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	<title>Comments on: Reader Mailbag: Houseguests</title>
	<atom:link href="http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/</link>
	<description>Financial talk for the rest of us</description>
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	<item>
		<title>By: Suzanne</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994476</link>
		<dc:creator>Suzanne</dc:creator>
		<pubDate>Wed, 09 May 2012 16:41:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994476</guid>
		<description><![CDATA[Q9: in a field like television, people are a dime a dozen.  Take an internship or a low paying job with them and work your way up.  Know that there is always someone cheaper behind you who will do the same thing.  Get to know people in the industry, get your face and name out there.  Trust me, it&#039;s the only way.

And forbearance is awful to deal with in 10 years for your field that is typically so low-paying.  Take it from me, do everything you can to pay your student loan bill because if you don&#039;t, $50K can turn into $300K really easily.  

Also, regarding nonprofit calls, if you tell the nonprofit to take you off their list, they will add you to the Do Not Call, Do Not Solicits they keep.]]></description>
		<content:encoded><![CDATA[<p>Q9: in a field like television, people are a dime a dozen.  Take an internship or a low paying job with them and work your way up.  Know that there is always someone cheaper behind you who will do the same thing.  Get to know people in the industry, get your face and name out there.  Trust me, it&#8217;s the only way.</p>
<p>And forbearance is awful to deal with in 10 years for your field that is typically so low-paying.  Take it from me, do everything you can to pay your student loan bill because if you don&#8217;t, $50K can turn into $300K really easily.  </p>
<p>Also, regarding nonprofit calls, if you tell the nonprofit to take you off their list, they will add you to the Do Not Call, Do Not Solicits they keep.</p>
]]></content:encoded>
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		<title>By: Joan</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994389</link>
		<dc:creator>Joan</dc:creator>
		<pubDate>Tue, 08 May 2012 13:24:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994389</guid>
		<description><![CDATA[#10  If someone keeps calling after being told not to]]></description>
		<content:encoded><![CDATA[<p>#10  If someone keeps calling after being told not to</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jane</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994385</link>
		<dc:creator>Jane</dc:creator>
		<pubDate>Tue, 08 May 2012 12:37:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994385</guid>
		<description><![CDATA[In #3, I meant the UPS or FedEx would have a smaller profit margin.]]></description>
		<content:encoded><![CDATA[<p>In #3, I meant the UPS or FedEx would have a smaller profit margin.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jane</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994384</link>
		<dc:creator>Jane</dc:creator>
		<pubDate>Tue, 08 May 2012 12:35:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994384</guid>
		<description><![CDATA[Q1 - Trent obviously doesn&#039;t understand the real challenges of the postal service. #1 they do send parcels like Johanna said. Ever heard of parcel post? #2 they are not allowed to raise the postage stamp much b/c of federal laws. otherwise they would do it in a heartbeat. #3 USPS would have a smaller profit margin if they were obligated to deliver mail 6 days of week to every home in the country. 

Q4 - I think you&#039;re overlooking a key ingredient in store bought creamers  - SUGAR!]]></description>
		<content:encoded><![CDATA[<p>Q1 &#8211; Trent obviously doesn&#8217;t understand the real challenges of the postal service. #1 they do send parcels like Johanna said. Ever heard of parcel post? #2 they are not allowed to raise the postage stamp much b/c of federal laws. otherwise they would do it in a heartbeat. #3 USPS would have a smaller profit margin if they were obligated to deliver mail 6 days of week to every home in the country. </p>
<p>Q4 &#8211; I think you&#8217;re overlooking a key ingredient in store bought creamers  &#8211; SUGAR!</p>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994365</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Mon, 07 May 2012 23:42:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994365</guid>
		<description><![CDATA[Don&#039;t get a grad degree in communications.  Darren don&#039;t throw good money after bad.]]></description>
		<content:encoded><![CDATA[<p>Don&#8217;t get a grad degree in communications.  Darren don&#8217;t throw good money after bad.</p>
]]></content:encoded>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994364</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Mon, 07 May 2012 23:30:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994364</guid>
		<description><![CDATA[It is the US congress that is mandating stamps only go up with inflation.  Thats not the choice of the USPS.  A lot of USPS financial woes are due to laws that hobble them.]]></description>
		<content:encoded><![CDATA[<p>It is the US congress that is mandating stamps only go up with inflation.  Thats not the choice of the USPS.  A lot of USPS financial woes are due to laws that hobble them.</p>
]]></content:encoded>
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	<item>
		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994363</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Mon, 07 May 2012 23:28:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994363</guid>
		<description><![CDATA[I sympathize with USPS employees lack of job security but I don&#039;t think more junk mail is a good solution for anything.]]></description>
		<content:encoded><![CDATA[<p>I sympathize with USPS employees lack of job security but I don&#8217;t think more junk mail is a good solution for anything.</p>
]]></content:encoded>
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		<title>By: Jonathan</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994346</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Mon, 07 May 2012 17:57:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994346</guid>
		<description><![CDATA[I&#039;ve found that one effective way to get charities to stop calling to ask for money is by simply telling them that I do not donate money to charities that call and ask for donations.]]></description>
		<content:encoded><![CDATA[<p>I&#8217;ve found that one effective way to get charities to stop calling to ask for money is by simply telling them that I do not donate money to charities that call and ask for donations.</p>
]]></content:encoded>
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		<title>By: valleycat1</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994345</link>
		<dc:creator>valleycat1</dc:creator>
		<pubDate>Mon, 07 May 2012 17:51:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994345</guid>
		<description><![CDATA[Q 5 and Q10:  If I pick up the phone &amp; it&#039;s someone asking for money, I merely say I&#039;m not interested and hang up.  2nd call, I request that my name be removed from the call list.  3rd call or more, I simply hang up. Most of these places have one list with multiple callers &amp; there&#039;s no real way to get yourself removed.]]></description>
		<content:encoded><![CDATA[<p>Q 5 and Q10:  If I pick up the phone &amp; it&#8217;s someone asking for money, I merely say I&#8217;m not interested and hang up.  2nd call, I request that my name be removed from the call list.  3rd call or more, I simply hang up. Most of these places have one list with multiple callers &amp; there&#8217;s no real way to get yourself removed.</p>
]]></content:encoded>
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		<title>By: Izabelle</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994340</link>
		<dc:creator>Izabelle</dc:creator>
		<pubDate>Mon, 07 May 2012 17:02:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994340</guid>
		<description><![CDATA[Q9: Unless you were specifically told that your lack of a Master&#039;s degree is the reason you are not being hired, do not get one.]]></description>
		<content:encoded><![CDATA[<p>Q9: Unless you were specifically told that your lack of a Master&#8217;s degree is the reason you are not being hired, do not get one.</p>
]]></content:encoded>
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	<item>
		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994336</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 07 May 2012 16:24:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994336</guid>
		<description><![CDATA[Q4: Would never have guessed that chocolate syrup would impart a chocolate flavor to coffee. Thanks, Trent!]]></description>
		<content:encoded><![CDATA[<p>Q4: Would never have guessed that chocolate syrup would impart a chocolate flavor to coffee. Thanks, Trent!</p>
]]></content:encoded>
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		<title>By: Andrew</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994334</link>
		<dc:creator>Andrew</dc:creator>
		<pubDate>Mon, 07 May 2012 16:15:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994334</guid>
		<description><![CDATA[The Simplistic Dollar strikes again...]]></description>
		<content:encoded><![CDATA[<p>The Simplistic Dollar strikes again&#8230;</p>
]]></content:encoded>
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	<item>
		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994315</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 07 May 2012 14:47:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994315</guid>
		<description><![CDATA[...whereas USPS must cover the less lucrative parts of the market as well.]]></description>
		<content:encoded><![CDATA[<p>&#8230;whereas USPS must cover the less lucrative parts of the market as well.</p>
]]></content:encoded>
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	<item>
		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994313</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 07 May 2012 14:45:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994313</guid>
		<description><![CDATA[Q1: USPS doesn&#039;t ship parcels? News to me. But UPS/FedEx can ship nothing but parcels...]]></description>
		<content:encoded><![CDATA[<p>Q1: USPS doesn&#8217;t ship parcels? News to me. But UPS/FedEx can ship nothing but parcels&#8230;</p>
]]></content:encoded>
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		<title>By: Izabelle</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994312</link>
		<dc:creator>Izabelle</dc:creator>
		<pubDate>Mon, 07 May 2012 14:43:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994312</guid>
		<description><![CDATA[(Q1 is like asking people to stop taking pics with their iPhones to save the film-processors&#039; jobs)]]></description>
		<content:encoded><![CDATA[<p>(Q1 is like asking people to stop taking pics with their iPhones to save the film-processors&#8217; jobs)</p>
]]></content:encoded>
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		<title>By: Izabelle</title>
		<link>http://www.thesimpledollar.com/2012/05/07/reader-mailbag-houseguests/#comment-994311</link>
		<dc:creator>Izabelle</dc:creator>
		<pubDate>Mon, 07 May 2012 14:41:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13049#comment-994311</guid>
		<description><![CDATA[Q1: Junk mail is a huge waste of natural ressources, including trees and fossil fuel. Tring to keep an obsolete industry alive just to save jobs makes no sense - workers have to evolve.]]></description>
		<content:encoded><![CDATA[<p>Q1: Junk mail is a huge waste of natural ressources, including trees and fossil fuel. Tring to keep an obsolete industry alive just to save jobs makes no sense &#8211; workers have to evolve.</p>
]]></content:encoded>
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