man writing a letter

Human Capital vs. Financial Capital: What They Mean and How You Can Take Advantage of the Difference

Human capital. Financial capital. They’re terms that sound like “business speak,” but when you boil them down, they’re just describing things that most people intuitively

money

The 10 Core Principles of The Simple Dollar

IDEA: Start a personal finance blog. Two Cents? Articles focused on practical stuff, positive, straightforward, earnest. Personal finance is easy to understand but hard to

hiker on summit at Denali National Park

Questions About Electric Cars, SEP-IRAs, Charities, Wedding Registries, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

07.23.16
back to school shopping

Our Family’s Strategies for Saving a Mint on the Back-to-School Season

It’s an annual tradition of sorts for parents all across the country. The summer starts to wind down. They get a letter from the school

determination and grit in personal finance

Personal Finance and Grit

A few weeks ago, I made an offhand mention in a reader mailbag about the wonderful book Grit: The Power of Passion and Perseverance by

playing pokemon go on smartphone

Avoiding the Temptation to Spend Money on ‘Free-to-Play’ Online Games

Max wrote in with a great question that started off in the reader mailbag, but eventually grew into a rather long post. Here’s what he

woman shopping

10 Questions to Ask Yourself About Any Purchase

For me, and for a lot of other people, shopping can be a very impulsive exercise. When something you want is on your radar, you’re

07.19.16
dollars

Big Changes versus Little Changes: Which Has More Impact on Your Finances and Your Life?

Most people who share personal finance advice tend to agree on a lot of the core principles. Spend less than you earn. Save for the

using laptop

Questions About Goal Setting, Financial Advisors, Shaving, Philosophy, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

Future Today

Coming to Terms with Letting Others Down Because of My Past Financial Mistakes

It is impossible to look back at the state of my life when I was at my financial low point and not feel some degree

07.15.16
home for sale - how much house can i afford?

How Much House Can I Afford?

I often receive emails from readers concerning whether or not the sender can afford a particular house – or how much house they can afford.

07.15.16
ginger root

The Ginger Principle: When Buying in Bulk Is a Mistake

Sarah and I are adventurous amateur chefs. We love trying all kinds of things in the kitchen with fresh ingredients and interesting flavor combinations. Like

07.14.16
typing on laptop

How to Actually Acquire the 10 Most Valuable Career Skills in Your Spare Time

Money Magazine recently printed an article in their June issue (page 45, June ’16) that lists the most valuable career skills that a person can

silhouette

‘I Make Myself Rich by Making My Wants Few’

The title of this article is a quote from Henry David Thoreau, one that came rushing into my mind yesterday as I looked at Amazon’s

07.12.16
i love new york keychain souvenirs

Some Thoughts on Vacation Souvenirs – and Eight Smart Alternatives to Overpriced Tourist Items

A few days ago, we were rearranging our children’s rooms. We came to the decision that our children were old enough that our daughter needed

jim cramer and apple ceo tim cook on CNBC

Questions About CNBC, Wireless Internet, Slow Cookers, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

07.09.16
identity theft

Why Don’t Professional Investors “Beat the Market”?

My strategy for investing is really simple. I ignore all of the talk about individual stocks and mutual funds that you’ll find in places like

shopping for dresses

Does This Purchase Make My Life Better?

If you want one powerful, burning question to cut through your financial situation like a hot knife through butter, this is the one: Does this

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