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	<title>Comments on: Saving Pennies or Dollars?  Hot Water or the Microwave</title>
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	<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Maggie</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956593</link>
		<dc:creator>Maggie</dc:creator>
		<pubDate>Mon, 29 Aug 2011 14:15:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956593</guid>
		<description><![CDATA[I really like the posts.  There are lots of sites to find out about spending and saving large dollars but not many on saving pennies.  Once I read Trent&#039;s article, it is then my choice whether to use his tips or not.  I have found that a few cents here and there make a difference over time.  I save all my change and a penny here and there do add up.  I purchased a recliner for my husband with my change a few years ago.  So $0.25 does make a difference.  Keep these coming, Trent.]]></description>
		<content:encoded><![CDATA[<p>I really like the posts.  There are lots of sites to find out about spending and saving large dollars but not many on saving pennies.  Once I read Trent&#8217;s article, it is then my choice whether to use his tips or not.  I have found that a few cents here and there make a difference over time.  I save all my change and a penny here and there do add up.  I purchased a recliner for my husband with my change a few years ago.  So $0.25 does make a difference.  Keep these coming, Trent.</p>
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		<title>By: tall bill</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956575</link>
		<dc:creator>tall bill</dc:creator>
		<pubDate>Sun, 28 Aug 2011 23:03:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956575</guid>
		<description><![CDATA[Hey Trent;

Urns, much like a coffe pot, have internal thermostats which cycle on 100% to bring the water up to temp, then, based on ambient temperature, cycle say 20 - 60% to hold temp &amp; not let it boil over. Your math assumed 100% which is not the case. Regardless, let&#039;s assume 50% over several hours which would still be around $0.15 - still much higher than a microwave.

We to have gone to an electric kettle which comes up to a boil in 2-3 mins &amp; shuts itself off, staying hot enough for about an hour allowing the family to mix their drinks, etc for for the morning. Probably on par with the microwave or a penny or two more.]]></description>
		<content:encoded><![CDATA[<p>Hey Trent;</p>
<p>Urns, much like a coffe pot, have internal thermostats which cycle on 100% to bring the water up to temp, then, based on ambient temperature, cycle say 20 &#8211; 60% to hold temp &amp; not let it boil over. Your math assumed 100% which is not the case. Regardless, let&#8217;s assume 50% over several hours which would still be around $0.15 &#8211; still much higher than a microwave.</p>
<p>We to have gone to an electric kettle which comes up to a boil in 2-3 mins &amp; shuts itself off, staying hot enough for about an hour allowing the family to mix their drinks, etc for for the morning. Probably on par with the microwave or a penny or two more.</p>
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		<title>By: John</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956521</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sun, 28 Aug 2011 01:17:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956521</guid>
		<description><![CDATA[Why not put the urn on a timer to start 15 minutes before the first person is to use it??]]></description>
		<content:encoded><![CDATA[<p>Why not put the urn on a timer to start 15 minutes before the first person is to use it??</p>
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		<title>By: Angie</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956504</link>
		<dc:creator>Angie</dc:creator>
		<pubDate>Sat, 27 Aug 2011 20:21:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956504</guid>
		<description><![CDATA[I like the posts, too. And they ARE called &quot;Saving Pennies or Dollars&quot;, so it&#039;s not like he&#039;s trying to waste your time or hoodwink you.

Here&#039;s a thought if you don&#039;t care for them: don&#039;t read em!]]></description>
		<content:encoded><![CDATA[<p>I like the posts, too. And they ARE called &#8220;Saving Pennies or Dollars&#8221;, so it&#8217;s not like he&#8217;s trying to waste your time or hoodwink you.</p>
<p>Here&#8217;s a thought if you don&#8217;t care for them: don&#8217;t read em!</p>
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		<title>By: ChrisD</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956466</link>
		<dc:creator>ChrisD</dc:creator>
		<pubDate>Sat, 27 Aug 2011 09:55:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956466</guid>
		<description><![CDATA[I liked this post, but more because it shows that something is NOT worth bothering with than because it is. I was very surprised that leaving an urn on for 14 hours only costs 30c in electricity, I would have thought it would be a lot more. I might have though it was equivalent to microwaving 30 cups instead of only 10. 

For a few cups an electric kettle is ideal, esp as you can switch it on the boil and forget about it as it switches itself off. BUT you do need to top up the water if you want more than ~8 cups so if there is not a sink in the room... 
Combining the urn with a timer switch would save it from being on all night. I suppose saving electricity for the environment is still worth doing.]]></description>
		<content:encoded><![CDATA[<p>I liked this post, but more because it shows that something is NOT worth bothering with than because it is. I was very surprised that leaving an urn on for 14 hours only costs 30c in electricity, I would have thought it would be a lot more. I might have though it was equivalent to microwaving 30 cups instead of only 10. </p>
<p>For a few cups an electric kettle is ideal, esp as you can switch it on the boil and forget about it as it switches itself off. BUT you do need to top up the water if you want more than ~8 cups so if there is not a sink in the room&#8230;<br />
Combining the urn with a timer switch would save it from being on all night. I suppose saving electricity for the environment is still worth doing.</p>
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		<title>By: Andrew</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956445</link>
		<dc:creator>Andrew</dc:creator>
		<pubDate>Fri, 26 Aug 2011 22:15:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956445</guid>
		<description><![CDATA[I like these posts, even the ones that point miniscule savings because it demonstrates that extra effort vs. convenience is not always a deal that provides an financial return. It&#039;s not nit-picking for pennies to put in the piggy bank - it&#039;s a demonstration that not every supposed money saving habit has a measurable return.]]></description>
		<content:encoded><![CDATA[<p>I like these posts, even the ones that point miniscule savings because it demonstrates that extra effort vs. convenience is not always a deal that provides an financial return. It&#8217;s not nit-picking for pennies to put in the piggy bank &#8211; it&#8217;s a demonstration that not every supposed money saving habit has a measurable return.</p>
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		<title>By: valleycat1</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956442</link>
		<dc:creator>valleycat1</dc:creator>
		<pubDate>Fri, 26 Aug 2011 21:41:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956442</guid>
		<description><![CDATA[I would disagree that most of Trent&#039;s readers have a handle on the big stuff - just look at the questions he answers every week.  For most people pennies saved disappear.  I doubt that if they take this advice, for example, &amp; even save $1 a month on electric, that that $1 makes any impact in their quality of life or ability to pay bills.

Another example - I have friends who make an effort to buy sodas for home consumption only on sale (or not buying them at all), but then thinking nothing of getting one every day for lunch at the fast food counter for over a dollar each.]]></description>
		<content:encoded><![CDATA[<p>I would disagree that most of Trent&#8217;s readers have a handle on the big stuff &#8211; just look at the questions he answers every week.  For most people pennies saved disappear.  I doubt that if they take this advice, for example, &amp; even save $1 a month on electric, that that $1 makes any impact in their quality of life or ability to pay bills.</p>
<p>Another example &#8211; I have friends who make an effort to buy sodas for home consumption only on sale (or not buying them at all), but then thinking nothing of getting one every day for lunch at the fast food counter for over a dollar each.</p>
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		<title>By: BJD</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956436</link>
		<dc:creator>BJD</dc:creator>
		<pubDate>Fri, 26 Aug 2011 20:55:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956436</guid>
		<description><![CDATA[I fully agree with those saying this series is something that can be dropped.  

To #13 Jim - your point would be more valuable if it was an everyday expense but the writer clearly states &quot;Here is a practice that my mother does when the extended family is over for the weekend&quot; so you probably at best looking at a 12 to 24 days during a year; cost savings probably much less than $5 per year.]]></description>
		<content:encoded><![CDATA[<p>I fully agree with those saying this series is something that can be dropped.  </p>
<p>To #13 Jim &#8211; your point would be more valuable if it was an everyday expense but the writer clearly states &#8220;Here is a practice that my mother does when the extended family is over for the weekend&#8221; so you probably at best looking at a 12 to 24 days during a year; cost savings probably much less than $5 per year.</p>
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		<title>By: krantcents</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956430</link>
		<dc:creator>krantcents</dc:creator>
		<pubDate>Fri, 26 Aug 2011 20:03:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956430</guid>
		<description><![CDATA[Sometimes it isn&#039;t worth chasing pennies unless it s every day.  Some occasional savings of pennies can be meaningful, but it has to be continuous.]]></description>
		<content:encoded><![CDATA[<p>Sometimes it isn&#8217;t worth chasing pennies unless it s every day.  Some occasional savings of pennies can be meaningful, but it has to be continuous.</p>
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		<title>By: lurker carl</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956428</link>
		<dc:creator>lurker carl</dc:creator>
		<pubDate>Fri, 26 Aug 2011 19:36:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956428</guid>
		<description><![CDATA[#16 AndreaS - The shortest route is often neither the cheapest or fastest, YMMV.]]></description>
		<content:encoded><![CDATA[<p>#16 AndreaS &#8211; The shortest route is often neither the cheapest or fastest, YMMV.</p>
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		<title>By: LaDonna</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956426</link>
		<dc:creator>LaDonna</dc:creator>
		<pubDate>Fri, 26 Aug 2011 18:50:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956426</guid>
		<description><![CDATA[Another option is to heat a kettle full of water and pour it in a big Thermos. It&#039;ll stay hot enough for tea for most of the day.]]></description>
		<content:encoded><![CDATA[<p>Another option is to heat a kettle full of water and pour it in a big Thermos. It&#8217;ll stay hot enough for tea for most of the day.</p>
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		<title>By: Evita</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956424</link>
		<dc:creator>Evita</dc:creator>
		<pubDate>Fri, 26 Aug 2011 18:39:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956424</guid>
		<description><![CDATA[I agree with Nick and Valleycat........ those penny-pinching posts are not worth the time Trent spents writing them......... and my time reading them!
For the record, I just boil the water on the gas stove (probably awfully wasteful but whatever....)]]></description>
		<content:encoded><![CDATA[<p>I agree with Nick and Valleycat&#8230;&#8230;.. those penny-pinching posts are not worth the time Trent spents writing them&#8230;&#8230;&#8230; and my time reading them!<br />
For the record, I just boil the water on the gas stove (probably awfully wasteful but whatever&#8230;.)</p>
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		<title>By: AndreaS</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956421</link>
		<dc:creator>AndreaS</dc:creator>
		<pubDate>Fri, 26 Aug 2011 18:15:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956421</guid>
		<description><![CDATA[I happen to like these pennies-or-dollars posts. Many of Trent&#039;s posts on time management, goal setting and so on, tend to blend for me. I like the specificity of these posts. 

Each of us does hundreds of little actions every day that impact our resources. It is interesting to one time make the effort to figure out which is the cheapest way, then make it a habit to do it the cheap way. For example, there are two routes I can take to the major city near me. It&#039;s worth it to measure the mileage, and then forever on drive the shorter of the two routes. I figure each action out one time then never think about it again. 
   As previous posters said, the cumulative impact of these small changes, over time, can add up to significant money over the course of a year.]]></description>
		<content:encoded><![CDATA[<p>I happen to like these pennies-or-dollars posts. Many of Trent&#8217;s posts on time management, goal setting and so on, tend to blend for me. I like the specificity of these posts. </p>
<p>Each of us does hundreds of little actions every day that impact our resources. It is interesting to one time make the effort to figure out which is the cheapest way, then make it a habit to do it the cheap way. For example, there are two routes I can take to the major city near me. It&#8217;s worth it to measure the mileage, and then forever on drive the shorter of the two routes. I figure each action out one time then never think about it again.<br />
   As previous posters said, the cumulative impact of these small changes, over time, can add up to significant money over the course of a year.</p>
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		<title>By: Kim</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956417</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Fri, 26 Aug 2011 17:44:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956417</guid>
		<description><![CDATA[I just cannot help but to think of the safety factor of leaving something heating up over night, especially when everyone is sleeping.  Is this an item that&#039;s been around for years?  What&#039;s the likelihood that it&#039;ll catch on fire?  To me, I like the microwave for that reason.  If something does happen, you&#039;re right there watching it and can deal with the situation.

For what it&#039;s worth... I&#039;m also not the type to use a crockpot unless I&#039;ll be home all day.]]></description>
		<content:encoded><![CDATA[<p>I just cannot help but to think of the safety factor of leaving something heating up over night, especially when everyone is sleeping.  Is this an item that&#8217;s been around for years?  What&#8217;s the likelihood that it&#8217;ll catch on fire?  To me, I like the microwave for that reason.  If something does happen, you&#8217;re right there watching it and can deal with the situation.</p>
<p>For what it&#8217;s worth&#8230; I&#8217;m also not the type to use a crockpot unless I&#8217;ll be home all day.</p>
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		<title>By: Amy</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956416</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Fri, 26 Aug 2011 17:31:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956416</guid>
		<description><![CDATA[I think most people who frequently read personal finance blogs are on top of the big things.  The only way to continue to save is to look at the small things.  And as Jim pointed out, the small things DO add up over time.

On another note, is an electric kettle the same thing as a hot pot?]]></description>
		<content:encoded><![CDATA[<p>I think most people who frequently read personal finance blogs are on top of the big things.  The only way to continue to save is to look at the small things.  And as Jim pointed out, the small things DO add up over time.</p>
<p>On another note, is an electric kettle the same thing as a hot pot?</p>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956414</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Fri, 26 Aug 2011 17:10:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956414</guid>
		<description><![CDATA[I also vote for an electric kettle.   We have one and its great.  My guess is that they aren&#039;t as common in the US because we don&#039;t drink as much tea here nor use coffee presses much.   America store shelves have 25 coffee makers and maybe 2 tea pots.


To those who think saving pennies is useless then please note that 31¢ vs 3¢ is 28¢ per day which adds up to $102 for a full year.   $102 in a year is not trivial especially if you find a few things like this.   Yes obviously bigger financial issues have more impact but that doesn&#039;t mean that wasting $100 a year is a good idea now does it??]]></description>
		<content:encoded><![CDATA[<p>I also vote for an electric kettle.   We have one and its great.  My guess is that they aren&#8217;t as common in the US because we don&#8217;t drink as much tea here nor use coffee presses much.   America store shelves have 25 coffee makers and maybe 2 tea pots.</p>
<p>To those who think saving pennies is useless then please note that 31¢ vs 3¢ is 28¢ per day which adds up to $102 for a full year.   $102 in a year is not trivial especially if you find a few things like this.   Yes obviously bigger financial issues have more impact but that doesn&#8217;t mean that wasting $100 a year is a good idea now does it??</p>
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		<title>By: valleycat1</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956411</link>
		<dc:creator>valleycat1</dc:creator>
		<pubDate>Fri, 26 Aug 2011 16:53:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956411</guid>
		<description><![CDATA[#10 Nick  +1 

All of these saving pennies posts have been pretty useless.  And if you go back &amp; realize you&#039;re doing some &amp; not the others, it all balances out.

For example, I have been a loyal brand-name gasoline buyer forever, much to my spouse&#039;s chagrin.  But I figure the extra 10 cents/gallon pays for itself because I have tracked &amp; really do get better mileage with the better gasoline.  [No need for anyone to explain to me it may all come out of the same tanker truck.]

The only way to really save money is to tackle the big stuff and costly bad habits.  This nit picking is just a diversionary tactic IMO.]]></description>
		<content:encoded><![CDATA[<p>#10 Nick  +1 </p>
<p>All of these saving pennies posts have been pretty useless.  And if you go back &amp; realize you&#8217;re doing some &amp; not the others, it all balances out.</p>
<p>For example, I have been a loyal brand-name gasoline buyer forever, much to my spouse&#8217;s chagrin.  But I figure the extra 10 cents/gallon pays for itself because I have tracked &amp; really do get better mileage with the better gasoline.  [No need for anyone to explain to me it may all come out of the same tanker truck.]</p>
<p>The only way to really save money is to tackle the big stuff and costly bad habits.  This nit picking is just a diversionary tactic IMO.</p>
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		<title>By: Luke G.</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956409</link>
		<dc:creator>Luke G.</dc:creator>
		<pubDate>Fri, 26 Aug 2011 16:43:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956409</guid>
		<description><![CDATA[To clarify my earlier comment about not using hot water...I meant it in regards to using hot TAP water.  I just realized that my comment was a bit ambiguous.

Sorry!  :)]]></description>
		<content:encoded><![CDATA[<p>To clarify my earlier comment about not using hot water&#8230;I meant it in regards to using hot TAP water.  I just realized that my comment was a bit ambiguous.</p>
<p>Sorry!  :)</p>
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		<title>By: Nick</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956407</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Fri, 26 Aug 2011 16:38:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956407</guid>
		<description><![CDATA[This is kind of ridiculous.  

Just use whatever option is most convenient for you.

There has to be a better way to spend your time than worrying about the pennies your saving on something trivial like this.]]></description>
		<content:encoded><![CDATA[<p>This is kind of ridiculous.  </p>
<p>Just use whatever option is most convenient for you.</p>
<p>There has to be a better way to spend your time than worrying about the pennies your saving on something trivial like this.</p>
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		<title>By: Vanessa</title>
		<link>http://www.thesimpledollar.com/2011/08/26/saving-pennies-or-dollars-hot-water-or-the-microwave/#comment-956405</link>
		<dc:creator>Vanessa</dc:creator>
		<pubDate>Fri, 26 Aug 2011 16:27:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7553#comment-956405</guid>
		<description><![CDATA[I bought an electric kettle as a wedding gift for a coworker just a few months ago. And yep, I got it from Bed, Bath and Beyond.

I remember an episode of Good Eats years ago where Alton was using an electric kettle (for coffee?) so while not popular, they have been available for quite awhile.]]></description>
		<content:encoded><![CDATA[<p>I bought an electric kettle as a wedding gift for a coworker just a few months ago. And yep, I got it from Bed, Bath and Beyond.</p>
<p>I remember an episode of Good Eats years ago where Alton was using an electric kettle (for coffee?) so while not popular, they have been available for quite awhile.</p>
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