickering between lefties and righties that gets nowhere.  I don&#039;t think he literally thinks if everyone would compromise, everything would always turn out better.

When you get to the point you can&#039;t even have conversations with those you oppose, it&#039;s out of hand.  There are obvious examples of market forces solving economic problems.  There are obvious examples of government intervention solving economic problems, too.  Neither ideology is correct 100% of the time, and there&#039;s a growing portion of the population that think their hardened ideology is.

If your statements about how to solve the Wisconsin budget impasse for example consist only of talking points from either the left or the right, and that&#039;s it, you&#039;re not contributing to the debate, and you&#039;re not helping.

I&#039;m not saying that extremes on either side of the spectrum are always wrong.  I&#039;m saying platitudes about your stance and oversimplistic criticisms of the other side doesn&#039;t make you right helps no one.  It hardens both you and your opposition in your views instead of exploring other alternatives that may be better than either side is proposing.]]></description>
		<content:encoded><![CDATA[<p>I think what Trent was more indicating is the endless loop of bickering between lefties and righties that gets nowhere.  I don&#8217;t think he literally thinks if everyone would compromise, everything would always turn out better.</p>
<p>When you get to the point you can&#8217;t even have conversations with those you oppose, it&#8217;s out of hand.  There are obvious examples of market forces solving economic problems.  There are obvious examples of government intervention solving economic problems, too.  Neither ideology is correct 100% of the time, and there&#8217;s a growing portion of the population that think their hardened ideology is.</p>
<p>If your statements about how to solve the Wisconsin budget impasse for example consist only of talking points from either the left or the right, and that&#8217;s it, you&#8217;re not contributing to the debate, and you&#8217;re not helping.</p>
<p>I&#8217;m not saying that extremes on either side of the spectrum are always wrong.  I&#8217;m saying platitudes about your stance and oversimplistic criticisms of the other side doesn&#8217;t make you right helps no one.  It hardens both you and your opposition in your views instead of exploring other alternatives that may be better than either side is proposing.</p>
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		<title>By: Steve</title>
		<link>http://www.thesimpledollar.com/2011/03/10/reader-mailbag-wisconsin-emails/#comment-941352</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Thu, 10 Mar 2011 21:43:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=6767#comment-941352</guid>
		<description><![CDATA[In decending order of how much I disagree with Trent:

Q5: Getting an extension does nothing to the interest and penalties you pay if you owe money! It only lets you file your tax paperwork later. If you don&#039;t have the money right now you can work out a payment plan with the IRS, there&#039;s of course a form for it.

Q1: A lot of people favor the Roth because taxes just have to go up. But that ignores the fact that we live in a progressive tax system, which means your first dollar is taxed at zero percent. Putting all your retirement money in a Roth would be a clear mistake. You pay taxes now at your higest marginal rate, to avoid zero taxes in the future.

Q4: Check out the HP dm1z. It&#039;s a pretty decent laptop for only about $400.]]></description>
		<content:encoded><![CDATA[<p>In decending order of how much I disagree with Trent:</p>
<p>Q5: Getting an extension does nothing to the interest and penalties you pay if you owe money! It only lets you file your tax paperwork later. If you don&#8217;t have the money right now you can work out a payment plan with the IRS, there&#8217;s of course a form for it.</p>
<p>Q1: A lot of people favor the Roth because taxes just have to go up. But that ignores the fact that we live in a progressive tax system, which means your first dollar is taxed at zero percent. Putting all your retirement money in a Roth would be a clear mistake. You pay taxes now at your higest marginal rate, to avoid zero taxes in the future.</p>
<p>Q4: Check out the HP dm1z. It&#8217;s a pretty decent laptop for only about $400.</p>
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