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	<title>Comments on: Integrity and Your Goals</title>
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	<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948473</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Tue, 24 May 2011 18:43:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948473</guid>
		<description><![CDATA[@David: Isn&#039;t that exactly what I said?  What the heck?]]></description>
		<content:encoded><![CDATA[<p>@David: Isn&#8217;t that exactly what I said?  What the heck?</p>
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		<title>By: David</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948466</link>
		<dc:creator>David</dc:creator>
		<pubDate>Tue, 24 May 2011 18:24:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948466</guid>
		<description><![CDATA[The OED gives &quot;concert (v) Of a single person: To plan, devise, arrange.&quot; You actually can make a concerted effort by yourself, but cases of the kind are rare.]]></description>
		<content:encoded><![CDATA[<p>The OED gives &#8220;concert (v) Of a single person: To plan, devise, arrange.&#8221; You actually can make a concerted effort by yourself, but cases of the kind are rare.</p>
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		<title>By: Justin</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948451</link>
		<dc:creator>Justin</dc:creator>
		<pubDate>Tue, 24 May 2011 16:40:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948451</guid>
		<description><![CDATA[Oops- I meant problems, not products :-p]]></description>
		<content:encoded><![CDATA[<p>Oops- I meant problems, not products :-p</p>
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		<title>By: Justin</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948450</link>
		<dc:creator>Justin</dc:creator>
		<pubDate>Tue, 24 May 2011 16:39:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948450</guid>
		<description><![CDATA[I think one of my biggest products has been going it alone.

I have learned over the last year or so that I need to include my wife in my side business. Even if it&#039;s just telling her &quot;Im going to earn X amount this month to pay off debt&quot;, that will help me stay accountable and on track.]]></description>
		<content:encoded><![CDATA[<p>I think one of my biggest products has been going it alone.</p>
<p>I have learned over the last year or so that I need to include my wife in my side business. Even if it&#8217;s just telling her &#8220;Im going to earn X amount this month to pay off debt&#8221;, that will help me stay accountable and on track.</p>
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		<title>By: Toni S</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948416</link>
		<dc:creator>Toni S</dc:creator>
		<pubDate>Tue, 24 May 2011 14:18:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948416</guid>
		<description><![CDATA[I am on an extremely restricted diet designed to cleanse and heal my body. Part of the diet includes a cheat day, which allows you to eat anything you want for 2 hours a week. At first I looked forward to my 2 hour cheat once a week, but I noticed that my cheats made me feel bad physically. I then modified my cheats so that they would not make me feel so bad and as my health has improved, many times I don&#039;t need to cheat. I prefer not to cheat on this diet, but I like the &quot;cheat clause&quot; that enables me to stick with it and still improve my health.]]></description>
		<content:encoded><![CDATA[<p>I am on an extremely restricted diet designed to cleanse and heal my body. Part of the diet includes a cheat day, which allows you to eat anything you want for 2 hours a week. At first I looked forward to my 2 hour cheat once a week, but I noticed that my cheats made me feel bad physically. I then modified my cheats so that they would not make me feel so bad and as my health has improved, many times I don&#8217;t need to cheat. I prefer not to cheat on this diet, but I like the &#8220;cheat clause&#8221; that enables me to stick with it and still improve my health.</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948410</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Tue, 24 May 2011 13:28:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948410</guid>
		<description><![CDATA[As long as we&#039;re talking about words that are misused in business-speak, can we do something about &quot;concerted effort&quot;?  A concerted effort is a mutual or cooperative effort, not just a really intense effort.  You and someone else can make a concerted effort when you work together to do something.  You can&#039;t really make a concerted effort by yourself.  

(Well, I guess you could call it a &quot;concerted effort&quot; if you&#039;re trying in more than one way to achieve a single goal, like balancing your budget by cutting spending and earning more money at the same time.  But 99% of the time, when someone says &quot;I made a concerted effort,&quot; they&#039;re misusing the term.)]]></description>
		<content:encoded><![CDATA[<p>As long as we&#8217;re talking about words that are misused in business-speak, can we do something about &#8220;concerted effort&#8221;?  A concerted effort is a mutual or cooperative effort, not just a really intense effort.  You and someone else can make a concerted effort when you work together to do something.  You can&#8217;t really make a concerted effort by yourself.  </p>
<p>(Well, I guess you could call it a &#8220;concerted effort&#8221; if you&#8217;re trying in more than one way to achieve a single goal, like balancing your budget by cutting spending and earning more money at the same time.  But 99% of the time, when someone says &#8220;I made a concerted effort,&#8221; they&#8217;re misusing the term.)</p>
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		<title>By: Gretchen</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948408</link>
		<dc:creator>Gretchen</dc:creator>
		<pubDate>Tue, 24 May 2011 13:04:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948408</guid>
		<description><![CDATA[I actually had no idea that it was a slang usage of the word. 


Let&#039;s keep it that way! :)]]></description>
		<content:encoded><![CDATA[<p>I actually had no idea that it was a slang usage of the word. </p>
<p>Let&#8217;s keep it that way! :)</p>
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		<title>By: Snowy Heron</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948407</link>
		<dc:creator>Snowy Heron</dc:creator>
		<pubDate>Tue, 24 May 2011 12:57:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948407</guid>
		<description><![CDATA[Kristine - you are so right about people with integrity being unflinchingly honest with themselves.  Given mankind&#039;s incredible ability to deceive themselves, it is tough to find individuals with that quality.]]></description>
		<content:encoded><![CDATA[<p>Kristine &#8211; you are so right about people with integrity being unflinchingly honest with themselves.  Given mankind&#8217;s incredible ability to deceive themselves, it is tough to find individuals with that quality.</p>
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		<title>By: kristine</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948406</link>
		<dc:creator>kristine</dc:creator>
		<pubDate>Tue, 24 May 2011 12:10:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948406</guid>
		<description><![CDATA[Ditto on Katie-encouraging a point of view that pit perfection vs. loss if integrity/ failure, is setting yourself up to fail. No one is perfect. I find that as people get older and wiser- they do not see the world in such black and white terms- they are more accepting of the human condition.

This reminds me of people in business who base outcomes on best case scenario. Actual mistakes, not just opportunity for mistakes,  have to be factored into an any endeavor, and learned from. Coming up with ways to avoid mistakes is great, but self-flagellation over it is negative reinforcement. That alone is a turn off to continue.

And ditto Gretchen on integrity. It is used in marketing and business to mean &quot;purity of process&quot;, but I find that usage cheapens the word. It&#039;s like teens today use the word &quot;sexy&quot; to mean anything slick, glamorous or appealing. 

True integrity does not flinch if you eat too much cake. It is not a synonym for consistency. However, people with integrity are consistently honest with themselves and others, and act according to their beliefs. Applying it here is a stretch, and downgrades the word. Goals do not have integrity, people do. Good goals have incentives, contingency re-tracking plans, and a success rate. Motivational hyperbole is to ra-ra for me.

Let&#039;s not use up our most powerful and meaningful verbiage on things like breaking a fitness regime. I sound like an old biddy, but words become cheaper everyday. My husband has integrity, and when I say that- I want it to mean all that it should, and the word to have the impact of the sterling character that goes with it.]]></description>
		<content:encoded><![CDATA[<p>Ditto on Katie-encouraging a point of view that pit perfection vs. loss if integrity/ failure, is setting yourself up to fail. No one is perfect. I find that as people get older and wiser- they do not see the world in such black and white terms- they are more accepting of the human condition.</p>
<p>This reminds me of people in business who base outcomes on best case scenario. Actual mistakes, not just opportunity for mistakes,  have to be factored into an any endeavor, and learned from. Coming up with ways to avoid mistakes is great, but self-flagellation over it is negative reinforcement. That alone is a turn off to continue.</p>
<p>And ditto Gretchen on integrity. It is used in marketing and business to mean &#8220;purity of process&#8221;, but I find that usage cheapens the word. It&#8217;s like teens today use the word &#8220;sexy&#8221; to mean anything slick, glamorous or appealing. </p>
<p>True integrity does not flinch if you eat too much cake. It is not a synonym for consistency. However, people with integrity are consistently honest with themselves and others, and act according to their beliefs. Applying it here is a stretch, and downgrades the word. Goals do not have integrity, people do. Good goals have incentives, contingency re-tracking plans, and a success rate. Motivational hyperbole is to ra-ra for me.</p>
<p>Let&#8217;s not use up our most powerful and meaningful verbiage on things like breaking a fitness regime. I sound like an old biddy, but words become cheaper everyday. My husband has integrity, and when I say that- I want it to mean all that it should, and the word to have the impact of the sterling character that goes with it.</p>
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		<title>By: Doable Finance</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948404</link>
		<dc:creator>Doable Finance</dc:creator>
		<pubDate>Tue, 24 May 2011 11:58:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948404</guid>
		<description><![CDATA[It&#039;s easy to set goals. To follow and work for it have failed most folks.]]></description>
		<content:encoded><![CDATA[<p>It&#8217;s easy to set goals. To follow and work for it have failed most folks.</p>
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		<title>By: krantcents</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948379</link>
		<dc:creator>krantcents</dc:creator>
		<pubDate>Tue, 24 May 2011 00:54:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948379</guid>
		<description><![CDATA[Personally, I can only handle 3 or 4 goals at a time.  I use lists and reminders to keep me on track.  I keep myself accountable by constantly monitoring my progress.]]></description>
		<content:encoded><![CDATA[<p>Personally, I can only handle 3 or 4 goals at a time.  I use lists and reminders to keep me on track.  I keep myself accountable by constantly monitoring my progress.</p>
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		<title>By: Evangeline</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948375</link>
		<dc:creator>Evangeline</dc:creator>
		<pubDate>Tue, 24 May 2011 00:00:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948375</guid>
		<description><![CDATA[My outlook is completely different. Eating an entire Sarah Lee cake will not throw me off my exercise plan. Why? To me, they are not connected in any way. Poor food choices in no way flow into poor exercise habits. This sort of &#039;disconnect&#039; allows me to skip the guilt and move forward.]]></description>
		<content:encoded><![CDATA[<p>My outlook is completely different. Eating an entire Sarah Lee cake will not throw me off my exercise plan. Why? To me, they are not connected in any way. Poor food choices in no way flow into poor exercise habits. This sort of &#8216;disconnect&#8217; allows me to skip the guilt and move forward.</p>
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		<title>By: Steve</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948372</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Mon, 23 May 2011 23:36:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948372</guid>
		<description><![CDATA[&quot;All or nothing&quot; thinking is more likely to lead to nothing.]]></description>
		<content:encoded><![CDATA[<p>&#8220;All or nothing&#8221; thinking is more likely to lead to nothing.</p>
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		<title>By: Tyson</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948369</link>
		<dc:creator>Tyson</dc:creator>
		<pubDate>Mon, 23 May 2011 23:23:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948369</guid>
		<description><![CDATA[Timely post.  I posted a story on goal setting on my blog today, and feel that the information here is helpful and wise.  
When I set a difficult or a goal that will take some time to achieve, I used to be a &quot;one mess up and it&#039;s over&quot; type of guy.  Now, learning from why you binged, or fell short and put up proper and appropriate shields in your life to help reduce that from occuring again.  Continual growth and learning, especially from mistakes, will make you successful.  Goals are usually a marathon, not a sprint.  If you take 2 steps forward but 1 back, you are still up 1 step...]]></description>
		<content:encoded><![CDATA[<p>Timely post.  I posted a story on goal setting on my blog today, and feel that the information here is helpful and wise.<br />
When I set a difficult or a goal that will take some time to achieve, I used to be a &#8220;one mess up and it&#8217;s over&#8221; type of guy.  Now, learning from why you binged, or fell short and put up proper and appropriate shields in your life to help reduce that from occuring again.  Continual growth and learning, especially from mistakes, will make you successful.  Goals are usually a marathon, not a sprint.  If you take 2 steps forward but 1 back, you are still up 1 step&#8230;</p>
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		<title>By: valleycat1</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948367</link>
		<dc:creator>valleycat1</dc:creator>
		<pubDate>Mon, 23 May 2011 22:16:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948367</guid>
		<description><![CDATA[You&#039;ll make progress even if its two steps forward, one step back.  I also agree with Katie -recognize that you&#039;re not going to make perfect progress or adhere perfectly to the plan, but get back on track as soon as you realize you&#039;re not where you intended to be.]]></description>
		<content:encoded><![CDATA[<p>You&#8217;ll make progress even if its two steps forward, one step back.  I also agree with Katie -recognize that you&#8217;re not going to make perfect progress or adhere perfectly to the plan, but get back on track as soon as you realize you&#8217;re not where you intended to be.</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948364</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 23 May 2011 21:18:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948364</guid>
		<description><![CDATA[As for &quot;setting aside time&quot; to work toward a goal, something that worked really well for me when I was first learning the guitar was: I would make an effort to sit down with the instrument every day, but not for any predetermined amount of time - I&#039;d just play until I got bored and felt like doing something else.  Sometimes I&#039;d play for ten minutes, and sometimes for two hours.  Sometimes I&#039;d consciously work on something that challenged me, and sometimes I&#039;d just strum the chords to songs that I already knew well.

I think there are two reasons why this worked well for me: (1) I can schedule my time with pretty much only myself to please (no kids, for example), and (2) playing the guitar was enjoyable for me pretty much from the beginning.  I wasn&#039;t thinking &quot;if only I can push myself through this unpleasantness, eventually this will be fun&quot; - it was fun from the very beginning, almost.  (I suspect, however, that if I&#039;d tried to force myself to practice for an hour every day, it would have quickly become a lot less fun.)]]></description>
		<content:encoded><![CDATA[<p>As for &#8220;setting aside time&#8221; to work toward a goal, something that worked really well for me when I was first learning the guitar was: I would make an effort to sit down with the instrument every day, but not for any predetermined amount of time &#8211; I&#8217;d just play until I got bored and felt like doing something else.  Sometimes I&#8217;d play for ten minutes, and sometimes for two hours.  Sometimes I&#8217;d consciously work on something that challenged me, and sometimes I&#8217;d just strum the chords to songs that I already knew well.</p>
<p>I think there are two reasons why this worked well for me: (1) I can schedule my time with pretty much only myself to please (no kids, for example), and (2) playing the guitar was enjoyable for me pretty much from the beginning.  I wasn&#8217;t thinking &#8220;if only I can push myself through this unpleasantness, eventually this will be fun&#8221; &#8211; it was fun from the very beginning, almost.  (I suspect, however, that if I&#8217;d tried to force myself to practice for an hour every day, it would have quickly become a lot less fun.)</p>
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		<title>By: Gretchen</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948360</link>
		<dc:creator>Gretchen</dc:creator>
		<pubDate>Mon, 23 May 2011 20:57:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948360</guid>
		<description><![CDATA[Also, integrity relates to your morals and ethics and honesty. 

Not consistancy.]]></description>
		<content:encoded><![CDATA[<p>Also, integrity relates to your morals and ethics and honesty. </p>
<p>Not consistancy.</p>
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	<item>
		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948359</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 23 May 2011 20:56:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948359</guid>
		<description><![CDATA[I agree with Katie, as usual.  When anything less than &quot;always&quot; (or more than &quot;never&quot;) is defined as failure, then you are going to fail eventually.  Giving yourself room to be not quite perfect can help you keep going.

It can also help you get started.  If you find yourself faced with saying &quot;From now on, I will never (eat meat, visit the coffee shop, whatever) again&quot; it&#039;s so easy to add &quot;...starting tomorrow!&quot;]]></description>
		<content:encoded><![CDATA[<p>I agree with Katie, as usual.  When anything less than &#8220;always&#8221; (or more than &#8220;never&#8221;) is defined as failure, then you are going to fail eventually.  Giving yourself room to be not quite perfect can help you keep going.</p>
<p>It can also help you get started.  If you find yourself faced with saying &#8220;From now on, I will never (eat meat, visit the coffee shop, whatever) again&#8221; it&#8217;s so easy to add &#8220;&#8230;starting tomorrow!&#8221;</p>
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		<title>By: Gretchen</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948358</link>
		<dc:creator>Gretchen</dc:creator>
		<pubDate>Mon, 23 May 2011 20:54:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948358</guid>
		<description><![CDATA[100% disagree. You can be a healthy weight novelist who plays piano. 



I think the key is to have a slip up plan. Well, I ate an entire cake. Next time I won&#039;t  buy  a whole cake. 
I&#039;ll eat a single slice then take a brisk 30 minute walk.]]></description>
		<content:encoded><![CDATA[<p>100% disagree. You can be a healthy weight novelist who plays piano. </p>
<p>I think the key is to have a slip up plan. Well, I ate an entire cake. Next time I won&#8217;t  buy  a whole cake.<br />
I&#8217;ll eat a single slice then take a brisk 30 minute walk.</p>
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		<title>By: Kathryn Fenner</title>
		<link>http://www.thesimpledollar.com/2011/05/23/integrity-and-your-goals/#comment-948357</link>
		<dc:creator>Kathryn Fenner</dc:creator>
		<pubDate>Mon, 23 May 2011 20:45:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7098#comment-948357</guid>
		<description><![CDATA[I was reflecting on just this as I was practicing the piano this afternoon (thanks, Trent, for inspiring me to get back into it--I was very serious as a high school student back in the 70s, and I&#039;m really enjoying playing now). When I set a goal, all I can do is lose--I meet the goal or I fail to meet it. The positive part is the setting the goal. 

Instead, I set an intention. I intend to play the piano daily. Somehow, if I miss, I don&#039;t feel like I &quot;blew&quot; it....

I have also lost almost 50 pounds this way (I follow the new Atkins plan). I have no &quot;goal&quot;--I just follow the plan as best I can (which is pretty easy because I&#039;m not terribly hungry and I eat foods I like). Whatever weight comes off, comes off. I hope to lose another 20, or even 40, but since I am now three sizes smaller, I&#039;m happy.]]></description>
		<content:encoded><![CDATA[<p>I was reflecting on just this as I was practicing the piano this afternoon (thanks, Trent, for inspiring me to get back into it&#8211;I was very serious as a high school student back in the 70s, and I&#8217;m really enjoying playing now). When I set a goal, all I can do is lose&#8211;I meet the goal or I fail to meet it. The positive part is the setting the goal. </p>
<p>Instead, I set an intention. I intend to play the piano daily. Somehow, if I miss, I don&#8217;t feel like I &#8220;blew&#8221; it&#8230;.</p>
<p>I have also lost almost 50 pounds this way (I follow the new Atkins plan). I have no &#8220;goal&#8221;&#8211;I just follow the plan as best I can (which is pretty easy because I&#8217;m not terribly hungry and I eat foods I like). Whatever weight comes off, comes off. I hope to lose another 20, or even 40, but since I am now three sizes smaller, I&#8217;m happy.</p>
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