Stressed young man with paperwork

Struggling With Student Loans? How to Lower Your Payments

If you’re struggling to make your student loan payments, one option to explore is income-driven repayment plans. These plans are available to federal borrowers to

Debt-Free Payment Methods: Alternatives to Cash

Whether it’s Target, Home Depot, or Sony, it seems like every couple of months another huge corporation is hacked, exposing vast amounts of customer information. So it’s no wonder

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Debt Forgiveness and Taxes

In 1726, author Daniel Defoe wrote in “The Political History of the Devil” that, “Things as certain as death and taxes can be more firmly

ball and chain of student loans

How Student Loans Affect Your Credit

Whether you’re making your payments on time, paying extra every month, or struggling to pay the debt, student loans impact your credit report and score

Six Debt-Busting New Year’s Resolutions for 2015

Welcoming the New Year invokes a lot of emotions for people. It’s a time to look back on the past year and reflect on mistakes we’ve

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10 Steps to Rid Yourself of Credit Card Debt Forever

No one likes being in credit card debt. It’s one of the easiest payment methods for overspending, and yet is the most difficult to pay off

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Expose a Fake Debt Collector by Asking These Three Questions

By Craig T. Kimmel It’s late and your phone is ringing off the hook. The caller ID reads a number you don’t recognize, but you pick

Debt and Your Marriage

When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe

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Debt Snowball vs. Debt Snowflake: Which Works Best to Pay Off Debt?

Being in buried debt and not knowing how to get out of it can be very overwhelming. Add to that the many strategies, methods, and

Should You Tell Your Kids About Your Debt?

Parenting is a no easy task, as you already know. There is no playbook or instruction manual to tell you the best way to handle

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The True Cost of Debt

By Doug Hoyes Everyone knows that they have to pay interest when they take out a loan. It’s the price we pay to use someone else’s

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Student Loan Consolidation: Pros and Cons

Graduating from college comes with the acknowledgement of great achievement — and, if you’re like 70% of graduates, a burden on your back in the form of

The Best Debt Repayment Tools and Apps

The first major step toward reaching financial freedom is to regain control of your spending and pay off debt. However, this is often harder to

Best Debt Management Companies for 2015

Debt management is one of several debt-relief options for those who are struggling to keep up with a growing pile of bills each month. When

10 Things You Can Do to Tackle Your Debt Right Now

Consumer debt in the U.S. now totals $11.4 trillion, including mortgages, auto loans, credit cards, and student loans, according to If you’re responsible for any

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The Emotional Effects of Debt

Whether it’s considered “good debt” or “bad debt,” the truth is, any debt can cause serious emotional effects. Studies show what many of us already know: Debt

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How to Handle Debt in Collections and Pay Less Than You Owe

Debt collectors often make an already stressful situation — feeling stalked by past debts — a lot worse if you give them the chance. They can be

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Nine Debt-Forming Habits and How to Break Them

The average American household with a credit card carries more than $15,000 in credit card debt, according to Add to that $1.2 trillion (and

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