Credit Cards

Looking for Travel Insurance? Check Your Wallet First

Just last winter, my husband and I took a much-anticipated vacation to Jamaica with some friends. Not only was it a nice way to break up the cold Midwestern winter, but it was also nice just to get away. That’s probably why we paid so little attention to what was going on back home; we …

How to Save Money With a Balance Transfer

When you’re carrying a lot of high-interest debt, it’s hard to imagine how another credit card can possibly help your situation. However, the right kind of credit card – a balance transfer card – may actually provide some relief. But before you can realize the benefits of a balance transfer, you have to consider how …

How to Earn Double Rewards – or More – for Dining Out

When it comes to earning credit card rewards points or cash back, there are a number of different strategies to consider. For example, some people opt to sign up for new cards frequently in order to rack up as many signup bonuses as possible. Meanwhile, others choose to stick with a few cards and maximize the …

Rack Up Credit Card Rewards for Your Business Expenses

We’ve all heard how much individuals can earn by taking advantage of credit card rewards, but did you know there are a ton of lucrative rewards available for businesses, too? Applying for these cards might be tempting if you spend a lot on purchases for your business, hobby, or side hustle. The Ink Plus® Business Credit Card, …

Getting the Most Out of Your American Express Rewards Points

When it comes to earning points and miles, it often pays to focus on flexible, versatile points that can be redeemed in a number of ways. Fortunately, American Express offers its own flexible rewards program that allows consumers to earn travel rewards without being tied down to a specific loyalty program or travel currency. Here’s …

Chase Ink Plus Review

If you’re looking for a business card that offers both extreme rewards and valuable perks, look no further than the Chase Ink Plus® Business Credit Card. Not only do you earn one point per dollar spent on all purchases made with the card, but you also get the opportunity to earn an astonishing number of points …

Guide to the Gift Card Economy

Love ‘em or hate ‘em, gift cards continue to be one of the most popular presents to give and receive. According to a study by CEB Tower Group, Americans loaded over $124 billion onto gift cards in 2014, much of which was gifted in the form of “e-gift cards” or mobile gift cards. But gift …

Best Low Interest Credit Cards for 2015

Before searching for the best low interest credit card, you should first understand what “low interest” really means. Most credit cards offer interest rates that fall somewhere in between 4.9% and 24.99%, with the highest interest rates charged to individuals with the worst credit. If you have good or decent credit, you should aim for …

Chase Freedom® Review

The Chase Freedom® card is a top rewards card that offers users the opportunity to earn anywhere from 1-5% cash back on your purchases. Not only can you redeem points for statement credits (“true” cash back), you can also redeem your Ultimate Rewards points for other valuable benefits such as gift cards, products, and even …

Categories: Credit Cards

Best Credit Cards for Students in 2015

When used responsibly, the best credit cards for college students become valuable tools that can help accomplish two crucial financial tasks: They help teach money management, and they help students establish the credit they’ll soon need to rent an apartment, buy a car, or even get a rewards credit card. Unfortunately, college students and credit …

Chase Sapphire Preferred Review

When compared to other rewards credit cards of its caliber, the Chase Sapphire Preferred® card simply cannot be beat. Not only do you get 2X points on dining and travel with this card, but simply being a cardholder is enough to earn a 20% discount on travel booked through the Chase Ultimate Rewards website. Since …

Categories: Credit Cards

10 Strategies for Beating a Spending Addiction

Most of us enjoy occasional splurges where we buy new things for ourselves – that’s normal. However, for some people, that rush grows into an addiction where they find themselves buying things they scarcely want just to chase that rush. A few sure signs of a spending addiction include buying things that you know you …

Five Strategies to Use Marriott Hotel Points for a Cheap Vacation

In a lot of ways, vacations can be as cheap or as expensive as you make them. If you want to stay only in high-end resorts, for example, you should expect to shell out a ton of cash for the experience. Meanwhile, if you’ll stay almost anywhere, you can save a ton by shopping around …

Categories: Credit Cards, Travel

Barclaycard Review: Arrival™ World MasterCard® Annual Fee vs. No Annual Fee

For a multitude of reasons, the Barclaycard Arrival™ World MasterCard® is considered one of the best credit cards around. Still, there’s a lot of curiosity and confusion when it comes to deciding which is the more valuable of the two: the Barclaycard Arrival Plus™ World Elite MasterCard® (with an $89 Annual Fee) or the Barclaycard …

Best Gas Credit Cards of 2015

Featured Cards Chase Freedom® Blue Cash Preferred® Card from American Express Credit One Bank® Credit Card with Gas Rewards read more read more read more Apply Now Apply Now Apply Now The best gas credit cards make it easy to earn rewards in one budget category that is entirely unavoidable in most cases- transportation. With …

Five Simple Steps to Improve Your Credit

A good credit score and solid credit history are the cornerstone of any lucrative credit card rewards strategy. So if you’re lacking in that department, you might find that it’s difficult to qualify for more than one popular rewards card – or that you can’t qualify at all. If you find yourself in that boat, you’re …

Back in Debt? A Strategy to Pay It Off for Good

Debt is one of those things that’s very easy to get into and much more difficult to get out of. I spent 14 months getting out of debt, only to find myself right back in a similar place about a year later. Like me, you probably didn’t even notice debt was piling up until you were staring up …

Honey, I Wrecked Your Credit

My husband and I were both in our mid-30s when we married. He was a couple of years into a psychiatric practice, and I had more than a decade of magazine experience under my belt. Each of us had been financially independent for quite some time (although as a freelance writer, my independence was of …

Can Cash-Back Rewards Beat Your Savings Account?

Are you tired of earning less than 1% on your savings? You’re not alone. With interest rates hovering near record lows for the past few years, the average savings account in the U.S. is currently bringing in around 0.17% APY, according to GoBankingRate data. In other words, most people are earning next to nothing on their liquid savings. And you …

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