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	<title>Comments on: Reader Mailbag: Renewal</title>
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	<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Robin S</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957331</link>
		<dc:creator>Robin S</dc:creator>
		<pubDate>Mon, 05 Sep 2011 11:58:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957331</guid>
		<description><![CDATA[Q3 - Be careful with your math. Your service provider may only apply the discount to the primary account holder&#039;s phone/account as well. So if your bill is $100 together, then his is $50 and you&#039;ll only realize a savings of $13 a month. Probably still worth it, but don&#039;t be surprised if the savings doesn&#039;t affect the whole bill (it doesn&#039;t with my service provider).]]></description>
		<content:encoded><![CDATA[<p>Q3 &#8211; Be careful with your math. Your service provider may only apply the discount to the primary account holder&#8217;s phone/account as well. So if your bill is $100 together, then his is $50 and you&#8217;ll only realize a savings of $13 a month. Probably still worth it, but don&#8217;t be surprised if the savings doesn&#8217;t affect the whole bill (it doesn&#8217;t with my service provider).</p>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957245</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Sat, 03 Sep 2011 20:57:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957245</guid>
		<description><![CDATA[Liz, OK.  My point is that you&#039;re at one end of the  spectrum in your experience with an apparently exceptionally mellow baby.  So you really have no reason to don&#039;t be judgmental and annoyed that other people say that the experience isn&#039;t as easy as you had it.  Many more people have a much harder time.  Don&#039;t dismiss that as &#039;the media&#039; exaggerating things.   Just be thankful your baby has been so easy.   Nobody is saying babies scream and poop for 18 years straight either.]]></description>
		<content:encoded><![CDATA[<p>Liz, OK.  My point is that you&#8217;re at one end of the  spectrum in your experience with an apparently exceptionally mellow baby.  So you really have no reason to don&#8217;t be judgmental and annoyed that other people say that the experience isn&#8217;t as easy as you had it.  Many more people have a much harder time.  Don&#8217;t dismiss that as &#8216;the media&#8217; exaggerating things.   Just be thankful your baby has been so easy.   Nobody is saying babies scream and poop for 18 years straight either.</p>
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		<title>By: Georgia</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957238</link>
		<dc:creator>Georgia</dc:creator>
		<pubDate>Sat, 03 Sep 2011 17:32:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957238</guid>
		<description><![CDATA[I married at 26 and did not care if I had children or not.  I had been raised in a large family and had babysat a lot.  So, I knew the good and bad of childhood.  I knew I would be a good mother if I became pregnant, but just wasn&#039;t into the idea.  However, my husband was deeply into have children.

As luck would have it, I looked at the preacher, said &quot;I do&quot; and got pregnant.  Just kidding.  But it was that quick.  I even came 3 weeks early per the doctor.  Had to prove it for insurance back in the 60&#039;s.  2 1/2 years later, same thing.  Stopped bc and got pregnant immediately.

I was right.  I was a good mother.  I was extremely lucky with my children, though I often teased my son and said if he had been born first, we wouldn&#039;t have had a second one.  He was that hard headed.  Later I even wanted 2 more, but by then my husband knew he did not want more than our two.

I was also lucky in that both my children slept all night long by the time they were one month old.  My daughter would wake up an hour later than normal (3 a.m. instead of 2 a.m.) and the doctor said to let her wait 15 minutes or half an hour for her feeding.  Worked like a charm.  So I did the same thing with my son.  No problems.

My children are now 47 and 44 and the most loving people I know, especially to me.  And I have trouble believing that I actually raised 2 such smart, wise cracking kids.  Must have taken after their father - smart, funny and hard headed.]]></description>
		<content:encoded><![CDATA[<p>I married at 26 and did not care if I had children or not.  I had been raised in a large family and had babysat a lot.  So, I knew the good and bad of childhood.  I knew I would be a good mother if I became pregnant, but just wasn&#8217;t into the idea.  However, my husband was deeply into have children.</p>
<p>As luck would have it, I looked at the preacher, said &#8220;I do&#8221; and got pregnant.  Just kidding.  But it was that quick.  I even came 3 weeks early per the doctor.  Had to prove it for insurance back in the 60&#8242;s.  2 1/2 years later, same thing.  Stopped bc and got pregnant immediately.</p>
<p>I was right.  I was a good mother.  I was extremely lucky with my children, though I often teased my son and said if he had been born first, we wouldn&#8217;t have had a second one.  He was that hard headed.  Later I even wanted 2 more, but by then my husband knew he did not want more than our two.</p>
<p>I was also lucky in that both my children slept all night long by the time they were one month old.  My daughter would wake up an hour later than normal (3 a.m. instead of 2 a.m.) and the doctor said to let her wait 15 minutes or half an hour for her feeding.  Worked like a charm.  So I did the same thing with my son.  No problems.</p>
<p>My children are now 47 and 44 and the most loving people I know, especially to me.  And I have trouble believing that I actually raised 2 such smart, wise cracking kids.  Must have taken after their father &#8211; smart, funny and hard headed.</p>
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		<title>By: bogart</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957211</link>
		<dc:creator>bogart</dc:creator>
		<pubDate>Sat, 03 Sep 2011 03:04:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957211</guid>
		<description><![CDATA[@Kevin I definitely don&#039;t think people who don&#039;t want kids should have them, and I thought yours was a reasonable question.  I desperately wanted kids, am phenomenally grateful I got to have one, and still find he turns my life rather topsy-turvy, not necessarily in good ways.  I think the thing is this -- being a parent is 24/7 and you&#039;ve got to deal with all the ages.  You don&#039;t just get to say, &quot;Geez, we&#039;ve been at this for 50 weeks, can I have a couple off?&quot; or &quot;I&#039;m not really good with preschoolers -- come back in junior high,&quot; or whatever.  And most of us (parents) really aren&#039;t equally great/enthusiastic about all ages and phases and moments.  But on the other hand while I don&#039;t deny there are significant parts of it that vary from tedious to maddening, I really wouldn&#039;t give up the opportunity to be a parent for, well, anything.

I see parents posting on message boards who say that they &quot;don&#039;t want to miss a single moment&quot; of their kid&#039;s childhood and I think, &quot;Really?  Because I can name 5 in my kid&#039;s morning I&#039;d have happily missed.&quot;  And for the record, I&#039;ve got a pretty happy, healthy (touch wood) easy-going kid.

But I did reach a point in my life where I&#039;d travel (to pick up on something you&#039;d mention) and think, &quot;Eh.  Another breathtakingly beautiful [fill in the blank -- waterfall, gothic cathedral].&quot;  Having a child to share and explore with has for me brought a novel and exciting joy to even otherwise mundane spots.  But that&#039;s not to say you&#039;ll experience either the boredness I was nor that you&#039;d find the same joy -- just that that&#039;s where I was.  There was plenty I didn&#039;t want to change, but important ways in which I did.]]></description>
		<content:encoded><![CDATA[<p>@Kevin I definitely don&#8217;t think people who don&#8217;t want kids should have them, and I thought yours was a reasonable question.  I desperately wanted kids, am phenomenally grateful I got to have one, and still find he turns my life rather topsy-turvy, not necessarily in good ways.  I think the thing is this &#8212; being a parent is 24/7 and you&#8217;ve got to deal with all the ages.  You don&#8217;t just get to say, &#8220;Geez, we&#8217;ve been at this for 50 weeks, can I have a couple off?&#8221; or &#8220;I&#8217;m not really good with preschoolers &#8212; come back in junior high,&#8221; or whatever.  And most of us (parents) really aren&#8217;t equally great/enthusiastic about all ages and phases and moments.  But on the other hand while I don&#8217;t deny there are significant parts of it that vary from tedious to maddening, I really wouldn&#8217;t give up the opportunity to be a parent for, well, anything.</p>
<p>I see parents posting on message boards who say that they &#8220;don&#8217;t want to miss a single moment&#8221; of their kid&#8217;s childhood and I think, &#8220;Really?  Because I can name 5 in my kid&#8217;s morning I&#8217;d have happily missed.&#8221;  And for the record, I&#8217;ve got a pretty happy, healthy (touch wood) easy-going kid.</p>
<p>But I did reach a point in my life where I&#8217;d travel (to pick up on something you&#8217;d mention) and think, &#8220;Eh.  Another breathtakingly beautiful [fill in the blank -- waterfall, gothic cathedral].&#8221;  Having a child to share and explore with has for me brought a novel and exciting joy to even otherwise mundane spots.  But that&#8217;s not to say you&#8217;ll experience either the boredness I was nor that you&#8217;d find the same joy &#8212; just that that&#8217;s where I was.  There was plenty I didn&#8217;t want to change, but important ways in which I did.</p>
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		<title>By: Liz</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957206</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Sat, 03 Sep 2011 00:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957206</guid>
		<description><![CDATA[@Jim, of course, every baby is different, you are right.  

I never said, and certainly did not intend to imply that my outstanding parenting skills have created a miracle child. :). Like most kids, he is ahead of the curve in some ways, behind the curve in others.

But by your own statistics, 90% of babies AREN&#039;T collicky, and arent gong to scream nn-stop for months.  Because 10% of parents have a really hard experience doesnt mean the other 90% are necessarily going to have a hard time as well.  And agan, by your statistics, 70% of babies are sleeping through the night by 9 months.  The sleepness nights are finite.  My beef with the media that only talks about the hard aspects of parenting is that it is overly cynical, and acts as if you will never, ever sleep again, as long as you live, and you will be covered in vomit and excrement the whole zombie like time, for 18 bankrupt years, the end!  There is a whole range of experience between &quot;parenting is a breeze!&quot; and &quot;parenting is a regrettable nightmare!&quot;.]]></description>
		<content:encoded><![CDATA[<p>@Jim, of course, every baby is different, you are right.  </p>
<p>I never said, and certainly did not intend to imply that my outstanding parenting skills have created a miracle child. :). Like most kids, he is ahead of the curve in some ways, behind the curve in others.</p>
<p>But by your own statistics, 90% of babies AREN&#8217;T collicky, and arent gong to scream nn-stop for months.  Because 10% of parents have a really hard experience doesnt mean the other 90% are necessarily going to have a hard time as well.  And agan, by your statistics, 70% of babies are sleeping through the night by 9 months.  The sleepness nights are finite.  My beef with the media that only talks about the hard aspects of parenting is that it is overly cynical, and acts as if you will never, ever sleep again, as long as you live, and you will be covered in vomit and excrement the whole zombie like time, for 18 bankrupt years, the end!  There is a whole range of experience between &#8220;parenting is a breeze!&#8221; and &#8220;parenting is a regrettable nightmare!&#8221;.</p>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957197</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Fri, 02 Sep 2011 21:40:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957197</guid>
		<description><![CDATA[Liz,   You say your baby slept through the night before 2 months.  That is definitely NOT average.   

From Babycenter website : &quot;Some infants as young as 3 months old can snooze for six to eight hours at a stretch. Others won&#039;t sleep this long until they&#039;re 12 months. But most babies (70 percent) do sleep through the night by the time they hit 9 months, according to the National Sleep Foundation.&quot;

So you can see that a full 30% of babies don&#039;t even sleep through the night by 9 months and only &quot;some&quot; infants do so by 3 months.  If your child did so by 2 months they were certainly in a small minority.

10% of babies have colic which means they cry (scream) for 3 or more hours daily for 2-4 months.   

No, the whole world is not lying about how hard babies are.  It seems that your baby is not as hard as most at least in this respect and I am guessing they may be easier in many other ways too.   Its also not about how great of a parent someone is.  I know people who have one baby who has colic and the other baby is quiet and content.  You can even have twins that are different that way.

Your experience is different and that doesn&#039;t mean everyone is lying about how hard it is.]]></description>
		<content:encoded><![CDATA[<p>Liz,   You say your baby slept through the night before 2 months.  That is definitely NOT average.   </p>
<p>From Babycenter website : &#8220;Some infants as young as 3 months old can snooze for six to eight hours at a stretch. Others won&#8217;t sleep this long until they&#8217;re 12 months. But most babies (70 percent) do sleep through the night by the time they hit 9 months, according to the National Sleep Foundation.&#8221;</p>
<p>So you can see that a full 30% of babies don&#8217;t even sleep through the night by 9 months and only &#8220;some&#8221; infants do so by 3 months.  If your child did so by 2 months they were certainly in a small minority.</p>
<p>10% of babies have colic which means they cry (scream) for 3 or more hours daily for 2-4 months.   </p>
<p>No, the whole world is not lying about how hard babies are.  It seems that your baby is not as hard as most at least in this respect and I am guessing they may be easier in many other ways too.   Its also not about how great of a parent someone is.  I know people who have one baby who has colic and the other baby is quiet and content.  You can even have twins that are different that way.</p>
<p>Your experience is different and that doesn&#8217;t mean everyone is lying about how hard it is.</p>
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		<title>By: cherie</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957180</link>
		<dc:creator>cherie</dc:creator>
		<pubDate>Fri, 02 Sep 2011 19:49:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957180</guid>
		<description><![CDATA[I just wanted to make an observation - for the reader with a struggling mother-in-law: in many areas zoning forbids the kind of rental that he is considering.  Particularly in basements [here it is illegal regardless of zoning because it is dangerous].

I know many people do these things.  I also know that folks generally look the other way . . . HOWEVER if someone does report the apartment [more likely because it would be a new rental - people will notice and maybe not like it!] if it were here she would be required to take out many of the improvements she just spent money to put in, as well as pay fines and lose the tenant etc.

It may be perfectly fine where you are, but you need to check!]]></description>
		<content:encoded><![CDATA[<p>I just wanted to make an observation &#8211; for the reader with a struggling mother-in-law: in many areas zoning forbids the kind of rental that he is considering.  Particularly in basements [here it is illegal regardless of zoning because it is dangerous].</p>
<p>I know many people do these things.  I also know that folks generally look the other way . . . HOWEVER if someone does report the apartment [more likely because it would be a new rental - people will notice and maybe not like it!] if it were here she would be required to take out many of the improvements she just spent money to put in, as well as pay fines and lose the tenant etc.</p>
<p>It may be perfectly fine where you are, but you need to check!</p>
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		<title>By: Baley</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957160</link>
		<dc:creator>Baley</dc:creator>
		<pubDate>Fri, 02 Sep 2011 17:28:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957160</guid>
		<description><![CDATA[Kevin and Jonathan, you&#039;re right in that some people go into parenthood not understanding what&#039;s involved (actually, probably 100% of parents don&#039;t know beforehand exactly how much work/trouble/headache having children will be). But people who choose to become parents accept that responsibility and change because of what they get in return. I knew it would be hard, but boy was it a lot harder than I thought it would be (and I have a lot more to learn, since my baby is only 4.5 months old!!). BUT I also didn&#039;t realize how AMAZING having a child can be. I love my daughter more than anyone in the world. (My husband and I agree that we love her more than each other - we can&#039;t help it - and we love each other a lot!!) Even though she&#039;s only 4 months old, she brings such joy into our lives. And I would guess that people with special needs kids feel the same way about their children, as well. Until you have them, you wouldn&#039;t understand.

I chose to have kids, not because I was unhappy with my life, but because I wanted to share my happy life with children. I did anticipate some of the benefits as well as some of the hardships, but I just knew I wanted to do it. I think parents are allowed to regret their decision from time to time, too, but for me at least it is a blessing over all.

Kevin, it&#039;s very cynical of you to say that &quot;deep down, most parents regret having children.&quot; Where do you get your information? Are you just assuming that because you would regret it? I really don&#039;t think you&#039;re right. But we&#039;ll never know, because no matter how much I say, &quot;Ask parents and they&#039;ll tell you they don&#039;t regret it,&quot; you&#039;ll come back with, &quot;They&#039;re just not admitting what they feel deep down,&quot; and neither of us will be able to prove what parents feel &quot;deep down,&quot; so I guess it an un-winnable argument. :)]]></description>
		<content:encoded><![CDATA[<p>Kevin and Jonathan, you&#8217;re right in that some people go into parenthood not understanding what&#8217;s involved (actually, probably 100% of parents don&#8217;t know beforehand exactly how much work/trouble/headache having children will be). But people who choose to become parents accept that responsibility and change because of what they get in return. I knew it would be hard, but boy was it a lot harder than I thought it would be (and I have a lot more to learn, since my baby is only 4.5 months old!!). BUT I also didn&#8217;t realize how AMAZING having a child can be. I love my daughter more than anyone in the world. (My husband and I agree that we love her more than each other &#8211; we can&#8217;t help it &#8211; and we love each other a lot!!) Even though she&#8217;s only 4 months old, she brings such joy into our lives. And I would guess that people with special needs kids feel the same way about their children, as well. Until you have them, you wouldn&#8217;t understand.</p>
<p>I chose to have kids, not because I was unhappy with my life, but because I wanted to share my happy life with children. I did anticipate some of the benefits as well as some of the hardships, but I just knew I wanted to do it. I think parents are allowed to regret their decision from time to time, too, but for me at least it is a blessing over all.</p>
<p>Kevin, it&#8217;s very cynical of you to say that &#8220;deep down, most parents regret having children.&#8221; Where do you get your information? Are you just assuming that because you would regret it? I really don&#8217;t think you&#8217;re right. But we&#8217;ll never know, because no matter how much I say, &#8220;Ask parents and they&#8217;ll tell you they don&#8217;t regret it,&#8221; you&#8217;ll come back with, &#8220;They&#8217;re just not admitting what they feel deep down,&#8221; and neither of us will be able to prove what parents feel &#8220;deep down,&#8221; so I guess it an un-winnable argument. :)</p>
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		<title>By: liz</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957159</link>
		<dc:creator>liz</dc:creator>
		<pubDate>Fri, 02 Sep 2011 17:25:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957159</guid>
		<description><![CDATA[See, and I think that the media overplays the idea that parenting young children is SO HARD.  (I know that some people have sick infants, and their experience is going to be different.)  Young babies sleep most of the time.  It&#039;s not a constant cycle of eating, barfing, pooping, and sleep deprivation for 18 years.        

I think if you follow all the contemporary advice on parenting, yeah, it is going to be way harder than necessary.  Your kids don&#039;t need to be actively engaged in something &quot;enriching&quot; 24/7.  They don&#039;t need to be hauled to a dozen different activities.  You don&#039;t need all the crap that the stores insist you &quot;need for baby!&quot;.  Yes, you will spend more money on the baby than before you had a kid.  No, it will not be nearly as expensive as the media likes to make it out to be, unless you really insist on only paying top-dollar for everything.  

Most of the parents I meet just need to flippin&#039; relax and not take it all so seriously!  

True, your kid could grow up to be a drug addict.  Or, he could grow up to be a doctor.  More than likely, he&#039;ll grow up to be a regular guy that works in one of those big, anonymous office complexes you pass driving down the highway.        

As far as why I wanted to change my life completely, I really don&#039;t have a good answer other than &quot;I just wanted a kid&quot;.  I wanted a family of my own.  I had a good partner, we had an ok amount of money, we seemed to be on the same page as far as values, so we had a kid.  I had my son the week before my 36th birthday, so I spent a long time as a childless person, and knew what that life had to offer.  It was nice, but I wanted something different.  I have changed a lot as a person since having my child, and I think those changes are positive.  I am more patient, I don&#039;t take myself so seriously.  I am better at stepping outside myself and considering some one else&#039;s view point now.  I am not saying you can only accomplish that by having a child; of course not!  But these were pleasant &quot;side effects&quot; of raising my son.  

Overall, the experience so far is great.  Yes, I know, whatever stage is coming next is always ominously called &quot;the hard stage!&quot;.  We&#039;ll figure it out; it will be ok.  I&#039;ve certainly put in more effort for less worthwhile endeavors in life!]]></description>
		<content:encoded><![CDATA[<p>See, and I think that the media overplays the idea that parenting young children is SO HARD.  (I know that some people have sick infants, and their experience is going to be different.)  Young babies sleep most of the time.  It&#8217;s not a constant cycle of eating, barfing, pooping, and sleep deprivation for 18 years.        </p>
<p>I think if you follow all the contemporary advice on parenting, yeah, it is going to be way harder than necessary.  Your kids don&#8217;t need to be actively engaged in something &#8220;enriching&#8221; 24/7.  They don&#8217;t need to be hauled to a dozen different activities.  You don&#8217;t need all the crap that the stores insist you &#8220;need for baby!&#8221;.  Yes, you will spend more money on the baby than before you had a kid.  No, it will not be nearly as expensive as the media likes to make it out to be, unless you really insist on only paying top-dollar for everything.  </p>
<p>Most of the parents I meet just need to flippin&#8217; relax and not take it all so seriously!  </p>
<p>True, your kid could grow up to be a drug addict.  Or, he could grow up to be a doctor.  More than likely, he&#8217;ll grow up to be a regular guy that works in one of those big, anonymous office complexes you pass driving down the highway.        </p>
<p>As far as why I wanted to change my life completely, I really don&#8217;t have a good answer other than &#8220;I just wanted a kid&#8221;.  I wanted a family of my own.  I had a good partner, we had an ok amount of money, we seemed to be on the same page as far as values, so we had a kid.  I had my son the week before my 36th birthday, so I spent a long time as a childless person, and knew what that life had to offer.  It was nice, but I wanted something different.  I have changed a lot as a person since having my child, and I think those changes are positive.  I am more patient, I don&#8217;t take myself so seriously.  I am better at stepping outside myself and considering some one else&#8217;s view point now.  I am not saying you can only accomplish that by having a child; of course not!  But these were pleasant &#8220;side effects&#8221; of raising my son.  </p>
<p>Overall, the experience so far is great.  Yes, I know, whatever stage is coming next is always ominously called &#8220;the hard stage!&#8221;.  We&#8217;ll figure it out; it will be ok.  I&#8217;ve certainly put in more effort for less worthwhile endeavors in life!</p>
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		<title>By: Patsy</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957158</link>
		<dc:creator>Patsy</dc:creator>
		<pubDate>Fri, 02 Sep 2011 17:06:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957158</guid>
		<description><![CDATA[I was not married until nearly 40, and though many women are having their first child in their 40s, my husband and I felt we did not want to start a family that late in life. Ours was the first marriage for each of us, neither of us had a child previously. But, he has 11 brothers and sisters, I have 4, so lots of nieces and nephews and greats to love and play with and then send home. Would I like to have had my own? Yes, if I had married younger, but I did not and did not want to be a single parent. We have poured our time and money into my husband finishing his bachelor&#039;s and master&#039;s degrees and spending 18 years as a drug and alcohol counselor, which he would not have been able to do if we had children. We have also been able to help many of both his and my nieces and nephews financially and emotionally during their growing up years since we have room in our lives and hearts for other kids. We did miss out on our own kids, but love having others in our lives.]]></description>
		<content:encoded><![CDATA[<p>I was not married until nearly 40, and though many women are having their first child in their 40s, my husband and I felt we did not want to start a family that late in life. Ours was the first marriage for each of us, neither of us had a child previously. But, he has 11 brothers and sisters, I have 4, so lots of nieces and nephews and greats to love and play with and then send home. Would I like to have had my own? Yes, if I had married younger, but I did not and did not want to be a single parent. We have poured our time and money into my husband finishing his bachelor&#8217;s and master&#8217;s degrees and spending 18 years as a drug and alcohol counselor, which he would not have been able to do if we had children. We have also been able to help many of both his and my nieces and nephews financially and emotionally during their growing up years since we have room in our lives and hearts for other kids. We did miss out on our own kids, but love having others in our lives.</p>
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		<title>By: RobinH</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957157</link>
		<dc:creator>RobinH</dc:creator>
		<pubDate>Fri, 02 Sep 2011 17:05:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957157</guid>
		<description><![CDATA[@Kevin #39:
The answer to why people want kids is basically neurochemisty.  People want kids because they are wired to reproduce.  A majority of people want kids because the kind of people who want kids tend to have them, and the kind of people who don&#039;t want kids don&#039;t pass on their genes.  If you (as it sounds) are lacking the emotional &#039;need to reproduce&#039;--well it&#039;s easy to see why it looks like a crazy thing to do.  

And it&#039;s quite true that if nobody had kids, society would be in trouble.  But.  The idea that &#039;if everyone stopped&#039; = &#039;if one couple chooses not to have kids&#039; is completely bogus.  Some people have more than two, some don&#039;t have any.  

My husband and I are happily childfree.  We will not be contributing our genes to posterity, it&#039;s true, but we are socially responsible in other ways.  That&#039;s our choice, and we don&#039;t regret it.  And we are not alone--google &#039;childfree&#039; and you&#039;ll find there are a lot of other people out there. 

That having been said- if you had kids anyway, you&#039;d likely find that your feelings had changed.  That&#039;s because the act of having children triggers all sorts of neurochemical reactions that affect emotion and bonding.  My mother always told me, &#039;you&#039;d feel differently about children if you had them&#039;, and I don&#039;t doubt her for a moment.  Personally, I find the idea of hormones screwing with my head so drastically rather creepy, but hey, that&#039;s me.]]></description>
		<content:encoded><![CDATA[<p>@Kevin #39:<br />
The answer to why people want kids is basically neurochemisty.  People want kids because they are wired to reproduce.  A majority of people want kids because the kind of people who want kids tend to have them, and the kind of people who don&#8217;t want kids don&#8217;t pass on their genes.  If you (as it sounds) are lacking the emotional &#8216;need to reproduce&#8217;&#8211;well it&#8217;s easy to see why it looks like a crazy thing to do.  </p>
<p>And it&#8217;s quite true that if nobody had kids, society would be in trouble.  But.  The idea that &#8216;if everyone stopped&#8217; = &#8216;if one couple chooses not to have kids&#8217; is completely bogus.  Some people have more than two, some don&#8217;t have any.  </p>
<p>My husband and I are happily childfree.  We will not be contributing our genes to posterity, it&#8217;s true, but we are socially responsible in other ways.  That&#8217;s our choice, and we don&#8217;t regret it.  And we are not alone&#8211;google &#8216;childfree&#8217; and you&#8217;ll find there are a lot of other people out there. </p>
<p>That having been said- if you had kids anyway, you&#8217;d likely find that your feelings had changed.  That&#8217;s because the act of having children triggers all sorts of neurochemical reactions that affect emotion and bonding.  My mother always told me, &#8216;you&#8217;d feel differently about children if you had them&#8217;, and I don&#8217;t doubt her for a moment.  Personally, I find the idea of hormones screwing with my head so drastically rather creepy, but hey, that&#8217;s me.</p>
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		<title>By: Jonathan</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957137</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Fri, 02 Sep 2011 15:23:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957137</guid>
		<description><![CDATA[I posted a link a day or two ago to a recent NPR story, but of course it is stuck in moderation, and likely will be forever. The story was about the unwillingness of many parents to admit how hard caring for a baby can be. The implication is that those preparing to have a child are misinformed and make the decision based on false expectations because their friends are unwilling to be honest about what parenthood is really like. One of the points that was made is that admitting that parenting is hard is perceived as not loving the child, so parents tend to act like everything is great.]]></description>
		<content:encoded><![CDATA[<p>I posted a link a day or two ago to a recent NPR story, but of course it is stuck in moderation, and likely will be forever. The story was about the unwillingness of many parents to admit how hard caring for a baby can be. The implication is that those preparing to have a child are misinformed and make the decision based on false expectations because their friends are unwilling to be honest about what parenthood is really like. One of the points that was made is that admitting that parenting is hard is perceived as not loving the child, so parents tend to act like everything is great.</p>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957132</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Fri, 02 Sep 2011 15:15:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957132</guid>
		<description><![CDATA[Thanks, Jonathan, you&#039;re exactly right.  I&#039;m not trying to convince people not to have kids, but rather I&#039;m trying to understand the motivation for having them in the first place.

I sincerely do not understand why anyone would want to put themselves through that.  Moreover, I&#039;m convinced that deep down, most parents regret having kids.  I believe they were &quot;sold&quot; on the idea of parenthood by other parents, because misery loves company.  They bought into the propaganda, and by the time they realized what a bad deal it was, it was too late.  So they can either complain, or try to convince themselves that they never really liked being well-rested anyway.

I think parenthood is one of the greatest marketing snow-jobs in history.  Obviously, SOMEONE has to have kids, but I think a huge portion of people go into parenthood expecting it to be something it&#039;s not.  Not every kid is an obedient, loving, thoughtful productive member of society.  Every homeless drug addict out there is someone&#039;s kid.  Everyone in prison is someone&#039;s kid.  Every &quot;problem child,&quot; every Autistic/Turette&#039;s/ADHD high-maintenance person is someone&#039;s kid. It&#039;s not all rainbows and lollipops.

I just don&#039;t get it.]]></description>
		<content:encoded><![CDATA[<p>Thanks, Jonathan, you&#8217;re exactly right.  I&#8217;m not trying to convince people not to have kids, but rather I&#8217;m trying to understand the motivation for having them in the first place.</p>
<p>I sincerely do not understand why anyone would want to put themselves through that.  Moreover, I&#8217;m convinced that deep down, most parents regret having kids.  I believe they were &#8220;sold&#8221; on the idea of parenthood by other parents, because misery loves company.  They bought into the propaganda, and by the time they realized what a bad deal it was, it was too late.  So they can either complain, or try to convince themselves that they never really liked being well-rested anyway.</p>
<p>I think parenthood is one of the greatest marketing snow-jobs in history.  Obviously, SOMEONE has to have kids, but I think a huge portion of people go into parenthood expecting it to be something it&#8217;s not.  Not every kid is an obedient, loving, thoughtful productive member of society.  Every homeless drug addict out there is someone&#8217;s kid.  Everyone in prison is someone&#8217;s kid.  Every &#8220;problem child,&#8221; every Autistic/Turette&#8217;s/ADHD high-maintenance person is someone&#8217;s kid. It&#8217;s not all rainbows and lollipops.</p>
<p>I just don&#8217;t get it.</p>
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		<title>By: Jonathan</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957123</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Fri, 02 Sep 2011 14:48:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957123</guid>
		<description><![CDATA[Kevin brings up a very good point here. I don&#039;t think that he is trying to convince others not to have babies, but he is asking a very good question. The type of question that should start a useful discussion on the topic.

I am in the same situation as Kevin in that I am happy with my current life and have no desire to turn it upside down by doing something that &quot;changes everything&quot;. 

Do most people who have kids think about it in the terms that Kevin proposes? From what I have observed, most people are more likely to say something along the lines of &quot;I am happy with my life. I want kids&quot; rather than &quot;I am happy with my life. Kids change everything. I want to change everything about my life, even though I am happy with how it is now&quot;. 

I would love to hear some input from parents who were happy with their life before having kids, yet made the decision to have kids, knowing it would change the happy life they had created. Did you think it would make you happier with your life? Or did you suspect it would make you less happy, but you felt there were benefits to having kids that outweighed that change?]]></description>
		<content:encoded><![CDATA[<p>Kevin brings up a very good point here. I don&#8217;t think that he is trying to convince others not to have babies, but he is asking a very good question. The type of question that should start a useful discussion on the topic.</p>
<p>I am in the same situation as Kevin in that I am happy with my current life and have no desire to turn it upside down by doing something that &#8220;changes everything&#8221;. </p>
<p>Do most people who have kids think about it in the terms that Kevin proposes? From what I have observed, most people are more likely to say something along the lines of &#8220;I am happy with my life. I want kids&#8221; rather than &#8220;I am happy with my life. Kids change everything. I want to change everything about my life, even though I am happy with how it is now&#8221;. </p>
<p>I would love to hear some input from parents who were happy with their life before having kids, yet made the decision to have kids, knowing it would change the happy life they had created. Did you think it would make you happier with your life? Or did you suspect it would make you less happy, but you felt there were benefits to having kids that outweighed that change?</p>
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		<title>By: lurker carl</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957105</link>
		<dc:creator>lurker carl</dc:creator>
		<pubDate>Fri, 02 Sep 2011 13:20:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957105</guid>
		<description><![CDATA[Kevin, life in an orderly society is all about living in service to others.  If it wasn&#039;t, you&#039;d never get to travel or acquire tons of disposable income or have a tidy house to live in or have food to eat.  Think Mad Max or Somolia - everyone for themselves.  

And if everyone stopped having children, well, I think you know the eventual outcome.  You may love your life as it is right now but I guarantee it won&#039;t last.  Both you and your life will change, having a small army of loving helpers one, two and three generations younger is a blessing as you age.  Family is highly underrated.]]></description>
		<content:encoded><![CDATA[<p>Kevin, life in an orderly society is all about living in service to others.  If it wasn&#8217;t, you&#8217;d never get to travel or acquire tons of disposable income or have a tidy house to live in or have food to eat.  Think Mad Max or Somolia &#8211; everyone for themselves.  </p>
<p>And if everyone stopped having children, well, I think you know the eventual outcome.  You may love your life as it is right now but I guarantee it won&#8217;t last.  Both you and your life will change, having a small army of loving helpers one, two and three generations younger is a blessing as you age.  Family is highly underrated.</p>
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		<title>By: Baley</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957103</link>
		<dc:creator>Baley</dc:creator>
		<pubDate>Fri, 02 Sep 2011 13:15:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957103</guid>
		<description><![CDATA[@Kevin #39: Why would you want to change the life you love? You don&#039;t have to, if that&#039;s the way you feel about it. :) Nobody&#039;s forcing you to have a baby. If those are the things you love, then a baby is going to get in the way.

I liked my life before I had my baby, but that didn&#039;t stop me from wanting children. Children bring other joys, other great things, and yes, a lot of extra work. Can you not grasp the concept that some people want to have children? Why should we &quot;change our life and find happiness in some other way&quot;? I guess I&#039;m not sure what you&#039;re asking. No, some people won&#039;t want to give up their current lifestyle, but others feel like the change (even the negative parts) is worth it. I suppose we could all just be happy where we are, but then no one would procreate. :)]]></description>
		<content:encoded><![CDATA[<p>@Kevin #39: Why would you want to change the life you love? You don&#8217;t have to, if that&#8217;s the way you feel about it. :) Nobody&#8217;s forcing you to have a baby. If those are the things you love, then a baby is going to get in the way.</p>
<p>I liked my life before I had my baby, but that didn&#8217;t stop me from wanting children. Children bring other joys, other great things, and yes, a lot of extra work. Can you not grasp the concept that some people want to have children? Why should we &#8220;change our life and find happiness in some other way&#8221;? I guess I&#8217;m not sure what you&#8217;re asking. No, some people won&#8217;t want to give up their current lifestyle, but others feel like the change (even the negative parts) is worth it. I suppose we could all just be happy where we are, but then no one would procreate. :)</p>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957097</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Fri, 02 Sep 2011 12:09:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957097</guid>
		<description><![CDATA[The common observation here seems to be that &quot;babies change everything.&quot;  Personally, I don&#039;t *want* to change anything.  I really like my life the way it is right now.  We get tons of sleep, we can go out and do whatever we want, whenever we want, we both have jobs so we have a ton of disposable income, we get to travel (did Hawaii last fall, leaving for a Mediterannean cruise in 2 weeks), our house stays tidy - why would I want to change any of that and be at the beck and call of some screaming, smelly, helpless being?

To those of you who say having a baby changes your life completely: were you unhappy with your life BEFORE you had the baby?  Why did you WANT to &quot;change your life completely?&quot;  Do you think it might have been possible to change your life and find happiness in some other way, besides making an 18-year commitment to living in service to another human?]]></description>
		<content:encoded><![CDATA[<p>The common observation here seems to be that &#8220;babies change everything.&#8221;  Personally, I don&#8217;t *want* to change anything.  I really like my life the way it is right now.  We get tons of sleep, we can go out and do whatever we want, whenever we want, we both have jobs so we have a ton of disposable income, we get to travel (did Hawaii last fall, leaving for a Mediterannean cruise in 2 weeks), our house stays tidy &#8211; why would I want to change any of that and be at the beck and call of some screaming, smelly, helpless being?</p>
<p>To those of you who say having a baby changes your life completely: were you unhappy with your life BEFORE you had the baby?  Why did you WANT to &#8220;change your life completely?&#8221;  Do you think it might have been possible to change your life and find happiness in some other way, besides making an 18-year commitment to living in service to another human?</p>
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		<title>By: Henry</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957085</link>
		<dc:creator>Henry</dc:creator>
		<pubDate>Fri, 02 Sep 2011 02:21:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957085</guid>
		<description><![CDATA[Q7- Donny – I don&#039;t really have any useful information for you because I&#039;ve never been in that situation, but I recommend that you both watch &quot;The Guild&quot; (web show about members of a MMO Guild).  Perhaps that could be a starting point for you to do something with her to relate and help relate more to her hobby and I&#039;m sure as a gamer she will enjoy the jokes.  Perhaps you could use that common ground to bring up concerns you have. Be sure not to attack her for her game playing, phrase the conversation about how it is affecting you and the relationship (use more &quot;me&quot; and &quot;our&quot; words rather than &quot;you&quot;).]]></description>
		<content:encoded><![CDATA[<p>Q7- Donny – I don&#8217;t really have any useful information for you because I&#8217;ve never been in that situation, but I recommend that you both watch &#8220;The Guild&#8221; (web show about members of a MMO Guild).  Perhaps that could be a starting point for you to do something with her to relate and help relate more to her hobby and I&#8217;m sure as a gamer she will enjoy the jokes.  Perhaps you could use that common ground to bring up concerns you have. Be sure not to attack her for her game playing, phrase the conversation about how it is affecting you and the relationship (use more &#8220;me&#8221; and &#8220;our&#8221; words rather than &#8220;you&#8221;).</p>
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		<title>By: kristine</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957084</link>
		<dc:creator>kristine</dc:creator>
		<pubDate>Fri, 02 Sep 2011 02:05:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957084</guid>
		<description><![CDATA[valleycat- what a great point! My hubby is useless with small children but has strong, deep, loving, and intellectually charged relationship with both of my teen children. It is so true- you will relate better or worse at different ages.

One other thing- do not discount the possibility of post- partum depression. It is real, and devastating to the mom, and dangerous. If you think it is more than mild baby blues and sleep deprivation, seek help, immediately.]]></description>
		<content:encoded><![CDATA[<p>valleycat- what a great point! My hubby is useless with small children but has strong, deep, loving, and intellectually charged relationship with both of my teen children. It is so true- you will relate better or worse at different ages.</p>
<p>One other thing- do not discount the possibility of post- partum depression. It is real, and devastating to the mom, and dangerous. If you think it is more than mild baby blues and sleep deprivation, seek help, immediately.</p>
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		<title>By: ChrisD</title>
		<link>http://www.thesimpledollar.com/2011/09/01/reader-mailbag-renewal/#comment-957074</link>
		<dc:creator>ChrisD</dc:creator>
		<pubDate>Thu, 01 Sep 2011 22:40:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=7578#comment-957074</guid>
		<description><![CDATA[Q10 I don’t understand what will really change when we have a baby.

I read a great book about this, &#039;what mothers do; especially when it looks like nothing&#039; by Naomi Stadlen (herself a mother and a counselor for mothers groups).

The gist is that a young mother is working IMMENSELY hard but all the work is invisible and can only be seen months or years later when you have a well brought up child with no mental traumas. If you have not been a mother you have no idea of what goes into bring up a baby and this book explains some of it. The main idea is that without words to describe the HUGE amount of work done even the mother, never mind bystanders, may completely underestimate what is required. When the mother underestimates the work she is doing it is easier to get depressed because you feel like you are spending the whole day getting nothing done, when really you are working harder than you ever have in your life. 

Another author described a hypothetical job where you have to work 24/7 for a year and then you get $1million. Obviously you would turn down that job as no one can work that hard, yet every mother does work (very nearly) that hard. By that argument $1million worth of man hours goes in to making a one year old.]]></description>
		<content:encoded><![CDATA[<p>Q10 I don’t understand what will really change when we have a baby.</p>
<p>I read a great book about this, &#8216;what mothers do; especially when it looks like nothing&#8217; by Naomi Stadlen (herself a mother and a counselor for mothers groups).</p>
<p>The gist is that a young mother is working IMMENSELY hard but all the work is invisible and can only be seen months or years later when you have a well brought up child with no mental traumas. If you have not been a mother you have no idea of what goes into bring up a baby and this book explains some of it. The main idea is that without words to describe the HUGE amount of work done even the mother, never mind bystanders, may completely underestimate what is required. When the mother underestimates the work she is doing it is easier to get depressed because you feel like you are spending the whole day getting nothing done, when really you are working harder than you ever have in your life. </p>
<p>Another author described a hypothetical job where you have to work 24/7 for a year and then you get $1million. Obviously you would turn down that job as no one can work that hard, yet every mother does work (very nearly) that hard. By that argument $1million worth of man hours goes in to making a one year old.</p>
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