Credit Cards

The Road To Financial Armageddon #5: Love and Marriage

Yesterday, we learned about my immature behavior in handling a large steady income. I was starting to sink further into debt without really acquiring any assets, and I was building up a lifestyle based around extremely poor spending decisions. Yet, I was about to embark on a path that would make matters much worse. I …

The Road to Financial Armageddon #4: The First Taste of Real Money

Yesterday, we watched as I stumbled through college making a series of classic financial errors. Yet I finished (albeit in six years) with a pair of degrees, and I was able to find work utilizing both of them. I was suddenly making more money per year than my parents had made combined in any year, …

The One Month Challenge

I used to waste tons of money on silly little things. I did it so often and so regularly that I didn’t even realize that it was adding up to a huge dent in my finances. A pack of Tic-Tacs here, a CD there, a DVD here, a new book there… it wasn’t long before …

14 Ways Your Computer Can Put Money In Your Pocket

If you’re reading this, you likely have ready access to a computer with an internet connection. Most people are aware of a few ways that a personal computer can save them money, but there really are a plethora of simple, ethical ways that anyone can use a computer to make a few dollars. Here is …

What’s In My Wallet? And What Should Be In Yours?

After seeing yet another of those ubiquitous CapitalOne “What’s in your wallet?” ads, I decided to write about the one credit card that’s in my wallet (now that I’ve learned some hard lessons about the dangers of them). I route almost every minor purchase I make through a Chase amazon.com credit card for which I …

I’m In Big Financial Trouble – Where Do I Start?

Several months ago, I sat down with my finances and took a good hard look at things. I was in approximately $10,000 of credit card debt spread out over three cards, and that’s not counting my student loans or vehicle loans. I also had no money in savings and – even scarier – I wanted …