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How Do Medical Bills Affect Your Credit?

Questions regarding your credit generally do not have a simple cut and dried answer. Instead, credit-related questions more often require the rather ambiguous and sometimes

Best Credit Monitoring Service for 2016

If you’re worried about becoming a victim to identity theft, now is the time to take actionable steps to protect yourself. This is a problem

Best Free Credit Report Site of 2016

Keeping tabs on your credit report is one of the best ways you can safeguard your identity. Fortunately, there are a couple of different ways

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Bad Credit? See if You’re Pre-Qualified for a Credit Card

If you have bad credit or a limited credit history, a new credit card offers one of the easiest ways to build a steady credit

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Revolving Debt vs. Installment Loans: Why the Type of Account Matters to Your Credit Score

When it comes to how your credit scores are calculated, there are many factors at play. Credit scoring models consider how well (or how poorly)

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Comparing Your Many Credit Scores

Credit scores make the financial world go round, or so the saying goes. And while that may be a slight exaggeration, the truth is that

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Four Steps to Get Your Credit Back on Track Within a Year

Having bad credit is a bad feeling. Maybe you pulled your credit report for the first time and got some bad news. Or maybe you had good

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You Can Improve This Part of Your Credit Score Almost Immediately

Last week, we discussed how the way you pay (or don’t pay) your bills has the single biggest impact on your FICO and VantageScore credit scores. A close

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Best Credit Report Site

Even if you can’t recite the exact numbers off the top of your head, you probably know the general range of your credit score. (I’m

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This One Factor Affects Your Credit Score More Than Anything Else

It should come as no surprise that the way you pay your bills — particularly, the consistency with which you pay them — has a

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What Is a Good Credit Score Range?

Ever wonder what is a good credit score, and why this little three-digit number is so crucial to your financial well-being? Can it really affect your everyday life?

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Three Credit Mistakes to Avoid at All Costs

Working to earn and maintain great credit scores is a lot like trying to reach and maintain a healthy weight. It’s easy for some people and

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Debunking Four Common Credit Myths

The quality of your credit reports and credit scores has become more important than you’ll ever know. Your credit reports and credit scores can impact

How to Build Credit

When people ask how to build credit, the “chicken or the egg” conundrum often comes up. Having a solid credit history and credit score are

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Six Numbers You Need to Know to Actually Get Out of Debt

Just like there are many ways to get into debt, there’s more than one way to dig yourself out. Where some people focus on the

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Credit Repair Manual

If you have poor credit, it’s easy to be tempted by promises of quick fixes. Perhaps you’ve heard radio ads that say they can make

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How to Dispute Credit Report Errors

If you’ve ever had to borrow money to buy a home, take out a car loan, or start a new business, you probably know just

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What Happens When You Cancel a Credit Card?

There are myriad reasons you might consider closing an old credit card. Perhaps you’ve spent too much on credit in the past and want to

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