Author: Mike Jelinek

Best Credit Cards of 2015

The best credit card for you is much more than a piece of plastic. When used properly, it is an essential financial tool. To some, that may be an unpopular opinion, but think about this for a second: According to the FDIC, the average savings account rate in the U.S. today is a paltry 0.06%. …

Categories: Credit Cards

The Best Airline Credit Cards for 2015

This year, I decided to take a fresh approach to the best airline credit cards. With rising fares and falling oil, no one knows the future for air travel prices, but these cards will still offer you great sign-up bonuses and the ability to earn air miles in your frequent flier program to put towards …

Best Cash Back Credit Cards for 2015

In 2015, you won’t see significant changes from many of the best cash back credit cards, but there are a few improvements with rewards programs that will benefit cardholders. For example, some of the rotating category cash back credit cards have now added groceries as a quarterly item to earn rewards on. In the past, …

Best Rewards Credit Cards of 2015

My Favorite Rewards Credit Card for 2015 Chase Sapphire Preferred® 2015 marks a big year for changes to many of the best credit cards in the U.S. By October of this year, you will most likely be issued new cards containing a microchip. It seems that EMV technology, which boasts better security (a microchip instead …

Special Announcement From The Simple Dollar Team

Dear Readers of The Simple Dollar, I’m writing to you today to inform you of some improved changes that you’ll see coming to the site very soon. I ask that you please take a few minutes to read this to ensure that you get the most value from our site in the future. Here’s a …

Categories: Uncategorized

Affordable Online MBA Programs

This is the final article of a series on affordable online education. We previously covered specifically online colleges and various degree programs, including online bachelor’s and master’s degrees. If you missed the other articles in this series, you can navigate to each of them here: most affordable online colleges, affordable online bachelor’s degree programs, and …

Affordable Online Master’s Degree Programs

This is part of a four-part series that focuses on affordable online education, specifically online colleges and various degree programs. Other articles in this series cover the most affordable online colleges in general, affordable online bachelor’s degree programs, and affordable online MBA programs. We hope this series can send people in the right direction who …

Affordable Online Bachelor’s Degree Programs

This is part of a four-part series on affordable online colleges and degree programs. The other articles cover affordable online colleges, affordable online master’s degree programs, and affordable online MBA programs. Our goal with this series is to help anyone interested in online education find the best programs for the money and walk away with …

Guide To Financial Independence For Women

While everyone defines financial independence a little differently, there are some common denominators that apply to all of us. It means you’re able to completely support yourself without the help of outside parties, including family, friends, partners or excessive debt. It means relying on your own steady income and taking control over your own finances. …

Categories: Uncategorized

Most Affordable Cities to Retire

Part of retirement planning is the task of picking the perfect destination to settle down for your golden years. Not only does your city/community of choice have to meet your cultural, social, and recreational requirements, it should also be affordable. The Simple Dollar Team has conducted an analysis of over 200 retirement communities across the …

Categories: Uncategorized

Best College Towns That Are The Most Affordable

When you choose a college, you aren’t just picking a school, you’re picking a home for the next four years. The town your school is located in can determine a lot of things, including how much money you will ultimately spend. Searching for an affordable college experience can be difficult, and that is why the …

Categories: Uncategorized

The Retirement Guide

With the future of Social Security and pension plans as unstable as ever, saving for retirement carries a whole new meaning today. In 1950, there were 16.5 people paying into Social Security for every beneficiary. In 2010, that ratio became 2.9 to 1. If this trend continues, depending on how young you are, Social Security …

Categories: Uncategorized

The Employment Guide

Finding new employment is essentially a full-time job in itself. Depending on your personal circumstances, be prepared to dedicate up to 40 hours a week. The whole process could take several months. Fortunately, you have an abundance of resources and tools at your fingertips to facilitate the job-search process. Using these tools effectively can drastically …

The Best Credit Cards for Bad Credit

If your credit is less than perfect, you’ll have a more difficult time obtaining and using a credit card. The flip side is that responsible use of a credit card is a fantastic way to rebuild your credit score. Even with bad credit, you have some great options to start rebuilding your financial future. The …

Categories: Credit Cards

College Scholarship Guide

Higher education costs are at an all-time high, and landing the right scholarship could be the difference between graduating debt-free or paying off loans for years and years. Unlike a loan, a scholarship does not need to be repaid. It is a gift. Scholarships are granted by a variety of entities, like schools, private endowments, …

Categories: Education

Most Affordable Online Colleges for 2015

Finding the most affordable online colleges comes down to looking for the best value, not just the lowest cost. You want to get what you pay for and then some, especially given that any degree is a two- or four-year investment. That means in order to find the best online schools for your money, you …

The Ultimate Tax Guide for Veterans

As a veteran, there are specific benefits you can take advantage of to maximize your return when you file your individual income taxes. It is extremely beneficial to identify which types of pay and compensation are exempt from taxes so you know what is excluded from your gross income on your return. Eligibility for Veteran …

Categories: Taxes

Best IRA Accounts of 2015

The best IRA accounts are all about great investing options and low fees. Luckily most of the top companies that are home to the same places where you would open up an online stock trading account. In a previous post, I ranked the best online brokers so I had a head start when it came …

Best Online Stock Trading Brokers for 2015

I’ve had an online stock trading account since I was 13 years old and I’ve used at least a dozen of the best online stock trading platforms. I’ve gained a few “learning experiences” from managing my own account and working as a proprietary day trader in Chicago for several years. There are over 50 online …