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There Are Some Debts Even Bankruptcy Can’t Erase

Do severe financial issues have you fantasizing about a silver bullet that can make all your debts vanish? While it’s not exactly that easy, a

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Strange Reasons Your Credit Score Could Change

Credit scores aren’t static. They don’t rise and fall like temperature. No, credit scores are simply a snapshot evaluation of your credit report information at

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Does Taking on More Debt Boost Your Credit Score?

It’s well known that earning and maintaining good credit is to your benefit. Perhaps because our credit scores have such a big impact on our lives, credit

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Three Credit-Boosting Ways to Tackle Credit Card Debt

Does the idea of taking 20 or more years to pay off $10,000 worth of credit card debt sound appealing? Does the thought of paying

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When Using Other Loans to Pay Off Student Debt Is a Good Idea

Most college students barely stop to think about the impact student loan debt may have on them in their future. After all, they’re looking for

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Five Perks of Having Good Credit

When it comes to your credit scores, the higher they climb, the better. But you probably already knew that. Of course, you may be able

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Should You Use a Personal Loan to Pay Off Credit Card Debt?

Drowning underneath a pile of expensive credit card debt? Don’t have the cash to write a big check to pay it off? Are the maxed-out

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Spring Cleaning for Your Credit

As the weather warms in spring, you might give your home an annual deep clean to clear out the remnants of winter. But I believe the

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These Are Your Rights Under the Fair Credit Reporting Act

You may already know that you have the right to claim a free copy of your credit report once every 12 months. You might also know

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About to Buy a House? Put Your Credit on Lockdown

Buying a house can be both an exciting and simultaneously stressful experience. One reason the home buying process tends to be so stressful for many consumers

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When Is It Safe to Close a Credit Card?

You work hard to maintain good credit scores, but the truth is that even one seemingly innocent mistake has the potential to undo your efforts.

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What Your Credit Report Says About You Behind Your Back

No one enjoys being judged, especially by credit reports. Of course, that’s exactly why your credit reports and credit scores exist — to give others

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A New Credit Score Is Coming: What You Need to Know About VantageScore 4.0

A new credit score will be finding its way to a credit bureau near you very soon. VantageScore Solutions, a joint venture of the three

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How to Tell If a Credit Repair Company Is Breaking the Law

By John Ulzheimer and Chad Kusner Regardless of what you may have read or heard about the process called “credit repair,” it’s legal and consumers

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Just Say No to Co-Signing (Your Credit Will Thank You)

There is no shortage of mistakes you can make when it comes to your credit. Missing your payments, running up large credit card balances, and

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Want Your Free Credit Score? More Credit Cards Are Willing to Give it to You

If you’re searching for your credit score, you can put your wallet away, because you’re not going to need it. In recent years credit scores

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Three Things Nobody Tells You About Your Credit

If you’re like most Americans, you probably learned absolutely nothing about credit as a part of your high school or college education. As a result,

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Why Your Credit Score Could Get a Big Boost This July

It’s doubtful many of you know what the CDIA or the NCAP are, but you need to know, and you need to know right now. People