Careers

Student Loan Forgiveness: Jobs That Pay Off Your Debt

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in 15 Ways To Deal with Student Loan Debt, the average student owes a whopping $40,000 after graduation — but almost one in five students owes $50,000 or more, and 5.6 percent owe over $100,000. Maybe you worked hard to save money in college, diligently keeping your …

Some Thoughts on Following Passion

A few weeks ago, Mike Rowe (perhaps best known as the host of the Discovery Channel television series Dirty Jobs) posted an interesting essay on the subject of following your passion. In fact, it was interesting enough that it popped up all over the place on social media sites. His central point is that passion …

Unhappy With Being “Locked In”? Here’s a Strategy for Building a New Career Path

Recently, one of my family members gave me a copy of the wonderful book The Nighttime Novelist. It was a little more than an obvious hint – this family member really believes that I have some interesting novels inside of me and she wants to read them. While the book has a lot of good …

Categories: Careers

Fourteen Strategies for Increasing Your Compensation at Work

Several weeks ago, I wrote an article outlining twelve tactics for shoring up your career during work downtime. Those suggestions are perfect if you’re looking to “shore up” your career – in other words, your focus is on improving your job security and maximizing your chance to find another job should this one go away. …

Categories: Careers

“Lock In” and Escaping the Trap

Over the course of my career, my single biggest fear – and obstacle – has been “lock in.” What’s “lock in”? It’s probably easiest to explain it with a story. Early on in my career, I found myself working at a pretty nice job. I enjoyed the work and enjoyed going into the office almost …

Categories: Careers

Twelve Career Development Tricks For Work Downtime

Career development is often a tricky subject, especially when we get busy. When I used to work in an office environment, my days consisted of working on little projects and tasks that would fill half an hour or an hour or so, then I’d have a bit of downtime. I would either be doing some …

Categories: Careers

How to Ask for Truly Useful Career Advice

During my long and winding career path, I’ve been stuck at many difficult points, uncertain as to what to do next. In those times, I’ve relied on the advice of others to help guide me down the right path. Most of the time, choosing to accept the advice of others has turned out well. At …

How To Maintain Your Professional Networking Relationships

Unexpected twists and turns happen all of the time in our professional lives, having a solid professional network can act as a safety net. Why Your Network Matters A child is born, causing a parent to start staying at home. A side business takes off. A spectacular job offer appears out of the blue. A …

Categories: Careers

How Much Time Do You Invest in Your Job?

When I first started The Simple Dollar, I was employed full time in a research environment. My job mostly involved handling and sharing significant quantities of data – I did a bit of data mining and a lot of software development, among other things. One of the first big realizations I made during the process …

The Cost of Decompression

If you work for a living, you know the feeling. You finish a day of earning money. You’re tired – mentally and/or physically and/or spiritually and/or socially exhausted. You go home, drop your stuff by the door, and just head to the couch for a while. You sit there in a daze, watching a television …

Projection and the Spotlight Effect

All of us want to be socially accepted. We want to have people respect and like us in the community and we also want to avoid easy criticism. For many of us, the solution to that challenge is to “project.” We spend time thinking about how we appear to others and then look for ways …

Spend Time Developing Your Career Skills to Avoid Getting Fired

Prior to 2008 (when I made the decision to write for a living so that I could have a much more flexible schedule for my family), I held a job in a research lab where I was involved with the processing and sharing of large quantities of scientific data. This required both computer programming skills …

Categories: Careers

When Work Becomes Overwhelming

As I mentioned a month or so ago, I’ve come to the recognition that time management is a vital part of personal finance. It not only helps your career, it also has an impact on your focus throughout the day and on your other financial choices. With that in mind, I’m writing occasional articles on …

Children, Failure, Careers, and Money

Like virtually every parent in the world, I want to see my children succeed. I love it when they take on something challenging and then overcome it. This is a big part of the parenting philosophy that Sarah and I hold. We regularly encourage our children to take on challenging things, whether it’s a hard …

Categories: Careers, Family

Passion and Reality

Passion can be a really tricky thing. For some people, a lifelong passion is something they discover at a young age. I know talented musicians, writers, and scientists who knew what they wanted to be from early childhood. For others, passions are fleeting. They’ll discover something they’re passionate about, but then in a few years, …

You Have a Vested Interest in Your Coworkers’ Success

If there is one lesson I want to teach my children about their professional lives, it’s this one. You have a vested interest in the success of your coworkers. Let’s walk through some of the pieces of that. If you talk negatively about your coworkers, it hurts you. You’re adding a bunch of negative emotions …

Categories: Careers

Why You Should Consider Trade School Instead of College

For a lot of people, going to a four year college seems like an automatic choice when they graduate from high school. The reason is obvious – more income. According to the National Center for Educational Statistics, a college degree accounted for $15,000 in additional income per year versus a high school diploma ($30,000 versus …

Categories: Careers, Education

“Fake It Until You Make It” Isn’t an Excuse to Spend

The idea of “fake it until you make it” can be a very useful one that leads you to success some of the time, and it can be a disastrous one that leads you down an incredibly dangerous path at other times. The trick is knowing which is which. First, let’s take a look at …

Categories: Careers

First Steps: Financial Planning in Your Teen Years

I received a wonderful question from Jane, a sixteen year old female, who writes: “Last week we had a “consumer education” week at school and our school brought in some financial people to talk to us during homeroom. This made me think about money so I started searching Google and I found your site. What …