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Here’s How Much the Average American Pays in Interest Each Year

From the moment we’re born, we’re taught that borrowing money is normal and, dare I say it, expected. From mortgages to car loans to $700 smartphones

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Your Credit Card Minimum Payment Is Just That — a Minimum

When finances become tight it can be quite tempting to cut back on your credit card payments. After all, if you send in a small

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How to Spot Student Loan Forgiveness Scams

After completing college, you may feel overburdened by your student loan costs, but don’t fall victim to student loan forgiveness scams that offer false promises

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Applying for a Credit Card After Bankruptcy

There’s no two ways about it: Nothing is going to ding your credit score harder than filing for bankruptcy. But after you declare bankruptcy, you

12.11.16
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How Big Should My Down Payment on a Car Be?

Reader Jimmie wrote in with a good question about the ideal down payment on a car: I’m going to buy a new car in several

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What Are My Student Loan Repayment Options?

Graduating from college takes determination, hard work, and fortitude — but so does paying for your education. Picking the right student loan repayment option is

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Four Strategies to Stay Sane While Battling a Student Loan

The most surprising part about paying off my student loan has been the mental anguish it causes. I get sad thinking about how much money

Some Notes on Filing for Bankruptcy

Filing for bankruptcy is usually the last thing anyone wants to do. Not only must you endure the hassle and stress of sharing your financial

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Four Ways to Tackle Overwhelming Debt

Any amount of debt can seem overwhelming, depending on what your income is or how much debt you’re comfortable having. If you’re feeling in over

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What to Do When You Get a Debt Collection Notice for an Account You Don’t Recognize

Sometimes you get a debt collection letter in the mail and you know exactly why you got it and what you owe. Other times you

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Federal Student Loan Servicing: Who Is My Loan Servicer?

Loan servicers act as an intermediary between you and the federal student loan program that helped you pay for school. No matter what your situation

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How to Stay Motivated When You’re Already Debt-Free

When my husband and I finally fought our way to debt freedom, it was a huge relief. Where we once had a ton of bills

Best Debt Management Companies for 2017

Debt management is one of several debt-relief options for those who are struggling to keep up with a growing pile of bills each month. When

Best Student Loans in 2017

Figuring out how to pay for college can be a stressful, complicated process. I remember being overwhelmed when I started at a pricey private college,

Best Debt Settlement Companies for 2017

When debt becomes too much to handle, you may be confused by the sea of options available to you. Debt settlement is when a company

09.25.16
fidelity employees - companies that offer student loan reimbursement

Nine Employers That Will Help You Pay Off Your Student Loans

When searching for a new employer, most people look at the full package of benefits they’ll get in return. How much will your new salary

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Federal Student Loan Forgiveness: Four Ways to Wipe Out Your Debt

Nearly seven in 10 graduating seniors left college with student loan debt in 2014, with an average debt-load of $28,950 per borrower. Some student borrowers

small business debt consolidation and refinancing

Four Options for Business Debt Consolidation and Refinancing

As of 2012, there were 5.73 million businesses with fewer than 500 employees. What’s more, 30% of all jobs in the United States economy are