what is a secured credit card vs. unsecured credit card with no credit history

What Is a Secured Credit Card and How Is It Different From an Unsecured Card?

While you might think all credit cards work the same way, that’s not quite the case. When it comes to credit cards, there are actually

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The Best Payday Loan Alternatives of 2016

I don’t like admitting it, but I’ve used payday loan services. Like a lot of journalists who specialize in personal finance, I began writing about

The Best Credit Cards for Bad Credit

The catch 22 of bad credit is that if your credit is less than perfect, you may have trouble qualifying for new credit, but it

Best Credit Cards for Fair Credit

If you have fair credit (between a FICO score of 650 and 699), you’ve likely made a few financial mistakes in the past. But the

Best Ways to Use Chase Ultimate Rewards Points in 2016

There’s a reason why so many fans of credit card rewards go out of their way to get a card to earn Chase Ultimate Rewards points.

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Should You Get the Amazon Store Card?

If you’re a faithful Amazon.com shopper, you’ve probably at least considered the Amazon Store Card. Created for Amazon Prime shoppers, this card makes it easy

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What are the Best Business Credit Cards for a New Business?

Whether your business is brand new or already well-established, there are plenty of reasons to sign up for a business credit card. First, having a

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Best First Credit Card for 2016

As a credit card expert who studies and writes about this industry full-time, I’m regularly asked to recommend credit cards to my family and friends.

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Best MasterCard Credit Cards of 2016

If you’re looking for a MasterCard, you have plenty of options. There are MasterCards available at numerous banks and credit unions, as well as at

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Six Facts You Should Know About 0% APR Credit Cards

If you’re considering a zero-interest balance transfer credit card as a means to get out of debt — which can be a vert smart idea — it’s

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Best Credit Cards of 2016

The best credit cards generally offer low interest rates, great perks, and no hidden fees. However, that doesn’t mean the “right” card is the same

09.02.16
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Personal Finance 101: What Is a Cash Advance?

So you need some cash, and you need it quick. Should you take a cash advance from your credit card? Featured Offers The process seems easy

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Best Visa Credit Card for 2016

There are a lot of really great Visa cards out there. Banks, airlines, and major retailers all regularly hand out Visa cards to help you

Best Secured Credit Cards in 2016

The best secured credit cards can help you repair poor credit or establish a credit history if you have none. While secured credit cards are

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Best American Express Credit Cards

If you like rewards, you’re going to love American Express. Depending on which American Express card you choose, you can earn cash toward your statement,

Best Bank of America Credit Cards

Bank of America® offers 21 unique credit cards, and each one is tailored to a different type of consumer — the frequent flyer, the frequent

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How Small Businesses Can Save On Credit Card Processing Fees

When it comes to accepting credit cards as payment, small businesses are “damned if they do, and damned if they don’t” – as in, they

Chase Sapphire Preferred® Card Review

When compared to other rewards credit cards of its caliber, the simply can’t be beat. Not only do you get 2X points on travel and

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