Author: Karla Lant

Long-term Care Insurance: What You Need to Know

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Long-term care insurance (LTCI) is designed to help people who can no longer care for themselves afford long-term care. LTCI can be expensive, but it’s a lot cheaper than long term care itself. For many families now facing down the high costs of a loved …

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Home Insurance Guidelines: Mold Facts and Coverage

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. In recent years, horror stories about “toxic mold” growth in homes, businesses and schools have become a common theme in the news. These headlines have all got us wondering: just how afraid of mold, fungi and bacteria should we actually be? Mold spores …

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A Rookie Life Insurance Mistake I Made and How You Can Avoid It

For more than six years, I’ve shared my financial mistakes and successes on The Simple Dollar. I know the information that’s out there can seem dense and impersonal to everyday consumers, and I started TSD because I wanted to change that. That’s why I’m excited to introduce a series of posts that will highlight one …

Life Insurance Settlements: Why It’s Not Your Best Financial Option

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Have you been considering a life settlement? You need to make sure it’s a good idea for you before you jump. What is a Life Settlement? A life settlement consists of the cash sale of an individual’s life policy to a third party. This is …

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Term Life Insurance: How Convertibles and Guaranteed Renewals Work

Starting a family comes with questions you never had to consider before, such as the financial well-being of your loved ones following your death. Life insurance will provide for their needs later, but right now you just can’t afford permanent insurance; whole, universal or variable life. Like many first time life insurance buyers you’ve decided …

Categories: Insurance

The Complete Guide to Life Insurance

Forbes’s LearnVest did a nationwide study on life insurance in America that showed 57% of respondents owned life insurance but only 28% were “extremely confident” about their understanding of life insurance. 66% of study respondents had a poor understanding of how accessing payouts on their life insurance worked. Though it can certainly be confusing at …

Categories: Insurance