Month: May 2014

Why Are Savings Account Rates So Low?

When I first started The Simple Dollar in late 2006, it was pretty easy to find a savings account that offered a 4% annual return on your deposits. Some banks, such as HSBC Direct, were offering introductory rates as high as 6% annually. In other words, if you deposited $1,000 into an account at HSBC …

Categories: Saving Money

How to Investigate a Charity

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. Via a private message, Colleen said “I have …

Does Groupon Beat Frugality?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Kimberly asked about “Online daily deals …

Categories: Frugality

Reader Mailbag: Podcasts and Writing

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling expensive schooling 2. Handling a closed credit account 3. Lowering high housing costs 4. Investing while in college 5. Solid credit, no credit cards 6. …

Categories: Books and Reading

Review: Difficult Conversations

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. One of the most frequent issues that I’m asked about is how exactly to start a conversation about a …

Categories: Books and Reading

Preserving the Value of Food

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Emily requested to know more about …

Categories: Frugality, Meals

Does Frugality Beat Inflation?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Rebecca requested a post on “ways …

Ten Pieces of Inspiration #27

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Cooking with my youngest child Lately, when we’ve been working on making meals, our youngest son has insisted on being put in his high chair and pulled as close …

Dinner With My Family #23: Zucchini-Quinoa Lasagna

Zucchini-Quinoa Lasagna Recipe One of my favorite food blogs out there is Peas and Thank You, which focuses on healthy cooking with children in mind. I often find myself browsing it when trying to think of interesting food ideas that my children might really enjoy. Recently, I came across a wonderful recipe for zucchini and …

Categories: Frugality, Meals

Organic? Vegan? Vegetarian? What Does It Cost?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Vicki asked “what impacts going organic …

Categories: Frugality, Meals

A Guide to Selling Unwanted Items

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Amanda requested an article on “How …

Categories: Getting Started

Reader Mailbag: Ghosts

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. House now or later? 2. Blender recommendation 3. Long term care insurance question 4. Enjoying music at low cost 5. Protecting a family property 6. Finding …

Categories: Books and Reading

Why the Lottery Isn’t the Answer to Your Problems

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Jeffrey requested that I discuss “why …

Categories: Getting Started

The Simple Dollar Weekly Roundup: Finger Cut Edition

Yesterday, while working on a propane grill, I cut my finger badly enough that a piece of it was actually removed from my finger. It hurt intensely and it’s left me in a state where I can’t type normally. In other words, if you find that I miss a post or two in the next …

Categories: Books and Reading

Handling the Disappointment

For the past month, my family and I had been looking forward to traveling to the Chicago area. We were going to stay for four days with my cousin (who I adore) and her children (which my children adore). We had planned on going into the city to Taste of Chicago and to the Art …

How To Start Investing: A Collection of Resources

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Shannon asked “What book/blog/resource do you …

Ten Things College Graduates Need to Know About Finances and Careers

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Brittaney asked “what should every soon …

Reader Mailbag: Independence Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Refinance mortgage to add spouse? 2. Scanner recommendations 3. Paying off boyfriend’s debt 4. Investing in bond funds 5. Budget question from Phillipines 6. Financial book …

Categories: Books and Reading

Review: Save Big

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. So, let’s be clear right off the bat. When I picked up this book, I had no idea who …

Categories: Books and Reading