credit myths

Debunking Four Common Credit Myths

The quality of your credit reports and credit scores has become more important than you’ll ever know. Your credit reports and credit scores can impact

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Student Loan Deferment and Forbearance: What They Mean and When to Use Them

When it comes to student loan debt, there are myriad ways to pay it down and pay it off. You can go about it the

rebuilding credit after bankruptcy - broken mirror

Rebuilding Your Credit After Bankruptcy

People tend to think of bankruptcy as the financial equivalent of breaking a mirror — seven years’ bad luck. And while bankruptcy is no walk in

pay your debts graffiti

Could You Walk Away From Your Debt?

Some time back, noted former investment banker and entrepreneur James Altucher suggested millennials deal with their debt woes using one simple and elegant solution: Just

cutting credit card with scissors

Five Steps You Should Take Immediately After Doing a Balance Transfer

If you’re tired of struggling to pay off high-interest credit card debt, performing a balance transfer can be an extremely smart idea. With a balance transfer

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Six Numbers You Need to Know to Actually Get Out of Debt

Just like there are many ways to get into debt, there’s more than one way to dig yourself out. Where some people focus on the

Citi Diamond Preferred Review

Whether you’re considering a balance transfer to pay down debt or want to spread out payments on a large purchase you’ve been planning to make,

loans sign - unsecured and secured personal loans

Two-Sided Coin: Is Debt the Devil?

This is the third in a series of posts called the “Two-Sided Coin,” where TSD’s Jon Gorey and Holly Johnson take opposing viewpoints on personal finance

use an old-fashioned telephone to get out of debt

Six Surprising Tools to Get Out of Debt

If you’re in debt and desperate for a way out, those first few steps can feel overwhelming. Not only do you have to face the

credit - repair manual

Credit Repair Manual

If you have poor credit, it’s easy to be tempted by promises of quick fixes. Perhaps you’ve heard radio ads that say they can make

how to get out of debt? stop digging a deeper hole

How to Get Out of Debt Without Credit Counseling

The presents have been opened and stashed away. Holiday visitors have come and gone, leaving behind memories, new traditions, and plenty to look forward to

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The First Step Out of Debt

Anyone living with a mountain of debt knows that getting into debt is an absolute breeze. But digging your way out? Now, that’s the hard part.

pile of money on floor

Seven Things Everyone Should Know About Their Money

While watching a snippet of the Dr. Phil Show the other day, I heard a monologue that related intimately to personal finance. “You cannot change

stressed millennial on the phone

Almost Half of Millennials Experience Chronic Stress Over Money

From a ballooning student-loan bubble to a depressed job market, millennials have plenty of reasons to worry about money. And according to the “Better Money Habits

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11 Ways to Get Out of Debt Faster

As of early 2015, the average American household owed $7,281 on their credit cards. And when you remove debt-free households from the equation — people with

fortune cookie

When Enough Is Enough: How Much Is Too Much Debt?

Most Americans carry some amount of debt — often a lot of it — and many of us might juggle a mortgage, car payment, and student loans without

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Debt Payoff Calculator

At The Simple Dollar, one of our missions is to help people break free from debt and get on the road to financial independence. Whether

drowning in debt

Five Signs Your Debt Is Threatening to Swallow You Whole

By Doug Hoyes I was quite amused the other day to read my news feeds and see several conflicting articles about consumers and debt. In

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