Credit Cards

Barclaycard Review: Arrival™ World MasterCard® Annual Fee vs. No Annual Fee

For a multitude of reasons, the Barclaycard Arrival™ World MasterCard® is considered one of the best credit cards around. Still, there’s a lot of curiosity and confusion when it comes to deciding which is the more valuable of the two: the Barclaycard Arrival Plus™ World Elite MasterCard® (with an $89 Annual Fee) or the Barclaycard …

Best Credit Cards of 2015

The best credit cards earn points that can be redeemed for travel, merchandise or cash back at a rate far above your average yield on your savings account. Think about this for a second: According to the FDIC, the average savings account rate in the U.S. today is a paltry 0.06%. The best rewards credit …

Categories: Credit Cards

Best Gas Credit Cards of 2015

The best gas credit cards make it easy to earn rewards in one budget category that is entirely unavoidable in most cases- transportation. With more than 200 million licensed drivers in the U.S. traveling an average of 13,000 miles a year, there are many opportunities for drivers to cash in. But how do the best …

Five Simple Steps to Improve Your Credit

A good credit score and solid credit history are the cornerstone of any lucrative credit card rewards strategy. So if you’re lacking in that department, you might find that it’s difficult to qualify for more than one popular rewards card – or that you can’t qualify at all. If you find yourself in that boat, you’re …

Back in Debt? A Strategy to Pay It Off for Good

Debt is one of those things that’s very easy to get into and much more difficult to get out of. I spent 14 months getting out of debt, only to find myself right back in a similar place about a year later. Like me, you probably didn’t even notice debt was piling up until you were staring up …

Honey, I Wrecked Your Credit

My husband and I were both in our mid-30s when we married. He was a couple of years into a psychiatric practice, and I had more than a decade of magazine experience under my belt. Each of us had been financially independent for quite some time (although as a freelance writer, my independence was of …

Can Cash-Back Rewards Beat Your Savings Account?

Are you tired of earning less than 1% on your savings? You’re not alone. With interest rates hovering near record lows for the past few years, the average savings account in the U.S. is currently bringing in around 0.17% APY, according to GoBankingRate data. In other words, most people are earning next to nothing on their liquid savings. And you …

Five Credit Card Reward Myths

Almost everyone wishes they could get something for free, but few people know that the pursuit of “free stuff” is commonplace among those who take advantage of credit card rewards. The problem is, it can be difficult to differentiate between fantasy and reality, since almost everything you hear on the topic comes from those who benefit …

How to Use Credit Card Rewards for a Disney Vacation

If you have kids, you’ve probably priced out a Disney vacation at least once. And when you did, you were probably struck by just how expensive it can be. Basic park tickets for Disney World in Florida are, in most cases, upwards of $90 per person per day. That means that, all other expenses aside, …

Categories: Credit Cards, Travel

Using Upromise to Pay for College

Whether you’re looking for a way to save for your child’s college or deal with your own student loan debt, Upromise might be a way to give your efforts a boost. According to its website, users have earned more than $850 million toward college through everyday spending. What Is Upromise? Upromise, a partnership with Sallie …

5 Amazing Hotels You Can Book with Starwood Points

Despite what you may have heard, you don’t have to pay for a single hotel stay in order to begin racking up hotel loyalty points. Case in point: With the Starwood Preferred Guest® Credit Card from American Express, you simply need to meet a minimum spending requirement in order to earn a boatload of points. …

Categories: Credit Cards, Travel

How to Handle Post-Holiday Debt

For most of us, the holiday season is a few weeks into the past. We have some happy memories, but the joy of the holidays is already long gone as we start a new year and move through the rest of the winter season. In many mailboxes, bills from the countless expenses of the holiday …

The Hidden World of Credit Cards

Chances are you’re among the 71% of Americans who carry one or more of the 1.5 billion credit cards in the U.S. While survey results vary, they all agree that most people don’t understand how credit cards work or how fees and interest are calculated, and an overwhelming majority don’t understand all the parts of a …

Best Balance Transfer Credit Cards for 2015

The best balance transfer credit cards will save you money on your current credit card debt. If getting out of debt is a top priority in 2015, you’ll want to make the move to one of the cards below. How can you cure your credit card debt with another credit card? Well, the main reason …

How to Build Good Credit in College

The typical college student has a lot to worry about – paying for school, classwork, holding down a job, and of course that little issue of figuring out what to do with your life. A good credit score might not be too high on the priority list for most college students. In fact, the average …

Can You Get a Chip-and-PIN Credit Card Now?

2014 seemed to be the year of big data breaches in the United States. Hacks at four major retailers — Home Depot, Michaels Stores, Neiman Marcus, and Target — compromised the payment-card data of more than 130 million customers. Breaches like these left consumers vulnerable to fraud and identity crimes. As of Dec. 23, there had been 761 …

The Best Airline Credit Cards of 2015

This year, I decided to take a fresh approach to the best airline credit cards. With rising fares and falling oil, no one knows the future for air travel prices, but these cards will still offer you great sign-up bonuses and the ability to earn air miles in your frequent flier program to put towards …

Best Travel Credit Card for 2015

If you’re looking to travel in 2015, a great way to come up with some extra savings on airfare, hotels, and general travel is to find the best travel rewards credit cards and cash in on lucrative points bonuses that many of these cards offer. Last year, I decided that the best travel rewards credit …

Are Credit Card Rewards Really Worth It?

A friend recently mentioned that she wished she had more time off work to travel – and more money to travel with. “I don’t see how you do it,” she said. “Airfare is crazy expensive. And then you have to pay for your hotel, rental car, and food!” She was right, but I quickly reminded …

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