Monica writes in with a great question: I read Your Money or Your Life in 2002 and it changed my life. My dream has always been to be able to focus all of my energies on painting and I realized that if I didn’t actually make that my goal it would never happen. So I

Let’s just cut right to the chase here. It means being in control of yourself. Every so often, a reporter will call me and ask me for my best financial advice and I always tell them “spend less than you earn.” It really does summarize the best way for someone to get their financial house