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	<title>Comments on: Reader Mailbag: Walking Around Town</title>
	<atom:link href="http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Eric</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995991</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Wed, 30 May 2012 08:27:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995991</guid>
		<description><![CDATA[Q8: You can also purchase larger quantities of eggs in boxes, usually 2 1/2 doz. These come in cardboard, which are recyclable. Also, the cost per egg usually comes out cheaper buying in bulk.]]></description>
		<content:encoded><![CDATA[<p>Q8: You can also purchase larger quantities of eggs in boxes, usually 2 1/2 doz. These come in cardboard, which are recyclable. Also, the cost per egg usually comes out cheaper buying in bulk.</p>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995465</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Wed, 23 May 2012 23:15:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995465</guid>
		<description><![CDATA[Tom, I believe ALL Roth 401k&#039;s are setup so the employer match is treated as pre-tax account.  Otherwise it would be away for employers to funnel totally tax free money to employees.]]></description>
		<content:encoded><![CDATA[<p>Tom, I believe ALL Roth 401k&#8217;s are setup so the employer match is treated as pre-tax account.  Otherwise it would be away for employers to funnel totally tax free money to employees.</p>
]]></content:encoded>
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		<title>By: Tom</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995385</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Tue, 22 May 2012 19:00:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995385</guid>
		<description><![CDATA[Q9 - If you&#039;re investing in a Roth 401k and getting a company match, it may not be 100 percent tax free, as the matches are usually considered pre-tax money. 
They&#039;re relatively new financial products, so your situation may vary, but if it is set up the same way as one at my work, I personally don&#039;t consider it tax free.]]></description>
		<content:encoded><![CDATA[<p>Q9 &#8211; If you&#8217;re investing in a Roth 401k and getting a company match, it may not be 100 percent tax free, as the matches are usually considered pre-tax money.<br />
They&#8217;re relatively new financial products, so your situation may vary, but if it is set up the same way as one at my work, I personally don&#8217;t consider it tax free.</p>
]]></content:encoded>
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		<title>By: michelle</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995365</link>
		<dc:creator>michelle</dc:creator>
		<pubDate>Tue, 22 May 2012 15:24:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995365</guid>
		<description><![CDATA[Q6 (Trent, not sure if this is getting through.)
This may be unconventional but don&#039;t forget that you can stay in the house as a bunch of housemates in different rooms. It helps to have help with the kids, yard, etc. You could set a time line for how long to stay. Might become a new trend with the economy, etc. Could be tricky if you want to date but he seems amicable and you could do that away from home. Don&#039;t forget you can still be beneficiaries on each other&#039;s life ins. policies.  A living trust can be set up in both of your names.  It doesn&#039;t have to be messy.]]></description>
		<content:encoded><![CDATA[<p>Q6 (Trent, not sure if this is getting through.)<br />
This may be unconventional but don&#8217;t forget that you can stay in the house as a bunch of housemates in different rooms. It helps to have help with the kids, yard, etc. You could set a time line for how long to stay. Might become a new trend with the economy, etc. Could be tricky if you want to date but he seems amicable and you could do that away from home. Don&#8217;t forget you can still be beneficiaries on each other&#8217;s life ins. policies.  A living trust can be set up in both of your names.  It doesn&#8217;t have to be messy.</p>
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		<title>By: Tanya</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995357</link>
		<dc:creator>Tanya</dc:creator>
		<pubDate>Tue, 22 May 2012 12:53:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995357</guid>
		<description><![CDATA[Q2 Do a search &quot;free Kindle Books&quot;]]></description>
		<content:encoded><![CDATA[<p>Q2 Do a search &#8220;free Kindle Books&#8221;</p>
]]></content:encoded>
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		<title>By: Roberta</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995344</link>
		<dc:creator>Roberta</dc:creator>
		<pubDate>Tue, 22 May 2012 11:11:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995344</guid>
		<description><![CDATA[Q3 - what #16 said.  Mid-60&#039;s isn&#039;t old.  I have a mid-60&#039;s friend who runs marathons - and is finishing her PhD.]]></description>
		<content:encoded><![CDATA[<p>Q3 &#8211; what #16 said.  Mid-60&#8242;s isn&#8217;t old.  I have a mid-60&#8242;s friend who runs marathons &#8211; and is finishing her PhD.</p>
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		<title>By: PawPrint</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995335</link>
		<dc:creator>PawPrint</dc:creator>
		<pubDate>Tue, 22 May 2012 03:59:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995335</guid>
		<description><![CDATA[Q3: Hey, &quot;maybe mid-60s&quot; is not old!]]></description>
		<content:encoded><![CDATA[<p>Q3: Hey, &#8220;maybe mid-60s&#8221; is not old!</p>
]]></content:encoded>
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		<title>By: lurker carl</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995325</link>
		<dc:creator>lurker carl</dc:creator>
		<pubDate>Tue, 22 May 2012 00:40:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995325</guid>
		<description><![CDATA[Q10 - Stopgap repairs and leaks will be more expensive than fixing it right the first time.  Replace that roof.]]></description>
		<content:encoded><![CDATA[<p>Q10 &#8211; Stopgap repairs and leaks will be more expensive than fixing it right the first time.  Replace that roof.</p>
]]></content:encoded>
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		<title>By: Emma</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995323</link>
		<dc:creator>Emma</dc:creator>
		<pubDate>Mon, 21 May 2012 23:55:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995323</guid>
		<description><![CDATA[What if  your neighbor has a relationship with somebody he/she  wants to keep secret?]]></description>
		<content:encoded><![CDATA[<p>What if  your neighbor has a relationship with somebody he/she  wants to keep secret?</p>
]]></content:encoded>
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		<title>By: Laura in Seattle</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995311</link>
		<dc:creator>Laura in Seattle</dc:creator>
		<pubDate>Mon, 21 May 2012 18:59:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995311</guid>
		<description><![CDATA[Q7: You can&#039;t change his habits, but you can change yours. Try using balance transfers to combine all your credit card debt onto a single card, then cancel all the others and don&#039;t apply for any new ones. You know you have trouble saying no to your husband, but at least you can limit the amount of rope you have to financially hang yourself.]]></description>
		<content:encoded><![CDATA[<p>Q7: You can&#8217;t change his habits, but you can change yours. Try using balance transfers to combine all your credit card debt onto a single card, then cancel all the others and don&#8217;t apply for any new ones. You know you have trouble saying no to your husband, but at least you can limit the amount of rope you have to financially hang yourself.</p>
]]></content:encoded>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995309</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Mon, 21 May 2012 18:40:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995309</guid>
		<description><![CDATA[Seems very paranoid to think the simple appearance of an an unfamiliar car is worthy of calling the police.   Do your neighbors not have friends and family who visit??]]></description>
		<content:encoded><![CDATA[<p>Seems very paranoid to think the simple appearance of an an unfamiliar car is worthy of calling the police.   Do your neighbors not have friends and family who visit??</p>
]]></content:encoded>
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		<title>By: jim</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995308</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Mon, 21 May 2012 18:37:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995308</guid>
		<description><![CDATA[Charlie you are right.

A married couple could save $500k in a taxable IRA or 401k and pull out 4% annually and have a $0 tax bill due to the standard deduction / exemptions for people over 65.]]></description>
		<content:encoded><![CDATA[<p>Charlie you are right.</p>
<p>A married couple could save $500k in a taxable IRA or 401k and pull out 4% annually and have a $0 tax bill due to the standard deduction / exemptions for people over 65.</p>
]]></content:encoded>
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		<title>By: Tamara</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995301</link>
		<dc:creator>Tamara</dc:creator>
		<pubDate>Mon, 21 May 2012 18:03:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995301</guid>
		<description><![CDATA[Trent Hamm, meet George Zimmerman.]]></description>
		<content:encoded><![CDATA[<p>Trent Hamm, meet George Zimmerman.</p>
]]></content:encoded>
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		<title>By: Jica</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995299</link>
		<dc:creator>Jica</dc:creator>
		<pubDate>Mon, 21 May 2012 17:55:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995299</guid>
		<description><![CDATA[Instead of sawdust, for the fire starter, you can use dryer lent.]]></description>
		<content:encoded><![CDATA[<p>Instead of sawdust, for the fire starter, you can use dryer lent.</p>
]]></content:encoded>
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		<title>By: k</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995292</link>
		<dc:creator>k</dc:creator>
		<pubDate>Mon, 21 May 2012 16:04:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995292</guid>
		<description><![CDATA[What&#039;s weirder? 
Sanitized hands or recording cars parked on a public street? It&#039;s a toss up for me.]]></description>
		<content:encoded><![CDATA[<p>What&#8217;s weirder?<br />
Sanitized hands or recording cars parked on a public street? It&#8217;s a toss up for me.</p>
]]></content:encoded>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995290</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 21 May 2012 15:49:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995290</guid>
		<description><![CDATA[...but you could make a note of the license plate number.]]></description>
		<content:encoded><![CDATA[<p>&#8230;but you could make a note of the license plate number.</p>
]]></content:encoded>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995287</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 21 May 2012 15:46:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995287</guid>
		<description><![CDATA[...so calling the police or checking in with the neighbors every time will just annoy them...]]></description>
		<content:encoded><![CDATA[<p>&#8230;so calling the police or checking in with the neighbors every time will just annoy them&#8230;</p>
]]></content:encoded>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995285</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 21 May 2012 15:45:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995285</guid>
		<description><![CDATA[On unfamiliar cars: Obviously the most likely explanation is an invited guest...]]></description>
		<content:encoded><![CDATA[<p>On unfamiliar cars: Obviously the most likely explanation is an invited guest&#8230;</p>
]]></content:encoded>
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		<title>By: Nate</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995282</link>
		<dc:creator>Nate</dc:creator>
		<pubDate>Mon, 21 May 2012 15:26:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995282</guid>
		<description><![CDATA[Q10: Don&#039;t sit around waiting for your new company to lay you off. Start looking for a new job now! There&#039;s never any harm in seeing what other options are out there even if you do end up keeping your current job when the new company takes over.]]></description>
		<content:encoded><![CDATA[<p>Q10: Don&#8217;t sit around waiting for your new company to lay you off. Start looking for a new job now! There&#8217;s never any harm in seeing what other options are out there even if you do end up keeping your current job when the new company takes over.</p>
]]></content:encoded>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2012/05/21/reader-mailbag-walking-around-town/#comment-995275</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Mon, 21 May 2012 14:22:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=13146#comment-995275</guid>
		<description><![CDATA[Q2: Nice false dichotomy, Trent.]]></description>
		<content:encoded><![CDATA[<p>Q2: Nice false dichotomy, Trent.</p>
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