raise your credit score in 30 days - monthly planner

Three Ways to Improve Your Credit in 30 Days

Improving your credit generally takes hard work and a whole lot of patience. That being said, there are a few credit improvement strategies that can

driver reading roadmap - credit score factors

What Your Credit Score Is Trying to Tell You

Have you developed the habit of regularly checking your credit reports and scores? If so, kudos to you. You’re already doing a better job monitoring

erasing debt in notebook page - bankruptcy debt and credit scores

There Are Some Debts Even Bankruptcy Can’t Erase

Do severe financial issues have you fantasizing about a silver bullet that can make all your debts vanish? While it’s not exactly that easy, a

man making surprised face

Strange Reasons Your Credit Score Could Change

Credit scores aren’t static. They don’t rise and fall like temperature. No, credit scores are simply a snapshot evaluation of your credit report information at

woman with purse

Does Taking on More Debt Boost Your Credit Score?

It’s well known that earning and maintaining good credit is to your benefit. Perhaps because our credit scores have such a big impact on our lives, credit

happy woman dancing

Why I Quit Caring About My Credit Score

If you believe everything you read about your credit score, you’d think it was the most important component of your financial health. Without a good credit

happy man smiling - the perks of good credit

Five Perks of Having Good Credit

When it comes to your credit scores, the higher they climb, the better. But you probably already knew that. Of course, you may be able

woman reviewing bills and paperwork

Should You Use a Personal Loan to Pay Off Credit Card Debt?

Drowning underneath a pile of expensive credit card debt? Don’t have the cash to write a big check to pay it off? Are the maxed-out

spring clean your credit

Spring Cleaning for Your Credit

As the weather warms in spring, you might give your home an annual deep clean to clear out the remnants of winter. But I believe the

man on phone with credit company

These Are Your Rights Under the Fair Credit Reporting Act

You may already know that you have the right to claim a free copy of your credit report once every 12 months. You might also know

keys in door lock -

About to Buy a House? Put Your Credit on Lockdown

Buying a house can be both an exciting and simultaneously stressful experience. One reason the home buying process tends to be so stressful for many consumers

woman with credit card - secured business credit card

When Is It Safe to Close a Credit Card?

You work hard to maintain good credit scores, but the truth is that even one seemingly innocent mistake has the potential to undo your efforts.

two friends whispering - what your credit score says about you

What Your Credit Report Says About You Behind Your Back

No one enjoys being judged, especially by credit reports. Of course, that’s exactly why your credit reports and credit scores exist — to give others

sunrise over the charles river in Boston - vantagescore 4.0

A New Credit Score Is Coming: What You Need to Know About VantageScore 4.0

A new credit score will be finding its way to a credit bureau near you very soon. VantageScore Solutions, a joint venture of the three

take the money - man pulling dollars out of wallet

How to Tell If a Credit Repair Company Is Breaking the Law

By John Ulzheimer and Chad Kusner Regardless of what you may have read or heard about the process called “credit repair,” it’s legal and consumers

co-sign a loan

Just Say No to Co-Signing (Your Credit Will Thank You)

There is no shortage of mistakes you can make when it comes to your credit. Missing your payments, running up large credit card balances, and

credit cards with free credit score

Want Your Free Credit Score? More Credit Cards Are Willing to Give it to You

If you’re searching for your credit score, you can put your wallet away, because you’re not going to need it. In recent years credit scores

women whispering to each other

Three Things Nobody Tells You About Your Credit

If you’re like most Americans, you probably learned absolutely nothing about credit as a part of your high school or college education. As a result,