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You Can Improve This Part of Your Credit Score Almost Immediately

Last week, we discussed how the way you pay (or don’t pay) your bills has the single biggest impact on your FICO and VantageScore credit scores. A close

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Best Credit Report Site

I am guessing that a lot of The Simple Dollar readers already know their credit score. Even if you can’t recite the exact numbers off

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This One Factor Affects Your Credit Score More Than Anything Else

It should come as no surprise that the way you pay your bills — particularly, the consistency with which you pay them — has a

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What Is a Good Credit Score Range?

Ever wonder what is a good credit score, and why this little three-digit number is so crucial to your financial well-being? Can it really affect your everyday life?

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Three Credit Mistakes to Avoid at All Costs

Working to earn and maintain great credit scores is a lot like trying to reach and maintain a healthy weight. It’s easy for some people and

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Debunking Four Common Credit Myths

The quality of your credit reports and credit scores has become more important than you’ll ever know. Your credit reports and credit scores can impact

How to Build Credit

When people ask how to build credit, the “chicken or the egg” conundrum often comes up. Having a solid credit history and credit score are

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Six Numbers You Need to Know to Actually Get Out of Debt

Just like there are many ways to get into debt, there’s more than one way to dig yourself out. Where some people focus on the

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Credit Repair Manual

If you have poor credit, it’s easy to be tempted by promises of quick fixes. Perhaps you’ve heard radio ads that say they can make

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How to Dispute Credit Report Errors

If you’ve ever had to borrow money to buy a home, take out a car loan, or start a new business, you probably know just

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What Happens When You Cancel a Credit Card?

There are myriad reasons you might consider closing an old credit card. Perhaps you’ve spent too much on credit in the past and want to

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These Credit Cards Let You See Your FICO Credit Score Free

Over the last decade, it’s gotten immeasurably easier to access your credit report and credit score. Not only can you get a free copy of your

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Should You Co-Sign a Credit Card for a Family Member or Friend?

No matter who you are, chances are good someone has asked you for a financial favor at some point. Maybe it was a small loan to

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Seven Things Everyone Should Know About Their Money

While watching a snippet of the Dr. Phil Show the other day, I heard a monologue that related intimately to personal finance. “You cannot change

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Like It or Not, a Secured Credit Card Might Be the Key to Rebuilding Your Credit

If you’re trying to improve damaged credit but getting nowhere, you may find yourself with this common conundrum: You’re ready to fix your past mistakes, but

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Does Carrying a Balance Help Your Credit?

If you’ve ever tried to buy a home, take out a car loan, or borrow money to start a business, you already know how important

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Should You Share Your Credit Score on the First Date?

While most first dates center on polite discussion over coffee, drinks, or dinner, serious romantic prospects might consider asking for their date’s credit score right off the

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Do Credit Card Customer Service Agents Know Their Stuff?

Just last month, Discover took the top spot in J.D. Power’s 2015 U.S. Credit Card Satisfaction Survey, an annual study measuring customer satisfaction based on

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