Author: Michael Gardon

Best Low Interest Credit Cards of 2014

Before searching for the best low interest credit card, you should understand what “low interest” really means. Credit cards typically carry rates several times that of other types of credit, but you can find cards that offer a 0% intro APR for a given time period. One of the newest and best low APR credit …

The Guide To Buying A New Home

It’s the American Dream, right? To own your own home, to put down roots and be responsible for your own little corner of the world. This is the case for most people, but if the 2008 financial crisis has taught us anything about home ownership, it’s that owning a home is not for everyone. Here …

Categories: Housing

Best Business Credit Cards of 2014

You don’t need to have 1,000 employees and a mahogany-walled board room to reap the rewards from business credit cards this year. Small businesses with few employees, sole proprietors, and independent contractors can all use business credit cards to manage cash flow and earn rewards on their spending. In fact, even if you don’t have …

Categories: Credit Cards

How to Get Cheap Life Insurance in 2014

Finding a cheap life insurance policy that offers the right amount of coverage is at the forefront of any first-time buyer’s mind. The same goes for someone who’s simply looking for a better rate. If you want to get the most affordable life insurance, there are several things you can do to minimize costs. I …

Categories: Insurance

The Best Credit Monitoring Service for 2014

With identity theft on the rise, now is the time to find the best credit monitoring service so you can protect yourself before it happens. According to the most recent “Victims of Identity Theft” report published by the Bureau of Justice in 2013, approximately 16.6 million persons (7% of all U.S. residents age 16 or …

Categories: Credit Reports

How to Find the Best Free Checking Account in 2014

The Internet has equipped banks with the ability to offer a free checking account online to almost anyone who qualifies. Fortunately, the government mandates that a checking account can’t be marketed as “free” if the consumer could potentially be charged a maintenance or activity fee. So what does “free” actually entail? The term “free” is …

Categories: Banking, Saving Money

How to Find the Best Savings Account in 2014

Looking for places to grow your money without much risk is difficult these days, but finding the best savings account might be a good place to start. Although your money will be safe there, the average American is hardly capitalizing on any gains. According to CNN Money, the average savings account last year had only a …

Categories: Banking, Saving Money

Best Prepaid Debit Cards of 2014

Finding the best prepaid debit card was once a task traditionally reserved for people who had trouble opening a bank account. Today, prepaid debit cards are becoming much more versatile. Many families and college students are regularly using them to manage their finances. If you have poor credit and can’t get a credit card, for …

Best Travel Credit Card for 2014

A great way to come up with some extra savings on airfare, hotels, and general travel is to find the best travel rewards credit card and cash in on lucrative points bonuses that many of these cards offer. As my wife and I were looking at our schedules and budgeting for a vacation, I thought …

Best Balance Transfer Credit Cards of 2014

Finding the best balance transfer credit card for your situation can be the key to transitioning your debt to a card that allows you to pay off your balance without penalty over time. If you have decent credit and something unexpected has led to a big credit card balance, you’re in the right place. The …