I found it doesn’t work for me, and I signed up for it with the same logic you did. You might try it for a couple weeks or a month and see how it works for you.

I also recommend that people get their thyroids checked out. A lot of people have hypothyroidism & don’t even know it. It can prevent you from losing weight & saps your energy besides. I’m on the low end of normal so I’m not taking medication for it now but I might end up having to in the future.

Credit agencies allow you to attach an explanation to any item on there. If the do not remove the debt, at least you can add the explanatory note.

They are not required to remove the debt. I had a similar situation- had a bill sent to the wrong address. It was mix-up with someone with the same name, first and last. They did remove it after I called, explained, and went and paid in person the next day.

I agree with the posters rebutting Johanna, in that weight loss really is all about the individual. The way Johanna writes makes it sound like it’s a hopeless endeavour, and 95% are doomed to failure through no fault of their own.

The truth is, we’re in total control of what we eat. As with most things, the answer is education. If you learn to see food as fuel rather than recreation, then you can make lasting changes and get down to a healthy weight.

The reason they won’t promise to remove it from your credit report is because they won’t. And when you think about it, why should they? Your credit report isn’t just a binary report card that shows bills as either “paid” or “not paid.” It also reflects late payments. And although it wasn’t your fault, this particular bill is in fact being paid late. So it is accurate to leave it on your credit report. In fact, removing it would be dishonest, because it would suggest to potential future lenders that you’ve never been late with a payment, when in fact, you have.

It’s a crappy situation, but the rules still apply to you.

Also, Trent’s point about paying it making it “new” again is moot. By contacting them and opening a dialog, you’ve already “revived” this debt, and reset the statute of limitations on it.

Yes, I see those links as well. I’ll drop Trent an email and let him know, since his direct participation on the comments has been nonexistent as of late.

Also, everyone should strive to be healthy, regardless of whether or not they lose weight. So even if you do believe that it is impossible to lose the weight and keep it off, please don’t let it prevent you from eating healthy and exercising.

Went through a rough patch early where I refused to eat the meals hubby made me, as they we all starch/fat, with a hint of veg. Since sharing cooking, and changing our food ratio, hubby lost and kept off 30 lbs. too! Tried weight watchers, but I found I hated the rah-rah communal aspect. Doing it myself worked.

One outside factor was also was changed- I had extensive fibroids that left me extremely anemic, and zapped me of energy. Walking across the room left me exhausted, and I would pass out once in a while. Had my uterus removed, and it was like I got a second chance at life! So, if this is an issue for you…change it! My only regret is that I did not do it years earlier.

Bottom line- make sure you do not have any seemingly unrelated health issues hampering your efforts, then just keep track and go for it! You can do it!

Congrats to those on here who have lost and kept it off! And keep up the awesome job to those who are losing still! I reached my weigh loss goal of losing 40 lbs a few months ago.