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	<title>Comments on: 15 Shopping Rules of Thumb</title>
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	<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Davina</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-956449</link>
		<dc:creator>Davina</dc:creator>
		<pubDate>Fri, 26 Aug 2011 22:57:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-956449</guid>
		<description><![CDATA[I buy really good furniture that I love and think I&#039;ll keep all of my life.  It&#039;s beautiful and comfortable and I feel at ease when people come to my home. Cheap stuff doesn&#039;t last and bugs my eyes.  

For instance, I bought a $6,000 Drexel Heritage couch on sale for $3,000 20 years ago and am now reupholstering with high quality fabric bought from the manufacturer off the internet at half price.  A retired professional upholsterer working from his garage will provide the labor for $450. Thus I&#039;m getting a beautiful, very comfortable, redone couch for about $1300 and no tax.  I&#039;ll hang on to the couch the rest of my life and never pay current retail for a couch again. 

I once bought three Drexel Heritage end and coffee tables on sale for $1,000.  Ten years later when I realized they were hideous, they sold for $1,000.   
   
With a couple of exceptions, I don&#039;t much enjoy travel and come home feeling that I didn&#039;t have much fun for the money spent.  Time in my comfortably furnished home is happiness for me.]]></description>
		<content:encoded><![CDATA[<p>I buy really good furniture that I love and think I&#8217;ll keep all of my life.  It&#8217;s beautiful and comfortable and I feel at ease when people come to my home. Cheap stuff doesn&#8217;t last and bugs my eyes.  </p>
<p>For instance, I bought a $6,000 Drexel Heritage couch on sale for $3,000 20 years ago and am now reupholstering with high quality fabric bought from the manufacturer off the internet at half price.  A retired professional upholsterer working from his garage will provide the labor for $450. Thus I&#8217;m getting a beautiful, very comfortable, redone couch for about $1300 and no tax.  I&#8217;ll hang on to the couch the rest of my life and never pay current retail for a couch again. </p>
<p>I once bought three Drexel Heritage end and coffee tables on sale for $1,000.  Ten years later when I realized they were hideous, they sold for $1,000.   </p>
<p>With a couple of exceptions, I don&#8217;t much enjoy travel and come home feeling that I didn&#8217;t have much fun for the money spent.  Time in my comfortably furnished home is happiness for me.</p>
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		<title>By: Amanik041</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950690</link>
		<dc:creator>Amanik041</dc:creator>
		<pubDate>Mon, 20 Jun 2011 16:41:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950690</guid>
		<description><![CDATA[you&#039;re completely wrong about ram, cpu is much more important. after you get 4-6 gigs of ram any more ram is just useless. it&#039;s your cpu that makes your computer faster]]></description>
		<content:encoded><![CDATA[<p>you&#8217;re completely wrong about ram, cpu is much more important. after you get 4-6 gigs of ram any more ram is just useless. it&#8217;s your cpu that makes your computer faster</p>
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		<title>By: Sara</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950492</link>
		<dc:creator>Sara</dc:creator>
		<pubDate>Fri, 17 Jun 2011 02:06:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950492</guid>
		<description><![CDATA[Maybe it&#039;s just me, but it seems like the last two kind of conflict with each other.  Experiences are rarely things you need.  And I&#039;m with AndreaS about the fleeting nature of experiences.  I think it&#039;s really a matter of personal preference, but I like to spend money on things that I can enjoy for a long time rather than experiences that happen once and are over.]]></description>
		<content:encoded><![CDATA[<p>Maybe it&#8217;s just me, but it seems like the last two kind of conflict with each other.  Experiences are rarely things you need.  And I&#8217;m with AndreaS about the fleeting nature of experiences.  I think it&#8217;s really a matter of personal preference, but I like to spend money on things that I can enjoy for a long time rather than experiences that happen once and are over.</p>
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		<title>By: Bill</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950408</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Thu, 16 Jun 2011 15:48:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950408</guid>
		<description><![CDATA[Storage is pretty cheap aftermarket.

the 1TB (yes, 1 terabyte) hard drive in my laptop cost all of $80 on sale.

now I can download all my Tivo shows! (since i&#039;m over-the-air only - shows run almost 7GB/hour)]]></description>
		<content:encoded><![CDATA[<p>Storage is pretty cheap aftermarket.</p>
<p>the 1TB (yes, 1 terabyte) hard drive in my laptop cost all of $80 on sale.</p>
<p>now I can download all my Tivo shows! (since i&#8217;m over-the-air only &#8211; shows run almost 7GB/hour)</p>
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		<title>By: Will @ HackingTheBank.com</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950401</link>
		<dc:creator>Will @ HackingTheBank.com</dc:creator>
		<pubDate>Thu, 16 Jun 2011 15:27:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950401</guid>
		<description><![CDATA[I really really like this list. Particularly, I like &quot;Pay for reliability, not mileage&quot; and &quot;Pay for speed, not size&quot;. I often look too much at the hard numbers like mileage, ignoring the reliability. Time to recalibrate my car shopping. I also 100% agree with the hard drive one. Much better to get a smaller capacity SSD than a huge 5400 rpm hard drive.]]></description>
		<content:encoded><![CDATA[<p>I really really like this list. Particularly, I like &#8220;Pay for reliability, not mileage&#8221; and &#8220;Pay for speed, not size&#8221;. I often look too much at the hard numbers like mileage, ignoring the reliability. Time to recalibrate my car shopping. I also 100% agree with the hard drive one. Much better to get a smaller capacity SSD than a huge 5400 rpm hard drive.</p>
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		<title>By: Tab</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950342</link>
		<dc:creator>Tab</dc:creator>
		<pubDate>Thu, 16 Jun 2011 00:17:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950342</guid>
		<description><![CDATA[Clock speed by itself may not be so important because processors are fast enough now that faster clock speed may simply mean the processor spends more clock cycles waiting for a process to reach it. However, some of the slower processors are slow because they have less cache and that can cause slow performance.]]></description>
		<content:encoded><![CDATA[<p>Clock speed by itself may not be so important because processors are fast enough now that faster clock speed may simply mean the processor spends more clock cycles waiting for a process to reach it. However, some of the slower processors are slow because they have less cache and that can cause slow performance.</p>
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		<title>By: Andy Bell</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950303</link>
		<dc:creator>Andy Bell</dc:creator>
		<pubDate>Wed, 15 Jun 2011 18:59:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950303</guid>
		<description><![CDATA[The refrigerator example overestimates by double the least efficient model available.  US Federal standards in place since 2001 would place a the range from 606 kWhr/yr (20 CuFt) to 393 (12 CuFt) k/Whr depending on size and configuration.
http://www.energystar.gov/index.cfm?c=refrig.pr_crit_refrigerators
Energy Star models are 20% or more efficient than than.  You would have to be digging grandma&#039;s fridge out of the garage to find one using 1,400 kWhr/yr.
The yellow energy guide labels are on appliances for a reason.  Read and understand them when comparing models in the store.]]></description>
		<content:encoded><![CDATA[<p>The refrigerator example overestimates by double the least efficient model available.  US Federal standards in place since 2001 would place a the range from 606 kWhr/yr (20 CuFt) to 393 (12 CuFt) k/Whr depending on size and configuration.<br />
<a href="http://www.energystar.gov/index.cfm?c=refrig.pr_crit_refrigerators" rel="nofollow">http://www.energystar.gov/index.cfm?c=refrig.pr_crit_refrigerators</a><br />
Energy Star models are 20% or more efficient than than.  You would have to be digging grandma&#8217;s fridge out of the garage to find one using 1,400 kWhr/yr.<br />
The yellow energy guide labels are on appliances for a reason.  Read and understand them when comparing models in the store.</p>
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		<title>By: Cass314</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950300</link>
		<dc:creator>Cass314</dc:creator>
		<pubDate>Wed, 15 Jun 2011 18:04:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950300</guid>
		<description><![CDATA[@ Sam above:

I dunno.  I&#039;m using a five year old laptop computer (needs to be replaced, for other reasons, but I&#039;m waiting till July when my job will give me $500 toward it).  It&#039;s got 120 gigs.  On it I have several computer games (including big ones), my music collection, photo albums, work data, and all the other junk that accumulates over 5 years.  It&#039;s still got disk space left.  The model I&#039;m looking at to replace it is customizable, and the least I can put in it is 500 gigs.  There&#039;s no way I&#039;m springing for 1000 when I don&#039;t use 120 now.  I might, however, spring for the faster disk speed (since I&#039;m not yet wholly convinced on the reliability of SSD, which is also an upgrade option).

And if all else fails, I have a 500 gig external I use for backups.  So unless you do a lot of artsy stuff, have a huge music collection, or process a lot of data (I know one guy with 2 terrabytes, to store confocal microscopy images from work) whatever comes on a standard laptop is going to be more than enough for you--let alone whatever comes on a desktop these days.]]></description>
		<content:encoded><![CDATA[<p>@ Sam above:</p>
<p>I dunno.  I&#8217;m using a five year old laptop computer (needs to be replaced, for other reasons, but I&#8217;m waiting till July when my job will give me $500 toward it).  It&#8217;s got 120 gigs.  On it I have several computer games (including big ones), my music collection, photo albums, work data, and all the other junk that accumulates over 5 years.  It&#8217;s still got disk space left.  The model I&#8217;m looking at to replace it is customizable, and the least I can put in it is 500 gigs.  There&#8217;s no way I&#8217;m springing for 1000 when I don&#8217;t use 120 now.  I might, however, spring for the faster disk speed (since I&#8217;m not yet wholly convinced on the reliability of SSD, which is also an upgrade option).</p>
<p>And if all else fails, I have a 500 gig external I use for backups.  So unless you do a lot of artsy stuff, have a huge music collection, or process a lot of data (I know one guy with 2 terrabytes, to store confocal microscopy images from work) whatever comes on a standard laptop is going to be more than enough for you&#8211;let alone whatever comes on a desktop these days.</p>
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		<title>By: Ack Grud</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950294</link>
		<dc:creator>Ack Grud</dc:creator>
		<pubDate>Wed, 15 Jun 2011 16:52:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950294</guid>
		<description><![CDATA[My thrifty grandfather had 1 rule WRT purchasing something he needed (and, therefore, would use often) or intrinsically valued:

&quot;Buy well, and you only have to buy once.&quot;

Meaning that, if you buy an item of excellent quality/durability-- though you might pay significantly more for it-- then chances are that you would never be forced to repurchase said item...unless your sneaky little grandson took a kleptomatic shine to it. *cough cough*]]></description>
		<content:encoded><![CDATA[<p>My thrifty grandfather had 1 rule WRT purchasing something he needed (and, therefore, would use often) or intrinsically valued:</p>
<p>&#8220;Buy well, and you only have to buy once.&#8221;</p>
<p>Meaning that, if you buy an item of excellent quality/durability&#8211; though you might pay significantly more for it&#8211; then chances are that you would never be forced to repurchase said item&#8230;unless your sneaky little grandson took a kleptomatic shine to it. *cough cough*</p>
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		<title>By: HonestB</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950279</link>
		<dc:creator>HonestB</dc:creator>
		<pubDate>Wed, 15 Jun 2011 14:22:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950279</guid>
		<description><![CDATA[I used to agree with you about the bike, then I got an aluminum frame. It&#039;s worth it when you have to carry your bike up and down stairs (like I do to get it out of my apartment), not to mention the lighter the bike, the more stuff you can carry on it. Of course if you&#039;re just getting started cycling, don&#039;t buy anything fancy. Get something used. But if you&#039;re taking a bike out everyday, getting a lighter frame and wheelset might make your day a little easier.

Propably more important than anything else though is get a bike that fits you. I&#039;m always amazed at how many people I see struggling to get around on bikes that are just too big or too small for them. A great bike that doesn&#039;t fit you isn&#039;t going to do you any good.]]></description>
		<content:encoded><![CDATA[<p>I used to agree with you about the bike, then I got an aluminum frame. It&#8217;s worth it when you have to carry your bike up and down stairs (like I do to get it out of my apartment), not to mention the lighter the bike, the more stuff you can carry on it. Of course if you&#8217;re just getting started cycling, don&#8217;t buy anything fancy. Get something used. But if you&#8217;re taking a bike out everyday, getting a lighter frame and wheelset might make your day a little easier.</p>
<p>Propably more important than anything else though is get a bike that fits you. I&#8217;m always amazed at how many people I see struggling to get around on bikes that are just too big or too small for them. A great bike that doesn&#8217;t fit you isn&#8217;t going to do you any good.</p>
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		<title>By: Sam</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950278</link>
		<dc:creator>Sam</dc:creator>
		<pubDate>Wed, 15 Jun 2011 14:15:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950278</guid>
		<description><![CDATA[As a person who works on other peoples computers daily, I don&#039;t think a small HD is good advice. 
More &amp; more folks are discovering how to download music, TV, home videos, pictures, etc and the default location is the HD. Just because they don&#039;t know how ot do it now doesn&#039;t mean they aren&#039;t going to figure it out inthe next year or two. 
Yes,  you can get a an external one or a handful of flash drives(and try to keep track of them) but the average user doesn&#039;t understand or understand how to save/back that stuff up to the external instead of C:

Yes, people need to back things up however, there&#039;s something to be said about keeping all the apples in one basket until your ready to do your canning. 
 
Also, you can add ram up the whazoo but if you have a gunked up system it won&#039;t make much difference. Maintenance needs to be on the list (for more then PC&#039;s). At least have a free anti virus like AVG. At least every 6 months run a disk cleanup, defrag a few times &amp; then run a scan disk to check the integrity of the system files (on a evening you don&#039;t need to use the PC). 
If you have the Mac, verify the disk permissions - I&#039;ve avoided several reloads with these steps &amp; people who say their machine runs like new after I&#039;ve been by. 

And I second #9 - my neighborhood was a great desirable, nice place to live &amp; is now getting rougher &amp; rougher. Everyone who could leave has - forclosures litter the place. I wish I could go somewhere better for my family but I can&#039;t sell my house...

And I second #5 - I grew up with family antiques. Moved out bought cheap furnioture thinking I was being thrifty. When a new chair broke as I sat in it, I knew it was time to seek out antiques &amp; items made before planned obsolescence. I will only allow furniture that can be beaten thoughly and still stand. Anything I buy I try to make sure I&#039;ll be OK with owning it forever. I do make the occasinoal mistake but that comes w/ being human.]]></description>
		<content:encoded><![CDATA[<p>As a person who works on other peoples computers daily, I don&#8217;t think a small HD is good advice.<br />
More &amp; more folks are discovering how to download music, TV, home videos, pictures, etc and the default location is the HD. Just because they don&#8217;t know how ot do it now doesn&#8217;t mean they aren&#8217;t going to figure it out inthe next year or two.<br />
Yes,  you can get a an external one or a handful of flash drives(and try to keep track of them) but the average user doesn&#8217;t understand or understand how to save/back that stuff up to the external instead of C:</p>
<p>Yes, people need to back things up however, there&#8217;s something to be said about keeping all the apples in one basket until your ready to do your canning. </p>
<p>Also, you can add ram up the whazoo but if you have a gunked up system it won&#8217;t make much difference. Maintenance needs to be on the list (for more then PC&#8217;s). At least have a free anti virus like AVG. At least every 6 months run a disk cleanup, defrag a few times &amp; then run a scan disk to check the integrity of the system files (on a evening you don&#8217;t need to use the PC).<br />
If you have the Mac, verify the disk permissions &#8211; I&#8217;ve avoided several reloads with these steps &amp; people who say their machine runs like new after I&#8217;ve been by. </p>
<p>And I second #9 &#8211; my neighborhood was a great desirable, nice place to live &amp; is now getting rougher &amp; rougher. Everyone who could leave has &#8211; forclosures litter the place. I wish I could go somewhere better for my family but I can&#8217;t sell my house&#8230;</p>
<p>And I second #5 &#8211; I grew up with family antiques. Moved out bought cheap furnioture thinking I was being thrifty. When a new chair broke as I sat in it, I knew it was time to seek out antiques &amp; items made before planned obsolescence. I will only allow furniture that can be beaten thoughly and still stand. Anything I buy I try to make sure I&#8217;ll be OK with owning it forever. I do make the occasinoal mistake but that comes w/ being human.</p>
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		<title>By: SwingCheese</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950277</link>
		<dc:creator>SwingCheese</dc:creator>
		<pubDate>Wed, 15 Jun 2011 13:54:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950277</guid>
		<description><![CDATA[@valleycat1 - lol, that&#039;s true. And that&#039;s why we&#039;re having salad tonight, actually. Bring on the humidity :)]]></description>
		<content:encoded><![CDATA[<p>@valleycat1 &#8211; lol, that&#8217;s true. And that&#8217;s why we&#8217;re having salad tonight, actually. Bring on the humidity :)</p>
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		<title>By: Bill Ambrose</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950273</link>
		<dc:creator>Bill Ambrose</dc:creator>
		<pubDate>Wed, 15 Jun 2011 12:57:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950273</guid>
		<description><![CDATA[otherwise excellent !! (soz)]]></description>
		<content:encoded><![CDATA[<p>otherwise excellent !! (soz)</p>
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		<title>By: Bill Ambrose</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950272</link>
		<dc:creator>Bill Ambrose</dc:creator>
		<pubDate>Wed, 15 Jun 2011 12:57:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950272</guid>
		<description><![CDATA[Junky Furniture ? please. what a waste of money.. cheap furniture needs constantly replacing, looks shit is never worth anything to anyone, and makes the place where you spend a lot of your time irritating and depressing.
Quality furniture costs more, lasts forever and increases in value over time. Your living area is enhanced.
Buy one Good chair, rather than four shit ones (same goes for knives)
.. and give me a light bike over a &#039;comfy&#039; bike anyday. what on earth is a &#039;comfy&#039; bike ??]]></description>
		<content:encoded><![CDATA[<p>Junky Furniture ? please. what a waste of money.. cheap furniture needs constantly replacing, looks shit is never worth anything to anyone, and makes the place where you spend a lot of your time irritating and depressing.<br />
Quality furniture costs more, lasts forever and increases in value over time. Your living area is enhanced.<br />
Buy one Good chair, rather than four shit ones (same goes for knives)<br />
.. and give me a light bike over a &#8216;comfy&#8217; bike anyday. what on earth is a &#8216;comfy&#8217; bike ??</p>
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		<title>By: Sustainable PF</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950269</link>
		<dc:creator>Sustainable PF</dc:creator>
		<pubDate>Wed, 15 Jun 2011 12:14:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950269</guid>
		<description><![CDATA[Regarding the fridge and kw/h.
Interesting analogy but a bit flawed.  You can&#039;t simply multiply the 1st year savings by the # of years you own the appliance.  Like any mechanical or electric device, the efficiency of the device will reduce over time and so will the power savings.

I have no idea what the precise rate of energy saving depreciation is, but it does exist.  Either way, using a NEW model will save over the old model.  Just don&#039;t go and pay $2000 for it or those savings are almost negated.  Unless of course, you are trying to do the right thing for the environment, and I wouldn&#039;t hound ya for that ;).]]></description>
		<content:encoded><![CDATA[<p>Regarding the fridge and kw/h.<br />
Interesting analogy but a bit flawed.  You can&#8217;t simply multiply the 1st year savings by the # of years you own the appliance.  Like any mechanical or electric device, the efficiency of the device will reduce over time and so will the power savings.</p>
<p>I have no idea what the precise rate of energy saving depreciation is, but it does exist.  Either way, using a NEW model will save over the old model.  Just don&#8217;t go and pay $2000 for it or those savings are almost negated.  Unless of course, you are trying to do the right thing for the environment, and I wouldn&#8217;t hound ya for that ;).</p>
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		<title>By: Eivind</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950265</link>
		<dc:creator>Eivind</dc:creator>
		<pubDate>Wed, 15 Jun 2011 10:46:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950265</guid>
		<description><![CDATA[speed vs size for computer-storage is odd advice. Obviously you should but a disc that is sufficient size for the things you intend to save on it !

The only tricky thing is to estimate how that demand will grow over your expected use of the device. For example, my digital photos is the major thing I store on my computer, and they current add up to about 75GB, but that amount is currently growing by 20GB/year, and will grow even quicker if I buy a new higher-res camera.

I also need some space for the OS and programs, let&#039;s say 25GB.

Thus you end up with 75+25+20*x which is 200GB if I guesstimate that a laptop is used for 5 years. Since storage-needs tend to grow, and the price-differential is small, I&#039;d thus not want a laptop with less than 350GB storage.]]></description>
		<content:encoded><![CDATA[<p>speed vs size for computer-storage is odd advice. Obviously you should but a disc that is sufficient size for the things you intend to save on it !</p>
<p>The only tricky thing is to estimate how that demand will grow over your expected use of the device. For example, my digital photos is the major thing I store on my computer, and they current add up to about 75GB, but that amount is currently growing by 20GB/year, and will grow even quicker if I buy a new higher-res camera.</p>
<p>I also need some space for the OS and programs, let&#8217;s say 25GB.</p>
<p>Thus you end up with 75+25+20*x which is 200GB if I guesstimate that a laptop is used for 5 years. Since storage-needs tend to grow, and the price-differential is small, I&#8217;d thus not want a laptop with less than 350GB storage.</p>
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		<title>By: William</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950258</link>
		<dc:creator>William</dc:creator>
		<pubDate>Wed, 15 Jun 2011 02:31:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950258</guid>
		<description><![CDATA[I forgot to add, there is also a NY Times article about increasing happiness by spending money on experiences rather than objects (written during the &#039;08 recession):

&quot;On the bright side, the practices that consumers have adopted in response to the economic crisis ultimately could — as a raft of new research suggests — make them happier. New studies of consumption and happiness show, for instance, that people are happier when they spend money on experiences instead of material objects, when they relish what they plan to buy long before they buy it, and when they stop trying to outdo the Joneses.&quot;

- https://www.nytimes.com/2010/08/08/business/08consume.html?pagewanted=all]]></description>
		<content:encoded><![CDATA[<p>I forgot to add, there is also a NY Times article about increasing happiness by spending money on experiences rather than objects (written during the &#8217;08 recession):</p>
<p>&#8220;On the bright side, the practices that consumers have adopted in response to the economic crisis ultimately could — as a raft of new research suggests — make them happier. New studies of consumption and happiness show, for instance, that people are happier when they spend money on experiences instead of material objects, when they relish what they plan to buy long before they buy it, and when they stop trying to outdo the Joneses.&#8221;</p>
<p>- <a href="https://www.nytimes.com/2010/08/08/business/08consume.html?pagewanted=all" rel="nofollow">https://www.nytimes.com/2010/08/08/business/08consume.html?pagewanted=all</a></p>
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		<title>By: William</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950257</link>
		<dc:creator>William</dc:creator>
		<pubDate>Wed, 15 Jun 2011 02:29:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950257</guid>
		<description><![CDATA[Good stuff, however there are two points of clarification:

- Use LibreOffice (https://www.libreoffice.org/), not OpenOffice.  Long story short, Oracle messed up and all the active developers forked the project and moved on to LibreOffice.

- It is much more cost and performance efficient to get a SSD hdd for ~$100, and buy an external USB for mass storage (music, photos, etc).  An external hdd for media is more useful in households with multiple computers as well.]]></description>
		<content:encoded><![CDATA[<p>Good stuff, however there are two points of clarification:</p>
<p>- Use LibreOffice (<a href="https://www.libreoffice.org/" rel="nofollow">https://www.libreoffice.org/</a>), not OpenOffice.  Long story short, Oracle messed up and all the active developers forked the project and moved on to LibreOffice.</p>
<p>- It is much more cost and performance efficient to get a SSD hdd for ~$100, and buy an external USB for mass storage (music, photos, etc).  An external hdd for media is more useful in households with multiple computers as well.</p>
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		<title>By: Amanda</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950255</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Wed, 15 Jun 2011 02:26:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950255</guid>
		<description><![CDATA[I NEED more than a pot and a saucepan. I guess everyone&#039;s needs are different.

My take on experiences/stuff.  

I find that some people get so wrapped up in their stuff that they don&#039;t have enough money left for trips.  If that&#039;s how they roll, fine.  Personally, my home is comfortable.  I don&#039;t have the finest furniture, nor the cheapest junk.  I tend to buy used but some was bought new and we&#039;re going into the 10th year of having it.  It still works for us.

If I have a choice between upgrading furniture and going on a trip I&#039;ll live with what I have.  That might not be someone elses &quot;cup of tea&quot;.]]></description>
		<content:encoded><![CDATA[<p>I NEED more than a pot and a saucepan. I guess everyone&#8217;s needs are different.</p>
<p>My take on experiences/stuff.  </p>
<p>I find that some people get so wrapped up in their stuff that they don&#8217;t have enough money left for trips.  If that&#8217;s how they roll, fine.  Personally, my home is comfortable.  I don&#8217;t have the finest furniture, nor the cheapest junk.  I tend to buy used but some was bought new and we&#8217;re going into the 10th year of having it.  It still works for us.</p>
<p>If I have a choice between upgrading furniture and going on a trip I&#8217;ll live with what I have.  That might not be someone elses &#8220;cup of tea&#8221;.</p>
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		<title>By: jared</title>
		<link>http://www.thesimpledollar.com/2011/06/14/15-shopping-rules-of-thumb/#comment-950254</link>
		<dc:creator>jared</dc:creator>
		<pubDate>Wed, 15 Jun 2011 01:15:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7193#comment-950254</guid>
		<description><![CDATA[i have to disagree with the &#039;pay for reliability not mileage&#039; bit here; or at least point out that finding a car with high mileage that is NOT reliable is pretty hard.  my 2001 honda insight is still trucking along with fantastic mileage (average is 55.6 miles per gallon over 130,000+ miles) and reliability has been superb - i&#039;ve paid for very little in repairs as opposed to my previous gas guzzling cars (Jeep CJ-7, Camaro, even my old Nissan Pulsar cost more over time and burned fuel at a relatively alarming rate of 30-odd mpg).

and at that, that car really only cost me $14k brand new - that was back in 2001 when there was a $7500 tax credit (read: if you owe nothing they give you $7500 bucks) on a $20,500 new car.

tiny? yes. affordable, economical, and reliable? compare my 2001 insight to ANYTHING on the road and it will win on those three metrics. luxury? no. size? no. but honestly, why pay for size when 99% of the cars i see driving on the road have one person and a laptop in them, burning 10 gallons of gas each week just to get to work and back, and eventually needing repairs at least as soon but often sooner than my car?

oh, and finally, the insight has an all aluminum body - no rust. my wife&#039;s old dodge neon was similarly priced when new in 2000 and was rusted out and not worth repairing by 2007. my insight can&#039;t rust out and is still worth a large chunk of change for resale or trade-in and therefore is worth paying for minor repairs still today, a decade later.

not to mention that dirty hippy in me that&#039;s glad to burn barely50% of the fossil fuels i&#039;d have otherwise wasted in a desperate attempt to get places quickly.

i say, pay for what helps you sleep at night. in the end everything has costs: some are more upfront than others. high mileage cars put the costs up front. low mileage cars spread it over over time;in some case over a period longer than your lifespan.]]></description>
		<content:encoded><![CDATA[<p>i have to disagree with the &#8216;pay for reliability not mileage&#8217; bit here; or at least point out that finding a car with high mileage that is NOT reliable is pretty hard.  my 2001 honda insight is still trucking along with fantastic mileage (average is 55.6 miles per gallon over 130,000+ miles) and reliability has been superb &#8211; i&#8217;ve paid for very little in repairs as opposed to my previous gas guzzling cars (Jeep CJ-7, Camaro, even my old Nissan Pulsar cost more over time and burned fuel at a relatively alarming rate of 30-odd mpg).</p>
<p>and at that, that car really only cost me $14k brand new &#8211; that was back in 2001 when there was a $7500 tax credit (read: if you owe nothing they give you $7500 bucks) on a $20,500 new car.</p>
<p>tiny? yes. affordable, economical, and reliable? compare my 2001 insight to ANYTHING on the road and it will win on those three metrics. luxury? no. size? no. but honestly, why pay for size when 99% of the cars i see driving on the road have one person and a laptop in them, burning 10 gallons of gas each week just to get to work and back, and eventually needing repairs at least as soon but often sooner than my car?</p>
<p>oh, and finally, the insight has an all aluminum body &#8211; no rust. my wife&#8217;s old dodge neon was similarly priced when new in 2000 and was rusted out and not worth repairing by 2007. my insight can&#8217;t rust out and is still worth a large chunk of change for resale or trade-in and therefore is worth paying for minor repairs still today, a decade later.</p>
<p>not to mention that dirty hippy in me that&#8217;s glad to burn barely50% of the fossil fuels i&#8217;d have otherwise wasted in a desperate attempt to get places quickly.</p>
<p>i say, pay for what helps you sleep at night. in the end everything has costs: some are more upfront than others. high mileage cars put the costs up front. low mileage cars spread it over over time;in some case over a period longer than your lifespan.</p>
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