Author: Mike Jelinek

Guide To Financial Independence For Women

While everyone defines financial independence a little differently, there are some common denominators that apply to all of us. It means you’re able to completely support yourself without the help of outside parties, including family, friends, partners or excessive debt. It means relying on your own steady income and taking control over your own finances. …

Categories: Uncategorized

Most Affordable Cities to Retire

Part of retirement planning is the task of picking the perfect destination to settle down for your golden years. Not only does your city/community of choice have to meet your cultural, social, and recreational requirements, it should also be affordable. The Simple Dollar Team has conducted an analysis of over 200 retirement communities across the …

Categories: Uncategorized

The Most Affordable College Towns

When you choose a college, you aren’t just picking a school, you’re picking a home for the next four years. The town your school is located in can determine a lot of things, including how much money you will ultimately spend. Searching for an affordable college experience can be difficult, and that is why the …

Categories: Uncategorized

The Retirement Guide

With the future of Social Security and pension plans as unstable as ever, saving for retirement carries a whole new meaning today. In 1950, there were 16.5 people paying into Social Security for every beneficiary. In 2010, that ratio became 2.9 to 1. If this trend continues, depending on how young you are, Social Security …

Categories: Uncategorized

The Employment Guide

Finding new employment is essentially a full-time job in itself. Depending on your personal circumstances, be prepared to dedicate up to 40 hours a week. The whole process could take several months. Fortunately, you have an abundance of resources and tools at your fingertips to facilitate the job-search process. Using these tools effectively can drastically …

Categories: Life

Best Credit Cards of 2014

At The Simple Dollar, one of our goals is to provide you with the most comprehensive and useful credit card information available on the Internet. Our research started with over 1,600 different credit cards. We collected data on all the best credit cards, organized the cards by type, and then ranked each card based on …

Categories: Credit Cards

The Best Credit Cards for Bad Credit

If your credit is less than perfect, you’ll have a more difficult time obtaining and using a credit card. The flip side is that responsible use of a credit card is a fantastic way to rebuild your credit score. Even with bad credit, you have some great options to start rebuilding your financial future. The …

Categories: Credit Cards

College Scholarship Guide

Higher education costs are at an all-time high, and landing the right scholarship could be the difference between graduating debt-free or paying off loans for years and years. Unlike a loan, a scholarship does not need to be repaid. It is a gift. Scholarships are granted by a variety of entities, like schools, private endowments, …

Categories: Education

Most Affordable Online Colleges for 2014

Finding the most affordable online colleges comes down to looking for the best value, not just the lowest cost. You want to get what you pay for and then some, especially given that any degree is a two- or four-year investment. That means in order to find the best online schools for your money, you …

Categories: Education

The Ultimate Tax Guide for Veterans

As a veteran, there are specific benefits you can take advantage of to maximize your return when you file your individual income taxes. It is extremely beneficial to identify which types of pay and compensation are exempt from taxes so you know what is excluded from your gross income on your return. Eligibility for Veteran …

Categories: Taxes

Best IRA Accounts of 2014

Most of the top companies that are home to the best IRA accounts are the same places where you would open up an online stock trading account. In a previous post, I ranked the best online brokers so I had a head start when it came to finding the best Roth IRA or best Traditional …

Best Online Stock Trading Brokers for 2014

I’ve had an online stock trading account since I was 13 years old and I’ve used at least a dozen of the best online stock trading platforms. I’ve gained a few “learning experiences” from managing my own account and working as a proprietary day trader in Chicago for several years. There are over 50 online …

Best Credit Cards for Students in 2014

The best credit cards for college students hold two major advantages over other sources of funding used to pay for college expenses: Student credit cards help students establish credit. Student credit cards teach valuable lessons on managing personal finances. What happens if you don’t establish any sort of credit at a young age? Well, imagine …

The Best Renters Insurance for 2014

I’m focusing on the best renters insurance companies after sharing my take on the best home insurance companies in a previous post. With the growing popularity of renting, I conducted some additional research to determine which companies are the best for renters. After analyzing several national and local companies, Allstate stands out as the best …

Categories: Insurance

The 5 Best Free Tax Software for 2014

The first thing to know about free tax preparation software is that every legitimate online tax software offers a free version. If you’re new to tax software, check out my post on the best tax software to see what products rank the highest overall and to learn more about how the software works. Remember, you …

Categories: Saving Money, Taxes

Best Tax Software for 2014: TaxACT vs TurboTax vs H&R Block

All the best tax preparation software companies have released their 2014 versions. After reviewing 15 online tax software programs and using the top products, I found three products worth recommending this year. The three best tax software products for 2014 are: 1. TurboTax 2. H&R Block 3. TaxACT Quick Update: I just filed my 2013 tax return for …

The Best Home Insurance for 2014

If you’re looking for the best home insurance, there are several national and local insurance companies that will want your business. However, it’s hard to decide which company to pick with so many choices. Companies like Amica Mutual stand out in customer surveys, but they aren’t available everywhere. The best way to find fair rates …

Categories: Insurance

File Taxes Online and Fire Your Accountant: 6 Reasons Why You Should Do It This Tax Season

Updated: January 21, 2014 I Saved an Extra $1,000 Using Online Tax Software I’ve been doing my taxes online for the past seven years. During those years, I’ve lived in Wisconsin, Illinois, Florida, and Washington. I was employed by three different companies. I started and closed three different businesses. I was an independent contractor for …

Categories: Saving Money, Taxes

The Best Hotel Credit Cards of 2014

In Part 4 of this series, I’m writing about the best hotel credit cards. If you missed the other parts, I already covered the best all-around rewards credit cards, airline credit cards, and the top cash back credit cards. Before I get into which hotel cards are the best, I want to make a few …