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How Long Does It Take to Build Credit From Scratch?

Everyone starts out with a blank slate when it comes to their credit reports. The trick, of course, if you have never established any type

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Business Credit Score Basics

If you’re a business owner, especially a small business owner, there are likely many concerns that occupy your mind on a day-to-day basis. Business owners wear

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Why Landlords Do a Credit Check (and What They Look For)

Unfortunately in life, your past mistakes often have the uncanny tendency to haunt you, long after you made them. This is especially true when it

09.08.16
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What Is a Credit Builder Loan?

If your credit isn’t great, but you want to make it better, you might be at your wits’ end. Fortunately, there’s a lesser-known credit product

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Will Paying Collections Raise Your Credit Score?

So you’re ready to start rebuilding your damaged credit? That’s a smart decision. One of the first places that many consumers like to begin when

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How Do Medical Bills Affect Your Credit?

Questions regarding your credit generally do not have a simple cut and dried answer. Instead, credit-related questions more often require the rather ambiguous and sometimes

Best Credit Monitoring Service for 2016

If you’re worried about becoming a victim to identity theft, now is the time to take actionable steps to protect yourself. This is a problem

Best Free Credit Report Site of 2016

Keeping tabs on your credit report is one of the best ways you can safeguard your identity. Fortunately, there are a couple of different ways

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Bad Credit? See if You’re Pre-Approved for a Credit Card

If you have bad credit or a limited credit history, a new credit card offers one of the easiest ways to build a steady credit

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Revolving Debt vs. Installment Loans: Why the Type of Account Matters to Your Credit Score

When it comes to how your credit scores are calculated, there are many factors at play. Credit scoring models consider how well (or how poorly)

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Comparing Your Many Credit Scores

Credit scores make the financial world go round, or so the saying goes. And while that may be a slight exaggeration, the truth is that

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Four Steps to Get Your Credit Back on Track Within a Year

Having bad credit is a bad feeling. Maybe you pulled your credit report for the first time and got some bad news. Or maybe you had good

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You Can Improve This Part of Your Credit Score Almost Immediately

Last week, we discussed how the way you pay (or don’t pay) your bills has the single biggest impact on your FICO and VantageScore credit scores. A close

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Best Credit Report Site

Even if you can’t recite the exact numbers off the top of your head, you probably know the general range of your credit score. (I’m

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This One Factor Affects Your Credit Score More Than Anything Else

It should come as no surprise that the way you pay your bills — particularly, the consistency with which you pay them — has a

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What Is a Good Credit Score Range?

Ever wonder what is a good credit score, and why this little three-digit number is so crucial to your financial well-being? Can it really affect your everyday life?

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Three Credit Mistakes to Avoid at All Costs

Working to earn and maintain great credit scores is a lot like trying to reach and maintain a healthy weight. It’s easy for some people and

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Debunking Four Common Credit Myths

The quality of your credit reports and credit scores has become more important than you’ll ever know. Your credit reports and credit scores can impact

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