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How to Deal With Huge Medical Bills

A report from the American Journal of Medicine shared some sad statistics about the state of American medical care and medical bankruptcies: A 2009 study revealed

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Should You Use a Personal Loan to Pay Off Credit Card Debt?

Drowning underneath a pile of expensive credit card debt? Don’t have the cash to write a big check to pay it off? Are the maxed-out

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Your ‘Magic’ Interest Rate: Figuring Out Debt vs. Savings

When people first become acutely aware of their personal finances, they’re usually hit with a cavalcade of seemingly incompatible goals. They usually have a number

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How to Use a Zero-Sum Budget to Pay Down Debt

While there are plenty of different budgeting strategies to try, my personal favorite is the zero-sum budget. This type of budget isn’t hard to implement,

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Don’t Expect God Alone to Fix Your Financial Problems

Let’s start this off with a disclaimer: I’m not the world’s most religious woman. I believe in God – the idea that we have a

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Here’s How Much the Average American Pays in Interest Each Year

From the moment we’re born, we’re taught that borrowing money is normal and, dare I say it, expected. From mortgages to car loans to $700 smartphones

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Your Credit Card Minimum Payment Is Just That — a Minimum

When finances become tight it can be quite tempting to cut back on your credit card payments. After all, if you send in a small

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How to Spot Student Loan Forgiveness Scams

After completing college, you may feel overburdened by your student loan costs, but don’t fall victim to student loan forgiveness scams that offer false promises

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Applying for a Credit Card After Bankruptcy

There’s no two ways about it: Nothing is going to ding your credit score harder than filing for bankruptcy. But after you declare bankruptcy, you

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How Big Should My Down Payment on a Car Be?

Reader Jimmie wrote in with a good question about the ideal down payment on a car: I’m going to buy a new car in several

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What Are My Student Loan Repayment Options?

Graduating from college takes determination, hard work, and fortitude — but so does paying for your education. Picking the right student loan repayment option is

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Four Strategies to Stay Sane While Battling a Student Loan

The most surprising part about paying off my student loan has been the mental anguish it causes. I get sad thinking about how much money

Some Notes on Filing for Bankruptcy

Filing for bankruptcy is usually the last thing anyone wants to do. Not only must you endure the hassle and stress of sharing your financial

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Four Ways to Tackle Overwhelming Debt

Any amount of debt can seem overwhelming, depending on what your income is or how much debt you’re comfortable having. If you’re feeling in over

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What to Do When You Get a Debt Collection Notice for an Account You Don’t Recognize

Sometimes you get a debt collection letter in the mail and you know exactly why you got it and what you owe. Other times you

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Federal Student Loan Servicing: Who Is My Loan Servicer?

Loan servicers act as an intermediary between you and the federal student loan program that helped you pay for school. No matter what your situation

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How to Stay Motivated When You’re Already Debt-Free

When my husband and I finally fought our way to debt freedom, it was a huge relief. Where we once had a ton of bills

Best Debt Management Companies for 2017

Debt management is one of several debt-relief options for those who are struggling to keep up with a growing pile of bills each month. When