If You Get a Rebate Form, Fill It Out Immediately (142/365)

I think mail-in rebates are a pretty brilliant idea – for the company, anyway. According to most reports I’ve read, the majority of them are

Disposing of Old Papers in Bulk

A few days ago, I spent some time cleaning out a closet in our house that was mostly full of unnecessary stuff. I wound up


Check for Discontinued/Floor Models (141/365)

When you go shopping for many items, from DVD players to vacuum cleaners, you’ll often see that the model is available for you to look

Reader Mailbag: Walking Around Town

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down


Ask About Retail Returns or Open-Box Items (140/365)

I’m one of those people who likes to take advantage of ten or thirty day “no questions asked” return policies. I keep the receipt for

Home Mortgage Rates Are Low: Should I Buy?

This past week, mortgage rates hit a new record low, bottoming out at a 3.79% average for a 30 year loan. A fifteen year mortgage


Look at Refurbished Models (139/365)

Refurbished models are items sold by a company or a store in which they came into possession of an item with some flaw. The business

Ten Pieces of Inspiration #74

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well.


Shop Around, Both Online and Off (138/365)

You have your list of desired features ready to go for the item you want. Now what? If you have a reasonable feature list (meaning


Loved Ones in Decline

A few years ago, my grandmother passed away pretty suddenly. She had been in somewhat ailing health for years, but she was still well enough


Avoid the “Feature Creep” (137/365)

A few years ago, I started shopping around for a new digital camera. I started off doing the most sensible thing a person can do

Reader Mailbag: Education Begins at Home

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down


Know the Features You Need Before You Shop (136/365)

If there’s one thing I suggest that people do before they go shopping for any reasonably expensive item, it’s that they make a list of

The Simple Dollar Weekly Roundup: Overfocus Edition

The biggest difficulty Sarah and I have with our relationship is our respective abilities to overfocus on the task at hand. If one of us


Pick the Model Now, Then Wait Six Months (135/365)

For many consumer goods, the price that you’ll pay right now for that item is higher than the price you’ll pay six months down the

The Great Things You Already Have

The hardest part about being a parent is realizing that the six year old boy who runs up the stairs to give you a hug

Sharing Futures, Sharing Scores

You’ve found your soul mate and you’re goin’ to the chapel and you’re goin’ get married. Congratulations. But are your credit scores compatible? It isn’t


Consider Whether You’ll Actually Use the Item in a New Way (134/365)

A few years ago, I received an iPod touch as a Christmas gift. It was a very fun toy to play with and I did

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