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Three Things Nobody Tells You About Your Credit

If you’re like most Americans, you probably learned absolutely nothing about credit as a part of your high school or college education. As a result,

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Why Your Credit Score Could Get a Big Boost This July

It’s doubtful many of you know what the CDIA or the NCAP are, but you need to know, and you need to know right now. People

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Three Common Credit Mistakes and How to Fix Them

If credit was easy, then everyone would have a VantageScore or FICO score of 850. But it’s not easy, and mistakes happen. Your challenge as

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Unpaid Taxes and Your Credit

“…but in this world nothing can be certain, except death and taxes.”  –Benjamin Franklin Welcome to tax season. For many people in the U.S., filing

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Don’t Fall for These Credit Repair Scams

Have you ever struggled with credit problems? If so, chances are you’ve probably wished, at least once, for a solution to erase all your credit

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How Late Can I Make a Payment Before It Shows Up on My Credit Report?

One of the more commonly misunderstood and misreported aspects of credit reporting is exactly when a late payment will show up on your credit report.

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Buying a Home This Year? Start Now to Get Your Credit in Shape

Are you planning to buy a new home this year? Unless you’ve recently won the lottery or can otherwise afford to pay in cash, it’s probably time

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Four Habits of People With Great Credit

Are you trying to earn and maintain excellent credit — as in a score greater than 800? Do you want to live with the peace of mind

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Airport Lounge Access Is Sweet, Sweet Luxury – But Can It Save You Money, Too?

The fact that we can fly to the other side of the world never ceases to amaze me. After enduring an initial trip to the airport,

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Equifax, TransUnion Fined for Deceptive Credit Score Marketing

The Consumer Financial Protection Bureau (CFPB) has ordered two of the nation’s three largest credit reporting agencies, Equifax and TransUnion, to pay more than $23 million

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A 12-Month Plan to Raise Your Credit Score in 2017

Are you ready to finally gain control of your credit scores in the new year? Working to improve your credit is an admirable resolution, and

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When Credit Card Rewards Become Dangerous

As a credit card rewards expert and frequent traveler, I like to stay on top of the changes in the rewards industry. As part of

01.11.17
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Can the GM BuyPower Card Help You Save on a New Car?

We’ve all heard of earning cash back, airfare, and hotel stays with credit card rewards, but what about a new car? The GM BuyPower card

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Is a 700 Credit Score the Magic Number?

The two most popular credit scoring brands, FICO and VantageScore, both feature a current credit score range of 300 to 850. It’s common knowledge that

12.28.16
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What Is ChexSystems?

Most of us have heard of Equifax, TransUnion, and Experian – the trifecta of credit bureaus that impact everything from credit card applications to car loans.

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Your Credit Card Minimum Payment Is Just That — a Minimum

When finances become tight it can be quite tempting to cut back on your credit card payments. After all, if you send in a small

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How to Spot Student Loan Forgiveness Scams

After completing college, you may feel overburdened by your student loan costs, but don’t fall victim to student loan forgiveness scams that offer false promises

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Applying for a Credit Card After Bankruptcy

There’s no two ways about it: Nothing is going to ding your credit score harder than filing for bankruptcy. But after you declare bankruptcy, you

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