Month: May 2014

Some Thoughts on Shopping with Children

I have three children under the age of eight. The prospect of taking them all to the grocery store for a weekly grocery trip is something of a daunting one. While they do behave pretty well overall, they’re also children, and that brings about several problems. Things grab their attention easily. They get bored with …

Categories: Family

Ten Pieces of Inspiration #107

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Michael J. Fox on doing it right the first time “If you don’t take the time to do it right, when will you have time to do it over?” …

Investing Advice For Indirect (or No) Financial Returns

When a person is free from debt and is earning more than they spend, the natural thing to do is to turn to investment advice. Should I invest in stocks or bonds? Should I buy some real estate? The goal of such investments is straightforward: the person simply wants to raise more money. Now that …

Categories: Investing

Living Below Your Means Is a Challenge For Everyone

The single biggest challenge for an individual trying to get control over their finances is not their income level. It’s their financial literacy and their awareness of the problem. Over the course of my life, I’ve lived at a wide variety of income levels. I grew up in a household without much money. I went …

Categories: Getting Started

Reader Mailbag: Sledding

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Lost documents 2. Kids and too many gifts 3. Smart gift for young adult 4. Taxes: how early? 5. Online bill pay worries 6. Frugal burn-out …

Categories: Books and Reading

Finding Frugality in the Common Routines

Our lives are enormous collections of routines. On a typical morning, I get out of bed, put on adequate clothes to be presentable if I have to answer the door, take my Synthroid, go to the bathroom, brush my teeth, check my email, wake up the children, prepare breakfast for us, eat breakfast, help my …

Categories: Frugality

The Simple Dollar Weekly Roundup: Resolution Revolution Edition

After my recent discussion about my changing perspectives on resolutions, I thought I’d dig into the thoughts others have on resolutions for the coming year – and for any moment. This year, switch and get things done There are a lot of good thoughts here, including a big nod to the wonderful book Switch, which …

Categories: Books and Reading

Correcting the Wrong Money Lessons

My two oldest children are in elementary school. They have a wide range of classmates from different ethnic, political, social, and economic backgrounds in their class. There are children of college professors in the classroom right next to the children of migrant workers of immigrants. Children in early elementary school are enormously influenced by the …

Categories: Family

My Resolution Revolution

In years past, I’ve started off the new year by listing some goals for the coming year. Last year, I set a weight loss goal (which went really well for most of the year until medication issues completely knocked me for a loop) and a writing goal (I have a novel in the editing process …