Credit Cards

Best Secured Credit Cards

The best secured credit cards can help you repair poor credit or establish a credit history if you have none. While secured credit cards are very different than regular credit cards, they can be a valuable tool in the hands of educated, responsible borrowers. Whether you’re just starting out or rebuilding your credit, we recommend …

Eight Tips to Make Credit Cards Work for You, Not Against You

A credit card can be a valuable tool if you know how to use it properly. Likewise, using credit cards irresponsibly can lead to a world of hurt. If you need an example of how badly things can go, look no further than your neighbors, friends, and relatives. According to the most recent statistics, the …

How to Create a Budget With a Credit Card

In the world of personal finance, it’s not very often that you hear “credit card” and “budget” used in the same sentence. Still, I have to be honest here. As a credit card rewards enthusiast and zero-sum budget expert, people are constantly asking me how I reconcile those two opposite areas of interest. My answer? …

Protecting Against Credit Card Fraud

With credit cards quickly becoming the most popular form of payment around the globe, it’s no wonder that credit card fraud is on the rise. According to the Department of Justice, as much as 10% of the adult population in the U.S. has been a victim of credit card fraud as of 2013. Still, credit …

Categories: Credit Cards

Looking for Travel Insurance? Check Your Wallet First

Just last winter, my husband and I took a much-anticipated vacation to Jamaica with some friends. Not only was it a nice way to break up the cold Midwestern winter, but it was also nice just to get away. That’s probably why we paid so little attention to what was going on back home; we …

How to Save Money With a Balance Transfer

When you’re carrying a lot of high-interest debt, it’s hard to imagine how another credit card can possibly help your situation. However, the right kind of credit card – a balance transfer card – may actually provide some relief. But before you can realize the benefits of a balance transfer, you have to consider how …

How to Earn Double Rewards – or More – for Dining Out

When it comes to earning credit card rewards points or cash back, there are a number of different strategies to consider. For example, some people opt to sign up for new cards frequently in order to rack up as many signup bonuses as possible. Meanwhile, others choose to stick with a few cards and maximize the …

Rack Up Credit Card Rewards for Your Business Expenses

We’ve all heard how much individuals can earn by taking advantage of credit card rewards, but did you know there are a ton of lucrative rewards available for businesses, too? Applying for these cards might be tempting if you spend a lot on purchases for your business, hobby, or side hustle. The Ink Plus® Business Credit Card, …

Best No Annual Fee Credit Cards

Featured Cards Chase Freedom® BankAmericard Travel Rewards® Credit Card

Getting the Most Out of Your American Express Rewards Points

When it comes to earning points and miles, it often pays to focus on flexible, versatile points that can be redeemed in a number of ways. Fortunately, American Express offers its own flexible rewards program that allows consumers to earn travel rewards without being tied down to a specific loyalty program or travel currency. Here’s …

Chase Ink Plus Review

If you’re looking for a business card that offers both extreme rewards and valuable perks, look no further than the Chase Ink Plus® Business Credit Card. Not only do you earn one point per dollar spent on all purchases made with the card, but you also get the opportunity to earn an astonishing number of points …

Guide to the Gift Card Economy

Love ‘em or hate ‘em, gift cards continue to be one of the most popular presents to give and receive. According to a study by CEB Tower Group, Americans loaded over $124 billion onto gift cards in 2014, much of which was gifted in the form of “e-gift cards” or mobile gift cards. But gift …

Chase Slate® Review

When it comes to paying off high interest credit card debt, you might be surprised to hear that getting another credit card could actually provide be the key. That’s because, some credit cards give you introductory 0% interest for a period of time often a year. The Chase Slate® gives you 0% for a full …

Best Low Interest Credit Cards for 2015

Before searching for the best low interest credit card, you should first understand what “low interest” really means. Most credit cards offer interest rates that fall somewhere in between 4.9% and 24.99%, with the highest interest rates charged to individuals with the worst credit. If you have good or decent credit, you should aim for …

Chase Freedom® Review

The Chase Freedom® card is a top rewards card that offers users the opportunity to earn anywhere from 1-5% cash back on your purchases. Not only can you redeem points for statement credits (“true” cash back), you can also redeem your Ultimate Rewards points for other valuable benefits such as gift cards, products, and even …

Categories: Credit Cards

Best Credit Cards for Students in 2015

When used responsibly, the best credit cards for college students become valuable tools that can help accomplish two crucial financial tasks: They help teach money management, and they help students establish the credit they’ll soon need to rent an apartment, buy a car, or even get a rewards credit card. Unfortunately, college students and credit …

Chase Sapphire Preferred Review

When compared to other rewards credit cards of its caliber, the Chase Sapphire Preferred® card simply cannot be beat. Not only do you get 2X points on dining and travel with this card, but simply being a cardholder is enough to earn a 20% discount on travel booked through the Chase Ultimate Rewards website. Since …

Categories: Credit Cards

10 Strategies for Beating a Spending Addiction

Most of us enjoy occasional splurges where we buy new things for ourselves – that’s normal. However, for some people, that rush grows into an addiction where they find themselves buying things they scarcely want just to chase that rush. A few sure signs of a spending addiction include buying things that you know you …

Discover it Miles Review

If you’ve been looking for a simple way to earn travel rewards on all of your purchases, the brand new Discover it® Miles credit card might be exactly what you’re looking for. Unlike other popular cards that force you to keep track of rotating categories, the Discover it® Miles card promises to award you with …

Become a subscriber of The Simple Dollar and get a free copy of Trent's e-book today plus exclusive updates.