One of the more commonly misunderstood and misreported aspects of credit reporting is exactly when a late payment will show up on your credit report.
Are you planning to buy a new home this year? Unless you’ve recently won the lottery or can otherwise afford to pay in cash, it’s probably time
The Consumer Financial Protection Bureau (CFPB) has ordered two of the nation’s three largest credit reporting agencies, Equifax and TransUnion, to pay more than $23 million
Are you ready to finally gain control of your credit scores in the new year? Working to improve your credit is an admirable resolution, and
When finances become tight it can be quite tempting to cut back on your credit card payments. After all, if you send in a small
If you think this article’s title sounds a little dramatic, that’s by design. But the truth is, the condition of your credit actually has a massive
You probably know that taking on extra debt during the holidays isn’t the best idea. Newly incurred debt can be bad for both your wallet
It is easier than ever before to keep a close eye on your credit reports. There is no shortage of websites that offer free access
The world of credit is filled with terms that can sound quite foreign to most people who don’t work in the industry. Once such term is
When you apply for a new loan, the most influential factor in determining your interest rate is your credit and, more specifically, your credit scores.
Everyone starts out with a blank slate when it comes to their credit reports. The trick, of course, if you have never established any type