Credit Cards

Do You Need Rental Car Insurance?

It’s a familiar scenario for anyone who has rented a car lately: You’re tired after a long flight, and it’s finally your turn at the rental car counter. The agent is pleasant until it’s time to talk insurance, when he rattles off all the dire potential consequences of declining the company’s coverage. You’re tempted to …

Best Prepaid Debit Cards of 2015

While prepaid cards were once a last resort for those who couldn’t qualify for a traditional bank account, new features have moved some of the best prepaid cards into the mainstream. According to a Nilson report, prepaid cards with the top 50 U.S. Banks and credit unions accounted for $118.09 billion in spending at merchants in …

Chase Sapphire Preferred Review

When compared to other rewards credit cards of its caliber, the Chase Sapphire Preferred® card simply cannot be beat. Not only do you get 2X points on dining and travel with this card, but simply being a cardholder is enough to earn a 20% discount on travel booked through the Chase Ultimate Rewards website. Since …

Categories: Credit Cards

Start College Off Right With Discover It for Students

Your bags are packed and your dorm room is ready, but do you have everything you need for college? Chances are, you’re missing a valuable tool that can make it easier to budget your money, earn free cash back on everything from textbooks to lab fees, and build the financial savvy and good credit that …

Categories: Credit Cards, Education

How to Get a Free Flight for Just 4,500 Credit Card Points

One common misconception surrounding airline miles is that it always costs a gazillion points to redeem them for a flight. While that may be true for first class or business class awards or long, international flights, it couldn’t be further from the truth for certain award seats with specific airlines. Take the British Airways Avios …

Categories: Credit Cards, Travel

The Best Airline Credit Cards of 2015

This year, I decided to take a fresh approach to the best airline credit cards. With rising fares and falling oil, no one knows the future for air travel prices, but these cards will still offer you great sign-up bonuses and the ability to earn air miles in your frequent flier program to put towards …

Best Travel Credit Card for 2015

If you’re looking to plan an upcoming summer vacation, the best travel rewards credit cards can help you come up with some extra savings on airfare, hotels, and general travel. All of these top travel cards offer lucrative points bonuses and superb options to earn and use points for maximum value. The best travel rewards …

Rewards Cards With the Lowest Minimum Spending Requirements

By now, you’ve likely heard all about how lucrative credit card signup bonus offers can be. In many cases, the best rewards credit cards offer signup bonuses worth $300 to $500, or even more. And if you’re able to take advantage, these offers can help you score free travel, gift cards, or even hundreds of …

Complete Guide to the Best Credit Card Signup Bonus Offers in 2015

Whether you’re pursuing airline miles, hotel loyalty points, flexible rewards, or simple-to-redeem cash back, the biggest bang for your buck is almost always found in a credit card’s signup bonus. These signup bonus offers, which are normally doled out after you meet a set of predefined requirements, are often worth $500 or more. Although signup …

Best No Annual Fee Credit Cards

Featured Cards Chase Freedom® BankAmericard Travel Rewards® Credit Card Ink Cash® Business Credit Card read more read more read more Apply Now Apply Now Apply Now If you’re looking for a credit card you can keep for the long haul, the best credit cards with no annual fee should be at the top of your …

Best Business Credit Cards of 2015

You don’t need to have 1,000 employees and a mahogany-walled board room to reap the rewards from business credit cards this year. Small businesses with few employees, sole proprietors, and independent contractors can all use business credit cards to manage cash flow and earn rewards on their spending. In fact, even if you don’t have …

Personal Finance 101: What Is a Cash Advance?

So you need some cash, and you need it quick. What about taking a cash advance from your credit card? Well, unless you really don’t have any other options, it’s not a good idea. We’ll break down the reasons why in this article, then outline alternatives that make a lot more sense when you need …

Categories: Banking, Credit Cards

Five Things People With Good Credit Have in Common

Good credit can’t be bought or sold; it can only be cultivated over time. And with the right financial moves – and credit strategy – almost anyone can have good credit, plus all of the perks that come with it. Using the FICO scoring model, your credit score can fall anywhere between 300 and 850. …

The Best Credit Cards for Bad Credit

Featured Cards Credit One Bank® Credit Card with Gas Rewards Total VISA Credit Card Milestone® Gold MasterCard® Apply Now Apply Now Apply Now If your credit is less than perfect, you may have trouble qualifying for new credit. Meanwhile, it can be difficult to improve your credit history if you’re not actively trying. Credit cards …

Categories: Credit Cards

Is Financing Furniture With a Store Credit Card Ever a Good Idea?

For many Americans, summertime means big transitions: new jobs, new cities, and often even new homes. And as just about any homebuyer can attest, a mortgage is often just the beginning in a series of sizeable new bills. You may need to make some immediate repairs, or you may need to buy new furniture or …

Personal Finance 101: What Is a Debit Card?

A debit card looks like a credit card — and functions like one at the cash register — but acts as a direct link to your bank account. When you pay for something with a debit card, the money for that transaction comes directly out of your checking or savings account, but you’re spared the …

Discover it Miles Review

If you’ve been looking for a simple way to earn travel rewards on all of your purchases, the brand new Discover it® Miles credit card might be exactly what you’re looking for. Unlike other popular cards that force you to keep track of rotating categories, the Discover it® Miles card promises to award you with …

Discover it® – New! Double Cash Back your first year – Card Review

If you’ve been looking for a no-fee credit card with plenty of perks, look no further than the Discover it® card. Not only does this card offer 5% cash back on categories that rotate each quarter, but it also offers other perks such as a free FICO score on your monthly statement, a new FreezeIt …

Categories: Credit Cards

Best Hotel Rewards Programs

The best hotel rewards programs ease the burden of high-cost travel, which is a good thing since traveling with a family can be prohibitively expensive. After all, airfare and lodging for four people can be a budget-breaker. A 2013 survey from American Express showed that the average travel expense per person in the United States …

Categories: Credit Cards, Travel

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