Credit Card Guide to Your Consumer Rights

You take that credit card out of your wallet…and hesitate. Does using it put you at the mercy of unscrupulous lending practices or hidden fees?

Compulsive Shopping and Credit Card Addiction

Let’s cut to the chase: compulsive shopping and credit card addiction are genuine problems, and they’re more common than you may think. If you suspect

How Do Credit Cards Really Work: Debunking the Myths

Credit cards account for 20% of grievances (second only to mortgages) filed with The Consumer Financial Protection Bureau, the federal agency committed to consumer financial

Common Credit Card Fees to Watch For

Before you finalize that credit card application, stop to read the fine print. Remember, credit card companies are businesses first and foremost. No matter how

Examining Two Credit Card Repayment Strategies

Kim writes in: My dad told me that the best way to pay off a credit card is to pay it all off at once

A Seven Year Old Learns About Credit Cards

Here’s some food for thought for those of you out there raising children and hoping to teach them good lessons about money. I was at

Tips To Protect Yourself From Identity Theft

A few days ago, one of my close friends shared a harrowing story with me regarding identity theft. The person had their checking account compromised

Good Credit Card Basics

I am frequently asked what my views are on credit cards and their usage. Do I need to have a credit card? Is it okay

Some Thoughts on Rewards Cards

Almost every day, I’ll get an email or two from a reader wanting me to evaluate a particular credit card with a rewards program associated

Why Was My Credit Limit Lowered?

Jennifer writes in: Yesterday, I received a notice from [my credit card company] that my credit limit had been lowered from $10,000 to $4,000 on

Interest Rates Don’t Matter If You Don’t Carry a Balance: Some Thought on the Cash-Only Debate

Earlier today, I read with interest the comments on this Get Rich Slowly article about Suze Orman and the “cash only” movement. In a nutshell,

Should I Cancel a Credit Card That is Paid-Off?

You’ve finally paid off that credit card. It’s sitting there with no balance on it and you regret ever owning it. It’s got a high

Personal Finance 101: Why Do I Need Credit At All?

Samantha writes in: I don’t understand why I need credit at all. Credit just gets you into debt and you wind up paying interest to

Credit Cardholders’ Bill of Rights Act of 2009

On Tuesday, the Senate passed the Credit Cardholders’ Bill of Rights Act of 2009, an act that will quickly be passed into law with the

The Facts About Credit Cards For Teenagers

A reader recently pointed me towards an interesting article at MSN MoneyCentral on the topic of restricting the access that teenagers have to credit cards.

How I Use Credit Cards … And Why

Sasha writes in with a typical question: A lot of different personal finance bloggers have different ways that they use credit cards. Some of them

How To Lower Your Credit Card Interest Rates

When I was near my financial low point, I was literally paying hundreds a month in finance charges on my credit cards and needed to

The Big Debate #3: Credit Cards or Debit Cards?

This week, The Simple Dollar is taking a deeper look at five common personal finance debates. Several people I know have made the active choice

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