Credit Cards

The Best Credit Cards to Score Free Hotel Stays in the U.S.

While most people think of credit card rewards as a way to pursue international travel on a budget, it’s important to note that the same programs offer plenty of opportunities for domestic travel as well. Even if you have no desire to travel outside of the U.S., you can find plenty of value all over …

Categories: Credit Cards, Travel

Smart People Use This Simple Trick to Get Free Vacations

Have you ever wondered how some people can afford to travel so often, or so luxuriously? While you’re stuck at work, some people you know are frolicking through cities like Paris and London, dancing the night away at the hottest night clubs, or relaxing on some of the world’s most beautiful beaches – and all on an …

Categories: Credit Cards

Smart People Use This Simple Trick to Get Free Vacations

Have you ever wondered how some people can afford to travel so often, or so luxuriously? While you’re stuck at work, some people you know are frolicking through cities like Paris and London, dancing the night away at the hottest night clubs, or relaxing on some of the world’s most beautiful beaches – and all on an …

How Is Credit Card Interest Calculated?

Paying credit card interest is painful enough. Figuring out how that interest is calculated? That’s almost as bad! The entire process is rife with complexity — and not always set in stone. Still, if you’re carrying a balance on a credit card, you should know the science behind how much interest you’ll ultimately pay. This …

American Express Platinum Review

With a $450 annual fee, it’s fairly easy to assume that the Platinum Card® from American Express isn’t worth it. However, a closer look at the card’s many benefits might be enough to convince you that the perks are more than worth the price you’ll pay to be a Platinum cardholder. Let’s start with those …

Categories: Credit Cards, Travel

Five Ways to Improve Your Credit Score Without a Credit Card

Unless you have enough cash to finance your entire life, you’ll probably need credit at some point. Whether you’ll need to take out a mortgage to buy a house, take out a car loan, or borrow money to start a business, a good credit score – and a positive credit history – are criteria any lender …

How Do Credit Cards Work?

Credit cards are complex financial tools that get a lot of praise – and a lot of flak. When used properly, they can work as a powerful complement to your financial plan. Likewise, using a credit card improperly can wreak utter havoc on your finances. Here we aim to clear up some of the mystery surrounding …

Chase Slate® Review

When it comes to paying off high interest credit card debt, you might be surprised to hear that getting another credit card could actually provide be the key. That’s because, some credit cards give you introductory 0% interest for a period of time often a year. The Chase Slate® gives you 0% for a full …

Best Balance Transfer Credit Cards for 2015

The best balance transfer credit cards will save you money on your current credit card debt. If getting out of debt is a top priority in 2015, you’ll want to make the move to one of the cards below. How can you cure your credit card debt with another credit card? Well, the main reason …

Paper or Plastic? Two Ways to Save Money on Groceries

The average American family of four with two kids under 11 spends somewhere between $647.80 and $1,290.60 per month on food, according to the U.S. Department of Agriculture. That’s quite a spread, and further proof that you can almost spend as little or as much as you want at the grocery store. The thing is, …

Pay for Your Honeymoon With Credit Card Rewards

More and more newlyweds are putting off their honeymoons. A lot of busy couples reach this decision because of scheduling conflicts, while others simply see no hurry to rush it. But other soon-to-be-married couples are putting off their honeymoons for one reason only: money. In many cases, that’s probably an excellent decision. While it’s certainly …

Categories: Credit Cards, Travel

5 Amazing Hotels You Can Book with Starwood Points

Despite what you may have heard, you don’t have to pay for a single hotel stay in order to begin racking up hotel loyalty points. Case in point: With the Starwood Preferred Guest® Credit Card from American Express, you simply need to meet a minimum spending requirement in order to earn a boatload of points. …

Categories: Credit Cards, Travel

What Can I Do If My Credit Card Application is Denied?

If you’ve ever applied for a credit card and been denied, you’re probably wondering whether you did something wrong. Let’s face it – rejection hurts, even if it wasn’t a personal decision. Still, it makes little sense to wallow in embarrassment when you could learn from the situation instead. Chances are, your application was denied for …

The Best Hotel Credit Cards for 2015

In Part 4 of this series, I write about the best hotel credit cards. If you missed the other parts, I already covered the best all-around rewards credit cards, best airline credit cards, and the best cash back credit cards. In 2015, the best hotel credit cards still offer impressive perks and rewards for frequent …

Best Rewards Credit Cards of 2015

My Favorite Rewards Credit Card combo for 2015 Chase Sapphire Preferred® + Chase Freedom® 2015 marks a big year for changes to many of the best credit cards in the U.S. By October of this year, you will most likely be issued new cards containing a microchip. It seems that EMV technology, which boasts better …

Best Cash Back Credit Cards for 2015

In 2015, you won’t see significant changes from many of the best cash back credit cards, but there are a few improvements with rewards programs that will benefit cardholders. For example, some of the rotating category cash back credit cards have now added groceries as a quarterly item to earn rewards on. In the past, …

Best International Credit Cards With No Foreign Transaction Fee

If you plan on traveling overseas for any reason, you’ll want to make sure you have at least one international credit card that doesn’t charge a foreign transaction fee. Since most traditional credit cards charge a fee equal to 1%-3% of every purchase you make in a foreign country, you can save money and expand …

Will Getting Multiple Credit Cards Hurt My Credit Score?

As a credit card rewards enthusiast and credit expert, I am constantly asked the same set of questions. Not only do people want to know if credit card rewards are “real,” but they also want to know how pursuing them will affect their credit. And it makes sense to be cautious. As we know, your …

Eight Hidden Benefits of Credit Cards

In 2013, Lance Cothern and his fiancé, Victoria, purchased a $250 wedding dress from a retailer based in China. Unfortunately, while the dress arrived intact, it wasn’t exactly what the pair had hoped for. “She loved the dress she saw in the picture,” explains Lance, who writes at MoneyManifesto.com. “Unfortunately, the dress that arrived at …

Become a subscriber of The Simple Dollar and get a free copy of Trent's e-book today plus exclusive updates.