• Review: The Complete TurtleTrader

    Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. This is an interesting mix of a book. On one hand, it’s something of a book on how to …

  • A Few Brief Thoughts on 9/11

    Ten years ago today, I arrived at work without knowing anything of what was going on in New York and Washington. One of my coworkers told me about it (there was still some genuine confusion as to what was going on, so he thought there were planes also headed to crash into the White House) …

  • Money Is Something We Choose To Trade Our Life Energy For

    The title of this post is a sentence that appears in bold on page 51 of Your Money or Your Life. In fact, it appears twice in bold on that page. Money is something we choose to trade our life energy for. This applies to virtually every financial transaction we make. When we work, we …

  • Ten Pieces of Inspiration #36

    Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Dave Ramsey on work and money Dave clues in on one of the key components of making money. “We learned early on that if we help enough people, the …

  • Saving Pennies or Dollars? Oil Changes

    Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

  • Some Thoughts on a Girl’s Birthday

    Last night, we had a small birthday party for just a couple of our daughter’s friends to celebrate her birthday. We held the party at a park and had a simple treasure hunt and a couple of party games – a very simple and pleasant birthday party. At the party, she only received two presents. …

  • How Political Perspectives Change Your Money Choices

    Is the United States headed in the right direction? Is it headed in as poor of a direction as many prognosticators like to say that it is? You’re going to get as many answers to that question as there are grains of sand on a typical beach. Some people will agree completely with a certain …

  • Reader Mailbag: Rereading

    What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. IRA contributions and taxes 2. Buying on credit 3. Biggest weakness 4. Using IRA for other purposes 5. Kids and memorable experiences 6. Approaching a pastor …

  • Saving Pennies or Dollars? Garage and Yard Sales

    Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

  • The Simple Dollar Weekly Roundup: Lack of Sleep Edition

    Over the past week, I’ve had the worst case of insomnia I’ve had since my college years. I simply cannot get to sleep before one or two in the morning, and during the last few hours of being awake, I’m basically useless. I can’t write anything coherent and if I read, I barely remember what …

  • They

    You would have much greater personal wealth if only they would get things in order in Washington. You would have received raises and promotions if only they would see your value at work. You would have a job if only they would actually read your incredible resume. You would be able to save money if …

  • Avoiding Impulse Buying Online

    Time for a confession here. The single biggest challenge I have when it comes to avoiding unnecessary purchases is avoiding them online. I think there are a few reasons for this. First, I don’t have a chance to talk myself out of a purchase. In a store, I typically have several minutes between when I …

  • A Short Thought on Labor Day

    Many of us are spending today enjoying the latter days of summer. I sure am. I’ve spent the last few days with my cousin and her family, visiting the Art Institute of Chicago and just simply enjoying each other’s company. Take a moment, though, to remember why it is that we’re taking this day off. …

  • Reader Mailbag: Art Museum

    What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Refinancing decision 2. Maintaining good credit 3. Toning down our wedding 4. Handling a windfall 5. Handling a changing 401(k) 6. Handling unpayable medical bills 7. …

  • Review: From Bud to Boss

    Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. One of the best discussions I’ve ever had with a reader was with Emily. Emily worked in an office …

  • Some Thoughts on Frugal Exercise

    Let’s face it: if you live in a small town, your gym options are limited (at best). Even if you live in a city, going to a gym can be expensive if you’re trying to get into shape. The question I always ask is why go to a gym? What does going to a gym …

  • Is This Frugal Idea Worth It for Me and My Family?

    Often, when I try out a frugal idea and it ends up being a post on The Simple Dollar, I struggle with the question of whether or not this is actually a really good frugal idea, both for my family and for the families of the people reading the post. I’m in a situation where …

  • Ten Pieces of Inspiration #35

    Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. This edition is going to be very quote-heavy. I spent some time this week working on a slide show project where photographs were paired with inspirational quotes. I found a …

  • Dinner With My Family #31: Mixed Garden Stir Fry with Rice Noodles

    Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Right now, we have an abundance of vegetables coming from our …