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	<title>Comments on: Some Thoughts on the Long Term</title>
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	<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Brenda W.</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-951009</link>
		<dc:creator>Brenda W.</dc:creator>
		<pubDate>Thu, 23 Jun 2011 17:20:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-951009</guid>
		<description><![CDATA[Actually SLCCOM, my husband and I did anything but &quot;win the genetic lottery&quot; (to use your words).  Since I am using my real name and can be easily identified via my website link, I&#039;m not going to go into specifics for privacy reasons, but both my husband and I have had significant health problems, some genetic, some not.

And as an RN, I would never, ever say folks are responsible for their ill health (again, using your words).  

Please don&#039;t read things into my post.  The entire point of my post was to offer examples countering some of the previous posts that referenced loss of health and functionality with getting older.]]></description>
		<content:encoded><![CDATA[<p>Actually SLCCOM, my husband and I did anything but &#8220;win the genetic lottery&#8221; (to use your words).  Since I am using my real name and can be easily identified via my website link, I&#8217;m not going to go into specifics for privacy reasons, but both my husband and I have had significant health problems, some genetic, some not.</p>
<p>And as an RN, I would never, ever say folks are responsible for their ill health (again, using your words).  </p>
<p>Please don&#8217;t read things into my post.  The entire point of my post was to offer examples countering some of the previous posts that referenced loss of health and functionality with getting older.</p>
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		<title>By: SLCCOM</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950994</link>
		<dc:creator>SLCCOM</dc:creator>
		<pubDate>Thu, 23 Jun 2011 15:52:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950994</guid>
		<description><![CDATA[#40, Brenda, congratulations on you and your husband winning the genetic lottery! Food and exercise don&#039;t prevent autoimmune disease, infectious disease such as long-term lyme disease, mental illness, and so on. Just because you and your husband won the genetic lottery doesn&#039;t mean that those who didn&#039;t are &quot;responsible&quot; for their own ill health. 

And yes, that is the undercurrent of your posting!]]></description>
		<content:encoded><![CDATA[<p>#40, Brenda, congratulations on you and your husband winning the genetic lottery! Food and exercise don&#8217;t prevent autoimmune disease, infectious disease such as long-term lyme disease, mental illness, and so on. Just because you and your husband won the genetic lottery doesn&#8217;t mean that those who didn&#8217;t are &#8220;responsible&#8221; for their own ill health. </p>
<p>And yes, that is the undercurrent of your posting!</p>
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		<title>By: Brenda W.</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950967</link>
		<dc:creator>Brenda W.</dc:creator>
		<pubDate>Thu, 23 Jun 2011 13:36:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950967</guid>
		<description><![CDATA[As someone who is older than the majority of Trent&#039;s readers (I think -- I&#039;m 58, hubby is 72), I can add a bit of perspective from these two age group.  The human body was designed to be active, healthy, and strong for ALL its years.  My husband runs 2 hours every morning, and then often bicycles for several hours in the afternoon.  I can hike in the mountains from morning to night.  So no, not all folks in their 70&#039;s or 60&#039;s &quot;sit for most of the day&quot;.  Like anything (money choices, food choices), staying active is a conscious decision one has to make.

My husband and I are both vegans, and have followed Trent&#039;s change to a vegan diet with interest.  Re: @Steven&#039;s comment that mentioned Trent&#039;s health issues at a young age.  My guess is that Trent will be healthier as he gets older since he is making the kinds of changes that promote health (food choices, exercise choices, having a positive outlook on life, having a strong support network).

My aunt has a saying that hubby and I repeat regularly:  You can do anything you did when you were younger when you&#039;re older ... you&#039;ll just do it slower.  (She&#039;s living proof of that ... teaching at a girl&#039;s college in China till she was 82, because she loved the work and loved the girls).]]></description>
		<content:encoded><![CDATA[<p>As someone who is older than the majority of Trent&#8217;s readers (I think &#8212; I&#8217;m 58, hubby is 72), I can add a bit of perspective from these two age group.  The human body was designed to be active, healthy, and strong for ALL its years.  My husband runs 2 hours every morning, and then often bicycles for several hours in the afternoon.  I can hike in the mountains from morning to night.  So no, not all folks in their 70&#8242;s or 60&#8242;s &#8220;sit for most of the day&#8221;.  Like anything (money choices, food choices), staying active is a conscious decision one has to make.</p>
<p>My husband and I are both vegans, and have followed Trent&#8217;s change to a vegan diet with interest.  Re: @Steven&#8217;s comment that mentioned Trent&#8217;s health issues at a young age.  My guess is that Trent will be healthier as he gets older since he is making the kinds of changes that promote health (food choices, exercise choices, having a positive outlook on life, having a strong support network).</p>
<p>My aunt has a saying that hubby and I repeat regularly:  You can do anything you did when you were younger when you&#8217;re older &#8230; you&#8217;ll just do it slower.  (She&#8217;s living proof of that &#8230; teaching at a girl&#8217;s college in China till she was 82, because she loved the work and loved the girls).</p>
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		<title>By: kristine</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950956</link>
		<dc:creator>kristine</dc:creator>
		<pubDate>Thu, 23 Jun 2011 06:14:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950956</guid>
		<description><![CDATA[@GayleRN- I agree- this is not addressed anywhere, but it is happening more and more. And for those who cannot afford assisted living or in-home help, it is akin to having a new full-time job with no vacation or sick days.]]></description>
		<content:encoded><![CDATA[<p>@GayleRN- I agree- this is not addressed anywhere, but it is happening more and more. And for those who cannot afford assisted living or in-home help, it is akin to having a new full-time job with no vacation or sick days.</p>
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		<title>By: David</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950938</link>
		<dc:creator>David</dc:creator>
		<pubDate>Wed, 22 Jun 2011 23:10:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950938</guid>
		<description><![CDATA[&quot;Life&#039;s not worth living, and that&#039;s the truth&quot;
Carelessly carolled the golden youth.
In manhood still he maintained that view
And held it more strongly the older he grew.
When kicked by a jackass at eighty-three
&quot;Go fetch me a surgeon at once!&quot; cried he.]]></description>
		<content:encoded><![CDATA[<p>&#8220;Life&#8217;s not worth living, and that&#8217;s the truth&#8221;<br />
Carelessly carolled the golden youth.<br />
In manhood still he maintained that view<br />
And held it more strongly the older he grew.<br />
When kicked by a jackass at eighty-three<br />
&#8220;Go fetch me a surgeon at once!&#8221; cried he.</p>
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		<title>By: SLCCOM</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950911</link>
		<dc:creator>SLCCOM</dc:creator>
		<pubDate>Wed, 22 Jun 2011 19:24:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950911</guid>
		<description><![CDATA[# 35 Lisa: I STRONGLY recommend that you get a personal disability insurance policy ASAP. With autoimmune diseases in the family, you are definitely at higher risk than the average person. This is particularly important if you have other relatives with other autoimmune diseases. You are young and it will be very cheap. And DO NOT ever stop paying the premiums, for any reason. 

I hope your cousin does well]]></description>
		<content:encoded><![CDATA[<p># 35 Lisa: I STRONGLY recommend that you get a personal disability insurance policy ASAP. With autoimmune diseases in the family, you are definitely at higher risk than the average person. This is particularly important if you have other relatives with other autoimmune diseases. You are young and it will be very cheap. And DO NOT ever stop paying the premiums, for any reason. </p>
<p>I hope your cousin does well</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950896</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Wed, 22 Jun 2011 16:57:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950896</guid>
		<description><![CDATA[And just in case somebody wants to give me a hard time for replying to one comment but not another, I&#039;d also like to point out to Des, way up at comment #5, that &quot;sitting&quot; is by no means the same thing as &quot;sitting around waiting to die.&quot;  There are plenty of other things you can do while in a sitting position.]]></description>
		<content:encoded><![CDATA[<p>And just in case somebody wants to give me a hard time for replying to one comment but not another, I&#8217;d also like to point out to Des, way up at comment #5, that &#8220;sitting&#8221; is by no means the same thing as &#8220;sitting around waiting to die.&#8221;  There are plenty of other things you can do while in a sitting position.</p>
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		<title>By: Lisa</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950894</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Wed, 22 Jun 2011 16:51:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950894</guid>
		<description><![CDATA[Savings is a way to arm yourself against the future.  With the way that health care is in the U.S. most of my savings will be &quot;just in case&quot; something happens to me.  I&#039;m 23 and I have no idea what health care costs will be like when I&#039;m older.  My cousin was diagnosed with MS a couple of years ago and she&#039;s in her 30&#039;s.  The symptoms popped up suddenly.  I am afraid of what would happen should I be diagnosed with something major and then I either do not have insurance or my insurance won&#039;t cover the costs.  I don&#039;t expect Medicare to be around when I get up to 65, either.  If I end up with a lot of money left over once I&#039;m dead, that&#039;s okay with me because I know a lot of charities (as well as family members) I would like the money to go to.]]></description>
		<content:encoded><![CDATA[<p>Savings is a way to arm yourself against the future.  With the way that health care is in the U.S. most of my savings will be &#8220;just in case&#8221; something happens to me.  I&#8217;m 23 and I have no idea what health care costs will be like when I&#8217;m older.  My cousin was diagnosed with MS a couple of years ago and she&#8217;s in her 30&#8242;s.  The symptoms popped up suddenly.  I am afraid of what would happen should I be diagnosed with something major and then I either do not have insurance or my insurance won&#8217;t cover the costs.  I don&#8217;t expect Medicare to be around when I get up to 65, either.  If I end up with a lot of money left over once I&#8217;m dead, that&#8217;s okay with me because I know a lot of charities (as well as family members) I would like the money to go to.</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950892</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Wed, 22 Jun 2011 16:34:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950892</guid>
		<description><![CDATA[@Kevin: The 86-year-olds you&#039;ve talked to would rather not be alive?  I&#039;m not sure I believe that.  How many 86-year-olds have you talked to?

I agree that it&#039;s foolish to assume that you&#039;ll be as healthy and physically capable at 80 as you are at 30.  But it&#039;s also pretty ignorant (and harmful to people with disabilities of all ages) to assume that people with &quot;numerous health issues&quot; are totally worthless and can&#039;t enjoy life at all.]]></description>
		<content:encoded><![CDATA[<p>@Kevin: The 86-year-olds you&#8217;ve talked to would rather not be alive?  I&#8217;m not sure I believe that.  How many 86-year-olds have you talked to?</p>
<p>I agree that it&#8217;s foolish to assume that you&#8217;ll be as healthy and physically capable at 80 as you are at 30.  But it&#8217;s also pretty ignorant (and harmful to people with disabilities of all ages) to assume that people with &#8220;numerous health issues&#8221; are totally worthless and can&#8217;t enjoy life at all.</p>
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		<title>By: Ginger</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950891</link>
		<dc:creator>Ginger</dc:creator>
		<pubDate>Wed, 22 Jun 2011 16:20:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950891</guid>
		<description><![CDATA[I don&#039;t plan to wait 45 years to be &quot;rich&quot;, even with saving the amount I do now I would be financially independent in 40 years but I plan to improve my savings rate and pay off debt as I go along.  I still can have fun and travel some, eat health and live life.]]></description>
		<content:encoded><![CDATA[<p>I don&#8217;t plan to wait 45 years to be &#8220;rich&#8221;, even with saving the amount I do now I would be financially independent in 40 years but I plan to improve my savings rate and pay off debt as I go along.  I still can have fun and travel some, eat health and live life.</p>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950890</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Wed, 22 Jun 2011 16:01:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950890</guid>
		<description><![CDATA[Andrew said: &quot;Also, arthritis may in some cases–though certainly not always–be age-related, but cancer? Come on.&quot;  

Cancer rates overall are significantly higher for people of older age.   Statistically speaking someone in their 70&#039;s is 100 times more likely to be diagnosed with cancer than a teenager.    Some forms of cancer can hit you early or at any age, but most cancer victims are older.]]></description>
		<content:encoded><![CDATA[<p>Andrew said: &#8220;Also, arthritis may in some cases–though certainly not always–be age-related, but cancer? Come on.&#8221;  </p>
<p>Cancer rates overall are significantly higher for people of older age.   Statistically speaking someone in their 70&#8242;s is 100 times more likely to be diagnosed with cancer than a teenager.    Some forms of cancer can hit you early or at any age, but most cancer victims are older.</p>
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		<title>By: GayleRN</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950888</link>
		<dc:creator>GayleRN</dc:creator>
		<pubDate>Wed, 22 Jun 2011 15:47:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950888</guid>
		<description><![CDATA[The problem that I see all the time is the young elderly 60s and 70s taking care of the extreme elderly 80s and 90s.  While I am sure that nobody thinks they will spend their golden years taking care of their parents it is increasingly the norm.  Nowhere in any retirement planning articles I read is there ever any mention of this.]]></description>
		<content:encoded><![CDATA[<p>The problem that I see all the time is the young elderly 60s and 70s taking care of the extreme elderly 80s and 90s.  While I am sure that nobody thinks they will spend their golden years taking care of their parents it is increasingly the norm.  Nowhere in any retirement planning articles I read is there ever any mention of this.</p>
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		<title>By: Andrew</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950881</link>
		<dc:creator>Andrew</dc:creator>
		<pubDate>Wed, 22 Jun 2011 15:28:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950881</guid>
		<description><![CDATA[Kevin, you make valid points, but why do you limit them to &quot;old&quot; people?  You may be 25 or 30, but if you spend your life playing video games and eating crap you aren&#039;t going to be  &quot;spry, energetic, nimble&quot; etc. either.  And Big Pharma will be raking in the $$ from your asthma pills and diabetes medication.

Also, arthritis may in some cases--though certainly not always--be age-related, but cancer?  Come on.

Waking up to an alarm clock and slogging to a part-time job isn&#039;t an attractive idea at any age.  And most of the people in their 80&#039;s and 90&#039;s that I&#039;ve talked to are quite happy to be alive, thank you.]]></description>
		<content:encoded><![CDATA[<p>Kevin, you make valid points, but why do you limit them to &#8220;old&#8221; people?  You may be 25 or 30, but if you spend your life playing video games and eating crap you aren&#8217;t going to be  &#8220;spry, energetic, nimble&#8221; etc. either.  And Big Pharma will be raking in the $$ from your asthma pills and diabetes medication.</p>
<p>Also, arthritis may in some cases&#8211;though certainly not always&#8211;be age-related, but cancer?  Come on.</p>
<p>Waking up to an alarm clock and slogging to a part-time job isn&#8217;t an attractive idea at any age.  And most of the people in their 80&#8242;s and 90&#8242;s that I&#8217;ve talked to are quite happy to be alive, thank you.</p>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950870</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Wed, 22 Jun 2011 14:31:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950870</guid>
		<description><![CDATA[Lurker Carl makes a great point.  Just because medicine has found ways to keep us limping along a little further into our 80&#039;s doesn&#039;t mean we&#039;re going to be spry, energetic, nimble, sharp-minded, eager workers.  It just means our hospitals are going to be more crowded, and Big Pharma will be raking in record profits.

You can be alive and mobile, but arthritis might keep you from doing anything really productive.  You can be alive, but maybe your cancer medicine limits your &quot;energetic&quot; time to just 3-4 hours per day.  You may be beating it, but you can&#039;t hold down a conventional job like that.

My point is, science and medicine may have found ways to keep us alive into our 80&#039;s and 90&#039;s, but it&#039;s downright ignorant to assume our energy and health levels will be comparable to our youth.  The reality is, we&#039;ll still be frail, with numerous health issues.  Just because we&#039;re managing to find ways to stay on the green side of the grass a little longer doesn&#039;t mean we won&#039;t have any health problems at all.

Medicine may be able to keep you alive past 85, but from the 86-year olds I&#039;ve talked to, you may not WANT to.  Quality of life plummets dramatically in the late-70&#039;s/early-80&#039;s (if you even live that long).  Waking up to an alarm clock and slogging to a part-time job (after taking a dozen different pills) is not my idea of an ideal way to spend my twilight years.]]></description>
		<content:encoded><![CDATA[<p>Lurker Carl makes a great point.  Just because medicine has found ways to keep us limping along a little further into our 80&#8242;s doesn&#8217;t mean we&#8217;re going to be spry, energetic, nimble, sharp-minded, eager workers.  It just means our hospitals are going to be more crowded, and Big Pharma will be raking in record profits.</p>
<p>You can be alive and mobile, but arthritis might keep you from doing anything really productive.  You can be alive, but maybe your cancer medicine limits your &#8220;energetic&#8221; time to just 3-4 hours per day.  You may be beating it, but you can&#8217;t hold down a conventional job like that.</p>
<p>My point is, science and medicine may have found ways to keep us alive into our 80&#8242;s and 90&#8242;s, but it&#8217;s downright ignorant to assume our energy and health levels will be comparable to our youth.  The reality is, we&#8217;ll still be frail, with numerous health issues.  Just because we&#8217;re managing to find ways to stay on the green side of the grass a little longer doesn&#8217;t mean we won&#8217;t have any health problems at all.</p>
<p>Medicine may be able to keep you alive past 85, but from the 86-year olds I&#8217;ve talked to, you may not WANT to.  Quality of life plummets dramatically in the late-70&#8242;s/early-80&#8242;s (if you even live that long).  Waking up to an alarm clock and slogging to a part-time job (after taking a dozen different pills) is not my idea of an ideal way to spend my twilight years.</p>
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		<title>By: socalgal</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950867</link>
		<dc:creator>socalgal</dc:creator>
		<pubDate>Wed, 22 Jun 2011 14:28:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950867</guid>
		<description><![CDATA[@Aslee #26- I am sorry for your loss.]]></description>
		<content:encoded><![CDATA[<p>@Aslee #26- I am sorry for your loss.</p>
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		<title>By: Canan Onat</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950864</link>
		<dc:creator>Canan Onat</dc:creator>
		<pubDate>Wed, 22 Jun 2011 14:10:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950864</guid>
		<description><![CDATA[Could 45 be the new 30? Please? :))

I agree with the commenters who say &quot;balance&quot;. Don&#039;t live like there is no tomorrow but don&#039;t live like you will be 150 either.

Save some, enjoy some and share some!]]></description>
		<content:encoded><![CDATA[<p>Could 45 be the new 30? Please? :))</p>
<p>I agree with the commenters who say &#8220;balance&#8221;. Don&#8217;t live like there is no tomorrow but don&#8217;t live like you will be 150 either.</p>
<p>Save some, enjoy some and share some!</p>
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		<title>By: Ashlee</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950863</link>
		<dc:creator>Ashlee</dc:creator>
		<pubDate>Wed, 22 Jun 2011 14:02:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950863</guid>
		<description><![CDATA[Trent we can&#039;t forget to stress a healthy AND frugal lifestyle while you&#039;re young. Because even though we have medical advances that are downright shocking at times, we are still on the trend to actually have a lower life expectancy with all the diabetes and other diseases that are obesity related if we don&#039;t do something! I feel so strongly about balancing health, nutrition and being smart with your money because if we don&#039;t have that balance then many of us may not make it! Balance and smart choices in ALL areas of your life are essential here. (Lesson learned recently as I had a 27yr old friend die of cancer Monday.)]]></description>
		<content:encoded><![CDATA[<p>Trent we can&#8217;t forget to stress a healthy AND frugal lifestyle while you&#8217;re young. Because even though we have medical advances that are downright shocking at times, we are still on the trend to actually have a lower life expectancy with all the diabetes and other diseases that are obesity related if we don&#8217;t do something! I feel so strongly about balancing health, nutrition and being smart with your money because if we don&#8217;t have that balance then many of us may not make it! Balance and smart choices in ALL areas of your life are essential here. (Lesson learned recently as I had a 27yr old friend die of cancer Monday.)</p>
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		<title>By: Andrew</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950861</link>
		<dc:creator>Andrew</dc:creator>
		<pubDate>Wed, 22 Jun 2011 13:55:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950861</guid>
		<description><![CDATA[Des, if your father-in-law is 55 and already done with the productive part of his life sopmething must be dreadfully wrong.  I&#039;m 55 and, despite a few aches and pains, I  feel like I&#039;m just getting started.

Obviously, 55 is not the new 25, and 90 is not the new 40.  That&#039;s just silly.  But to have as your goal an abdication from being a productive member of society (however you define productive) so that you can take cruises and play golf is pathetic.]]></description>
		<content:encoded><![CDATA[<p>Des, if your father-in-law is 55 and already done with the productive part of his life sopmething must be dreadfully wrong.  I&#8217;m 55 and, despite a few aches and pains, I  feel like I&#8217;m just getting started.</p>
<p>Obviously, 55 is not the new 25, and 90 is not the new 40.  That&#8217;s just silly.  But to have as your goal an abdication from being a productive member of society (however you define productive) so that you can take cruises and play golf is pathetic.</p>
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		<title>By: Adam P</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950860</link>
		<dc:creator>Adam P</dc:creator>
		<pubDate>Wed, 22 Jun 2011 13:48:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950860</guid>
		<description><![CDATA[The article is fine, and the comments are fine...not sure where anyone is disagreeing much. Trent and the commentors both agree that you have to strike a balance between spending for today and saving for tomorrow that makes you happy &quot;now&quot; whenever now is!]]></description>
		<content:encoded><![CDATA[<p>The article is fine, and the comments are fine&#8230;not sure where anyone is disagreeing much. Trent and the commentors both agree that you have to strike a balance between spending for today and saving for tomorrow that makes you happy &#8220;now&#8221; whenever now is!</p>
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		<title>By: Max From Liquid</title>
		<link>http://www.thesimpledollar.com/2011/06/21/some-thoughts-on-the-long-term/#comment-950856</link>
		<dc:creator>Max From Liquid</dc:creator>
		<pubDate>Wed, 22 Jun 2011 12:34:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7224#comment-950856</guid>
		<description><![CDATA[Planning for the long term is what it&#039;s all about; sure we may die before we use it. Life is full of risks. One thing to think about if you make it to retirement is what will you do. Many people arrive at retirement and don&#039;t know what to do, so they go back to work. Some people turn hobbies into a vocation, which is a great way to fill in the retirement savings gap. When planning for retirement you need to think about replacing 100% of your current income. Some expenses will decrease, such as gas for the car, but many will increase such as health care. On his 90th birthday, someone told George Burns he didn&#039;t want to live to be 90. George Burns replied, &quot;That&#039;s because you&#039;re not 89.&quot;]]></description>
		<content:encoded><![CDATA[<p>Planning for the long term is what it&#8217;s all about; sure we may die before we use it. Life is full of risks. One thing to think about if you make it to retirement is what will you do. Many people arrive at retirement and don&#8217;t know what to do, so they go back to work. Some people turn hobbies into a vocation, which is a great way to fill in the retirement savings gap. When planning for retirement you need to think about replacing 100% of your current income. Some expenses will decrease, such as gas for the car, but many will increase such as health care. On his 90th birthday, someone told George Burns he didn&#8217;t want to live to be 90. George Burns replied, &#8220;That&#8217;s because you&#8217;re not 89.&#8221;</p>
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