Pay Your Bills on a Weekly Cycle, Not a Monthly One (334/365)

When Sarah and I first graduated from college and entered the “real world,” we paid our bills on a monthly cycle. I would just collect

Breaking Away from “Having It All”

There are so many dimensions of modern life in which people would like to see success. They want to have plenty of money to spend.


Always Ask for Fees To Be Waived (333/365)

Companies love to tack fees onto your bill, no matter what service they’re providing. Why wouldn’t they? Fees are pretty much pure profit for them,

Reader Mailbag: A Thousand Stars

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down


Know What Every Fee Is on Every Bill (332/365)

This one’s simple: whenever you receive a bill in the mail that contains even one item that you can’t immediately explain, you’re probably losing money.

The Simple Dollar Weekly Roundup: Organized Life Edition

As I’ve mentioned before, my life tends to oscillate back and forth between organized and disorganized. Sometimes, I’ll feel like my life is chaotic and

The Case for Debt Freedom

A couple times a week, I’ll get an email from a reader asking some variation on this question: If I can refinance my house at


If You Have Large, Irregular Bills, Save for Them Automatically (331/365)

We have a small handful of large irregular bills that hit us throughout the year. Property taxes. Income taxes (they’re lots of fun for the


Ask About Termination Fees (330/365)

Quite often, when people are locked into long-term contracts with their internet provider or cable/satellite provider or cell phone service provider, they consider themselves to

Reader Mailbag: Christmas Cards

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down


Leverage Competing Deals (329/365)

One of the best parts of living in a modern capitalist country is that, in many industries, lots of companies are competing for your business.


Ask for Introductory Deals, Even If You’re a Regular Customer (328/365)

Companies will sometimes offer astounding deals in an effort to acquire a new customer, because they know that once you’re a customer, the contract will

Ten Pieces of Inspiration #101

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well.


Avoid Long-Term Contracts (327/365)

Cell phone companies want you to sign a contract. It’s just a fact of life when picking out a cellular deal. It makes a lot


Giving Gifts That Can’t Be Bought on Black Friday

Two Christmases ago, Sarah and I gave almost everyone we know gifts that we made ourselves, from scratch. It was the single most fulfilling Christmas


If You Rack Up “Out of Calling Area” Charges, Upgrade Your Plan (326/365)

Sarah and I each go on a significant trip about twice a year. Usually, one trip is together, another trip involves Sarah visiting her sister

Things I’m Thankful For This Year

Happy Thanksgiving, everyone! I’m thankful for my oldest son, who shows astounding maturity and thoughtfulness for his age. With almost every action, he not only


If You Go Over Your Cell Phone Minutes, Upgrade Your Plan (325/365)

When Sarah and I signed our first cell phone contract, we signed up for a plan that gave us roughly 400 minutes per month, which

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