31 Days to Fix Your Finances

Turn Off Lights You’re Not Using (152/365)

A single light bulb in your home, depending on type, can burn between 7 watts (some LEDs and CFLs) and 100 watts (a 100W incandescent) of electricity. One light bulb. Our basement has six light fixtures, as does the master bathroom. My office has three (in a ceiling fan), as does our bedroom and the …

Buy the Cheap Gas (33/365)

I’ve turned the regular fluctuation of gas prices at the gas station fairly near our home (the one mentioned yesterday) into a game of sorts with my oldest son. Simply put, we’ve started tracking the data. We watch for the price of gas on that sign each time we drive by it, then we mention …

Want 31 Days To Fix Your Finances In One Easy To Read File? Here’s How To Get It!

Several readers suggested converting the popular 31 Days To Fix Your Finances series to a single file for easy reading. I’ve been hesitant to do this for several reasons, but due to the repeated requests, I have assembled an eBook that contains every entry in the series in Adobe Acrobat format, one handy document that …

31 Days To Fix Your Finances: A Wrapup

Would you like to download this entire series all at once in a handy PDF format? During the month of January, The Simple Dollar has been running a series entitled “31 Days To Fix Your Finances,” a series of activities that can enable anyone to improve their financial status by centering your financial life around …

31 Days To Fix Your Finances, Day 31: Keeping It Up

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Now that the end of the month has come, one final challenge remains: how does one keep up the momentum once you start with it? The day to day challenges of life …

31 Days To Fix Your Finances, Day 30: Live What You Love

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. If you’ve followed this plan all the way to this point, congratulations. Even if you’ve chosen to not follow every point, you have at least spent some serious time evaluating your finances …

31 Days To Fix Your Finances, Day 29: Paying Cash

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. There is one final point that merits discussion before we close out this month, and that is the logic behind paying cash for any purchases smaller than a home purchase. This includes …

31 Days To Fix Your Finances, Day 28: Preparing For The Inevitable

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Today, we’re going to talk about planning for your passing in the form of a will or a trust, something that many people haven’t done. The truth is that it’s not something …

31 Days To Fix Your Finances, Day 27: Keeping Good Records

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Now that you’ve built a value-oriented budget and evaluated your life in terms of your rediscovered central values, it’s time to take care of a little bit of housekeeping. The first part …

31 Days To Fix Your Finances, Day 26: Refining Your Budget

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. For the last several days, we’ve been focused primarily on digging through our monthly expenses and looking for places to trim away some fat. It will take some time for this to …

31 Days To Fix Your Finances, Day 25: Evaluating Your Expenses – Credit Cards

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Today is the final day of expense evaluation before we begin to tie things up (the month is nearing an end, after all), so today we’ll tackle what is perhaps the biggest …

31 Days To Fix Your Finances, Day 24: Evaluating Your Expenses – Entertainment & Hobbies

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. If you’ve been following along with this series and have been participating in the expense evaluations of the last week, you’re probably feeling pretty good about your financial direction. Now we come …

31 Days To Fix Your Finances, Day 23: Evaluating Your Expenses – Bank Fees

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. The vast majority of Americans do their primary banking with one of several very large bank chains. Unfortunately, these large chains are often almost insulting in how they treat their average customers, …

31 Days To Fix Your Finances, Day 22: Evaluating Your Expenses – Monthly Services

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Most of us have a set of monthly bills that we pay as part of our regular routine. They constantly chip away at our monthly and annual budget, eroding how much we …

31 Days To Fix Your Finances, Day 21: Evaluating Your Expenses – Housing

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Most people, once they’re locked into a home mortgage or have moved into an apartment, feel as though that is an amount that they are simply down each month, with no real …

31 Days To Fix Your Finances, Day 20: Evaluating Your Expenses – Food

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. For many of us, food eats a much bigger portion of our monthly budget than we even realize. We grab some fast food a few times a week, grab take out a …

31 Days To Fix Your Finances, Day 19: Evaluating Your Expenses – Automobiles

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Almost all of us have an automobile. Many of us have two or more in our family. We all know that they’re money pits, requiring maintenance, gasoline, and repairs, but we need …

31 Days To Fix Your Finances, Day 18: Evaluating Your Expenses – Energy

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. I’m often surprised how many people are extremely inefficient with their energy usage, and when they think of fixing problems, they put in tremendous effort to do things that aren’t much of …

31 Days To Fix Your Finances, Day 17: Evaluating Your Expenses – Life Insurance

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Life insurance is a question that most of us simply avoid thinking about too much, especially when we’re young. However, if you have more than yourself as a dependent on your income …