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How Long Does It Take to Build Credit From Scratch?

Everyone starts out with a blank slate when it comes to their credit reports. The trick, of course, if you have never established any type

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Can You Pay Off One Credit Card with Another?

If you’re unable to make the minimum payment on your credit card, using another credit card to pay your bill might sound ideal. By paying

09.23.16
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Best Credit Cards with Rental Car Insurance for 2016

Are you aware of all of the benefits of your credit cards? While most people just use their cards to make purchases, others seek out

american express merchant fees

Why Don’t More Retailers Accept American Express? Merchant Fees.

If you carry an American Express credit card, you probably already know the drill. Once you’re done shopping and ready to make a purchase, you

what is a secured credit card vs. unsecured credit card with no credit history

What Is a Secured Credit Card and How Is It Different From an Unsecured Card?

While you might think all credit cards work the same way, that’s not quite the case. When it comes to credit cards, there are actually

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The Best Payday Loan Alternatives of 2016

I don’t like admitting it, but I’ve used payday loan services. Like a lot of journalists who specialize in personal finance, I began writing about

credit myths

Best No-Fee Credit Cards for 2016

Are you the kind of person who hates paying an annual fee just to use a credit card? Fortunately, choosing a no-fee credit card is

The Best Credit Cards for Bad Credit

The catch 22 of bad credit is that if your credit is less than perfect, you may have trouble qualifying for new credit, but it

Best Credit Cards for Fair Credit

If you have fair credit (between a FICO score of 650 and 699), you’ve likely made a few financial mistakes in the past. But the

Best Ways to Use Chase Ultimate Rewards Points in 2016

There’s a reason why so many fans of credit card rewards go out of their way to get a card to earn Chase Ultimate Rewards points.

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Should You Get the Amazon Store Card?

If you’re a faithful Amazon.com shopper, you’ve probably at least considered the Amazon Store Card. Created for Amazon Prime shoppers, this card makes it easy

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What are the Best Business Credit Cards for a New Business?

Whether your business is brand new or already well-established, there are plenty of reasons to sign up for a business credit card. First, having a

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Best Low-Interest Credit Cards for 2016

In theory, low interest rates are irrelevant. The balance on your credit cards should be paid in full each month. But there’s no shortage of

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Best First Credit Card for 2016

As a credit card expert who studies and writes about this industry full-time, I’m regularly asked to recommend credit cards to my family and friends.

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Best MasterCard Credit Cards of 2016

If you’re looking for a MasterCard, you have plenty of options. There are MasterCards available at numerous banks and credit unions, as well as at

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Six Facts You Should Know About 0% APR Credit Cards

If you’re considering a zero-interest balance transfer credit card as a means to get out of debt — which can be a vert smart idea — it’s

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Best Credit Cards of 2016

The best credit cards generally offer low interest rates, great perks, and no hidden fees. However, that doesn’t mean the “right” card is the same

09.02.16
cash advance

Personal Finance 101: What Is a Cash Advance?

So you need some cash, and you need it quick. Should you take a cash advance from your credit card? The process seems easy enough, but

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