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Smart People Use This Simple Trick to Get Free Vacations

Have you ever wondered how some people can afford to travel so often, or so luxuriously? While you’re stuck at work, some people you know

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How Is Credit Card Interest Calculated?

Paying credit card interest is painful enough. Figuring out how that interest is calculated? That’s almost as bad! The entire process is rife with complexity

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Five Ways to Improve Your Credit Score Without a Credit Card

Unless you have enough cash to finance your entire life, you’ll probably need credit at some point. Whether you’ll need to take out a mortgage

credit cards

How Do Credit Cards Work?

Credit cards are complex financial tools that get a lot of praise – and a lot of flak. When used properly, they can work as

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Paper or Plastic? Two Ways to Save Money on Groceries

The average American family of four with two kids under 11 spends somewhere between $647.80 and $1,290.60 per month on food, according to the U.S.

Westin Dawn Beach

Pay for Your Honeymoon With Credit Card Rewards

More and more newlyweds are putting off their honeymoons. A lot of busy couples reach this decision because of scheduling conflicts, while others simply see

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5 Amazing Hotels You Can Book with Starwood Points

Despite what you may have heard, you don’t have to pay for a single hotel stay in order to begin racking up hotel loyalty points.

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What Can I Do If My Credit Card Application is Denied?

If you’ve ever applied for a credit card and been denied, you’re probably wondering whether you did something wrong. Let’s face it – rejection hurts, even

Best International Credit Cards With No Foreign Transaction Fee

If you plan on traveling overseas for any reason, you’ll want to make sure you have at least one international credit card that doesn’t charge

Credit cards

Will Getting Multiple Credit Cards Hurt My Credit Score?

As a credit card rewards enthusiast and credit expert, I am constantly asked the same set of questions. Not only do people want to know

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Eight Hidden Benefits of Credit Cards

In 2013, Lance Cothern and his fiancé, Victoria, purchased a $250 wedding dress from a retailer based in China. Unfortunately, while the dress arrived intact,

Cash Back Credit Cards

Best Unsecured Credit Cards for Bad or Average Credit

Getting an unsecured credit card is one of the best – and easiest – ways to begin building your credit. Unfortunately, some of the best

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Rotating Rewards: Smart Summer Buys in Discover it® Cashback Match™ and Chase Freedom Categories

When it comes to maximizing credit card rewards, many people choose to never pay an annual fee. That way, they never have to worry about

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Will I Still Earn Rewards Points If I Pay Off My Card Early?

Chances are, you’ve heard and believed at least one “credit card myth” before. For example, people love to talk about the fact that pursuing credit

Credit cards

The State of American Credit Card Debt in 2015

Americans continue to dig a deeper hole when it comes to credit card debt. According to the Federal Reserve and other government statistics, our penchant

Best Secured Credit Cards in 2016

The best secured credit cards can help you repair poor credit or establish a credit history if you have none. While secured credit cards are

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Eight Tips to Make Credit Cards Work for You, Not Against You

A credit card can be a valuable tool if you know how to use it properly. Likewise, using credit cards irresponsibly can lead to a

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How to Create a Budget With a Credit Card

In the world of personal finance, it’s not very often that you hear “credit card” and “budget” used in the same sentence. Still, I have

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