Author: Nicole

Reader Tip Tuesday #7

In a country where sex is used to sell everything from cars to yogurt, you’d be hard-pressed to find an ad, movie or TV show portraying frugality as particularly sexy or exciting. Luckily, it turns out that in real-life, having control over your finances is pretty attractive. As we’ve mentioned before, a growing number of …

Reader Tip Tuesday #6

As a freshman in college, you’re never quite sure exactly how much of everything you’re going to need to get through that first year away from home. As we’ve said many times, shopping for our kids without a strategy in mind is a surefire way to break the bank. And while college students can be …

Reader Tip Tuesday #5

For any parent on a budget, back-to-school shopping can feel more like a back-to-school spending free-for-all. It’s the same every year. Teachers send out those foot-long lists of “required” and “recommended” supplies, and kids are eager not to be the only student who isn’t touting the latest and greatest backpack, lunchbox, pants, or pens on …

Reader Tip Tuesday #4

A little late, but a good one! Here’s this week’s Reader Tip Tuesday. Once you’ve gotten into dangerous waters with a credit card, it’s tempting to swear off of plastic entirely. But before you do, it’s important to understand know that there are plenty of ways to use credit cards to avoid and get out …

Reader Tip Tuesday #3

There is a common misconception that being frugal means being “cheap”, but frugality isn’t just about cutting budgets. We believe that the most important part of leading a cost-effective lifestyle is recognizing the value of your money and what you’re really getting for it. When it comes to our most frequently-used items (like our cookware, …

Reader Tip Tuesday #2

When it comes to frugal living, creativity is a virtue. That’s why we were excited (but not at all surprised) to receive such clever responses to our most recent “Reader Tip Tuesday” question: “How do you reuse things around your house?” Over the years, we’ve shared a lot of our own ideas about reusing kitchen …

Reader Tip Tuesday #1

We understand that frugality, battling debt, or searching for financial independence is hard; it takes consistency and determination. We mentioned it last week: the path to financial independence doesn’t have to be a solo journey, there’s a strong community of supporters who all have something great to share. We want to take that idea a …

Financial Independence: What Does It Mean?

We’d like to thank Experian for having us on their Twitter chat a couple of weeks ago. The topic was financial independence, and we heard a lot of great opinions from Ready for Zero, Wise Bread, Madam Money and everyone else who participated. Here’s a look back at the major themes discussed: Financial Independence Is …

Categories: Credit Cards, Money

Hiring Veterans is Good For Business and Families

It may or may not come as a surprise to you that the unemployment rate for veterans is higher than the national average. The unemployment rate for veterans ages 18-24 is in fact much higher than the national average: according to a recent study, nearly 1 in 4 18-24 year old veterans are out of …

Categories: Uncategorized

Transitioning Home: Supporting Service Men and Women Looking for Work

U.S. & the Problem of Veteran Unemployment For service men and women returning from active-duty, a period of unemployment is next to unavoidable. Most veterans make a non-negotiable trade in coming home: the sureties of military assignment in exchange for an uncertain spell of civilian unemployment. For many, landing a job signals full return home. …

Categories: Uncategorized

Sharing Futures, Sharing Scores

You’ve found your soul mate and you’re goin’ to the chapel and you’re goin’ get married. Congratulations. But are your credit scores compatible? It isn’t a particularly romantic conversation, but talking about your credit history and how to manage your new financial life together is something couples can do to avoid disappointment or embarrassment once …

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6 Simple Ways to Avoid Burnout

Studies estimate that stress, symptoms from fatigue, and exhaustion cost US businesses up to $300 billion dollars in lost productivity each year. In the wake of such statistics, there is beginning to be a larger discussion about burnout, which is essentially when stress, pressure (often in the workplace) and fatigue have become so great that …

Categories: Careers

Sneaky and Fun Credit-Building Lessons For Kids

While Congress has passed many measures in the last ten years aimed at reducing the opportunities for predatory credit card companies, the reality is that first-year college students and young adults ages 18-21 are still able to qualify for some cards that offer limits much higher than their incomes can realistically sustain. To be able …

Categories: Uncategorized

The AT&T/Verizon Market Share Duopoly (Infographic)

If you’re having a difficult time understanding why you can’t get a lower Verizon bill or lower ATT bill, then take a look at this latest infographic. ATT and Verizon Combined Market Share This first infographic provides an overview of the AT&T and Verizon’s 64% control the U.S. cellular market. The graphic provides one of …

Categories: Uncategorized