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Seven Things to Know When Filing for Bankruptcy

Filing for bankruptcy is often seen as a scary but necessary option. But it’s important to know that even when you’re facing what seems like

Back in Debt? A Strategy to Pay It Off for Good

Debt is one of those things that’s very easy to get into and much more difficult to get out of. I spent 14 months getting out of

How to Use a Line of Credit to Your Advantage

In times of financial hardship or emergency situations, you may need assistance in paying the bills and filling in the financial gaps. There are lots

Debt-Free Payment Methods: Alternatives to Cash

Whether it’s Target, Home Depot, or Sony, it seems like every couple of months another huge corporation is hacked, exposing vast amounts of customer information. So it’s no wonder

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The Importance of Your Personal Credit

Even if you have a love-hate relationship with it, credit plays an important role in our lives and economy. It allows us to reach financial,

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10 Steps to Rid Yourself of Credit Card Debt Forever

No one likes being in credit card debt. It’s one of the easiest payment methods for overspending, and yet is the most difficult to pay off

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Debt Snowball vs. Debt Snowflake: Which Works Best to Pay Off Debt?

Being in buried debt and not knowing how to get out of it can be very overwhelming. Add to that the many strategies, methods, and

The Best Debt Repayment Tools and Apps

The first major step toward reaching financial freedom is to regain control of your spending and pay off debt. However, this is often harder to

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How to Handle Debt in Collections and Pay Less Than You Owe

Debt collectors often make an already stressful situation — feeling stalked by past debts — a lot worse if you give them the chance. They can be