31 Days to Fix Your Finances

31 Days To Fix Your Finances, Day 16: Evaluating Your Expenses – Home and Auto Insurance

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. During the first half of the month, we’ve created a real “living” budget that is built around your life, not forcing your life to live up to someone else’s idea of a …

31 Days To Fix Your Finances, Day 15: Coming In Under Budget And An Emergency Fund

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. When you get rolling under the plan you’ve developed, you’ll discover that (almost always) you’ll come in under budget for the month if you stick to your guns on the nonessential spending. …

31 Days To Fix Your Finances, Day 14: Get Rid Of Debts (Slowly But Surely)

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we took our “true” budget and set it up so that we paid ourselves first through an automatic investment into a “dream” fund (or series of funds). Today, we’re going to …

31 Days To Fix Your Finances, Day 13: Pay For Your Dreams First

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we put the finishing touches on a true budget – one that reflects your own dreams and your own financial realities, not someone else’s concept of what you should be spending …

31 Days To Fix Your Finances, Day 12: A Flexible “Budget” That Reflects Your Reality

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Today is something of a culmination of the first part of the “31 Days” program: it basically ties up all of the goal-setting and evaluation to date into a single document. This …

31 Days To Fix Your Finances, Day 11: Dividing Up The Rest and Finishing Our “Time Budget”

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we figured out exactly how much of your money – and your time – you spend with basic living expenses. From this, we determined what was left – the amount that …

31 Days To Fix Your Finances, Day 10: Fitting Your Expenses Into The Bigger Picture

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we took a look at our living expenses and tried to find places where we could easily make some reductions. The goal was not to make hard cuts, but to find …

31 Days To Fix Your Finances, Day 9: Cleaning Up Your Expenses

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Now that you’ve built a list of your non-work expenses, you’ve probably realized that you do spend a lot of money on frivolous things. Don’t worry, I’m not going to say “STOP …

31 Days To Fix Your Finances, Day 8: Breaking Down Your Expenses

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we worked out exactly how the hours you spend at work break down into three areas: your living expenses, your debts, and your dreams. Since this was only a thumbnail sketch, …

31 Days To Fix Your Finances, Day 7: Work For Your Dreams, Not Your Money

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. During this past week, we identified our primary values and used these to create clear goals and plans that derive from these values. Then, we spent some time discovering what our work …

31 Days To Fix Your Finances, Day 6: Your True Hourly Wage

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Two days ago, we determined your true annual salary. Yesterday, we determined the number of hours you truly work in a year. Today, we combine the two numbers – and consider what …

31 Days To Fix Your Finances, Day 5: How Much Did You Work Last Year?

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we calculated the actual cost of our employment over a given year – and were surprised to discover how little it actually is. Once you remove all of the work-related expenses, …

31 Days To Fix Your Finances, Day 4: How Much Did You Earn Last Year?

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we developed some very specific plans to achieve aspirations that fit within the context of our personal values. These plans provide the basis for what we should be doing with our …

31 Days To Fix Your Finances, Day 3: Create A Plan For Each Goal

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we made up a list of ten goals that derive directly from our values. Now (and for some of you, finally), we start talking a little bit about numbers. Let’s get …

31 Days To Fix Your Finances, Day 2: Defining Your Goals From Your Values

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Yesterday, we defined five main values that define our life. These values are what we live for; they drive us to work and generally guide us in how we spend our lives. …

31 Days To Fix Your Finances, Day 1: Your Five Main Values

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Some of you might have expected that we would start out fixing your finances with a pencil and a calculator. In fact, it will be a few days before we have any …

31 Days To Fix Your Finances

Recently, LifeHacker conducted a poll asking readers what their top resolution is for 2007. The second most popular resolution was “Save money and get my finances in order.” Let’s face it: there are millions of people out there who woke up on New Year’s Day resolving to get their finances in better shape. The vast …